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American Bank Incorporated (AMBK)

USD22.43 +0.70 (+3.22%)
US OTC Financial Services Banks - Regional
Address 4029 West Tilghman Street 18104
Allentown, PA, US
CEO Mark W. Jaindl
Website ambk.com
IPO 2000-07-26
ISIN US0243431055

Explore sections of this company profile

Description

American Bank Incorporated functions as the holding company for American Bank, delivering a broad spectrum of financial products and services to a diverse clientele including consumers, businesses, institutional bodies, and government agencies. Its deposit options span interest-bearing checking and money market accounts, savings accounts, certificates of deposit, and individual retirement accounts. The company also extends various loan types, such as commercial, industrial, and other business financing, commercial mortgage and construction loans, residential mortgage loans, and an assortment of consumer credit solutions like personal term loans, credit lines, automobile loans, and home equity loans and lines. Beyond these, American Bank provides digital and mobile banking, ATM services, safe deposit box rentals, wire transfers, check sales, and invests in securities. Founded in 1997, the company is based in Allentown, Pennsylvania, and maintains a loan production office in Blue Bell, Pennsylvania.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD22.43 +0.70 (+3.22%)
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Volume Profile
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Liquidity & share structure
Average Volume
1.0K
Beta
-0.02
Float Shares
3.36M
Free Float %
53.0%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.27% -0.27% +0.16% +3.10% +4.57% +10.84% +23.98% +10.84% +16.19% +59.13% +138.59%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
22.43
DCF (Unlevered) 25.49 +13.6%
DCF (Levered) 26.17 +16.7%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.22
Distress
Piotroski F-Score
5 / 9
Average
Composite Rating
A-
Overall Score
4 / 5
High
DCF Score
4 / 5
High
ROE Score
4 / 5
High
ROA Score
4 / 5
High
D/E Score
2 / 5
Medium
P/E Score
3 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
  • Revenue growth
    +25.6% Q1'26: +15.5% (vs Q1'25)
  • EPS growth
    +50.7% Q1'26: +63.9% (vs Q1'25)
  • FCF margin
    Q1'26: +0.0% (vs Q1'25)
  • EBIT margin
    Q1'26: +30.9% (vs Q1'25)
  • ROIC
    Q1'26: +12.1% (vs Q1'25)
  • Share dilution
    +1.9% Q1'26: -0.1% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 2.96× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (-0.02) × ERP
WACC = 66% × Ke + 34% × Kd (42.6%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 25.49 Current price: 22.43
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-27 A- 4/5 4/5 4/5 4/5 2/5 3/5 3/5
2026-05-26 A- 4/5 4/5 4/5 4/5 2/5 3/5 3/5
2026-05-22 A- 4/5 4/5 4/5 4/5 2/5 3/5 3/5
2026-05-20 A- 4/5 4/5 4/5 4/5 2/5 3/5 3/5
2026-05-11 A- 4/5 4/5 4/5 4/5 2/5 4/5 3/5
2026-05-06 A- 4/5 4/5 4/5 4/5 2/5 4/5 3/5
2026-05-01 A- 4/5 4/5 4/5 4/5 2/5 4/5 3/5
2026-04-29 A- 4/5 4/5 4/5 4/5 2/5 4/5 3/5
2026-04-23 A 4/5 4/5 4/5 5/5 2/5 4/5 3/5
2026-04-22 A 4/5 4/5 4/5 5/5 2/5 4/5 3/5
2026-04-21 A 4/5 4/5 4/5 5/5 2/5 4/5 3/5
2026-04-20 A 4/5 4/5 4/5 5/5 2/5 4/5 3/5
2026-04-17 A 4/5 4/5 4/5 5/5 2/5 4/5 3/5
2026-04-16 A 4/5 4/5 4/5 5/5 2/5 4/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-882.9K
OE per share TTM
-0.14
Owner's Yield
-0.77%
Maintenance CapEx ratio
1.89%
Maint CapEx / Avg PPE
35.0%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions From To
Date Person Role Transaction A/D Security Shares Price Value Owned after D/I Filing
2005-05-19 LONG JOHN C Director P-Purchase A Common stock, par value $0.10 1,500 8.90 13.4K 6,791
2005-02-15 LONG JOHN C Director P-Purchase A Common stock, par value $0.10 233 7.56 1.8K 5,291
2004-12-01 LONG JOHN C Director P-Purchase A Common stock, par value $0.10 1,000 8.69 8.7K 5,000
2004-05-21 LONG JOHN C Director P-Purchase A Common stock, par value $0.10 2,000 8.83 17.7K 4,000

Executive team

Top executives
EBIT / Employee
3.39M
Shares Outstanding
6.33M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Mark W. Jaindl Chairman, President & Chief Executive Officer 276.3K male
Chris J. Persichetti Chief Lending Officer 146.4K male
Robert W. Turner Senior Vice President & Chief Information Officer 128.2K male
Sarah Westgate Senior Vice President, Chief Operating Officer & Secretary female
Brian Farrell Senior Vice President and Chief Credit & Risk Officer male
Toney C. Horst Executive Vice President, Treasurer & Chief Financial Officer female
Louis Monaco Senior Vice President & Regional President of Philadelphia Market Area
Sarah L. Car Senior Vice President & Chief Human Resources Officer
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits