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BNK Banking Corporation Limited (BBC.AX)

AUD0.25 +0.00 (+0.00%)
AU ASX Financial Services Banks - Regional
Address 191 St George’s Terrace 6430
Perth, WA, AU
CEO Stephen Kinsella
Website bnk.com.au
IPO 2012-05-22
ISIN AU0000041857

Explore sections of this company profile

Description

BNK Banking Corporation Ltd. is an Australian financial institution providing a diverse array of retail banking and financial solutions across the country. Its operations are structured into two primary segments: Banking and Aggregation. The company offers a variety of deposit products, including savings accounts, fixed-term deposits, and accounts tailored for businesses. Moreover, it extends residential and commercial lending to both individual consumers and small enterprises, operating under its Goldfields Money and Better Choice Home Loans brands. A comprehensive suite of general insurance policies is also available, covering areas such as residential property and contents, vehicles, landlord rent guarantees, personal accidents, travel, tenant belongings, income security, and various business or trade-specific risks. Additionally, the firm delivers mortgage administration and broker network management services. BNK Banking Corporation Limited was founded in 1982 and is headquartered in Perth, Australia.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
AUD0.25 +0.00 (+0.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
55.2K
Beta
0.04
Float Shares
54.25M
Free Float %
45.7%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% +5.86% -4.08% -16.07% -18.97% -18.97% -20.34% -50.00% -69.48% -72.35% -76.50%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
0.25
Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.19
Distress
Piotroski F-Score
3 / 9
Average
Composite Rating
C+
Overall Score
2 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
2 / 5
Medium
ROA Score
2 / 5
Medium
D/E Score
2 / 5
Medium
P/E Score
1 / 5
Low
P/Book Score
4 / 5
High
Operational MOAT
  • Revenue growth
    -71.8% Q4'25: -23.8% (vs Q4'23)
  • EPS growth
    +119.2% Q4'25: +122.9% (vs Q4'23)
  • FCF margin
    Q4'25: -0.8% (vs Q4'23)
  • EBIT margin
    Q4'25: +1.6% (vs Q4'23)
  • ROIC
    Q4'25: +1.5% (vs Q4'23)
  • Share dilution
    +0.0% Q4'25: +0.0% (vs Q4'23)
  • Debt / EBITDA
    Q4'25: 21.80× (vs Q4'23)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.07) × ERP
WACC = 24% × Ke + 76% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Current price: 0.25
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Jun 2013
actual
Jun 2014
actual
Jun 2015
actual
Jun 2016
actual
Jun 2017
actual
Jun 2018
actual
Jun 2019
actual
Jun 2020
actual
Jun 2021
actual
Jun 2022
actual
Jun 2023
actual
Jun 2024
actual
Jun 2025
actual
Jun 2026
1 Rev. Ana.
1 EPS Ana.
Jun 2027
1 Rev. Ana.
Revenue
2.70M
est: 2.72M (-0.5%)
2.98M
est: 3.01M (-0.9%)
3.32M
est: 3.60M (-7.7%)
3.57M
est: 3.75M (-4.9%)
3.95M
est: 3.60M (+9.7%)
5.10M
est: 3.75M (+35.8%)
205.23M
est: 4.26M (+4,718.7%)
315.59M
est: 4.95M (+6,275.6%)
26.15M
est: 24.30M (+7.6%)
21.41M
est: 33.90M (-36.8%)
66.31M
est: 20.10M (+229.9%)
92.86M
est: 29.70M (+212.7%)
26.19M
est: 35.30M (-25.8%)
46.10M
46.10M – 46.10M
+30.6% YoY
74.50M
74.50M – 74.50M
+61.6% YoY
EBITDA
-85.9K
est: -501.2K (+82.9%)
est: -554.5K (+100.0%)
-477.7K
est: -664.2K (+28.1%)
est: -692.0K (+100.0%)
est: -664.2K (+100.0%)
est: -692.0K (+100.0%)
est: -785.5K (+100.0%)
est: -913.0K (+100.0%)
-5.11M
est: -4.48M (-14.0%)
-15.63M
est: -6.25M (-149.9%)
-4.85M
est: -3.71M (-30.7%)
est: -5.48M (+100.0%)
1.99M
est: -6.51M (+130.6%)
-8.50M
-8.50M – -8.50M
-30.6% YoY
-13.74M
-13.74M – -13.74M
-61.6% YoY
EBIT
171.0K
est: -515.6K (+133.2%)
-74.6K
est: 221.3K (-133.7%)
-93.8K
est: -683.2K (+86.3%)
-149.0K
est: -711.8K (+79.1%)
-284.5K
est: -683.2K (+58.4%)
-152.1K
est: 337.6K (-145.1%)
-972.0K
est: -808.0K (-20.3%)
-2.33M
est: -939.1K (-148.4%)
-5.11M
est: -4.61M (-10.8%)
-16.01M
est: -6.43M (-148.8%)
-5.19M
est: -3.81M (-36.0%)
-331.0K
est: -5.63M (+94.1%)
1.99M
est: -6.70M (+129.7%)
-8.75M
-8.75M – -8.75M
-30.6% YoY
-14.13M
-14.13M – -14.13M
-61.6% YoY
Net Income
196.7K
est: 1.61M (-87.8%)
201.2K
est: 221.3K (-9.1%)
140.0K
est: 1.40M (-90.0%)
-95.2K
est: 1.03M (-109.2%)
-996.5K
est: 1.40M (-171.4%)
-406.0K
est: 337.6K (-220.3%)
3.61M
est: 1.46M (+148.2%)
3.82M
est: 11.18M (-65.8%)
5.66M
est: 546.1K (+936.3%)
59.79M
est: 2.97M (+1,910.9%)
-3.94M
est: 522.5K (-853.1%)
-6.70M
est: 3.43M (-295.2%)
1.28M
est: 7.59M (-83.1%)
12.72M
12.72M – 12.72M
+67.6% YoY
— – —
-100.0% YoY
SGA
1.49M
est: 1.62M (-8.0%)
1.67M
est: 2.77M (-39.7%)
1.77M
est: 2.14M (-17.2%)
2.26M
est: 2.23M (+1.5%)
3.01M
est: 2.14M (+40.5%)
2.48M
est: 2.23M (+11.3%)
18.15M
est: 2.53M (+616.7%)
21.56M
est: 2.94M (+632.3%)
22.87M
est: 14.45M (+58.3%)
16.66M
est: 20.16M (-17.3%)
16.26M
est: 11.95M (+36.0%)
16.45M
est: 17.66M (-6.9%)
23.53M
est: 20.99M (+12.1%)
27.41M
27.41M – 27.41M
+30.6% YoY
44.30M
44.30M – 44.30M
+61.6% YoY
EPS
0.01
est: 0.01 (-7.1%)
0.01
est: 0.01 (+33.7%)
0.01
est: 0.01 (-24.3%)
-0.01
est: 0.01 (-169.1%)
-0.05
est: 0.01 (-534.0%)
-0.02
est: 0.01 (-307.2%)
0.05
est: 0.01 (+319.2%)
0.04
est: 0.00 (+979.0%)
0.06
est: 0.00 (+1,172.3%)
0.52
est: 0.03 (+1,977.1%)
-0.03
est: 0.00 (-854.5%)
-0.06
est: 0.03 (-295.2%)
0.01
est: 0.06 (-83.1%)
0.11
0.11 – 0.11
+67.6% YoY
— – —
-100.0% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 C+ 2/5 1/5 2/5 2/5 2/5 1/5 4/5
2026-05-28 C+ 2/5 1/5 2/5 2/5 2/5 1/5 4/5
2026-05-27 C+ 2/5 1/5 2/5 2/5 2/5 1/5 4/5
2026-05-25 C+ 2/5 1/5 2/5 2/5 2/5 1/5 4/5
2026-05-22 C+ 2/5 1/5 2/5 2/5 2/5 1/5 4/5
2026-05-20 C+ 2/5 1/5 2/5 2/5 2/5 1/5 4/5
2026-05-19 C+ 2/5 1/5 2/5 2/5 2/5 1/5 4/5
2026-05-18 C+ 2/5 1/5 2/5 2/5 2/5 1/5 4/5
2026-05-15 C+ 2/5 1/5 2/5 2/5 2/5 1/5 4/5
2026-05-14 C+ 2/5 1/5 2/5 2/5 2/5 1/5 4/5
2026-05-13 C+ 2/5 1/5 2/5 2/5 2/5 1/5 4/5
2026-05-12 C+ 2/5 1/5 2/5 2/5 2/5 1/5 4/5
2026-05-11 C+ 2/5 1/5 2/5 2/5 2/5 1/5 4/5
2026-05-08 C+ 2/5 1/5 2/5 2/5 2/5 1/5 4/5
2026-05-07 C+ 2/5 1/5 2/5 2/5 2/5 1/5 4/5
2026-05-06 C+ 2/5 1/5 2/5 2/5 2/5 1/5 4/5
2026-05-01 C+ 2/5 1/5 2/5 3/5 2/5 1/5 4/5
2026-04-30 C+ 2/5 1/5 2/5 3/5 2/5 1/5 4/5
2026-04-27 C+ 2/5 1/5 2/5 3/5 2/5 1/5 4/5
2026-04-23 B- 2/5 1/5 2/5 3/5 2/5 2/5 4/5
2026-04-20 B- 2/5 1/5 2/5 3/5 2/5 2/5 4/5
2026-04-17 B- 3/5 1/5 2/5 4/5 2/5 2/5 4/5
2026-04-16 B- 3/5 1/5 2/5 4/5 2/5 2/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
443.57M
OE per share TTM
3.73
Owner's Yield
1,589.24%
Maintenance CapEx ratio
42.59%
Maint CapEx / Avg PPE
1.4%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
19.1K
Shares Outstanding
118.78M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Allan Savins Chief Executive Officer 504.1K male
Stephen Kinsella Chief Executive Officer 504.1K male
Dara Wettner Chief Risk Officer 420.7K female
Chen Lin Chief Information Officer 356.3K male
Joe Mittiga Chief Operating Officer 321.4K male
Diane Osborne Interim Chief Risk Officer female
Jenny Spicer Company Secretary female
Judith Newman Interim CFO & Financial Controller female
Matt Vaughan Head of Investor Relation
David Maher Head of Marketing
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits