Aurskog Sparebank (AURG.OL)
Aurskog, NO
Aurskog Sparebank is a financial institution delivering a comprehensive suite of banking and financial services to both individual consumers and corporate entities. Its core offerings encompass various savings options, alongside a range of lending solutions such as mortgages, vehicle financing, construction loans, and environmentally-friendly business loans. Further financial tools include bank guarantees, overdraft facilities, leasing arrangements, and credit card services. The bank also provides an extensive portfolio of insurance solutions, spanning personal coverage (including health, home, travel, and occupational injury) and business-oriented policies (for liability, commercial vehicles, property damage, data attack, farm buildings, and crop operating equipment), alongside specialized insurance for goods in transit. Complementing these are pension schemes, international payment services, and convenient mobile and online banking platforms. The institution maintains a physical presence through branches located in Bjørkelangen, Årnes, Jessheim, and Sørumsand, all situated within Norway. Established in 1846, Aurskog Sparebank's headquarters are in Aurskog, Norway.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.02% | +0.39% | -1.98% | -0.76% | +3.68% | -3.39% | +6.94% | +21.45% | +41.15% | +89.28% | +271.79% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 1 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+9.0% Q1'26: +2.4% (vs Q1'25)
-
EPS growth+10.2% Q1'26: -3.0% (vs Q1'25)
-
FCF margin— Q1'26: -234.0% (vs Q1'25)
-
EBIT margin— Q1'26: +21.4% (vs Q1'25)
-
ROIC— Q1'26: +7.4% (vs Q1'25)
-
Share dilution0.0% Q1'26: 0.0% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 1.99× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2010 actual |
Dec 2011 actual |
Dec 2012 actual |
Dec 2013 actual |
Dec 2014 actual |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 1 EPS Ana. |
Dec 2027 1 Rev. Ana. 1 EPS Ana. |
Dec 2028 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
355.19M
est: 126.87M (+180.0%)
|
362.46M
est: 153.27M (+136.5%)
|
391.51M
est: 129.41M (+202.5%)
|
379.47M
est: 124.34M (+205.2%)
|
380.90M
est: 126.87M (+200.2%)
|
330.46M
est: 174.50M (+89.4%)
|
319.46M
est: 187.05M (+70.8%)
|
333.09M
est: 204.87M (+62.6%)
|
353.02M
est: 216.49M (+63.1%)
|
415.61M
est: 227.10M (+83.0%)
|
377.54M
est: 225.70M (+67.3%)
|
374.31M
est: 259.30M (+44.4%)
|
561.93M
est: 329.80M (+70.4%)
|
931.19M
est: 404.70M (+130.1%)
|
1.17B
est: 440.90M (+166.3%)
|
1.28B
est: 442.60M (+189.1%)
|
475.60M
475.60M – 475.60M
+7.5% YoY
|
512.10M
512.10M – 512.10M
+7.7% YoY
|
567.60M
567.60M – 567.60M
+10.8% YoY
|
| EBITDA |
75.72M
est: 46.37M (+63.3%)
|
58.24M
est: 56.01M (+4.0%)
|
93.28M
est: 47.29M (+97.2%)
|
83.86M
est: 45.44M (+84.5%)
|
89.65M
est: 46.37M (+93.3%)
|
84.67M
est: 63.77M (+32.8%)
|
111.42M
est: 68.36M (+63.0%)
|
114.08M
est: 74.87M (+52.4%)
|
124.99M
est: 79.11M (+58.0%)
|
154.12M
est: 82.99M (+85.7%)
|
144.66M
est: 82.48M (+75.4%)
|
168.03M
est: 94.76M (+77.3%)
|
236.53M
est: 120.52M (+96.3%)
|
286.63M
est: 147.90M (+93.8%)
|
312.80M
est: 151.11M (+107.0%)
|
344.92M
est: 151.69M (+127.4%)
|
163.00M
163.00M – 163.00M
+7.5% YoY
|
175.51M
175.51M – 175.51M
+7.7% YoY
|
194.53M
194.53M – 194.53M
+10.8% YoY
|
| EBIT |
73.10M
est: 45.14M (+62.0%)
|
55.64M
est: 53.45M (+4.1%)
|
90.22M
est: 45.13M (+99.9%)
|
79.77M
est: 43.36M (+84.0%)
|
86.71M
est: 44.25M (+96.0%)
|
81.51M
est: 62.08M (+31.3%)
|
108.24M
est: 87.28M (+24.0%)
|
106.29M
est: 118.67M (-10.4%)
|
121.02M
est: 112.28M (+7.8%)
|
150.20M
est: 127.00M (+18.3%)
|
140.44M
est: 80.30M (+74.9%)
|
163.26M
est: 92.25M (+77.0%)
|
231.12M
est: 117.33M (+97.0%)
|
279.35M
est: 198.22M (+40.9%)
|
304.54M
est: 218.36M (+39.5%)
|
334.68M
est: 147.69M (+126.6%)
|
158.70M
158.70M – 158.70M
+7.5% YoY
|
170.88M
170.88M – 170.88M
+7.7% YoY
|
189.40M
189.40M – 189.40M
+10.8% YoY
|
| Net Income |
54.96M
est: 52.00M (+5.7%)
|
39.61M
est: 41.45M (-4.4%)
|
69.23M
est: 33.44M (+107.1%)
|
62.34M
est: 54.57M (+14.2%)
|
64.53M
est: 55.32M (+16.7%)
|
59.96M
est: 39.03M (+53.6%)
|
87.30M
est: 64.20M (+36.0%)
|
82.91M
est: 95.71M (-13.4%)
|
93.91M
est: 87.58M (+7.2%)
|
117.24M
est: 98.55M (+19.0%)
|
110.64M
est: 49.64M (+122.9%)
|
127.25M
est: 61.14M (+108.1%)
|
177.59M
est: 64.54M (+175.2%)
|
214.48M
est: 154.72M (+38.6%)
|
235.73M
est: 233.00M (+1.2%)
|
259.86M
est: 89.77M (+189.5%)
|
88.52M
88.52M – 88.52M
-1.4% YoY
|
90.46M
90.46M – 90.46M
+2.2% YoY
|
96.80M
96.80M – 96.80M
+7.0% YoY
|
| SGA |
17.28M
est: 1.12M (+1,437.9%)
|
17.76M
est: 1.33M (+1,235.0%)
|
17.40M
est: 1.12M (+1,448.7%)
|
18.77M
est: 1.08M (+1,638.8%)
|
17.54M
est: 1.10M (+1,492.7%)
|
18.28M
est: 1.55M (+1,083.1%)
|
18.64M
est: 120.15M (-84.5%)
|
657.0K
est: 114.21M (-99.4%)
|
593.0K
est: 122.56M (-99.5%)
|
4.27M
est: 116.72M (-96.3%)
|
3.10M
est: 2.00M (+55.2%)
|
4.33M
est: 2.30M (+88.6%)
|
6.51M
est: 134.30M (-95.2%)
|
6.31M
est: 147.71M (-95.7%)
|
7.20M
est: 162.72M (-95.6%)
|
8.06M
est: 3.75M (+114.9%)
|
4.03M
4.03M – 4.03M
+7.5% YoY
|
4.34M
4.34M – 4.34M
+7.7% YoY
|
4.81M
4.81M – 4.81M
+10.8% YoY
|
| EPS |
39.49
est: 11.25 (+251.0%)
|
28.46
est: 9.01 (+215.8%)
|
35.00
est: 13.38 (+161.6%)
|
28.65
est: 11.86 (+141.5%)
|
29.66
est: 12.02 (+146.9%)
|
25.06
est: 8.44 (+196.9%)
|
36.48
est: 9.23 (+295.3%)
|
24.06
est: 9.43 (+155.0%)
|
27.26
est: 10.51 (+159.4%)
|
31.39
est: 10.82 (+190.2%)
|
29.62
est: 10.74 (+175.8%)
|
34.06
est: 13.23 (+157.5%)
|
38.42
est: 13.96 (+175.2%)
|
46.51
est: 18.71 (+148.6%)
|
51.00
est: 19.89 (+156.4%)
|
56.22
est: 19.42 (+189.5%)
|
19.15
19.15 – 19.15
-1.4% YoY
|
19.57
19.57 – 19.57
+2.2% YoY
|
20.94
20.94 – 20.94
+7.0% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-12 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-11 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-08 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-07 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-06 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-05 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-04 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-30 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-29 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-28 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-27 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-24 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-23 | B+ | 3/5 | 1/5 | 4/5 | 5/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-22 | B+ | 3/5 | 1/5 | 4/5 | 5/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-21 | B+ | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-20 | B+ | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-17 | B+ | 3/5 | 1/5 | 4/5 | 5/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-16 | B+ | 3/5 | 1/5 | 4/5 | 5/5 | 1/5 | 4/5 | 4/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Andreas Halvorsrud Glende | Bank Manager & Chief Financial Officer | — | male |
| Christina Hogseth Gjertveit | HR Manager | — | — |
| Evy Ann Hagen | Chief Executive Officer | — | female |
| Fredrik Skogly Bystrom | Head of Technology & Development | — | male |
| Helene Enger Skjønnhaug | Head of Communications & Marketing and Sustainability Manager | — | female |
| Jan Pedersen | Assistant Chief Executive Officer | — | male |
| Nina Sofie Lauritsen Sørlie | Accounting Manager | — | — |
| Per Kristian Melby | Head of Credit Retail Market | — | male |
| Sina Fjeldstad Gjortz | Special Advisor Quality and AHV & Compliance Officer | — | — |
| Tor-Einar Torre | Head of Savings & Investment Department | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for AURG.OL
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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