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PT Bank Capital Indonesia Tbk (BACA.JK)

IDR103.00 +1.00 (+0.98%)
ID JKT Financial Services Banks - Regional
Address Jamsostek Tower 12710
Jakarta Selatan, ID
CEO Kurniawan Halim
IPO 2007-10-04
ISIN ID1000107402

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Description

PT Bank Capital Indonesia Tbk, based in Jakarta Selatan, Indonesia, delivers a broad spectrum of banking services and products. Established in 1989, the bank facilitates various financial needs through offerings such as current, savings, and time deposit accounts. Its lending solutions include mortgage, vehicle, and multipurpose financing, alongside overdrafts, demand loans, money market facilities, term loans, and guarantees. The institution also provides numerous support services, including safe deposit boxes, ATM cards, digital fund transfers, collection, clearing, foreign exchange operations, export and import transaction assistance, remittance services, payroll management, syndicated loans, and both online and mobile banking platforms, in addition to credit card payment processing. The bank operates across Indonesia with a network comprising 4 main branches and 77 sub-branches. Formerly known as PT Bank Credit Lyonnais Indonesia, the company officially adopted its current name in September 2004.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
IDR103.00 +1.00 (+0.98%)
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Volume Profile
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Liquidity & share structure
Average Volume
2M
Beta
0.31
Float Shares
5.05B
Free Float %
25.3%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% -3.17% -10.95% -21.79% -22.78% -46.02% -6.15% -6.87% -71.23% -40.20% -37.08%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

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By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
103.00
DCF (Unlevered) 188.82 +83.3%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.30
Distress
Piotroski F-Score
4 / 9
Average
Composite Rating
B+
Overall Score
3 / 5
Medium
DCF Score
5 / 5
High
ROE Score
2 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
3 / 5
Medium
P/E Score
2 / 5
Medium
P/Book Score
4 / 5
High
Operational MOAT
  • Revenue growth
    +9.8% Q1'26: +25.3% (vs Q1'25)
  • EPS growth
    +15.2% Q1'26: +27.0% (vs Q1'25)
  • FCF margin
    Q1'26: -327.2% (vs Q1'25)
  • EBIT margin
    Q1'26: +5.6% (vs Q1'25)
  • ROIC
    Q1'26: +1.7% (vs Q1'25)
  • Share dilution
    +0.0% Q1'26: +0.0% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 4.88× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.38) × ERP
WACC = 54% × Ke + 46% × Kd (44.7%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 188.82 Current price: 103.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 B+ 3/5 5/5 2/5 3/5 3/5 2/5 4/5
2026-05-26 B+ 3/5 5/5 2/5 3/5 3/5 2/5 4/5
2026-05-25 B+ 3/5 5/5 2/5 3/5 3/5 2/5 4/5
2026-05-22 B+ 3/5 5/5 2/5 3/5 3/5 2/5 4/5
2026-05-21 B+ 3/5 5/5 2/5 3/5 3/5 2/5 4/5
2026-05-20 B+ 3/5 5/5 2/5 3/5 3/5 2/5 4/5
2026-05-19 B+ 3/5 5/5 2/5 3/5 3/5 1/5 4/5
2026-05-18 B+ 3/5 5/5 2/5 3/5 3/5 1/5 4/5
2026-05-13 B+ 3/5 5/5 2/5 3/5 3/5 1/5 4/5
2026-05-12 B+ 3/5 5/5 2/5 3/5 3/5 1/5 4/5
2026-05-11 B 3/5 5/5 2/5 2/5 3/5 1/5 4/5
2026-05-08 B+ 3/5 5/5 2/5 3/5 3/5 1/5 4/5
2026-05-07 B+ 3/5 5/5 2/5 3/5 3/5 1/5 4/5
2026-05-06 B+ 3/5 5/5 2/5 3/5 3/5 1/5 4/5
2026-05-05 B+ 3/5 5/5 2/5 3/5 3/5 1/5 4/5
2026-05-04 B+ 3/5 5/5 2/5 3/5 3/5 1/5 4/5
2026-04-30 B 3/5 5/5 2/5 3/5 2/5 1/5 4/5
2026-04-29 B 3/5 5/5 2/5 3/5 2/5 1/5 4/5
2026-04-28 B 3/5 5/5 2/5 3/5 2/5 1/5 4/5
2026-04-27 B 3/5 5/5 2/5 3/5 2/5 1/5 4/5
2026-04-24 B 3/5 5/5 2/5 3/5 2/5 1/5 4/5
2026-04-23 B+ 3/5 5/5 2/5 4/5 2/5 1/5 4/5
2026-04-22 B+ 3/5 5/5 2/5 4/5 2/5 1/5 4/5
2026-04-21 B+ 3/5 5/5 2/5 4/5 2/5 1/5 4/5
2026-04-20 B+ 3/5 5/5 2/5 4/5 2/5 1/5 4/5
2026-04-17 B+ 3/5 5/5 2/5 4/5 2/5 1/5 4/5
2026-04-16 B+ 3/5 5/5 2/5 4/5 2/5 1/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-2.53T
OE per share TTM
-126.56
Owner's Yield
-103.74%
Maintenance CapEx ratio
46.16%
Maint CapEx / Avg PPE
38.5%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 1 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 Dimensional World ex U.S. Core Equity 2 ETF DFAX 0.00% 3.6K 0.28%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
241.50M
Shares Outstanding
19.95B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Andy Handaja Anti Fraud Department Head male
Anton Hilman Head of Finance & Accounting Division
Djoti Head of Bandung Branch
Evlacia W. Fibriyani Head of Human Capital Division
Harri Setia Budhi Compliance Director & Director male
Janet Elysia Sonawati Head of Domestic Operations Division female
Kurniawan Halim President Director & Director male
Lim Migi Trisnadi Elias Operations Director & Director male
Tjahyono Head of Solo Branch
Vanka Head of Legal Department
Wilhelmus Karmawi Hidayat Head of General Affairs & Logistic Division male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend history

Earnings history

Earnings reports

Stock splits