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Bank of Baroda (BANKBARODA.NS)

INR248.15 +1.55 (+0.63%)
IN NSE Financial Services Banks - Regional
Address Baroda Bhavan 390007
Vadodara, MH, IN
CEO Debadatta Chand
Website bankofbaroda.bank.in
IPO 2002-07-01
ISIN INE028A01039

Explore sections of this company profile

Also trades on Bombay Stock Exchange · BANKBARODA.BO (INR) National Stock Exchange of India · BANKBARODA.NS (INR)
Description

Bank of Baroda Limited provides various banking products and services to individuals, government departments, and corporate customers in India and internationally. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers savings, salary, and current accounts; and fixed and recurring deposits. It also provides loans, including home, vehicle, personal, education, gold, mortgage, and other loans, as well as Baroda Yoddha loans for defense personnel and fintech credit; loans and advances for corporate, agriculture, and micro, small, and medium enterprises; export finance, foreign currency credits, foreign currency non-resident loans, external commercial borrowing, and import finance; and supply chain finance. In addition, the company offers life insurance, general insurance, and health insurance products; digital payment, instant banking, and merchant payment solutions; debit, credit, and prepaid cards; investment products; treasury; trade, FX, and remittances; and other services. Bank of Baroda Limited was incorporated in 1908 and is headquartered in Vadodara, India.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
INR248.15 +1.55 (+0.63%)
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Volume Profile
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Liquidity & share structure
Average Volume
13M
Beta
0.42
Float Shares
1.85B
Free Float %
35.8%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.25% -3.93% -5.64% -10.09% -8.56% -11.93% +14.88% +45.79% +236.69% +65.30% +2,482.76%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
248.15
DCF (Unlevered) 153.61 -38.1%
DCF (Levered) 19.64 -92.1%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 79% Bullish
Rating 2026-05 Change
Strong Buy 10 0
Buy 17 -1
Hold 5 0
Sell 1 0
Strong Sell 1 +1
Quality scores
Altman Z-Score
0.25
Distress
Piotroski F-Score
3 / 9
Average
Composite Rating
B+
Overall Score
3 / 5
Medium
DCF Score
3 / 5
Medium
ROE Score
4 / 5
High
ROA Score
3 / 5
Medium
D/E Score
2 / 5
Medium
P/E Score
3 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
  • ✓
    Revenue growth
    +6.0% Q1'26: +14.4% (vs Q1'25)
  • ✗
    EPS growth
    -4.2% Q1'26: +7.1% (vs Q1'25)
  • —
    FCF margin
    — Q1'26: -62.5% (vs Q1'25)
  • —
    EBIT margin
    — Q1'26: +15.1% (vs Q1'25)
  • —
    ROIC
    — Q1'26: +12.8% (vs Q1'25)
  • ✓
    Share dilution
    0.0% Q1'26: 0.0% (vs Q1'25)
  • —
    Debt / EBITDA
    — Q1'26: 7.03× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
▶ WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.46) × ERP
WACC = 57% × Ke + 43% × Kd (74.0%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
—
Intrinsic value (base): 153.49 Current price: 248.15
Enterprise Value: — Equity Value: — Terminal Value: — TV as % of EV: —

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2010
actual 		Mar 2011
actual 		Mar 2012
actual 		Mar 2013
actual 		Mar 2014
actual 		Mar 2015
actual 		Mar 2016
actual 		Mar 2017
actual 		Mar 2018
actual 		Mar 2019
actual 		Mar 2020
actual 		Mar 2021
actual 		Mar 2022
actual 		Mar 2023
actual 		Mar 2024
actual 		Mar 2025
actual 		Mar 2026
27 Rev. Ana.
31 EPS Ana. 		Mar 2027
21 Rev. Ana.
26 EPS Ana. 		Mar 2028
25 Rev. Ana.
29 EPS Ana. 		Mar 2029
10 Rev. Ana.
10 EPS Ana.
Revenue
202.00B
est: 87.97B (+129.6%)
258.01B
est: 113.45B (+127.4%)
343.49B
est: 138.02B (+148.9%)
407.33B
est: 152.08B (+167.8%)
458.17B
est: 164.51B (+178.5%)
505.16B
est: 178.44B (+183.1%)
514.49B
est: 169.78B (+203.0%)
522.98B
est: 196.72B (+165.9%)
531.91B
est: 222.32B (+139.3%)
606.13B
est: 241.96B (+150.5%)
900.65B
est: 374.39B (+140.6%)
881.94B
est: 398.88B (+121.1%)
872.08B
est: 444.16B (+96.3%)
1.06T
est: 505.04B (+109.4%)
1.38T
est: 609.33B (+126.1%)
1.48T
est: 617.58B (+139.6%)
634.99B
606.56B – 665.96B
+2.8% YoY
699.37B
678.85B – 719.64B
+10.1% YoY
788.67B
720.84B – 872.88B
+12.8% YoY
855.37B
842.53B – 868.20B
+8.5% YoY
EBITDA
34.35B
est: 14.82B (+131.8%)
47.14B
est: 19.11B (+146.6%)
66.53B
est: 23.25B (+186.1%)
55.95B
est: 25.62B (+118.4%)
64.70B
est: 27.72B (+133.4%)
64.69B
est: 30.06B (+115.2%)
-56.87B
est: 28.60B (-298.8%)
36.42B
est: 33.14B (+9.9%)
-11.29B
est: 37.46B (-130.1%)
25.52B
est: 40.76B (-37.4%)
5.02B
est: 63.07B (-92.0%)
78.97B
est: 67.20B (+17.5%)
116.79B
est: 74.83B (+56.1%)
229.14B
est: 85.09B (+169.3%)
279.52B
est: 102.66B (+172.3%)
294.92B
est: 104.05B (+183.4%)
106.98B
102.19B – 112.20B
+2.8% YoY
117.83B
114.37B – 121.24B
+10.1% YoY
132.87B
121.44B – 147.06B
+12.8% YoY
144.11B
141.94B – 146.27B
+8.5% YoY
EBIT
31.92B
est: 52.09B (-38.7%)
44.54B
est: 57.11B (-22.0%)
63.57B
est: 72.32B (-12.1%)
52.73B
est: 70.05B (-24.7%)
61.02B
est: 57.04B (+7.0%)
61.01B
est: 66.40B (-8.1%)
-62.13B
est: 57.22B (-208.6%)
31.02B
est: -71.58B (+143.3%)
-20.29B
est: 33.69B (-160.2%)
16.04B
est: -23.14B (+169.3%)
-11.95B
est: 23.84B (-150.2%)
65.40B
est: -12.36B (+629.2%)
102.41B
est: -13.26B (+872.6%)
208.82B
est: -14.28B (+1,562.8%)
262.59B
est: 93.72B (+180.2%)
280.25B
est: 94.46B (+196.7%)
97.67B
93.30B – 102.43B
+3.4% YoY
107.57B
104.42B – 110.69B
+10.1% YoY
121.31B
110.87B – 134.26B
+12.8% YoY
131.57B
129.59B – 133.54B
+8.5% YoY
Net Income
31.79B
est: 34.89B (-8.9%)
44.34B
est: 41.00B (+8.1%)
52.49B
est: 54.06B (-2.9%)
48.04B
est: 57.83B (-16.9%)
50.01B
est: 51.97B (-3.8%)
39.12B
est: 67.17B (-41.8%)
-50.68B
est: 37.41B (-235.5%)
18.15B
est: -58.20B (+131.2%)
-18.87B
est: 20.22B (-193.3%)
11.00B
est: -20.74B (+153.0%)
9.28B
est: 17.20B (-46.1%)
15.48B
est: 9.29B (+66.6%)
78.50B
est: 9.97B (+687.6%)
149.05B
est: 10.73B (+1,288.7%)
187.67B
est: 190.43B (-1.4%)
207.16B
est: 194.58B (+6.5%)
198.46B
177.47B – 201.38B
+2.0% YoY
198.96B
186.15B – 212.42B
+0.2% YoY
222.70B
176.72B – 258.42B
+11.9% YoY
241.94B
196.81B – 264.13B
+8.6% YoY
SGA
1.15B
est: 69.22B (-98.3%)
1.33B
est: 61.78B (-97.9%)
1.40B
est: 79.91B (-98.2%)
50.18B
est: 94.32B (-46.8%)
61.43B
est: 121.93B (-49.6%)
69.59B
est: 137.49B (-49.4%)
81.39B
est: 132.30B (-38.5%)
80.69B
est: 1.30B (+6,094.7%)
87.92B
est: 220.48B (-60.1%)
97.20B
est: 1.60B (+5,966.7%)
164.59B
est: 2.48B (+6,539.1%)
182.07B
est: 2.64B (+6,793.1%)
189.42B
est: 2.94B (+6,340.3%)
219.01B
est: 489.14B (-55.2%)
246.98B
est: 120.05B (+105.7%)
259.08B
est: 577.03B (-55.1%)
125.11B
119.51B – 131.21B
-78.3% YoY
137.79B
133.75B – 141.79B
+10.1% YoY
155.39B
142.02B – 171.98B
+12.8% YoY
168.53B
166.00B – 171.06B
+8.5% YoY
EPS
17.46
est: 15.58 (+12.1%)
24.33
est: 22.15 (+9.9%)
26.80
est: 24.55 (+9.2%)
23.34
est: 22.76 (+2.5%)
4.73
est: 21.34 (-77.8%)
18.22
est: 17.77 (+2.5%)
-14.52
est: -6.83 (-112.6%)
7.88
est: 8.09 (-2.6%)
-5.41
est: 4.27 (-226.6%)
3.15
est: 8.85 (-64.4%)
2.32
est: -2.29 (+201.1%)
3.32
est: 5.51 (-39.7%)
15.18
est: 14.20 (+6.9%)
28.82
est: 26.11 (+10.4%)
36.29
est: 36.82 (-1.4%)
40.06
est: 36.92 (+8.5%)
37.04
34.32 – 38.94
+0.3% YoY
38.50
36.00 – 41.08
+3.9% YoY
43.55
34.17 – 49.97
+13.1% YoY
45.58
38.06 – 51.07
+4.7% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-11 B+ 3/5 3/5 4/5 3/5 2/5 3/5 3/5
2026-05-08 B+ 3/5 2/5 4/5 4/5 2/5 4/5 3/5
2026-05-07 B+ 3/5 2/5 4/5 4/5 2/5 4/5 3/5
2026-05-06 B+ 3/5 2/5 4/5 4/5 2/5 4/5 3/5
2026-05-05 B+ 3/5 2/5 4/5 4/5 2/5 4/5 3/5
2026-05-04 B+ 3/5 2/5 4/5 4/5 2/5 4/5 3/5
2026-04-30 A- 4/5 3/5 4/5 4/5 2/5 4/5 3/5
2026-04-29 A- 4/5 3/5 4/5 4/5 2/5 4/5 3/5
2026-04-28 A- 4/5 3/5 4/5 4/5 2/5 4/5 3/5
2026-04-27 A- 4/5 3/5 4/5 4/5 2/5 4/5 3/5
2026-04-24 A- 4/5 3/5 4/5 4/5 2/5 4/5 3/5
2026-04-23 A- 4/5 3/5 4/5 4/5 2/5 4/5 3/5
2026-04-22 A- 4/5 3/5 4/5 4/5 2/5 4/5 3/5
2026-04-21 A- 4/5 3/5 4/5 4/5 2/5 4/5 3/5
2026-04-20 A- 4/5 3/5 4/5 4/5 2/5 4/5 3/5
2026-04-17 A- 4/5 3/5 4/5 4/5 2/5 4/5 3/5
2026-04-16 A- 4/5 3/5 4/5 4/5 2/5 4/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
8.50B
OE per share TTM
1.64
Owner's Yield
0.62%
Maintenance CapEx ratio
6.73%
Maint CapEx / Avg PPE
9.0%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
—
Total invested
—
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 28 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 Schwab Fundamental Emerging Markets Large Company Index ETF FNDE 0.06% 5.48M 0.39%
2 Vanguard Emerging Markets Ex-China ETF VEXC 0.04% 86.1K 0.07%
3 Vanguard FTSE Emerging Markets UCITS ETF (USD) Accumulating VFEA.L 0.03% 1.61M 0.17%
4 Vanguard FTSE Emerging Markets UCITS ETF (USD) Distributing VDEM.L 0.03% 1.61M 0.17%
5 Vanguard FTSE Asia ex Japan Shares Index ETF VAE.AX 0.03% 161.8K 0.40%
6 Schwab Emerging Markets Equity ETF SCHE 0.03% 3.27M 0.06%
7 Vanguard FTSE Emerging Markets All Cap Index ETF VEE.TO 0.02% 782.7K 0.26%
8 Vanguard FTSE Emerging Markets Shares ETF VGE.AX 0.02% 347.0K 0.48%
9 Vanguard FTSE Emerging Markets ETF VWO 0.02% 38.62M 0.06%
10 Vanguard International High Dividend Yield ETF VYMI 0.02% 3.62M 0.07%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
3.33M
Shares Outstanding
5.17B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Debadatta Chand MD, Chief Executive Officer & Director 7M male
Beena Vaheed Executive Director 7M female
Lal Singh Executive Director 7M male
Lalit Tyagi Executive Director 7M male
Sanjay Vinayak Mudaliar Executive Director 7M male
Joydeep Dutta Roy Chief GM of MD's Office, Subsidiaries and Joint Ventures 1M male
L. Sridhar Inumella Chief Financial Officer — male
Nikita Raut Chief Manager of HR & Head of Mumbai Academy — female
Phiroza Choksi Head of Public Relations & Corporate Communications — —
D. Das GM & COO — male
Elango Balasubramaniam Chief Group Compliance Officer — male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits

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