Español 
Deutsch 
Français 
MSCI World Index (MSC)
NASDAQ Composite (NASDAQ)
FTSE China A50 Index (FGI)
STOXX Europe 600 (SIX)
Nikkei 300 (OSA)
NIFTY 50 (NSE)
DAX Performance Index (XETRA)
FTSE 100 (FGI)
CAC 40 (EURONEXT)
American Riviera Bancorp (ARBV)
Santa Barbara, CA, US
American Riviera Bancorp (ARBV) operates as a community bank, delivering a diverse range of financial products and services to both businesses and individual consumers across California. Clients can access a diverse portfolio of deposit products, ranging from standard checking and savings accounts to money market accounts, individual retirement arrangements, and certificates of deposit. The bank also extends an extensive array of financing options. These include various forms of consumer credit like auto, boat, airplane, single-family residence, and home improvement loans, alongside home equity lines of credit. For commercial clients, it offers financing for business acquisition, partner buyouts, equipment, agriculture, commercial real estate, multi-family properties, condominiums, and land. Other lending products encompass overdraft protection, term loans, special purpose financing, standby letters of credit, temporary bridge loans, and credit lines secured by assets or provided to trusts. Complementing its core financial services, ARBV provides a suite of modern banking and ancillary offerings, such as online and mobile banking, remote deposit capture, wire transfers, merchant and payroll services, and ATM access. It also supplies safe deposit boxes and issues debit and credit cards. A network of full-service branches serves communities in Santa Barbara, Montecito, Goleta, San Luis Obispo, and Paso Robles. Established in 2006, the bank maintains its corporate headquarters in Santa Barbara, California.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.95% | +0.19% | -1.37% | -3.74% | +15.72% | +8.74% | +33.49% | +84.85% | +49.97% | +163.59% | +159.90% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
-
Revenue growth+7.5% Q1'26: +12.6% (vs Q1'25)
-
EPS growth+45.3% Q1'26: +72.5% (vs Q1'25)
-
FCF margin— Q1'26: +0.0% (vs Q1'25)
-
EBIT margin— Q1'26: +28.4% (vs Q1'25)
-
ROIC— Q1'26: +17.4% (vs Q1'25)
-
Share dilution-1.8% Q1'26: -1.4% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 1.27× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-28 | B+ | 3/5 | 4/5 | 3/5 | 3/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-22 | B+ | 3/5 | 4/5 | 3/5 | 3/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-21 | B+ | 3/5 | 4/5 | 3/5 | 3/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-20 | B+ | 3/5 | 4/5 | 3/5 | 3/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-19 | B+ | 3/5 | 4/5 | 3/5 | 3/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-15 | B+ | 3/5 | 4/5 | 3/5 | 3/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-12 | B+ | 3/5 | 4/5 | 3/5 | 3/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-06 | A- | 4/5 | 4/5 | 3/5 | 4/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-04 | A- | 4/5 | 4/5 | 3/5 | 4/5 | 3/5 | 3/5 | 3/5 |
| 2026-04-24 | B+ | 3/5 | 4/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-23 | B+ | 3/5 | 4/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-17 | A- | 4/5 | 4/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Jeffrey DeVine | President, Chief Executive Officer & Director | 936.4K | male |
| Joanne E. Funari | Executive Vice President & Chief Operating Officer | 477.7K | female |
| Michelle Martinich | Executive VP & CFO | 467.9K | female |
| Eusebio Cordova Jr. | Executive Vice President & Chief Credit Officer | 344.3K | male |
| Rechelle Ringer CFMP | First Vice President and Manager of Products & Marketing | — | female |
| Stephanie Olson | Senior Vice President of Compliance & Risk Manager | — | — |
| Barbara Caballero-Munoz | Senior Vice President & Loan Administration Manager | — | female |
| Yatzie Acosta | First Vice President & Human Resources Manager | — | — |
| Jason Wilson | Senior Vice President & Commercial Team Leader | — | male |
| Laurel Sykes | Executive Vice President & Chief Risk Officer | — | female |
| Paul Abramson | Executive Vice President & Chief Technology Officer | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for ARBV
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
