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Arbuthnot Banking Group PLC (ARBB.L)

GBp830.00 -5.00 (-0.60%)
GB LSE Financial Services Banks - Regional
Address Arbuthnot House EC2M 2SN
London, GB
CEO Sir Henry Angest
Website arbuthnotgroup.com
IPO 1988-12-14
ISIN GB0007922338

Explore sections of this company profile

Description

Arbuthnot Banking Group PLC, operating with its various subsidiaries, provides a comprehensive array of private and commercial banking services and products throughout the United Kingdom. Its diverse operations are structured across several key segments, including its core banking division, wealth management, the administration of mortgage portfolios, specialized financing entities such as Renaissance Asset Finance, Arbuthnot Commercial Asset Based Lending, and Arbuthnot Specialist Finance Limited, alongside the Asset Alliance Group, other business units, and central group functions. The company's service portfolio includes extensive private banking, offering current and savings accounts, lending facilities like loans and overdrafts, and foreign exchange services. Additionally, it delivers financial planning, investment and asset management, various asset finance solutions, and bespoke specialist financing, along with deposit-taking services. Beyond its financial offerings, the group also engages in insurance and property development. Established in 1833, Arbuthnot Banking Group PLC maintains its headquarters in London, UK.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
GBp830.00 -5.00 (-0.60%)
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Volume Profile
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Liquidity & share structure
Average Volume
10.1K
Beta
0.46
Float Shares
5.87M
Free Float %
36.3%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.30% -4.62% -3.51% -5.17% -7.04% -6.25% -11.29% -12.47% -21.05% -47.64% +512.61%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
830.00
DCF (Unlevered) 2,657.24 +220.1%
DCF (Levered) 3,861.62 +365.3%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2026-05 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.31
Distress
Piotroski F-Score
6 / 9
Average
Composite Rating
B+
Overall Score
3 / 5
Medium
DCF Score
5 / 5
High
ROE Score
3 / 5
Medium
ROA Score
2 / 5
Medium
D/E Score
2 / 5
Medium
P/E Score
3 / 5
Medium
P/Book Score
4 / 5
High
Operational MOAT
  • ✓
    Revenue growth
    +32.5% Q4'25: -2.5% (vs Q4'23)
  • ✗
    EPS growth
    -28.3% Q4'25: -28.0% (vs Q4'23)
  • —
    FCF margin
    — Q4'25: +31.5% (vs Q4'23)
  • —
    EBIT margin
    — Q4'25: +8.8% (vs Q4'23)
  • —
    ROIC
    — Q4'25: -69.2% (vs Q4'23)
  • ✓
    Share dilution
    +0.0% Q4'25: -1.1% (vs Q4'23)
  • —
    Debt / EBITDA
    — Q4'25: 0.32× (vs Q4'23)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
▶ WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.45) × ERP
WACC = 58% × Ke + 42% × Kd (131.3%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
—
Intrinsic value (base): 2,657.24 Current price: 830.00
Enterprise Value: — Equity Value: — Terminal Value: — TV as % of EV: —

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2009
actual 		Dec 2010
actual 		Dec 2011
actual 		Dec 2012
actual 		Dec 2013
actual 		Dec 2014
actual 		Dec 2015
actual 		Dec 2016
actual 		Dec 2017
actual 		Dec 2018
actual 		Dec 2019
actual 		Dec 2020
actual 		Dec 2021
actual 		Dec 2022
actual 		Dec 2023
actual 		Dec 2024
actual 		Dec 2025
actual 		Dec 2026
1 Rev. Ana.
1 EPS Ana. 		Dec 2027
1 Rev. Ana.
1 EPS Ana. 		Dec 2028
1 Rev. Ana.
1 EPS Ana.
Revenue
56.19M
est: 39.29M (+43.0%)
42.23M
est: 54.20M (-22.1%)
53.74M
est: 47.60M (+12.9%)
65.95M
est: 69.12M (-4.6%)
100.13M
est: 101.04M (-0.9%)
80.10M
est: 127.93M (-37.4%)
33.32M
est: 168.17M (-80.2%)
42.60M
est: 40.87M (+4.2%)
54.22M
est: 53.59M (+1.2%)
65.17M
est: 66.43M (-1.9%)
95.10M
est: 76.69M (+24.0%)
90.40M
est: 71.60M (+26.3%)
105.41M
est: 78.04M (+35.1%)
160.48M
est: 128.67M (+24.7%)
178.25M
est: 179.17M (-0.5%)
229.73M
est: 181.50M (+26.6%)
304.30M
est: 178.90M (+70.1%)
152.30M
152.30M – 152.30M
-14.9% YoY
162.55M
162.55M – 162.55M
+6.7% YoY
195.70M
195.70M – 195.70M
+20.4% YoY
EBITDA
10.73M
est: 9.78M (+9.7%)
4.99M
est: 14.76M (-66.2%)
—
est: 11.68M (-100.0%)
14.55M
est: 12.78M (+13.9%)
19.95M
est: 38.88M (-48.7%)
-18.19M
est: 41.02M (-144.3%)
—
est: 11.90M (-100.0%)
—
est: 2.89M (-100.0%)
—
est: 3.79M (-100.0%)
9.65M
est: 16.10M (-40.0%)
—
est: -9.98M (+100.0%)
3.21M
est: 23.14M (-86.1%)
12.60M
est: 23.13M (-45.6%)
31.93M
est: 27.42M (+16.4%)
—
est: 21.83M (-100.0%)
—
est: 32.90M (-100.0%)
88.50M
est: 21.80M (+306.0%)
18.56M
18.56M – 18.56M
-14.9% YoY
19.81M
19.81M – 19.81M
+6.7% YoY
23.85M
23.85M – 23.85M
+20.4% YoY
EBIT
5.05M
est: -1.84M (+374.6%)
4.07M
est: 7.04M (-42.2%)
-1.06M
est: 4.48M (-123.7%)
12.59M
est: 7.41M (+70.1%)
16.13M
est: 18.42M (-12.4%)
-2.37M
est: 19.88M (-111.9%)
-1.33M
est: 2.64M (-150.4%)
-1.67M
est: 640.3K (-360.3%)
-2.54M
est: 250.9K (-1,114.0%)
6.78M
est: 3.07M (+121.2%)
-3.45M
est: 7.68M (-144.9%)
-1.19M
est: 6.43M (-118.5%)
4.64M
est: 6.42M (-27.8%)
24.73M
est: 7.62M (+224.7%)
-9.82M
est: 6.13M (-260.3%)
-11.83M
est: 6.21M (-290.7%)
24.18M
est: 6.12M (+295.3%)
5.21M
5.21M – 5.21M
-14.9% YoY
5.56M
5.56M – 5.56M
+6.7% YoY
6.69M
6.69M – 6.69M
+20.4% YoY
Net Income
3.51M
est: 418.0K (+739.0%)
3.75M
est: 4.83M (-22.4%)
-5.01M
est: 3.25M (-254.3%)
8.04M
est: -7.26M (+210.8%)
7.93M
est: 11.69M (-32.2%)
2.11M
est: 10.00M (-79.0%)
-16.28M
est: 12.32M (-232.1%)
-61.97M
est: 3.98M (-1,656.2%)
2.09M
est: 232.86M (-99.1%)
5.66M
est: 7.89M (-28.3%)
6.18M
est: -22.71M (+127.2%)
-1.33M
est: 5.66M (-123.5%)
6.79M
est: 5.66M (+19.9%)
16.46M
est: 33.76M (-51.2%)
35.38M
est: 30.84M (+14.7%)
24.85M
est: 25.50M (-2.5%)
17.81M
est: 17.30M (+3.0%)
15.70M
15.70M – 15.70M
-9.2% YoY
19.97M
19.97M – 19.97M
+27.2% YoY
26.45M
26.45M – 26.45M
+32.5% YoY
SGA
15.47M
est: 23.09M (-33.0%)
9.25M
est: 31.85M (-71.0%)
13.31M
est: 45.06M (-70.5%)
16.66M
est: 62.58M (-73.4%)
24.09M
est: 98.53M (-75.6%)
64.28M
est: 123.19M (-47.8%)
33.65M
est: 98.83M (-66.0%)
44.84M
est: 24.02M (+86.7%)
53.08M
est: 31.49M (+68.5%)
62.46M
est: 65.89M (-5.2%)
67.95M
est: 72.49M (-6.3%)
68.28M
est: 62.02M (+10.1%)
85.94M
est: 62.00M (+38.6%)
104.08M
est: 73.50M (+41.6%)
110.63M
est: 91.93M (+20.3%)
22.62M
est: 89.96M (-74.9%)
116.34M
est: 91.79M (+26.7%)
78.14M
78.14M – 78.14M
-14.9% YoY
83.40M
83.40M – 83.40M
+6.7% YoY
100.41M
100.41M – 100.41M
+20.4% YoY
EPS
0.23
est: 0.18 (+27.6%)
0.25
est: 0.23 (+8.1%)
-0.33
est: 0.18 (-278.5%)
0.53
est: 0.40 (+32.3%)
0.52
est: 0.58 (-9.8%)
0.14
est: 0.94 (-85.1%)
-1.10
est: 0.76 (-245.7%)
-4.20
est: 0.24 (-1,821.3%)
0.14
est: 0.46 (-69.8%)
0.38
est: 0.38 (-1.0%)
0.41
est: 0.45 (-8.7%)
-0.09
est: -0.04 (-101.6%)
0.45
est: 0.27 (+67.6%)
1.10
est: 1.21 (-9.4%)
2.23
est: 1.89 (+18.0%)
1.52
est: 1.56 (-2.7%)
1.09
est: 1.06 (+2.8%)
0.96
0.96 – 0.96
-9.2% YoY
1.22
1.22 – 1.22
+27.2% YoY
1.62
1.62 – 1.62
+32.5% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 B+ 3/5 5/5 3/5 2/5 2/5 3/5 4/5
2026-05-28 B+ 3/5 5/5 3/5 2/5 2/5 3/5 4/5
2026-05-27 B+ 3/5 5/5 3/5 2/5 2/5 3/5 4/5
2026-05-26 B+ 3/5 5/5 3/5 2/5 2/5 3/5 4/5
2026-05-22 B+ 3/5 5/5 3/5 2/5 2/5 3/5 4/5
2026-05-21 B+ 3/5 5/5 3/5 2/5 2/5 3/5 4/5
2026-05-20 B+ 3/5 5/5 3/5 2/5 2/5 3/5 4/5
2026-05-19 B+ 3/5 5/5 3/5 2/5 2/5 3/5 4/5
2026-05-18 B+ 3/5 5/5 3/5 2/5 2/5 3/5 4/5
2026-05-15 B+ 3/5 5/5 2/5 2/5 3/5 3/5 4/5
2026-05-14 B+ 3/5 5/5 2/5 2/5 3/5 3/5 4/5
2026-05-13 B+ 3/5 4/5 2/5 2/5 3/5 3/5 4/5
2026-05-12 B+ 3/5 4/5 2/5 2/5 3/5 3/5 4/5
2026-05-11 B+ 3/5 4/5 2/5 2/5 3/5 3/5 4/5
2026-05-08 B 3/5 4/5 2/5 2/5 2/5 3/5 4/5
2026-05-07 B 3/5 4/5 2/5 2/5 2/5 3/5 4/5
2026-05-06 B 3/5 4/5 2/5 2/5 2/5 3/5 4/5
2026-05-05 A- 4/5 4/5 2/5 3/5 3/5 4/5 4/5
2026-05-01 B+ 3/5 4/5 2/5 3/5 2/5 4/5 4/5
2026-04-30 B+ 3/5 4/5 2/5 3/5 2/5 4/5 4/5
2026-04-29 A- 4/5 5/5 3/5 3/5 2/5 4/5 4/5
2026-04-28 A- 4/5 5/5 3/5 3/5 2/5 4/5 4/5
2026-04-27 A- 4/5 5/5 3/5 3/5 2/5 4/5 4/5
2026-04-24 A- 4/5 5/5 3/5 3/5 2/5 4/5 4/5
2026-04-23 A- 4/5 5/5 3/5 3/5 2/5 4/5 4/5
2026-04-22 A- 4/5 5/5 3/5 3/5 2/5 4/5 4/5
2026-04-21 A 4/5 5/5 3/5 4/5 2/5 4/5 4/5
2026-04-20 A 4/5 5/5 3/5 4/5 2/5 4/5 4/5
2026-04-17 A 4/5 5/5 3/5 4/5 2/5 4/5 4/5
2026-04-16 A 4/5 5/5 3/5 4/5 2/5 4/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
134.57M
OE per share TTM
8.25
Owner's Yield
99.95%
Maintenance CapEx ratio
40.34%
Maint CapEx / Avg PPE
122.0%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
—
Total invested
—
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
27.4K
Shares Outstanding
16.19M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Andrew Alfred Salmon Group Chief Operating Officer, Head of Business Development & Director 3M male
James Robert Cobb Group Finance Director & Director 2M male
Sir Henry Angest Chairman & Chief Executive Officer 1M —
Nicholas David de Burgh Jennings Group Company Secretary — male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits

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