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Banco BPM S.p.A. (BAMI.MI)

EUR15.45 -0.20 (-1.28%)
IT MIL Financial Services Banks - Regional
Address Piazza Nogara, 2 37121
Verona, VR, IT
CEO Giuseppe Castagna
IPO 2000-01-03
ISIN IT0005218380

Explore sections of this company profile

Also trades on Italian Stock Exchange · BAMI.MI (EUR) Other OTC · BNCZF (USD)
Description

Headquartered in Verona, Italy, Banco BPM S.p.A. and its affiliates deliver a broad spectrum of banking and financial services throughout Italy. The bank caters to a varied customer base, encompassing individual consumers, small and medium-sized enterprises, and large corporations. Its operational framework is organized into segments such as Retail, Corporate, Institutional, Private, Investment Banking, Strategic Partnerships, Leases, and a Corporate Centre. Individual clients can access offerings like current accounts, residential mortgages, personal loans, and a variety of card products (credit, debit, and prepaid), along with insurance for home, personal, asset, and vehicle needs, as well as savings, investment products, and online trading facilities. For businesses, the company provides financing, corporate leasing, project and real estate funding, payment and collection services, trade and export finance, digital solutions, and investment and transactional banking. By December 31, 2021, Banco BPM operated 1,508 branches. The entity adopted its current name, Banco BPM Società per Azioni, in January 2017, having previously been known as Banco Popolare Societa Cooperativa Scarl.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
EUR15.45 -0.20 (-1.28%)
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Volume Profile
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Liquidity & share structure
Average Volume
7M
Beta
0.52
Float Shares
1.20B
Free Float %
79.8%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-1.09% -1.12% +0.51% +3.62% -3.96% -3.45% +22.78% +226.79% +393.99% +283.89% -86.97%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
15.45
DCF (Unlevered) 58.28 +277.2%
DCF (Levered) 94.71 +513.0%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 25% Bullish
Rating 2026-05 Change
Strong Buy 1 0
Buy 3 0
Hold 9 0
Sell 2 0
Strong Sell 1 0
Quality scores
Altman Z-Score
0.18
Distress
Piotroski F-Score
7 / 9
Strong
Composite Rating
A-
Overall Score
4 / 5
High
DCF Score
3 / 5
Medium
ROE Score
5 / 5
High
ROA Score
4 / 5
High
D/E Score
1 / 5
Low
P/E Score
4 / 5
High
P/Book Score
3 / 5
Medium
Operational MOAT
  • Revenue growth
    -10.4% Q1'26: +2.9% (vs Q1'25)
  • EPS growth
    +7.8% Q1'26: -5.9% (vs Q1'25)
  • FCF margin
    Q1'26: +0.0% (vs Q1'25)
  • EBIT margin
    Q1'26: +0.0% (vs Q1'25)
  • ROIC
    Q1'26: +0.0% (vs Q1'25)
  • Share dilution
    -6.6% Q1'26: +0.1% (vs Q1'25)
  • Debt / EBITDA
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.54) × ERP
WACC = 37% × Ke + 63% × Kd (7.6%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 58.26 Current price: 15.45
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
12 Rev. Ana.
11 EPS Ana.
Dec 2027
12 Rev. Ana.
11 EPS Ana.
Dec 2028
12 Rev. Ana.
10 EPS Ana.
Dec 2029
11 Rev. Ana.
4 EPS Ana.
Revenue
5.07B
est: 3.47B (+46.3%)
3.76B
est: 4.69B (-19.8%)
7.18B
est: 4.58B (+56.7%)
5.33B
est: 4.66B (+14.3%)
5.34B
est: 4.19B (+27.5%)
4.50B
est: 4.14B (+8.5%)
4.78B
est: 4.45B (+7.4%)
5.29B
est: 4.62B (+14.6%)
8.84B
est: 4.85B (+82.2%)
10.34B
est: 5.69B (+81.6%)
9.27B
est: 5.92B (+56.6%)
6.21B
6.07B – 6.45B
+4.9% YoY
6.41B
6.13B – 6.62B
+3.2% YoY
6.60B
6.59B – 6.60B
+3.0% YoY
6.79B
6.56B – 7.03B
+2.9% YoY
EBITDA
539.97M
est: 672.26M (-19.7%)
-1.90B
est: 908.88M (-309.3%)
3.03B
est: 888.28M (+240.7%)
-608.0K
est: 904.35M (-100.1%)
1.15B
est: 812.11M (+42.1%)
53.33M
est: 803.19M (-93.4%)
934.02M
est: 863.37M (+8.2%)
1.33B
est: 895.65M (+48.0%)
2.06B
est: 1.21B (+69.6%)
2.89B
est: 1.42B (+103.2%)
2.70B
est: 1.48B (+82.4%)
1.55B
1.51B – 1.61B
+4.9% YoY
1.60B
1.53B – 1.65B
+3.2% YoY
1.65B
1.65B – 1.65B
+3.0% YoY
1.69B
1.64B – 1.76B
+2.9% YoY
EBIT
349.78M
est: 501.58M (-30.3%)
-2.36B
est: 678.13M (-448.1%)
1.70B
est: 662.76M (+156.3%)
-272.82M
est: 674.74M (-140.4%)
846.11M
est: 605.92M (+39.6%)
-249.33M
est: 599.27M (-141.6%)
653.74M
est: 644.17M (+1.5%)
1.00B
est: 668.25M (+50.4%)
1.78B
est: 1.02B (+74.0%)
2.60B
est: 1.20B (+116.6%)
2.54B
est: 1.25B (+103.7%)
1.31B
1.28B – 1.36B
+4.9% YoY
1.35B
1.29B – 1.39B
+3.2% YoY
1.39B
1.39B – 1.39B
+3.0% YoY
1.43B
1.38B – 1.48B
+2.9% YoY
Net Income
430.07M
est: 1.01B (-57.5%)
-1.68B
est: -1.01B (-66.9%)
2.62B
est: 37.39M (+6,897.7%)
-59.43M
est: 246.22M (-124.1%)
797.00M
est: 458.71M (+73.7%)
20.88M
est: 141.10M (-85.2%)
569.07M
est: 465.21M (+22.3%)
685.05M
est: 667.63M (+2.6%)
1.26B
est: 1.30B (-2.5%)
1.92B
est: 1.45B (+32.8%)
2.08B
est: 1.69B (+22.9%)
1.69B
1.48B – 1.90B
-0.2% YoY
1.74B
1.48B – 1.99B
+2.9% YoY
2.15B
1.62B – 2.16B
+23.9% YoY
2.10B
2.01B – 2.20B
-2.5% YoY
SGA
493.69M
est: 392.52M (+25.8%)
668.81M
est: 530.68M (+26.0%)
757.58M
est: 518.65M (+46.1%)
736.80M
est: 528.03M (+39.5%)
715.54M
est: 474.18M (+50.9%)
731.65M
est: 468.97M (+56.0%)
763.30M
est: 504.11M (+51.4%)
640.12M
est: 522.95M (+22.4%)
625.67M
est: 443.01M (+41.2%)
537.37M
est: 519.69M (+3.4%)
492.53M
est: 540.38M (-8.9%)
567.08M
553.89M – 589.25M
+4.9% YoY
585.04M
559.39M – 604.43M
+3.2% YoY
602.33M
602.17M – 602.50M
+3.0% YoY
619.63M
598.74M – 641.98M
+2.9% YoY
EPS
0.87
est: 0.67 (+29.4%)
-2.06
est: -0.67 (-207.7%)
1.73
est: 0.02 (+6,863.7%)
-0.04
est: 0.16 (-124.0%)
0.52
est: 0.30 (+70.6%)
0.01
est: 0.09 (-85.3%)
0.38
est: 0.31 (+22.9%)
0.45
est: 0.45 (+1.0%)
0.84
est: 0.92 (-8.6%)
1.28
est: 1.03 (+24.7%)
1.38
est: 1.20 (+14.7%)
1.26
1.05 – 1.35
+4.5% YoY
1.33
1.05 – 1.42
+6.1% YoY
1.41
1.16 – 1.53
+5.5% YoY
1.49
1.43 – 1.56
+6.2% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-11 A- 4/5 3/5 5/5 4/5 1/5 4/5 3/5
2026-05-08 A- 4/5 3/5 5/5 4/5 1/5 4/5 3/5
2026-05-07 A- 4/5 3/5 5/5 4/5 1/5 4/5 3/5
2026-05-06 A- 4/5 3/5 5/5 4/5 1/5 4/5 3/5
2026-05-05 A- 4/5 3/5 5/5 4/5 1/5 4/5 3/5
2026-05-04 A- 4/5 3/5 5/5 4/5 1/5 4/5 3/5
2026-04-30 A- 4/5 3/5 5/5 4/5 1/5 4/5 3/5
2026-04-29 A- 4/5 4/5 5/5 4/5 1/5 4/5 3/5
2026-04-28 A- 4/5 4/5 5/5 4/5 1/5 4/5 3/5
2026-04-27 A- 4/5 4/5 5/5 4/5 1/5 4/5 3/5
2026-04-24 A 4/5 4/5 5/5 5/5 1/5 4/5 3/5
2026-04-23 A 4/5 4/5 5/5 5/5 1/5 4/5 3/5
2026-04-22 A 4/5 4/5 5/5 5/5 1/5 4/5 3/5
2026-04-21 A 4/5 4/5 5/5 5/5 1/5 4/5 3/5
2026-04-20 A 4/5 4/5 5/5 5/5 1/5 4/5 3/5
2026-04-17 A 4/5 4/5 5/5 5/5 1/5 4/5 3/5
2026-04-16 A 4/5 4/5 5/5 5/5 1/5 4/5 3/5
2026-04-15 A 4/5 4/5 5/5 5/5 1/5 4/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-4.94B
OE per share TTM
-4.00
Owner's Yield
-30.27%
Maintenance CapEx ratio
142.55%
Maint CapEx / Avg PPE
32.1%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
133.8K
Shares Outstanding
1.51B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Giuseppe Castagna Chief Executive Officer & Director 2M male
Domenico De Angelis Co-GM & Chief Business Officer 967.7K male
Edoardo Ginevra Co-GM & Chief Financial Officer 891.3K male
Gianpietro Val Executive in charge of Corporate Accounting Documents male
Matteo Cidda Head of Communication
Maurizio Nigro Compliance Manager
Roberto Speziotto Head of Human Resources male
Alberto Gasparri Head of Investments male
Tom Lucassen Head of Shareholder Strategy, Investor Coverage & Rating Agencies male
Antonia Cosenz Chief Governance Officer female
Arne Riscassi Investor Relations Manager
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits