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AL Sydbank A/S (ALSYDB.CO)

DKK607.50 +11.00 (+1.84%)
DK CPH Financial Services Banks - Regional
Address Peberlyk 4 6200
Aabenraa, DK
CEO Mark Alexander Luscombe
IPO 2025-12-02
ISIN DK0010311471

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Also trades on NASDAQ Copenhagen · ALSYDB.CO (DKK) NASDAQ Copenhagen · SYDB.CO (DKK) Other OTC · SYANY (USD)
Description

Based in Aabenraa, Denmark, AL Sydbank A/S is a financial services provider established in 1986, serving a wide array of corporate, private, retail, and institutional clients both domestically and internationally. Operating through key divisions such as Banking, Asset Management, and Sydbank Markets, the bank delivers a comprehensive range of solutions. Its offerings include core banking functions like deposit-taking and lending. For businesses, AL Sydbank provides tailored commercial banking services, encompassing financing, advisory support, leasing arrangements, and international payment and cash management solutions. Affluent individuals and private clients receive specialized advice on pensions, investments, and broader financial planning. The institution also excels in asset management, offering advisory and management services to investment funds, pooled pension plans, foundations, and institutional and high-net-worth clients, complemented by extensive economic and equity research. Retail customers can access essential services such as insurance, housing finance, pension products, and mortgage credit. Furthermore, AL Sydbank is actively involved in capital markets, dealing in mortgage bonds, providing expert advice and price quotations for bonds, shares, and foreign exchange, and fulfilling market-making obligations for institutional investors, central banks, and other financial counterparties. The company previously operated as Sydbank A/S, adopting its current name in December 2025.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
DKK607.50 +11.00 (+1.84%)
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Volume Profile
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Liquidity & share structure
Average Volume
141.9K
Beta
0.41
Float Shares
48.89M
Free Float %
57.4%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-1.86% -3.39% -2.31% -6.80% -6.39% -7.54% -6.39% -6.39% -6.39% -6.39% -6.39%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow

Revenue by geography

Revenue by segment

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Revenue composition

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By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Ratings Trend (MoM) 100% Bullish
Rating 2026-06 Change
Strong Buy 0 0
Buy 4 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
-0.67
Distress
Piotroski F-Score
6 / 9
Average
Composite Rating
C
Overall Score
2 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
2 / 5
Medium
ROA Score
2 / 5
Medium
D/E Score
2 / 5
Medium
P/E Score
1 / 5
Low
P/Book Score
2 / 5
Medium
Operational MOAT
  • Revenue growth
    -8.9% Q1'26: +58.5% (vs Q1'25)
  • EPS growth
    -31.6% Q1'26: -26.8% (vs Q1'25)
  • FCF margin
    Q1'26: +36.7% (vs Q1'25)
  • EBIT margin
    Q1'26: +31.3% (vs Q1'25)
  • ROIC
    Q1'26: +11.6% (vs Q1'25)
  • Share dilution
    -1.9% Q1'26: +67.4% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 5.42× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.42) × ERP
WACC = 15% × Ke + 85% × Kd (6.2%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 38,645.81 Current price: 607.50
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-06-01 C 2/5 1/5 2/5 2/5 2/5 1/5 2/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
6.96B
OE per share TTM
69.71
Owner's Yield
15.40%
Maintenance CapEx ratio
29.64%
Maint CapEx / Avg PPE
20.7%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
1.15M
Shares Outstanding
85.18M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Mark Alexander Luscombe Chief Executive Officer 10M male
Jørn Adam Møller Chief Financial Officer 6M male
Stig Westergaard C.R.O 4M male
Kim Møller Nielsen Head of Sydbank In Germany male
Louise Degn-Hansen Head of Communication
Steen Sandager Head of Retail Clients & Private Banking male
Else Guldager Head of Human Resources
Tina Kromann Lyngsø Group Executive Vice President of Vejle Region
Jacob Graven Vice President male
Jesper Lund Wimmer Group Executive Vice President of Næstved Regio male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits