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Banco del Bajío, S.A., Institución de Banca Múltiple (BBAJIOO.MX)

MXN55.54 -0.60 (-1.07%)
MX MEX Financial Services Banks - Regional
Address Avenida Manuel J. Clouthier No. 402 37128
León, GJ, MX
CEO Edgardo del Rincon Gutierrez
Website bb.com.mx
IPO 2017-06-08
ISIN MX41BB000000

Explore sections of this company profile

Also trades on Mexican Stock Exchange · BBAJIOO.MX (MXN) Other OTC · BBAJF (USD)
Description

Banco del Bajío, S.A., Institución de Banca Múltiple, a financial institution headquartered in León, Mexico, was established in 1994 and offers a comprehensive suite of banking and financial services. The bank organizes its operations into two main divisions: Business Banking and Commercial Banking, serving a diverse client base. Its extensive product portfolio includes various deposit and savings accounts, alongside numerous lending options such as short-term, long-term, mortgage, personal, and automotive loans, in addition to credit cards. The institution also provides specialized financial solutions like syndicated financing, investment products, credit and payroll advance facilities, financial factoring, and leasing services. Further offerings encompass securities products, trust management, online banking capabilities, foreign exchange, derivative financial instruments, insurance, and point-of-sale terminal services. Banco del Bajío caters to a wide array of clients, including individuals, businesses of all sizes (from small and medium enterprises to large corporations), governmental entities, and specific sectors like agriculture, rural development, and infrastructure. As of December 31, 2020, its operational footprint spanned 29 Mexican States, supported by a network of 308 branches and 677 automated teller machines (ATMs).

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
MXN55.54 -0.60 (-1.07%)
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Volume Profile
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Liquidity & share structure
Average Volume
2M
Beta
0.17
Float Shares
1.07B
Free Float %
89.9%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.29% -2.20% -6.41% -1.09% +14.81% +19.80% +12.54% -8.42% +79.60% +81.09% +81.09%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
55.54
DCF (Unlevered) 88.92 +60.1%
DCF (Levered) 66.71 +20.1%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 57% Bullish
Rating 2026-05 Change
Strong Buy 2 0
Buy 6 0
Hold 6 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
-0.28
Distress
Piotroski F-Score
8 / 9
Strong
Composite Rating
A
Overall Score
4 / 5
High
DCF Score
4 / 5
High
ROE Score
5 / 5
High
ROA Score
5 / 5
High
D/E Score
2 / 5
Medium
P/E Score
4 / 5
High
P/Book Score
3 / 5
Medium
Operational MOAT
  • Revenue growth
    -7.6% Q1'26: -16.3% (vs Q4'24)
  • EPS growth
    -15.0% Q1'26: -6.1% (vs Q4'24)
  • FCF margin
    Q1'26: -55.2% (vs Q4'24)
  • EBIT margin
    Q1'26: +28.3% (vs Q4'24)
  • ROIC
    Q1'26: +15.7% (vs Q4'24)
  • Share dilution
    0.0% Q1'26: -14.2% (vs Q4'24)
  • Debt / EBITDA
    Q1'26: 4.43× (vs Q4'24)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.26) × ERP
WACC = 54% × Ke + 46% × Kd (32.3%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 91.24 Current price: 55.54
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
6 Rev. Ana.
12 EPS Ana.
Dec 2027
10 Rev. Ana.
11 EPS Ana.
Revenue
25.99B
est: 23.35B (+11.3%)
47.27B
est: 26.30B (+79.7%)
43.69B
est: 25.23B (+73.2%)
25.54B
24.47B – 26.22B
+1.2% YoY
27.89B
26.93B – 28.43B
+9.2% YoY
EBITDA
est: 5.61B (-100.0%)
15.46B
est: 6.79B (+127.6%)
13.35B
est: 6.52B (+104.9%)
6.60B
6.32B – 6.77B
+1.2% YoY
7.21B
6.96B – 7.34B
+9.2% YoY
EBIT
-783.00M
est: 5.13B (-115.3%)
14.58B
est: 6.23B (+134.1%)
12.41B
est: 5.97B (+107.7%)
6.05B
5.79B – 6.21B
+1.2% YoY
6.61B
6.38B – 6.73B
+9.2% YoY
Net Income
11.01B
est: 10.86B (+1.4%)
10.69B
est: 10.61B (+0.7%)
9.08B
est: 8.97B (+1.2%)
8.71B
8.29B – 9.10B
-2.8% YoY
9.54B
9.09B – 10.05B
+9.5% YoY
SGA
8.16B
est: 6.36B (+28.4%)
9.18B
est: 6.82B (+34.6%)
9.93B
est: 6.54B (+51.8%)
6.62B
6.35B – 6.80B
+1.2% YoY
7.23B
6.98B – 7.37B
+9.2% YoY
EPS
9.26
est: 9.13 (+1.4%)
8.98
est: 8.92 (+0.7%)
7.63
est: 7.54 (+1.2%)
7.33
6.97 – 7.65
-2.8% YoY
8.02
7.64 – 8.44
+9.5% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-06 A 4/5 4/5 5/5 5/5 2/5 4/5 3/5
2026-05-05 A 4/5 4/5 5/5 5/5 2/5 4/5 3/5
2026-05-04 A 4/5 4/5 5/5 5/5 2/5 4/5 3/5
2026-04-30 A 4/5 4/5 5/5 5/5 1/5 4/5 3/5
2026-04-29 A 4/5 4/5 5/5 5/5 1/5 4/5 3/5
2026-04-28 A 4/5 4/5 5/5 5/5 1/5 4/5 3/5
2026-04-27 A 4/5 4/5 5/5 5/5 1/5 4/5 3/5
2026-04-24 A 4/5 4/5 5/5 5/5 1/5 4/5 3/5
2026-04-23 A 4/5 4/5 5/5 5/5 1/5 4/5 3/5
2026-04-22 A 4/5 4/5 5/5 5/5 1/5 4/5 3/5
2026-04-21 A 4/5 4/5 5/5 5/5 1/5 4/5 3/5
2026-04-20 A 4/5 4/5 5/5 5/5 1/5 4/5 3/5
2026-04-17 A 4/5 4/5 5/5 5/5 1/5 4/5 3/5
2026-04-16 A 4/5 4/5 5/5 5/5 1/5 4/5 3/5
2026-04-15 A 4/5 4/5 5/5 5/5 1/5 4/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
9.73B
OE per share TTM
7.37
Owner's Yield
17.13%
Maintenance CapEx ratio
20.63%
Maint CapEx / Avg PPE
13.5%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
2.12M
Shares Outstanding
1.19B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Alejandro Olmos Limon Executive Director of Operations & Control male
Angel Juan Carlo Diaz Fuente Risk Manager male
Blanca Veronica Casillas Placencia Corporate Legal Director, Secretary & Director female
Edgardo del Rincon Gutierrez Managing Director & Director male
Joaquin David Dominguez Cuenca Executive Director of Finance, Treasury male
Jorge Antonio Fuentes Rivera Human Capital Director male
Lucia Angelica Munoz Olvera Deputy Director of Investor Relations
María Antonieta Castillo González Corporate Director of Corporate Credit female
Rodrigo Marimon Bernales Associate Vice President-Analyst male
Ángel Juan Carlos Díaz Fuentes Director of Risks male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits