PT Bank Capital Indonesia Tbk (BACA.JK)
Jakarta Selatan, ID
PT Bank Capital Indonesia Tbk, based in Jakarta Selatan, Indonesia, delivers a broad spectrum of banking services and products. Established in 1989, the bank facilitates various financial needs through offerings such as current, savings, and time deposit accounts. Its lending solutions include mortgage, vehicle, and multipurpose financing, alongside overdrafts, demand loans, money market facilities, term loans, and guarantees. The institution also provides numerous support services, including safe deposit boxes, ATM cards, digital fund transfers, collection, clearing, foreign exchange operations, export and import transaction assistance, remittance services, payroll management, syndicated loans, and both online and mobile banking platforms, in addition to credit card payment processing. The bank operates across Indonesia with a network comprising 4 main branches and 77 sub-branches. Formerly known as PT Bank Credit Lyonnais Indonesia, the company officially adopted its current name in September 2004.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.00% | -3.17% | -10.95% | -21.79% | -22.78% | -46.02% | -6.15% | -6.87% | -71.23% | -40.20% | -37.08% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2024-11 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+9.8% Q1'26: +25.3% (vs Q1'25)
-
EPS growth+15.2% Q1'26: +27.0% (vs Q1'25)
-
FCF margin— Q1'26: -327.2% (vs Q1'25)
-
EBIT margin— Q1'26: +5.6% (vs Q1'25)
-
ROIC— Q1'26: +1.7% (vs Q1'25)
-
Share dilution+0.0% Q1'26: +0.0% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 4.88× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 | 2/5 | 4/5 |
| 2026-05-26 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 | 2/5 | 4/5 |
| 2026-05-25 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 | 2/5 | 4/5 |
| 2026-05-22 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 | 2/5 | 4/5 |
| 2026-05-21 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 | 2/5 | 4/5 |
| 2026-05-20 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 | 2/5 | 4/5 |
| 2026-05-19 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 | 1/5 | 4/5 |
| 2026-05-18 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 | 1/5 | 4/5 |
| 2026-05-13 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 | 1/5 | 4/5 |
| 2026-05-12 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 | 1/5 | 4/5 |
| 2026-05-11 | B | 3/5 | 5/5 | 2/5 | 2/5 | 3/5 | 1/5 | 4/5 |
| 2026-05-08 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 | 1/5 | 4/5 |
| 2026-05-07 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 | 1/5 | 4/5 |
| 2026-05-06 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 | 1/5 | 4/5 |
| 2026-05-05 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 | 1/5 | 4/5 |
| 2026-05-04 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 | 1/5 | 4/5 |
| 2026-04-30 | B | 3/5 | 5/5 | 2/5 | 3/5 | 2/5 | 1/5 | 4/5 |
| 2026-04-29 | B | 3/5 | 5/5 | 2/5 | 3/5 | 2/5 | 1/5 | 4/5 |
| 2026-04-28 | B | 3/5 | 5/5 | 2/5 | 3/5 | 2/5 | 1/5 | 4/5 |
| 2026-04-27 | B | 3/5 | 5/5 | 2/5 | 3/5 | 2/5 | 1/5 | 4/5 |
| 2026-04-24 | B | 3/5 | 5/5 | 2/5 | 3/5 | 2/5 | 1/5 | 4/5 |
| 2026-04-23 | B+ | 3/5 | 5/5 | 2/5 | 4/5 | 2/5 | 1/5 | 4/5 |
| 2026-04-22 | B+ | 3/5 | 5/5 | 2/5 | 4/5 | 2/5 | 1/5 | 4/5 |
| 2026-04-21 | B+ | 3/5 | 5/5 | 2/5 | 4/5 | 2/5 | 1/5 | 4/5 |
| 2026-04-20 | B+ | 3/5 | 5/5 | 2/5 | 4/5 | 2/5 | 1/5 | 4/5 |
| 2026-04-17 | B+ | 3/5 | 5/5 | 2/5 | 4/5 | 2/5 | 1/5 | 4/5 |
| 2026-04-16 | B+ | 3/5 | 5/5 | 2/5 | 4/5 | 2/5 | 1/5 | 4/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Dimensional World ex U.S. Core Equity 2 ETF DFAX | 0.00% | 3.6K | 0.28% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Andy Handaja | Anti Fraud Department Head | — | male |
| Anton Hilman | Head of Finance & Accounting Division | — | — |
| Djoti | Head of Bandung Branch | — | — |
| Evlacia W. Fibriyani | Head of Human Capital Division | — | — |
| Harri Setia Budhi | Compliance Director & Director | — | male |
| Janet Elysia Sonawati | Head of Domestic Operations Division | — | female |
| Kurniawan Halim | President Director & Director | — | male |
| Lim Migi Trisnadi Elias | Operations Director & Director | — | male |
| Tjahyono | Head of Solo Branch | — | — |
| Vanka | Head of Legal Department | — | — |
| Wilhelmus Karmawi Hidayat | Head of General Affairs & Logistic Division | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for BACA.JK
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

MSCI World Index (MSC)
NASDAQ Composite (NASDAQ)
FTSE China A50 Index (FGI)
STOXX Europe 600 (SIX)
Nikkei 300 (OSA)
NIFTY 50 (NSE)
DAX Performance Index (XETRA)
FTSE 100 (FGI)
CAC 40 (EURONEXT)
