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BayFirst Financial Corp. (BAFN)

USD5.71 +0.21 (+3.82%)
US NASDAQ Financial Services Banks - Regional
Address 700 Central Avenue 33701
Saint Petersburg, FL, US
CEO Thomas G. Zernick
IPO 2021-01-08
CIK 1649739 ISIN US07279B1044

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Description

Founded in 1999 and headquartered in Saint Petersburg, Florida, BayFirst Financial Corp. functions as the parent entity for First Home Bank. This financial institution offers a comprehensive array of commercial and consumer banking solutions for both businesses and individual clients. Its product portfolio includes various deposit accounts such as checking, savings, and certificates of deposit. Borrowers can access a range of home financing options, including residential mortgages, home equity loans, and home equity lines of credit. For businesses, specialized lending programs are available, encompassing minority lending initiatives, PPP loan forgiveness services, SBA loans, and general commercial lending. Furthermore, the company provides treasury management, merchant services, online banking, investment products, and credit cards. As of January 26, 2022, BayFirst Financial Corp. operated seven full-service branch locations across Florida in St. Petersburg, Seminole, Pinellas Park, Clearwater, Sarasota, Tampa, and Belleair Bluffs, alongside 23 mortgage loan production offices. The firm adopted its current name in May 2021, having previously operated as First Home Bancorp, Inc.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD5.71 +0.21 (+3.82%)
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Volume Profile
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Liquidity & share structure
Average Volume
43.6K
Beta
0.38
Float Shares
3.50M
Free Float %
85.1%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-23.53% -21.07% -6.87% -4.21% -31.51% -18.85% -60.19% -54.73% -73.82% -62.75% -62.75%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

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By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
5.71
DCF (Unlevered) 44.42 +677.9%
DCF (Levered) 105.94 +1,755.3%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
Altman Z-Score
0.95
Distress
Piotroski F-Score
4 / 9
Average
Composite Rating
C+
Overall Score
2 / 5
Medium
DCF Score
5 / 5
High
ROE Score
1 / 5
Low
ROA Score
1 / 5
Low
D/E Score
3 / 5
Medium
P/E Score
1 / 5
Low
P/Book Score
1 / 5
Low
Operational MOAT
  • Revenue growth
    -16.8% Q1'26: -38.6% (vs Q1'25)
  • EPS growth
    -345.2% Q1'26: -758.8% (vs Q1'25)
  • FCF margin
    Q1'26: +576.3% (vs Q1'25)
  • EBIT margin
    Q1'26: +0.0% (vs Q1'25)
  • ROIC
    Q1'26: +0.0% (vs Q1'25)
  • Share dilution
    -9.8% Q1'26: +0.0% (vs Q1'25)
  • Debt / EBITDA
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.46) × ERP
WACC = 56% × Ke + 44% × Kd (192.2%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 44.42 Current price: 5.71
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-01 C+ 2/5 5/5 1/5 1/5 3/5 1/5 1/5
2026-04-30 B- 2/5 5/5 1/5 1/5 2/5 1/5 4/5
2026-04-29 B- 2/5 5/5 1/5 1/5 2/5 1/5 4/5
2026-04-28 B- 2/5 5/5 1/5 1/5 2/5 1/5 4/5
2026-04-27 B- 2/5 5/5 1/5 1/5 2/5 1/5 4/5
2026-04-24 B- 2/5 5/5 1/5 1/5 2/5 1/5 4/5
2026-04-23 B- 2/5 5/5 1/5 1/5 2/5 1/5 4/5
2026-04-22 B- 2/5 5/5 1/5 1/5 2/5 1/5 4/5
2026-04-21 B- 2/5 5/5 1/5 1/5 2/5 1/5 4/5
2026-04-20 B- 2/5 5/5 1/5 1/5 2/5 1/5 4/5
2026-04-17 B- 2/5 5/5 1/5 1/5 2/5 1/5 4/5
2026-04-16 B- 2/5 5/5 1/5 1/5 2/5 1/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
274.77M
OE per share TTM
66.36
Owner's Yield
1,044.68%
Maintenance CapEx ratio
Maint CapEx / Avg PPE
36.6%

Ownership Overview

Ownership breakdown
At a glance
Institutional holders
1
Total invested
98.2K
Insider transactions (90d)
0
Beneficial owners (>5%)
6
Beneficial owners (>5%)
# Reporting person Amount owned % of class Sole voting Shared voting Sole dispositive Shared dispositive Type Citizenship Filing date SEC filing
1 Linda Berset Irrevocable Trust 294.8K 7.38% 56.4K 238.4K 56.4K 238.4K OO Florida 2021-11-17
2 Linda C. Berset 294.8K 7.38% 26.9K 267.9K 26.9K 267.9K IN Florida 2021-11-17
3 Linda C. Berset Family Trust 294.8K 7.38% 6.6K 288.2K 6.6K 288.2K OO Florida 2021-11-17
4 Mark S. Berset 294.8K 7.38% 68.8K 226.0K 68.8K 226.0K IN Florida 2021-11-17
5 Mark S. Berset & Linda C. Berset JTWROS 294.8K 7.38% 119.9K 174.9K 119.9K 174.9K IN Florida 2021-11-17
6 Mark S. Berset 2012 Irrevocable Trust U/A Dated 12/13/12 294.8K 7.38% 16.2K 278.6K 16.2K 278.6K OO Florida 2021-11-17

Institutional Activity (13F)

Institutional ownership trend From To
13F snapshot — 2026 Q1
Investors holding
1
-13 vs prev Q
New positions
1
Closed positions
14
Increased
1
Reduced
0
Put/Call ratio
0.00
Calls held
Puts held
Top institutional holders
# Investor Shares / Δ Mkt value / Δ Own% / Δ Weight% / Δ Avg px / Perf. Hold / Status
1 VANGUARD GROUP INC 171.2K +64.2K (+60.0%) 1.34M +224.9K (+20.1%) 4.15% +1.555 pp 0.00% +0.000 pp USD14.55 -46.0% 16 qtrs
2 FIRST MANHATTAN CO. LLC. 127.9K +— (+0.0%) 1.00M -333.9K (-25.0%) 3.10% +0.000 pp 0.00% -0.001 pp USD22.27 -64.8% 17 qtrs
3 BANC FUNDS CO LLC 91.7K -78.1K (-46.0%) 719.7K -1.1M (-59.5%) 2.22% -1.891 pp 0.14% -0.168 pp USD18.76 -58.2% 17 qtrs
4 SALZHAUER MICHAEL 53.9K -15.0K (-21.7%) 423.2K -297.3K (-41.3%) 1.31% -0.363 pp 0.17% -0.173 pp USD18.04 -56.5% 17 qtrs
5 BLACKROCK, INC. 49.4K -972.0 (-1.9%) 387.5K -139.0K (-26.4%) 1.20% -0.024 pp 0.00% +0.000 pp USD13.06 -39.9% 6 qtrs
6 GEODE CAPITAL MANAGEMENT, LLC 39.7K +333.0 (+0.8%) 311.6K -100.1K (-24.3%) 0.96% +0.008 pp 0.00% +0.000 pp USD15.31 -48.7% 15 qtrs
7 NORTHERN TRUST CORP 33.9K -274.0 (-0.8%) 266.1K -91.3K (-25.6%) 0.82% -0.007 pp 0.00% +0.000 pp USD15.14 -48.2% 9 qtrs
8 STIFEL FINANCIAL CORP 23.2K +7.4K (+46.5%) 182.1K +16.5K (+10.0%) 0.56% +0.179 pp 0.00% +0.000 pp USD11.59 -32.3% 3 qtrs
9 LPL FINANCIAL LLC 12.8K +— (+0.0%) 100.6K -33.5K (-25.0%) 0.31% +0.000 pp 0.00% +0.000 pp USD11.63 -32.5% 7 qtrs
10 TOWER RESEARCH CAPITAL LLC (TRC) 769.00 +233.0 (+43.5%) 6.0K +430.0 (+7.7%) 0.02% +0.006 pp 0.00% +0.000 pp USD10.68 -26.5% 10 qtrs
11 JONES FINANCIAL COMPANIES LLLP 343.00 -53.0 (-13.4%) 2.7K -831.0 (-23.6%) 0.01% -0.001 pp 0.00% +0.000 pp USD10.46 -25.0% 2 qtrs
12 MORGAN STANLEY 179.00 +— (+0.0%) 1.4K -471.0 (-25.1%) 0.00% +0.000 pp 0.00% +0.000 pp USD10.49 -25.2% 6 qtrs
13 UBS GROUP AG 149.00 -10.4K (-98.6%) 1.2K -109.1K (-98.9%) 0.00% -0.252 pp 0.00% +0.000 pp USD14.66 -46.5% 5 qtrs
14 BANK OF AMERICA CORP /DE/ 4.00 +1.0 (+33.3%) 31.00 +— (+0.0%) 0.00% +0.000 pp 0.00% +0.000 pp USD10.75 -27.0% 7 qtrs
Ownership breakdown by holder

ETF Ownership

Top ETFs holding this stock Held by 12 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 iShares Micro-Cap ETF IWC 0.00% 62.4K 0.60%
2 Vanguard Extended Market ETF VXF 0.00% 249.9K 0.05%
3 Vanguard U.S. Total Market Shares Index ETF VTS.AX 0.00% 1.5K 0.03%
4 Vanguard U.S. Total Market Index ETF VUN.TO 0.00% 4.0K 0.17%
5 Vanguard U.S. Total Market Index ETF (CAD-hedged) VUS.TO 0.00% 296.47 0.17%
6 Vanguard Total Stock Market ETF VTI 0.00% 686.1K 0.03%
7 Vanguard All-Equity ETF Portfolio VEQT.TO 0.00% 1.5K 0.22%
8 Vanguard Growth ETF Portfolio VGRO.TO 0.00% 818.45 0.22%
9 Vanguard Balanced ETF Portfolio VBAL.TO 0.00% 330.75 0.22%
10 Vanguard Conservative ETF Portfolio VCNS.TO 0.00% 36.45 0.22%

Insider Activity

Insider Activity — Latest Quarter
Ratio by transactions
0.50
Neutral
Ratio by volume
0.22
Bearish
Buys
4
Sells
8
Shares acquired
365.39
Shares disposed
1.7K
Cash buys
Cash sales
Net activity
-1,314
Insider buys vs sells (history) From To
Recent insider transactions From To
Date Person Role Transaction A/D Security Shares Price Value Owned after D/I Filing
2026-02-05 Zernick Thomas Gerard Director / Officer J-Other A Common Stock 249 6.02 1.5K 19,455 D
2026-02-05 Tudor Rhonda S Officer J-Other A Common Stock 17 6.02 100.00 1,531 D
2026-02-05 Oliver Robin Leigh Director / Officer J-Other A Common Stock 50 6.02 300.00 11,587 D
2026-02-05 McKim Scott Joseph Officer J-Other A Common Stock 50 6.02 300.00 3,306 D
2026-02-03 Zernick Thomas Gerard Director / Officer F-InKind D Common Stock 890 6.65 5.9K 18,565 D
2026-02-03 Oliver Robin Leigh Director / Officer F-InKind D Common Stock 134 6.65 891.10 11,453 D
2026-02-03 McKim Scott Joseph Officer F-InKind D Common Stock 89 6.65 591.85 3,217 D
2026-01-27 Oliver Robin Leigh Director / Officer F-InKind D Common Stock 119 6.74 802.06 10,962 D
2026-01-26 Oliver Robin Leigh Director / Officer F-InKind D Common Stock 119 6.82 811.58 11,081 D
2026-01-23 Oliver Robin Leigh Director / Officer F-InKind D Common Stock 134 6.70 897.80 11,319 D
2026-01-23 McKim Scott Joseph Officer F-InKind D Common Stock 75 6.70 502.50 3,142 D
2025-11-13 Zernick Thomas Gerard Director / Officer J-Other A Common Stock 202 7.43 1.5K 19,206 D
2025-11-13 Tudor Rhonda S Officer J-Other A Common Stock 40 7.43 300.20 1,743 D
2025-11-13 Oliver Robin Leigh Director / Officer J-Other A Common Stock 40 7.43 300.20 11,537 D
2025-11-13 McKim Scott Joseph Officer J-Other A Common Stock 40 7.43 300.20 3,256 D
2025-10-24 Tudor Rhonda S Officer F-InKind D Common Stock 228 9.41 2.1K 1,515 D
2025-08-07 Zernick Thomas Gerard Director / Officer J-Other A Common Stock 136 11.07 1.5K 19,004 D
2025-08-07 Tudor Rhonda S Officer J-Other A Common Stock 27 11.07 300.00 1,702 D
2025-08-07 Oliver Robin Leigh Director / Officer J-Other A Common Stock 27 11.07 300.00 11,497 D
2025-08-07 McKim Scott Joseph Officer J-Other A Common Stock 27 11.07 300.00 3,216 D
2025-06-16 Zipperian Barbara J Director J-Other A Common Stock 3 15.02 50.46 5,084 D
2025-06-16 Zernick Thomas Gerard Director / Officer J-Other A Common Stock 39 15.02 578.44 18,868 D
2025-06-16 WuDunn Sheryl Director J-Other A Common Stock 16 15.02 243.64 6,336 D
2025-06-16 Tudor Rhonda S Officer J-Other A Common Stock 2 15.02 27.61 1,675 D
2025-06-16 Spoor Bradly William Director J-Other A Common Stock 11 15.02 163.19 21,928 I
2025-06-16 Saravanos Anthony Director J-Other A Common Stock 280 15.02 4.2K 57,160 D
2025-06-16 Oliver Robin Leigh Director / Officer J-Other A Common Stock 7 15.02 106.28 11,470 D
2025-06-16 McKim Scott Joseph Officer J-Other A Common Stock 0 15.02 7.48 3,189 D
2025-06-16 Harris Alexander Octavius Director J-Other A Common Stock 18 15.02 273.06 6,756 D
2025-06-16 Deloach Dennis Reppard III Director J-Other A Common Stock 175 15.02 2.6K 35,839 D
2025-06-16 Berset Mark S Director J-Other A Common Stock 1 15.02 22.37 16,217 I
2025-06-16 Berset Derek Steven Director J-Other A Common Stock 332 15.02 5.0K 70,332 D
2025-05-30 WuDunn Sheryl Director J-Other A Common Stock 253 16.20 4.1K 6,320 D
2025-05-30 Saravanos Anthony Director J-Other A Common Stock 110 16.20 1.8K 56,880 D
2025-05-30 Harris Alexander Octavius Director J-Other A Common Stock 304 16.20 4.9K 6,738 D
2025-05-30 Berset Mark S Director J-Other A Common Stock 591 16.20 9.6K 214,866 D
2025-05-30 Berset Derek Steven Director J-Other A Common Stock 338 16.20 5.5K 70,000 D
2025-05-29 WuDunn Sheryl Director J-Other A Common Stock 212 16.00 3.4K 6,066 D
2025-05-29 Saravanos Anthony Director J-Other A Common Stock 92 16.00 1.5K 56,770 D
2025-05-29 Harris Alexander Octavius Director J-Other A Common Stock 255 16.00 4.1K 6,434 D
2025-05-29 Berset Mark S Director J-Other A Common Stock 496 16.00 7.9K 214,275 D
2025-05-29 Berset Derek Steven Director J-Other A Common Stock 283 16.00 4.5K 69,662 D
2025-05-20 WuDunn Sheryl Director J-Other A Common Stock 156 16.05 2.5K 5,854 D
2025-05-20 Saravanos Anthony Director J-Other A Common Stock 62 16.05 1.0K 56,678 D
2025-05-20 Harris Alexander Octavius Director J-Other A Common Stock 131 16.05 2.1K 6,179 D
2025-05-20 Berset Mark S Director J-Other A Common Stock 249 16.05 4.0K 213,780 D
2025-05-20 Berset Derek Steven Director J-Other A Common Stock 467 16.05 7.5K 69,379 D
2025-05-15 Zipperian Barbara J Director A-Award A Common Stock 450 15.20 6.8K 5,081 D
2025-05-15 WuDunn Sheryl Director A-Award A Common Stock 450 15.20 6.8K 5,698 D
2025-05-15 Spoor Bradly William Director A-Award A Common Stock 450 15.20 6.8K 3,053 D
2025-05-15 Saravanos Anthony Director A-Award A Common Stock 625 15.20 9.5K 56,616 D
2025-05-15 Politis Christos Director A-Award A Common Stock 450 15.20 6.8K 43,711 D
2025-05-15 LEO ANTHONY N Director A-Award A Common Stock 625 15.20 9.5K 35,302 D
2025-05-15 Harris Alexander Octavius Director A-Award A Common Stock 450 15.20 6.8K 6,048 D
2025-05-15 Deloach Dennis Reppard III Director A-Award A Common Stock 450 15.20 6.8K 35,663 D
2025-05-15 Berset Mark S Director A-Award A Common Stock 450 15.20 6.8K 213,530 D
2025-05-15 Berset Derek Steven Director A-Award A Common Stock 450 15.20 6.8K 68,912 D
2025-05-07 Zernick Thomas Gerard Director / Officer J-Other A Common Stock 103 14.61 1.5K 18,830 D
2025-05-07 Tudor Rhonda S Officer J-Other A Common Stock 21 14.61 300.05 1,673 D
2025-05-07 Oliver Robin Leigh Officer J-Other A Common Stock 21 14.61 300.05 11,463 D
2025-05-07 McKim Scott Joseph Officer J-Other A Common Stock 21 14.61 300.05 3,188 D
2025-05-01 Zernick Thomas Gerard Director / Officer P-Purchase A Common Stock 326 15.28 5.0K 18,727 D
2025-03-17 Zipperian Barbara J Director J-Other A Common Stock 3 19.19 50.24 4,631 D
2025-03-17 Zernick Thomas Gerard Director / Officer J-Other A Common Stock 42 19.19 806.71 18,401 D
2025-03-17 WuDunn Sheryl Director J-Other A Common Stock 11 19.19 213.26 5,248 D
2025-03-17 Tudor Rhonda S Officer J-Other A Common Stock 1 19.19 25.85 1,653 D
2025-03-17 Spoor Bradly William Director J-Other A Common Stock 8 19.19 162.48 21,917 I
2025-03-17 Saravanos Anthony Director J-Other A Common Stock 218 19.19 4.2K 55,991 D
2025-03-17 Oliver Robin Leigh Officer J-Other A Common Stock 5 19.19 104.19 11,442 D
2025-03-17 McKim Scott Joseph Officer J-Other A Common Stock 0 19.19 5.81 3,168 D
2025-03-17 Harris Alexander Octavius Director J-Other A Common Stock 13 19.19 241.14 5,598 D
2025-03-17 Deloach Dennis Reppard III Director J-Other A Common Stock 137 19.19 2.6K 35,213 D
2025-03-17 Berset Mark S Director J-Other A Common Stock 0 19.19 5.96 6,596 I
2025-03-17 Berset Derek Steven Director J-Other A Common Stock 269 19.19 5.2K 68,462 D
2025-02-27 Tudor Rhonda S Officer F-InKind D Common Stock 12 15.74 188.88 1,663 D
2025-02-21 WuDunn Sheryl Director J-Other A Common Stock 93 18.77 1.8K 5,237 D
2025-02-21 Saravanos Anthony Director J-Other A Common Stock 43 18.77 800.02 55,773 D
2025-02-21 Harris Alexander Octavius Director J-Other A Common Stock 160 18.77 3.0K 5,586 D
2025-02-21 Berset Mark S Director J-Other A Common Stock 160 18.77 3.0K 208,960 D
2025-02-21 Berset Derek Steven Director J-Other A Common Stock 453 18.77 8.5K 68,193 D
2025-02-06 McKim Scott Joseph Officer P-Purchase A Common Stock 120 16.40 2.0K 3,243 D
2025-02-05 Zernick Thomas Gerard Director / Officer J-Other A Common Stock 105 14.35 1.5K 19,076 D
2025-02-05 Tudor Rhonda S Officer J-Other A Common Stock 21 14.35 299.93 1,723 D
2025-02-05 Oliver Robin Leigh Officer J-Other A Common Stock 21 14.35 299.93 11,928 D
2025-02-05 McKim Scott Joseph Officer J-Other A Common Stock 21 14.35 299.93 3,123 D
2025-02-03 Zernick Thomas Gerard Director / Officer A-Award A Common Stock 3,000 15.93 47.8K 18,971 D
2025-02-03 Tudor Rhonda S Officer A-Award A Common Stock 200 15.93 3.2K 1,702 D
2025-02-03 Oliver Robin Leigh Officer A-Award A Common Stock 2,250 15.93 35.8K 11,907 D
2025-02-03 McKim Scott Joseph Officer A-Award A Common Stock 1,500 15.93 23.9K 3,102 D
2025-01-27 Oliver Robin Leigh Officer F-InKind D Common Stock 119 15.74 1.9K 11,437 D
2025-01-26 Tudor Rhonda S Officer F-InKind D Common Stock 48 15.05 722.40 1,675 D
2025-01-26 Oliver Robin Leigh Officer F-InKind D Common Stock 238 15.05 3.6K 11,556 D
2025-01-23 Zipperian Barbara J Director F-InKind D Common Stock 204 15.29 3.1K 4,628 D
2025-01-23 Zernick Thomas Gerard Director / Officer F-InKind D Common Stock 717 15.29 11.0K 18,359 D
2025-01-23 WuDunn Sheryl Director F-InKind D Common Stock 204 15.29 3.1K 5,144 D
2025-01-23 Tudor Rhonda S Officer F-InKind D Common Stock 12 15.29 183.48 1,651 D
2025-01-23 Spoor Bradly William Director F-InKind D Common Stock 204 15.29 3.1K 2,603 D
2025-01-23 Saravanos Anthony Director F-InKind D Common Stock 275 15.29 4.2K 55,731 D
2025-01-23 Politis Christos Director F-InKind D Common Stock 204 15.29 3.1K 43,261 D
2025-01-23 Oliver Robin Leigh Officer F-InKind D Common Stock 134 15.29 2.0K 11,794 D
2025-01-23 McKim Scott Joseph Officer F-InKind D Common Stock 75 15.29 1.1K 3,168 D
2025-01-23 LEO ANTHONY N Director F-InKind D Common Stock 371 15.29 5.7K 34,677 D
2025-01-23 Harris Alexander Octavius Director F-InKind D Common Stock 204 15.29 3.1K 5,426 D
2025-01-23 Deloach Dennis Reppard III Director F-InKind D Common Stock 204 15.29 3.1K 35,076 D
2025-01-23 Berset Mark S Director F-InKind D Common Stock 204 15.29 3.1K 208,800 D
2025-01-23 Berset Derek Steven Director F-InKind D Common Stock 204 15.29 3.1K 67,740 D
2024-12-31 Zernick Thomas Gerard Director / Officer A-Award A Common Stock 89 13.30 1.2K 1,659 I
2024-12-31 Tudor Rhonda S Officer A-Award A Common Stock 64 13.30 847.96 265 I
2024-12-31 Oliver Robin Leigh Director / Officer A-Award A Common Stock 101 13.30 1.3K 1,084 I
2024-12-31 McKim Scott Joseph Officer A-Award A Common Stock 80 13.30 1.1K 80 I
2024-12-31 LEO ANTHONY N Director A-Award A Common Stock 89 13.30 1.2K 1,659 I
2024-12-16 Zipperian Barbara J Director J-Other A Common Stock 4 13.60 49.96 4,832 D
2024-12-16 Zernick Thomas Gerard Director / Officer J-Other A Common Stock 41 13.60 555.24 15,971 D
2024-12-16 WuDunn Sheryl Director J-Other A Common Stock 20 13.60 278.20 5,348 D
2024-12-16 Tudor Rhonda S Officer J-Other A Common Stock 2 13.60 24.05 1,502 D
2024-12-16 Spoor Bradly William Director J-Other A Common Stock 12 13.60 161.56 21,908 I
2024-12-16 Saravanos Anthony Director J-Other A Common Stock 305 13.60 4.2K 56,006 D
2024-12-16 Oliver Robin Leigh Officer J-Other A Common Stock 7 13.60 101.93 9,657 D
2024-12-16 McKim Scott Joseph Officer J-Other A Common Stock 0 13.60 4.11 1,602 D
2024-12-16 Harris Alexander Octavius Director J-Other A Common Stock 17 13.60 227.07 5,630 D
2024-12-16 Deloach Dennis Reppard III Director J-Other A Common Stock 192 13.60 2.6K 35,280 D
2024-12-16 Berset Mark S Director J-Other A Common Stock 0 13.60 5.92 6,595 I
2024-12-16 Berset Derek Steven Director J-Other A Common Stock 375 13.60 5.1K 67,944 D
2024-11-06 WuDunn Sheryl Director J-Other A Common Stock 143 14.00 2.0K 5,328 D
2024-11-06 Saravanos Anthony Director J-Other A Common Stock 57 14.00 800.00 55,700 D
2024-11-06 Harris Alexander Octavius Director J-Other A Common Stock 107 14.00 1.5K 5,613 D
2024-11-06 Berset Mark S Director J-Other A Common Stock 179 14.00 2.5K 208,962 D
2024-11-06 Berset Derek Steven Director J-Other A Common Stock 536 14.00 7.5K 67,568 D
2024-10-29 Zernick Thomas Gerard Director / Officer J-Other A Common Stock 128 11.71 1.5K 15,930 D
2024-10-29 Tudor Rhonda S Officer J-Other A Common Stock 26 11.71 300.03 1,501 D
2024-10-29 Oliver Robin Leigh Officer J-Other A Common Stock 26 11.71 300.03 9,649 D
2024-10-29 McKim Scott Joseph Officer J-Other A Common Stock 26 11.71 300.03 1,601 D
2024-10-08 Zernick Thomas Gerard Director / Officer F-InKind D Common Stock 1,073 13.12 14.1K 15,802 D
2024-09-15 Zipperian Barbara J Director J-Other A Common Stock 4 13.61 49.66 4,828
2024-09-15 Zernick Thomas Gerard Director / Officer J-Other A Common Stock 40 13.61 541.81 16,875
2024-09-15 WuDunn Sheryl Director J-Other A Common Stock 19 13.61 265.21 5,185
2024-09-15 Tudor Rhonda S Officer J-Other A Common Stock 2 13.61 21.87 1,475
2024-09-15 Spoor Bradly William Director J-Other A Common Stock 12 13.61 160.62 21,896
2024-09-15 Saravanos Anthony Director J-Other A Common Stock 303 13.61 4.1K 55,643
2024-09-15 Oliver Robin Leigh Officer J-Other A Common Stock 7 13.61 99.30 9,624
2024-09-15 McKim Scott Joseph Officer J-Other A Common Stock 0 13.61 2.05 1,576
2024-09-15 Helal Tarek Director J-Other A Common Stock 1 13.61 17.38 24,472
2024-09-15 Harris Alexander Octavius Director J-Other A Common Stock 16 13.61 217.22 5,506
2024-09-15 Deloach Dennis Reppard III Director J-Other A Common Stock 191 13.61 2.6K 35,088
2024-09-15 Berset Mark S Director J-Other A Common Stock 41 13.61 558.09 208,783
2024-09-15 Berset Derek Steven Director J-Other A Common Stock 370 13.61 5.0K 67,033
2024-08-22 WuDunn Sheryl Director J-Other A Common Stock 159 13.40 2.1K 5,165
2024-08-22 Saravanos Anthony Director J-Other A Common Stock 63 13.40 850.00 55,340
2024-08-22 Harris Alexander Octavius Director J-Other A Common Stock 90 13.40 1.2K 5,490
2024-08-22 Berset Mark S Director J-Other A Common Stock 280 13.40 3.8K 208,742
2024-08-22 Berset Derek Steven Director J-Other A Common Stock 522 13.40 7.0K 66,663
2024-08-07 Zernick Thomas Gerard Director / Officer J-Other A Common Stock 128 11.70 1.5K 16,836
2024-08-07 Tudor Rhonda S Officer J-Other A Common Stock 26 11.70 300.00 1,473
2024-08-07 Oliver Robin Leigh Officer J-Other A Common Stock 26 11.70 300.00 9,616
2024-08-07 McKim Scott Joseph Officer J-Other A Common Stock 26 11.70 300.00 1,576
2024-08-02 Tudor Rhonda S Officer P-Purchase A Common Stock 100 12.86 1.3K 1,448
2024-07-31 McKim Scott Joseph Officer P-Purchase A Common Stock 100 12.93 1.3K 1,550
2024-07-30 Zernick Thomas Gerard Director / Officer P-Purchase A Common Stock 100 13.10 1.3K 16,707
2024-07-30 Oliver Robin Leigh Officer P-Purchase A Common Stock 100 13.00 1.3K 9,591
2024-06-15 Zipperian Barbara J Director J-Other A Common Stock 4 11.27 49.31 4,825
2024-06-15 Zernick Thomas Gerard Director / Officer J-Other A Common Stock 47 11.27 527.80 16,607
2024-06-15 WuDunn Sheryl Director J-Other A Common Stock 18 11.27 199.96 5,007
2024-06-15 Tudor Rhonda S Officer J-Other A Common Stock 2 11.27 19.68 1,348
2024-06-15 Spoor Bradly William Director J-Other A Common Stock 14 11.27 159.49 21,885
2024-06-15 Saravanos Anthony Director J-Other A Common Stock 361 11.27 4.1K 55,277
2024-06-15 Oliver Robin Leigh Officer J-Other A Common Stock 9 11.27 96.56 9,491
2024-06-15 Helal Tarek Director J-Other A Common Stock 2 11.27 17.26 24,471
2024-06-15 Harris Alexander Octavius Director J-Other A Common Stock 15 11.27 167.95 5,401
2024-06-15 Deloach Dennis Reppard III Director J-Other A Common Stock 229 11.27 2.6K 34,898
2024-06-15 Berset Mark S Director J-Other A Common Stock 37 11.27 413.42 212,852
2024-06-15 Berset Derek Steven Director J-Other A Common Stock 434 11.27 4.9K 66,141
2024-05-31 WuDunn Sheryl Director J-Other A Common Stock 639 11.73 7.5K 4,989
2024-05-31 Saravanos Anthony Director J-Other A Common Stock 277 11.73 3.3K 54,916
2024-05-31 Harris Alexander Octavius Director J-Other A Common Stock 512 11.73 6.0K 5,386
2024-05-31 Berset Mark S Director J-Other A Common Stock 1,492 11.73 17.5K 212,815
2024-05-31 Berset Derek Steven Director J-Other A Common Stock 853 11.73 10.0K 65,707
2024-05-24 Zernick Thomas Gerard Director / Officer P-Purchase A Common Stock 200 11.65 2.3K 16,561
2024-05-24 Oliver Robin Leigh Officer P-Purchase A Common Stock 500 11.79 5.9K 9,482
2024-05-17 WuDunn Sheryl Director J-Other A Common Stock 210 12.50 2.6K 4,349
2024-05-17 Saravanos Anthony Director J-Other A Common Stock 78 12.50 975.00 54,639
2024-05-17 Harris Alexander Octavius Director J-Other A Common Stock 216 12.50 2.7K 4,874
2024-05-17 Berset Mark S Director J-Other A Common Stock 320 12.50 4.0K 211,323
2024-05-17 Berset Derek Steven Director J-Other A Common Stock 640 12.50 8.0K 64,855
2024-05-02 Zernick Thomas Gerard Director / Officer J-Other A Common Stock 130 11.57 1.5K 16,361
2024-05-02 Tudor Rhonda S Officer J-Other A Common Stock 26 11.57 299.90 1,346
2024-05-02 Oliver Robin Leigh Officer J-Other A Common Stock 26 11.57 299.90 8,982
2024-03-15 Zipperian Barbara J Director J-Other A Common Stock 4 13.00 49.01 4,820
2024-03-15 Zernick Thomas Gerard Director / Officer J-Other A Common Stock 40 13.00 514.27 16,231
2024-03-15 WuDunn Sheryl Director J-Other A Common Stock 14 13.00 182.04 4,139
2024-03-15 Tudor Rhonda S Officer J-Other A Common Stock 1 13.00 17.50 1,320
2024-03-15 Spoor Bradly William Director J-Other A Common Stock 12 13.00 158.51 2,807
2024-03-15 Saravanos Anthony Director J-Other A Common Stock 310 13.00 4.0K 54,561
2024-03-15 Oliver Robin Leigh Officer J-Other A Common Stock 7 13.00 93.91 8,956
2024-03-15 Helal Tarek Director J-Other A Common Stock 1 13.00 17.15 24,470
2024-03-15 Harris Alexander Octavius Director J-Other A Common Stock 12 13.00 149.74 4,658
2024-03-15 Deloach Dennis Reppard III Director J-Other A Common Stock 197 13.00 2.6K 34,669
2024-03-15 Berset Mark S Director J-Other A Common Stock 4 13.00 58.00 48,676
2024-03-15 Berset Derek Steven Director J-Other A Common Stock 370 13.00 4.8K 64,215
2024-02-29 Zernick Thomas Gerard Director / Officer P-Purchase A Common Stock 100 14.00 1.4K 16,191
2024-02-09 WuDunn Sheryl Director J-Other A Common Stock 156 12.80 2.0K 4,125

Executive team

Top executives
EBIT / Employee
-101.1K
Shares Outstanding
4.11M

Executive compensation

Executive compensation (annual)
# Year Executive Salary Bonus Stock award Option award Incentive Other Total % Stock-
based
Filing
1 2023 Thomas G. Zernick CEO 320.0K 188.8K 73.2K 30.3K 612.3K 11.95%
2 2023 Robin L. Oliver President and COO 280.0K 83.1K 73.2K 37.0K 473.3K 15.47%
3 2023 Scott J. McKim EVP and CFO 120.9K 29.5K 10.6K 161.0K 0.00%
4 2022 Anthony N. Leo Former CEO 330.0K 71.9K 25.0K 426.9K 16.83%
5 2022 Thomas G. Zernick CEO 300.0K 25.0K 42.9K 28.6K 396.5K 10.82%
6 2022 Robin L. Oliver President and COO 236.9K 25.0K 42.9K 35.3K 340.1K 12.61%
7 2021 Anthony N. Leo CEO 313.6K 53.4K 49.9K 787.5K 70.9K 1.28M 8.11%
8 2021 Anthony N. Leo Former CEO 313.6K 53.4K 49.9K 787.5K 70.9K 1.28M 8.11%
9 2021 Thomas G. Zernick President 291.0K 210.0K 20.8K 521.9K 3.99%
10 2021 Thomas G. Zernick CEO 291.0K 210.0K 20.8K 521.9K 3.99%
11 2021 Robin L. Oliver President and COO 190.0K 86.2K 20.8K 297.0K 7.01%
12 2021 Robin L. Oliver EVP 190.0K 86.2K 20.8K 297.0K 7.01%
13 2020 Anthony N. Leo CEO 281.9K 213.4K 52.9K 426.9K 82.1K 1.06M 25.19%
14 2020 Thomas G. Zernick President 240.3K 73.0K 24.3K 20.9K 358.5K 12.61%
15 2020 Robin L. Oliver EVP 159.4K 49.5K 16.5K 20.9K 246.2K 15.18%
16 2020 Brandi N. Jaber EVP 168.8K 45.0K 15.0K 6.7K 235.4K 9.21%
17 2019 Anthony N. Leo CEO 263.5K 59.6K 262.7K 56.7K 642.5K 9.27%
18 2019 Thomas G. Zernick President 153.3K 102.5K 23.8K 279.7K 8.52%
19 2019 Brandi N. Jaber EVP 129.4K 15.0K 7.4K 151.8K 4.90%
CEO compensation breakdown

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Brandi Nicole Jaber Executive Vice President & Chief Administrative Officer 479.6K female
Thomas G. Zernick Chief Executive Officer & Director 380.3K male
Robin L. Oliver President, Chief Operating Officer & Director 358.9K female
Scott J. McKim Executive Vice President & Chief Financial Officer 322.5K male
Anthony Nicholas Leo Special Advisor & Director 186.2K male
Susan Khayat Executive Vice President & Chief Credit Officer female
Nick Smith Executive Vice President & Chief Human Resources Officer male
ESG Rating
B+
BANKS - REGIONAL
2026
E (Environmental)
92.7 / 64.3
Company / Sector avg.
S (Social)
84.4 / 76.5
Company / Sector avg.
G (Governance)
80.4 / 75.5
Company / Sector avg.
ESG Total
85.8 / 72.1
Company / Sector avg.
ESG Score History BANKS - REGIONAL
Benchmark vs Sector
Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits