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AGI Inc (AGBK)
USD7.06
-0.01 (-0.14%)
BR NYSE Financial Services Banks - Regional
Address
Rua Sergio Fernandes Borges Soares 13054-709
Campinas, SP, BR
Campinas, SP, BR
CEO
Marciano Testa
Website
investors.agiinc.com
IPO
2011-05-12
CIK 2081206 ISIN KYG0118C1050
Description
AGI Inc. stands as a leading provider of innovative, technology-centric financial solutions operating across Brazil. The company primarily facilitates social security and severance benefits, along with public and private sector payroll management, often structured around secure lending instruments. These core offerings are enhanced by a comprehensive suite of complementary banking, credit, and insurance products. Delivering its services through a robust digital infrastructure, AGI Inc. utilizes sophisticated cloud-based platforms, intelligent AI-driven automation, and intuitive mobile applications. The firm was founded in 1999 and maintains its corporate headquarters in Campinas, Brazil.
Market Cap & Enterprise Value
Merger & Acquisition History
No mergers or acquisitions recorded for this company.
Technical Outlook
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Signal Summary
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| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
USD7.06
-0.01 (-0.14%)
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Volume Profile
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Liquidity & share structure
Average Volume
470.3K
Beta
1.94
Float Shares
29.40M
Free Float %
50.1%
Price Performance
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.84% | -0.28% | -3.00% | -40.70% | -33.86% | -33.86% | -33.86% | -33.86% | -33.86% | -33.86% | -33.86% |
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From
To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow
Revenue by geography
Revenue by segment
From
To
Revenue composition
From
To
By product
By geography
Financial Statements
Select metrics from the tables below to build your comparison.
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
Analyst Consensus (1 ratings, all time)
Hold
Price Targets & DCF
Current price
7.06
Low
14.00
+98.3%
Consensus
16.70
+136.5%
Median
16.00
+126.6%
High
21.00
+197.5%
DCF (Unlevered)
22.46
+218.2%
DCF (Levered)
0.22
-96.9%
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
Ratings Trend (MoM)
91% Bullish
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 3 | 0 |
| Buy | 7 | 0 |
| Hold | 1 | +1 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
Price Target Summary
| Period | # Analysts | Avg Target |
|---|---|---|
| Last Month | 1 |
14.00
+98.3%
|
| Last Quarter | 8 |
16.74
+137.1%
|
| Last Year | 8 |
16.74
+137.1%
|
| All Time | 8 |
16.74
+137.1%
|
Quality scores
Composite Rating
B+
Overall Score
3 / 5
Medium
DCF Score
3 / 5
Medium
ROE Score
4 / 5
High
ROA Score
4 / 5
High
D/E Score
2 / 5
Medium
P/E Score
3 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
-
Revenue growth+47.1%
-
EPS growth+50.6%
-
FCF margin— Q1'26: -2.0%
-
EBIT margin— Q1'26: +7.2%
-
ROIC— Q1'26: +9.1%
-
Share dilution+172.5%
-
Debt / EBITDA— Q1'26: 4.89×
Valuation Multiples
From
To
Price Forecast (3Y)
From
To
Theoretical Return — If Invested Today
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
Consensus Estimates
| Metric |
Dec 2025 actual |
Dec 2026 6 Rev. Ana. 2 EPS Ana. |
Dec 2027 6 Rev. Ana. 4 EPS Ana. |
Dec 2028 6 Rev. Ana. 3 EPS Ana. |
|---|---|---|---|---|
| Revenue |
10.69B
est: 1.89B (+465.8%)
|
1.27B
1.21B – 1.33B
-32.8% YoY
|
1.74B
1.65B – 1.82B
+37.0% YoY
|
11.11B
10.19B – 12.01B
+538.3% YoY
|
| EBITDA |
1.54B
est: 384.34M (+300.3%)
|
258.26M
246.06M – 270.46M
-32.8% YoY
|
353.84M
335.54M – 370.11M
+37.0% YoY
|
2.26B
2.07B – 2.44B
+538.3% YoY
|
| EBIT |
1.34B
est: 395.13M (+238.3%)
|
265.51M
252.96M – 278.05M
-32.8% YoY
|
363.77M
344.95M – 380.49M
+37.0% YoY
|
2.32B
2.13B – 2.51B
+538.3% YoY
|
| Net Income |
1.04B
est: 207.91M (+399.2%)
|
240.69M
209.51M – 271.88M
+15.8% YoY
|
321.46M
316.66M – 326.26M
+33.6% YoY
|
1.92B
1.85B – 2.00B
+498.3% YoY
|
| SGA |
2.52B
est: 460.30M (+448.1%)
|
309.30M
294.69M – 323.92M
-32.8% YoY
|
423.77M
401.85M – 443.26M
+37.0% YoY
|
2.70B
2.48B – 2.93B
+538.3% YoY
|
| EPS |
6.49
est: 1.30 (+399.2%)
|
1.51
1.31 – 1.70
+16.2% YoY
|
2.01
1.98 – 2.04
+33.1% YoY
|
12.05
11.55 – 12.50
+499.6% YoY
|
Recent Grade Changes (3M)
| Date | Firm | Previous | New Grade | Action |
|---|---|---|---|---|
| 2026-05-06 | Itau BBA | Outperform | Market Perform | Downgrade |
Historical Ratings (3M)
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-22 | B+ | 3/5 | 3/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-21 | C+ | 2/5 | 3/5 | 4/5 | 3/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-20 | C+ | 2/5 | 3/5 | 4/5 | 3/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-19 | C+ | 2/5 | 3/5 | 4/5 | 3/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-18 | C+ | 2/5 | 3/5 | 4/5 | 3/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-15 | C+ | 2/5 | 3/5 | 4/5 | 3/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-14 | C+ | 2/5 | 3/5 | 4/5 | 3/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-13 | C+ | 2/5 | 3/5 | 4/5 | 3/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-12 | C+ | 2/5 | 2/5 | 4/5 | 3/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-11 | C+ | 2/5 | 2/5 | 4/5 | 3/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-08 | C+ | 2/5 | 2/5 | 4/5 | 3/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-07 | C+ | 2/5 | 2/5 | 4/5 | 3/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-06 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-05 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-04 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-01 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-30 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-29 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-28 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-27 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-24 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-23 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-22 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-21 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-20 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-17 | C- | 1/5 | 4/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-16 | C- | 1/5 | 4/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
Owner Earnings
Owner's Earnings (history)
Owner's Earnings history not available.
Owner alignment
Owner's Earnings TTM
—
OE per share TTM
—
Owner's Yield
—
Maintenance CapEx ratio
—
Maint CapEx / Avg PPE
—
Ownership Overview
Ownership breakdown
At a glance
Institutional holders
35
Total invested
116.79M
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional ownership trend
From
To
13F snapshot — 2026 Q1
Investors holding
35
+35 vs prev Q
New positions
35
Closed positions
0
Increased
35
Reduced
0
Put/Call ratio
0.00
Calls held
—
Puts held
—
Top institutional holders
| # | Investor | Shares / Δ | Mkt value / Δ | Own% / Δ | Weight% / Δ | Avg px / Perf. | Hold / Status |
|---|---|---|---|---|---|---|---|
| 1 | CAPITAL WORLD INVESTORS | 2.18M +2.2M (+100.0%) | 15.81M +15.8M (+100.0%) | 1.36% +1.360 pp | 0.00% +0.002 pp | USD7.27 +0.0% | 1 qtrs NEW |
| 2 | BLACKROCK, INC. | 2.09M +2.1M (+100.0%) | 15.19M +15.2M (+100.0%) | 1.31% +1.306 pp | 0.00% +0.000 pp | USD7.27 +0.0% | 1 qtrs NEW |
| 3 | POINT72 ASSET MANAGEMENT, L.P. | 1.34M +1.3M (+100.0%) | 9.72M +9.7M (+100.0%) | 0.84% +0.836 pp | 0.01% +0.013 pp | USD7.27 +0.0% | 1 qtrs NEW |
| 4 | FIL LTD | 1.22M +1.2M (+100.0%) | 8.69M +8.7M (+100.0%) | 0.76% +0.765 pp | 0.01% +0.007 pp | USD7.27 +0.0% | 1 qtrs NEW |
| 5 | ADVENT INTERNATIONAL CORP/MA | 1.13M +1.1M (+100.0%) | 8.18M +8.2M (+100.0%) | 0.70% +0.703 pp | 0.19% +0.193 pp | USD7.27 +0.0% | 1 qtrs NEW |
| 6 | SAMLYN CAPITAL, LLC | 1.06M +1.1M (+100.0%) | 7.74M +7.7M (+100.0%) | 0.67% +0.666 pp | 0.13% +0.132 pp | USD7.27 +0.0% | 1 qtrs NEW |
| 7 | MILLENNIUM MANAGEMENT LLC | 1.00M +1.0M (+100.0%) | 7.28M +7.3M (+100.0%) | 0.63% +0.626 pp | 0.00% +0.003 pp | USD7.27 +0.0% | 1 qtrs NEW |
| 8 | MARSHALL WACE, LLP | 963.7K +963.7K (+100.0%) | 7.01M +7.0M (+100.0%) | 0.60% +0.603 pp | 0.01% +0.007 pp | USD7.27 +0.0% | 1 qtrs NEW |
| 9 | VERDE SERVICOS INTERNACIONAIS S.A. | 785.0K +785.0K (+100.0%) | 5.71M +5.7M (+100.0%) | 0.49% +0.491 pp | 1.75% +1.748 pp | USD7.27 +0.0% | 1 qtrs NEW |
| 10 | CITADEL ADVISORS LLC | 595.9K +595.9K (+100.0%) | 4.33M +4.3M (+100.0%) | 0.37% +0.373 pp | 0.00% +0.001 pp | USD7.27 +0.0% | 1 qtrs NEW |
| 11 | BALYASNY ASSET MANAGEMENT L.P. | 545.4K +545.4K (+100.0%) | 3.96M +4.0M (+100.0%) | 0.34% +0.341 pp | 0.01% +0.005 pp | USD7.27 +0.0% | 1 qtrs NEW |
| 12 | TEACHER RETIREMENT SYSTEM OF TEXAS | 500.0K +500.0K (+100.0%) | 3.64M +3.6M (+100.0%) | 0.31% +0.313 pp | 0.02% +0.015 pp | USD7.27 +0.0% | 1 qtrs NEW |
| 13 | D. E. SHAW & CO., INC. | 500.0K +500.0K (+100.0%) | 3.64M +3.6M (+100.0%) | 0.31% +0.313 pp | 0.00% +0.002 pp | USD7.27 +0.0% | 1 qtrs NEW |
| 14 | JPMORGAN CHASE & CO | 394.4K +394.4K (+100.0%) | 2.84M +2.8M (+100.0%) | 0.25% +0.247 pp | 0.00% +0.000 pp | USD7.27 +0.0% | 1 qtrs NEW |
| 15 | BW GESTAO DE INVESTIMENTOS LTDA. | 280.6K +280.6K (+100.0%) | 2.04M +2.0M (+100.0%) | 0.18% +0.176 pp | 0.07% +0.068 pp | USD7.27 +0.0% | 1 qtrs NEW |
| 16 | CENTIVA CAPITAL, LP | 265.0K +265.0K (+100.0%) | 1.93M +1.9M (+100.0%) | 0.17% +0.166 pp | 0.01% +0.014 pp | USD7.27 +0.0% | 1 qtrs NEW |
| 17 | GHISALLO CAPITAL MANAGEMENT LLC | 200.0K +200.0K (+100.0%) | 1.45M +1.5M (+100.0%) | 0.13% +0.125 pp | 0.04% +0.040 pp | USD7.27 +0.0% | 1 qtrs NEW |
| 18 | JANE STREET GROUP, LLC | 158.2K +158.2K (+100.0%) | 1.15M +1.2M (+100.0%) | 0.10% +0.099 pp | 0.00% +0.000 pp | USD7.27 +0.0% | 1 qtrs NEW |
| 19 | HRT FINANCIAL LP | 144.8K +144.8K (+100.0%) | 1.05M +1.1M (+100.0%) | 0.09% +0.091 pp | 0.00% +0.003 pp | USD7.27 +0.0% | 1 qtrs NEW |
| 20 | MORGAN STANLEY | 100.0K +100.0K (+100.0%) | 727.0K +727.0K (+100.0%) | 0.06% +0.063 pp | 0.00% +0.000 pp | USD7.27 +0.0% | 1 qtrs NEW |
| 21 | BURKEHILL GLOBAL MANAGEMENT, LP | 100.0K +100.0K (+100.0%) | 727.0K +727.0K (+100.0%) | 0.06% +0.063 pp | 0.04% +0.036 pp | USD7.27 +0.0% | 1 qtrs NEW |
| 22 | SEVEN GRAND MANAGERS, LLC | 100.0K +100.0K (+100.0%) | 727.0K +727.0K (+100.0%) | 0.06% +0.063 pp | 0.05% +0.049 pp | USD7.27 +0.0% | 1 qtrs NEW |
| 23 | BOSTON PARTNERS | 95.7K +95.7K (+100.0%) | 695.6K +695.6K (+100.0%) | 0.06% +0.060 pp | 0.00% +0.001 pp | USD7.27 +0.0% | 1 qtrs NEW |
| 24 | ELEMENT CAPITAL MANAGEMENT LLC | 59.9K +59.9K (+100.0%) | 435.7K +435.7K (+100.0%) | 0.04% +0.038 pp | 0.04% +0.041 pp | USD7.27 +0.0% | 1 qtrs NEW |
| 25 | MACKENZIE FINANCIAL CORP | 59.0K +59.0K (+100.0%) | 429.2K +429.2K (+100.0%) | 0.04% +0.037 pp | 0.00% +0.001 pp | USD7.27 +0.0% | 1 qtrs NEW |
| 26 | ABSOLUTE GESTAO DE INVESTIMENTOS LTDA. | 52.3K +52.3K (+100.0%) | 379.9K +379.9K (+100.0%) | 0.03% +0.033 pp | 0.04% +0.043 pp | USD7.27 +0.0% | 1 qtrs NEW |
| 27 | TWO SIGMA INVESTMENTS, LP | 45.8K +45.8K (+100.0%) | 333.3K +333.3K (+100.0%) | 0.03% +0.029 pp | 0.00% +0.000 pp | USD7.27 +0.0% | 1 qtrs NEW |
| 28 | GOLDMAN SACHS GROUP INC | 41.2K +41.2K (+100.0%) | 299.9K +299.9K (+100.0%) | 0.03% +0.026 pp | 0.00% +0.000 pp | USD7.27 +0.0% | 1 qtrs NEW |
| 29 | HUDSON BAY CAPITAL MANAGEMENT LP | 25.0K +25.0K (+100.0%) | 181.8K +181.8K (+100.0%) | 0.02% +0.016 pp | 0.00% +0.001 pp | USD7.27 +0.0% | 1 qtrs NEW |
| 30 | VIRTU FINANCIAL LLC | 22.3K +22.3K (+100.0%) | 162.0K +162.0K (+100.0%) | 0.01% +0.014 pp | 0.01% +0.007 pp | USD7.27 +0.0% | 1 qtrs NEW |
| 31 | AXQ CAPITAL, LP | 17.2K +17.2K (+100.0%) | 124.8K +124.8K (+100.0%) | 0.01% +0.011 pp | 0.02% +0.016 pp | USD7.27 +0.0% | 1 qtrs NEW |
| 32 | ENGINEERS GATE MANAGER LP | 10.9K +10.9K (+100.0%) | 79.4K +79.4K (+100.0%) | 0.01% +0.007 pp | 0.00% +0.001 pp | USD7.27 +0.0% | 1 qtrs NEW |
| 33 | UBS GROUP AG | 10.0K +10.0K (+100.0%) | 72.8K +72.8K (+100.0%) | 0.01% +0.006 pp | 0.00% +0.000 pp | USD7.27 +0.0% | 1 qtrs NEW |
| 34 | MATTHEWS INTERNATIONAL CAPITAL MANAGEMENT LLC | 9.6K +9.6K (+100.0%) | 69.5K +69.5K (+100.0%) | 0.01% +0.006 pp | 0.03% +0.028 pp | USD7.27 +0.0% | 1 qtrs NEW |
| 35 | CAITONG INTERNATIONAL ASSET MANAGEMENT CO., LTD | 40.00 +40.0 (+100.0%) | 291.00 +291.0 (+100.0%) | 0.00% +0.000 pp | 0.00% +0.000 pp | USD7.25 +0.3% | 1 qtrs NEW |
Ownership breakdown by holder
ETF Ownership
Top ETFs holding this stock
This company is not held by any ETF in our universe.
Insider Activity
Insider Activity — Latest Quarter
No insider activity available.
Insider buys vs sells (history)
Insider history not available.
Recent insider transactions
No recent insider transactions.
Executive team
Top executives
EBIT / Employee
284.4K
Shares Outstanding
58.70M
Executive compensation
Executive compensation (annual)
Executive compensation not available.
CEO compensation breakdown
No CEO compensation history available.
Proxy statements
Proxy statements (DEF 14A)
No proxy statements available for this company yet.
Recent SEC filings
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Daniel Antonio Pires | Chief Data & Credit Officer | — | male |
| Daniel Monteiro de Farias | Chief Products Officer | — | male |
| Divyansh Garg | Co-Founder | — | male |
| Felipe Gaspar Oliveira | Head of Investor Relations | — | — |
| Glauber Marques Correa | COO & Director | — | male |
| Lucas Araujo de Aguiar | Chief People & Governance Officer | — | male |
| Marcello Winik Dubeux | Chief Financial & Investor Relations Officer | — | male |
| Marciano Testa | Founder, CEO & Chairman | — | male |
| Matheus Girardi | Chief Sales Officer | — | male |
| Naman Garg | Co-Founder | — | male |
| Vinicius Birkeland Aloe | Chief Technology Officer | — | male |
ESG Score History
No data available for this company.
Senate Trading Activity
No Senate trading activity found for this company.
House Trading Activity
No House trading activity found for this company.
Market share among peers
Peer comparison — filtered group (TTM)
Your opinion
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for AGBK
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
