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PT Bank Amar Indonesia Tbk (AMAR.JK)
Surabaya, ID
PT Bank Amar Indonesia Tbk operates as a prominent financial institution across Indonesia, delivering a full spectrum of banking services. Its business operations are structured across three primary divisions: Online, Brick and Mortar (traditional branches), and its central Head Office. The bank provides diverse deposit products, including savings, current, and time deposit accounts. Additionally, it offers an array of lending options, such as working capital and specialized financing, alongside various investment loans like installment, fixed, demand, and stand-by facilities. Its consumer credit portfolio covers multipurpose, overdraft, and housing loans, and it extends financing to other financial institutions. Further services encompass treasury management, investment banking, funding solutions, and trade finance. Physically, the bank maintains three branches in Kusuma Bangsa, Wiyung, and Jakarta, a single sub-branch in Surabaya, and a cash office also situated in Jakarta. Founded in 1991, the entity originally operated as PT. Anglomas International Bank until its official renaming to PT Bank Amar Indonesia in 2014. The company's main office is located in Surabaya, Indonesia.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.50% | +1.52% | +1.01% | -2.91% | -12.28% | -9.09% | +16.28% | -28.06% | +10.07% | +3.32% | +3.32% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2025-12 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 1 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+17.5% Q1'26: +22.7% (vs Q1'25)
-
EPS growth+14.4% Q1'26: +5.9% (vs Q1'25)
-
FCF margin— Q1'26: +63.4% (vs Q1'25)
-
EBIT margin— Q1'26: +17.4% (vs Q1'25)
-
ROIC— Q1'26: +7.8% (vs Q1'25)
-
Share dilution+0.0% Q1'26: -2.0% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 0.92× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. |
Dec 2027 1 Rev. Ana. |
|---|---|---|---|---|---|
| Revenue |
1.26T
est: 720.72B (+74.9%)
|
1.59T
est: 1.50T (+6.6%)
|
1.87T
est: 1.61T (+16.2%)
|
2.23T
2.23T – 2.23T
+38.4% YoY
|
2.51T
2.51T – 2.51T
+12.6% YoY
|
| EBITDA |
231.16B
est: 32.55B (+610.2%)
|
286.30B
est: 104.29B (+174.5%)
|
324.15B
est: 112.37B (+188.5%)
|
155.52B
155.52B – 155.52B
+38.4% YoY
|
175.04B
175.04B – 175.04B
+12.6% YoY
|
| EBIT |
220.03B
est: 23.77B (+825.5%)
|
275.03B
est: 89.40B (+207.7%)
|
313.81B
est: 96.33B (+225.8%)
|
133.32B
133.32B – 133.32B
+38.4% YoY
|
150.05B
150.05B – 150.05B
+12.6% YoY
|
| Net Income |
177.97B
|
214.99B
est: 167.27B (+28.5%)
|
249.64B
est: 216.90B (+15.1%)
|
—
— – —
-100.0% YoY
|
—
— – —
|
| SGA |
209.73B
est: 147.89B (+41.8%)
|
297.94B
est: 314.62B (-5.3%)
|
308.05B
est: 339.01B (-9.1%)
|
469.19B
469.19B – 469.19B
+38.4% YoY
|
528.08B
528.08B – 528.08B
+12.6% YoY
|
| EPS |
10.97
|
11.87
est: 9.10 (+30.4%)
|
13.58
est: 11.80 (+15.1%)
|
—
— – —
-100.0% YoY
|
—
— – —
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-08 | B+ | 3/5 | 4/5 | 2/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-07 | B+ | 3/5 | 4/5 | 2/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-06 | B+ | 3/5 | 4/5 | 2/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-05 | B+ | 3/5 | 4/5 | 2/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-04 | B+ | 3/5 | 4/5 | 2/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-04-30 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-04-29 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 3/5 |
| 2026-04-28 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 3/5 |
| 2026-04-27 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 3/5 |
| 2026-04-24 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 3/5 |
| 2026-04-23 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 2/5 | 2/5 | 3/5 |
| 2026-04-22 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 2/5 | 2/5 | 3/5 |
| 2026-04-21 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 2/5 | 2/5 | 3/5 |
| 2026-04-20 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 2/5 | 2/5 | 3/5 |
| 2026-04-17 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 2/5 | 2/5 | 3/5 |
| 2026-04-16 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 2/5 | 2/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Dimensional World ex U.S. Core Equity 2 ETF DFAX | 0.00% | 31.7K | 0.28% |
| 2 | Dimensional - Emerging Markets Core Equity 2 ETF DFEM | 0.00% | 18.4K | 0.39% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Abraham Henry Mixson Lumban Batu | Quality Assurance Function Head | — | male |
| Anggrahini Stephanie | Area Head - Surabaya | — | female |
| Benyamin Tampubolon | Digital Banking Service Function Head | — | male |
| David Wirawan | Senior Vice President of Finance | — | male |
| Ichfan Maulana Achmad | Credit Operations & Back Office Function Head | — | male |
| Johanes Antonius Sinaga | Legal & Litigation Function Head | — | male |
| Kevin Kane Wardhana | Director of Information Technology and Operations, CTO & Director | — | male |
| Ratna Julia Sahlan | Head of Human Resources Division & People Function Head | — | female |
| Robby Hamdani | Internal Audit Function Head | — | male |
| Thio Sucy | Compliance Director & Director | — | female |
| Vishal Tulsian | President Director | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for AMAR.JK
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
