Subscribe

Bandhan Bank Limited (BANDHANBNK.NS)

INR207.87 -5.28 (-2.48%)
IN NSE Financial Services Banks - Regional
Address Adventz Infinity@5 700091
Kolkata, WB, IN
CEO Parthapratim Sengupta
Website bandhanbank.com
IPO 2018-03-27
ISIN INE545U01014

Explore sections of this company profile

Also trades on Bombay Stock Exchange · BANDHANBNK.BO (INR) National Stock Exchange of India · BANDHANBNK.NS (INR)
Description

Bandhan Bank Limited provides banking and financial services for personal and business customers in India. The company operates through Treasury, Retail Banking, Corporate/Wholesale Banking, and Other Banking Business segments. It accepts term, fixed, and recurring deposits; and offers savings and current accounts. The company also provides home, gold, personal, two-wheeler, and car loans; loans against property; loan/overdraft against term deposits; and loans for small, medium, and large businesses. In addition, it invests in sovereign securities; offers liability products, card services, internet and mobile banking, ATM, trading, and non-resident Indian services; distributes third party products; and engages in demat and trading activities. Further, the company provides mutual fund, money transfer, bill payment and recharge, merchant payment, debit and credit card, internet and mobile banking, doorstep banking, safe deposit locker, remittance, transaction banking, trade finance, and cash management services, as well as health, life, home, travel, property, and car insurance products. The company was founded in 2001 and is headquartered in Kolkata, India. Bandhan Bank Limited operates as a subsidiary of Bandhan Life Insurance Limited.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
Loading outlook…
Loading forecast...
Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
Loading risk profile…
Price Chart
Averages
Trend
Price
Levels
Draw
INR207.87 -5.28 (-2.48%)
Loading historical data…
Volume Profile
Loading…
Liquidity & share structure
Average Volume
13M
Beta
0.80
Float Shares
997.31M
Free Float %
61.9%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+5.52% -0.46% +4.35% +14.94% +36.79% +40.31% +15.15% -20.42% -35.43% -57.09% -57.09%
Rolling Volatility
Loading…
Drawdown
Loading…
Relative Strength
Loading…
Monthly Returns Heatmap
From To
Loading…
Annual Monthly Returns
Loading…
Daily Returns Distribution
vs.
Loading histogram data…

Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
207.87
DCF (Unlevered) 98.72 -52.5%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 52% Bullish
Rating 2026-06 Change
Strong Buy 5 +1
Buy 8 0
Hold 8 0
Sell 3 0
Strong Sell 1 0
Quality scores
Altman Z-Score
0.33
Distress
Piotroski F-Score
3 / 9
Average
Composite Rating
C+
Overall Score
2 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
2 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
2 / 5
Medium
P/E Score
2 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
  • ✗
    Revenue growth
    -2.0% Q1'26: +0.3% (vs Q1'25)
  • ✗
    EPS growth
    -55.5% Q1'26: +68.0% (vs Q1'25)
  • —
    FCF margin
    — Q1'26: -138.9% (vs Q1'25)
  • —
    EBIT margin
    — Q1'26: +12.3% (vs Q1'25)
  • —
    ROIC
    — Q1'26: +8.2% (vs Q1'25)
  • ✗
    Share dilution
    +0.1% Q1'26: 0.0% (vs Q1'25)
  • —
    Debt / EBITDA
    — Q1'26: 4.68× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
▶ WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.80) × ERP
WACC = 70% × Ke + 30% × Kd (75.9%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
—
Intrinsic value (base): 98.65 Current price: 207.87
Enterprise Value: — Equity Value: — Terminal Value: — TV as % of EV: —

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2018
actual 		Mar 2019
actual 		Mar 2020
actual 		Mar 2021
actual 		Mar 2022
actual 		Mar 2023
actual 		Mar 2024
actual 		Mar 2025
actual 		Mar 2026
19 Rev. Ana.
22 EPS Ana. 		Mar 2027
21 Rev. Ana.
21 EPS Ana. 		Mar 2028
21 Rev. Ana.
22 EPS Ana. 		Mar 2029
10 Rev. Ana.
9 EPS Ana.
Revenue
54.63B
est: 36.16B (+51.1%)
77.44B
est: 55.79B (+38.8%)
124.43B
est: 78.40B (+58.7%)
145.45B
est: 97.71B (+48.9%)
166.93B
est: 110.97B (+50.4%)
183.67B
est: 116.79B (+57.3%)
210.37B
est: 95.30B (+120.8%)
249.15B
est: 146.07B (+70.6%)
134.70B
132.32B – 142.38B
-7.8% YoY
154.61B
147.19B – 161.33B
+14.8% YoY
177.42B
165.85B – 184.25B
+14.8% YoY
202.90B
202.41B – 203.39B
+14.4% YoY
EBITDA
21.42B
est: 5.04B (+324.8%)
30.91B
est: 7.78B (+297.4%)
41.34B
est: 77.13B (-46.4%)
30.52B
est: 13.62B (+124.0%)
2.39B
est: 15.47B (-84.6%)
30.36B
est: 16.28B (+86.4%)
31.80B
est: 13.66B (+132.8%)
39.02B
est: 20.94B (+86.4%)
19.31B
18.97B – 20.41B
-7.8% YoY
22.16B
21.10B – 23.13B
+14.8% YoY
25.43B
23.77B – 26.41B
+14.8% YoY
29.08B
29.01B – 29.15B
+14.4% YoY
EBIT
20.56B
est: 4.72B (+335.2%)
30.13B
est: 30.00B (+0.4%)
40.53B
est: 44.36B (-8.6%)
29.49B
est: 47.96B (-38.5%)
1.29B
est: 56.85B (-97.7%)
28.93B
est: 71.77B (-59.7%)
29.43B
est: 11.82B (+149.0%)
36.23B
est: 105.67B (-65.7%)
16.71B
16.41B – 17.66B
-84.2% YoY
19.18B
18.26B – 20.01B
+14.8% YoY
22.00B
20.57B – 22.85B
+14.8% YoY
25.16B
25.10B – 25.22B
+14.4% YoY
Net Income
13.46B
est: 16.11B (-16.5%)
19.52B
est: 19.64B (-0.6%)
30.24B
est: 28.73B (+5.2%)
22.05B
est: 35.78B (-38.4%)
1.26B
est: 42.41B (-97.0%)
21.95B
est: 53.54B (-59.0%)
22.30B
est: 25.72B (-13.3%)
27.45B
est: 29.86B (-8.1%)
12.24B
9.54B – 15.79B
-59.0% YoY
27.68B
23.33B – 30.85B
+126.2% YoY
34.94B
29.62B – 40.57B
+26.2% YoY
41.66B
33.62B – 52.82B
+19.2% YoY
SGA
249.23M
est: 131.78M (+89.1%)
319.45M
est: 24.55B (-98.7%)
829.79M
est: 37.48B (-97.8%)
704.52M
est: 45.20B (-98.4%)
27.97B
est: 53.57B (-47.8%)
35.49B
est: 67.63B (-47.5%)
45.67B
est: 18.78B (+143.2%)
55.63B
est: 28.47B (+95.4%)
26.54B
26.07B – 28.05B
-6.8% YoY
30.46B
29.00B – 31.79B
+14.8% YoY
34.96B
32.68B – 36.30B
+14.8% YoY
39.98B
39.88B – 40.07B
+14.4% YoY
EPS
12.26
est: 10.00 (+22.6%)
16.03
est: 16.08 (-0.3%)
18.78
est: 19.16 (-2.0%)
13.70
est: 15.43 (-11.2%)
0.78
est: -3.60 (+121.6%)
13.62
est: 13.84 (-1.6%)
13.84
est: 15.96 (-13.3%)
17.04
est: 18.72 (-9.0%)
7.42
5.92 – 9.79
-60.4% YoY
17.10
14.47 – 19.13
+130.6% YoY
21.58
18.37 – 25.16
+26.2% YoY
25.68
20.85 – 32.77
+19.0% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-06-12 C+ 2/5 1/5 2/5 3/5 2/5 2/5 3/5
2026-06-11 C+ 2/5 1/5 2/5 3/5 2/5 2/5 3/5
2026-06-10 C+ 2/5 1/5 2/5 3/5 2/5 2/5 3/5
2026-06-09 C+ 2/5 1/5 2/5 3/5 2/5 2/5 3/5
2026-06-08 C+ 2/5 1/5 2/5 3/5 2/5 2/5 3/5
2026-06-05 C+ 2/5 1/5 2/5 3/5 2/5 2/5 3/5
2026-06-04 C+ 2/5 1/5 2/5 3/5 2/5 2/5 3/5
2026-06-03 C+ 2/5 1/5 2/5 3/5 2/5 2/5 3/5
2026-06-02 C+ 2/5 1/5 2/5 3/5 2/5 2/5 3/5
2026-06-01 C+ 2/5 1/5 2/5 3/5 2/5 2/5 3/5
2026-05-29 C+ 2/5 1/5 2/5 3/5 2/5 2/5 3/5
2026-05-27 C+ 2/5 1/5 2/5 3/5 2/5 2/5 3/5
2026-05-26 C+ 2/5 1/5 2/5 3/5 2/5 2/5 3/5
2026-05-25 C+ 2/5 1/5 2/5 3/5 2/5 2/5 3/5
2026-05-22 C+ 2/5 1/5 2/5 3/5 2/5 2/5 3/5
2026-05-21 C+ 2/5 1/5 2/5 3/5 2/5 2/5 3/5
2026-05-20 C+ 2/5 1/5 2/5 3/5 2/5 2/5 3/5
2026-05-19 C+ 2/5 1/5 2/5 3/5 2/5 2/5 3/5
2026-05-18 C+ 2/5 1/5 2/5 3/5 2/5 2/5 3/5
2026-05-15 C+ 2/5 1/5 2/5 3/5 2/5 2/5 3/5
2026-05-14 C+ 2/5 1/5 2/5 3/5 2/5 2/5 3/5
2026-05-13 C+ 2/5 1/5 2/5 3/5 2/5 2/5 3/5
2026-05-12 C+ 2/5 1/5 2/5 3/5 2/5 2/5 3/5
2026-05-11 C+ 2/5 1/5 2/5 3/5 2/5 2/5 3/5
2026-05-08 C+ 2/5 1/5 2/5 3/5 2/5 2/5 3/5
2026-05-07 C+ 2/5 1/5 2/5 3/5 2/5 2/5 3/5
2026-05-06 C+ 2/5 1/5 2/5 3/5 2/5 2/5 3/5
2026-05-05 C+ 2/5 1/5 2/5 3/5 2/5 2/5 3/5
2026-05-04 C+ 2/5 1/5 2/5 3/5 2/5 2/5 3/5
2026-04-30 C+ 2/5 1/5 2/5 3/5 2/5 2/5 3/5
2026-04-29 C+ 2/5 1/5 2/5 3/5 2/5 1/5 3/5
2026-04-28 C+ 2/5 1/5 2/5 3/5 2/5 1/5 3/5
2026-04-27 C+ 2/5 1/5 2/5 3/5 2/5 1/5 3/5
2026-04-24 C+ 2/5 1/5 2/5 3/5 2/5 1/5 3/5
2026-04-23 B- 2/5 1/5 2/5 4/5 2/5 2/5 3/5
2026-04-22 B- 2/5 1/5 2/5 4/5 2/5 2/5 3/5
2026-04-21 B- 2/5 1/5 2/5 4/5 2/5 2/5 3/5
2026-04-20 B- 2/5 1/5 2/5 4/5 2/5 2/5 3/5
2026-04-17 B- 2/5 1/5 2/5 4/5 2/5 2/5 3/5
2026-04-16 B- 2/5 1/5 2/5 4/5 2/5 2/5 3/5
2026-04-15 B- 2/5 1/5 2/5 4/5 2/5 2/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
1.19B
OE per share TTM
0.74
Owner's Yield
0.36%
Maintenance CapEx ratio
1.47%
Maint CapEx / Avg PPE
4.6%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
—
Total invested
—
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
231.0K
Shares Outstanding
1.61B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Ratan Kumar Kesh Chief Operating Officer & Executive Director 31M male
Rajinder Kumar Babbar Chief Business Officer & Executive Director 30M male
Partha Pratim Sengupta MD & Chief Executive Officer 20M male
Pinaki Halder Chief Information Officer — male
Rajeev Mantri Chief Financial Officer — male
Sureshkumar Pillai Head of Legal — male
Abhijit Ghosh Head of Finance & Accounts — male
Vikash Mundhra Head of Investor Relations — —
Amitava Goswami Chief Compliance Officer — male
Indranil Banerjee Company Secretary & Compliance Officer — male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

Share your view on this stock and instantly see how the community has voted over the last 6 months.

These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits

Related companies

Largest companies in Banks - Regional