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Addiko Bank AG (ADKO.VI)
Vienna, AT
Addiko Bank AG provides various banking products and services in Croatia, Slovenia, Serbia, Bosnia and Herzegovina, Montenegro, Austria, Germany, and Serbia. It operates through Consumer, Small and Medium-Sized Enterprises (SME), Mortgage, Large Corporates, and Public Finance segments. The company offers online and direct deposits; consumer and public finance, mortgage loans relating to real estate purchase or leveraging private real estate as collateral, unsecured personal loan products and working capital loans, and trade finance products. It serves private individuals, SMEs, entrepreneurs, ministries of finance, state enterprises, local governments, and public institutions. Addiko Bank AG is headquartered in Vienna, Austria.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.36% | +0.00% | +0.36% | +5.34% | +28.97% | +21.59% | +39.75% | +116.47% | +100.00% | +64.87% | +64.87% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 1 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+17.6% Q1'26: -5.6% (vs Q1'25)
-
EPS growth-3.0% Q1'26: -30.7% (vs Q1'25)
-
FCF margin— Q1'26: +0.0% (vs Q1'25)
-
EBIT margin— Q1'26: +0.0% (vs Q1'25)
-
ROIC— Q1'26: +0.0% (vs Q1'25)
-
Share dilution-0.2% Q1'26: +0.3% (vs Q1'25)
-
Debt / EBITDA—
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 1 EPS Ana. |
Dec 2027 1 Rev. Ana. 1 EPS Ana. |
Dec 2028 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
—
est: 236.61M (-100.0%)
|
272.80M
est: 223.85M (+21.9%)
|
266.00M
est: 230.37M (+15.5%)
|
229.30M
est: 240.50M (-4.7%)
|
276.60M
est: 287.30M (-3.7%)
|
321.30M
est: 303.00M (+6.0%)
|
377.90M
est: 305.00M (+23.9%)
|
308.00M
308.00M – 308.00M
+1.0% YoY
|
328.00M
328.00M – 328.00M
+6.5% YoY
|
350.00M
350.00M – 350.00M
+6.7% YoY
|
| EBITDA |
—
est: 21.83M (-100.0%)
|
26.40M
est: 20.65M (+27.8%)
|
39.90M
est: 21.26M (+87.7%)
|
49.20M
est: 22.19M (+121.7%)
|
—
est: 31.71M (-100.0%)
|
—
est: 33.45M (-100.0%)
|
70.80M
est: 33.67M (+110.3%)
|
34.00M
34.00M – 34.00M
+1.0% YoY
|
36.21M
36.21M – 36.21M
+6.5% YoY
|
38.63M
38.63M – 38.63M
+6.7% YoY
|
| EBIT |
-25.50M
est: 5.71M (-546.6%)
|
6.30M
est: 5.40M (+16.6%)
|
20.80M
est: 5.56M (+274.2%)
|
31.20M
est: 5.80M (+437.6%)
|
-17.30M
est: 14.74M (-217.3%)
|
-17.40M
est: 15.55M (-211.9%)
|
60.10M
est: 15.65M (+284.0%)
|
15.81M
15.81M – 15.81M
+1.0% YoY
|
16.83M
16.83M – 16.83M
+6.5% YoY
|
17.96M
17.96M – 17.96M
+6.7% YoY
|
| Net Income |
35.10M
est: 42.17M (-16.8%)
|
1.40M
est: -10.62M (+113.2%)
|
13.60M
est: 10.41M (+30.7%)
|
25.70M
est: 23.11M (+11.2%)
|
41.10M
est: 46.97M (-12.5%)
|
45.40M
est: 45.32M (+0.2%)
|
44.00M
est: 43.59M (+0.9%)
|
44.36M
44.36M – 44.36M
+1.8% YoY
|
52.08M
52.08M – 52.08M
+17.4% YoY
|
59.79M
59.79M – 59.79M
+14.8% YoY
|
| SGA |
—
est: 45.63M (-100.0%)
|
53.80M
est: 43.17M (+24.6%)
|
49.60M
est: 44.42M (+11.7%)
|
49.70M
est: 46.38M (+7.2%)
|
50.60M
est: 52.78M (-4.1%)
|
58.10M
est: 55.67M (+4.4%)
|
57.30M
est: 56.03M (+2.3%)
|
56.59M
56.59M – 56.59M
+1.0% YoY
|
60.26M
60.26M – 60.26M
+6.5% YoY
|
64.30M
64.30M – 64.30M
+6.7% YoY
|
| EPS |
1.80
est: 2.18 (-17.5%)
|
0.07
est: -0.55 (+113.1%)
|
0.70
est: 0.54 (+30.0%)
|
1.32
est: 1.20 (+10.4%)
|
2.12
est: 2.44 (-13.0%)
|
2.35
est: 2.35 (+0.0%)
|
2.28
est: 2.26 (+0.9%)
|
2.30
2.30 – 2.30
+1.8% YoY
|
2.70
2.70 – 2.70
+17.4% YoY
|
3.10
3.10 – 3.10
+14.8% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-07 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-06 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-05 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-04 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-04-30 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-04-29 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-04-28 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-04-27 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-04-24 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-04-23 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-04-21 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-04-20 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-04-17 | C | 2/5 | 5/5 | 1/5 | 1/5 | 2/5 | 1/5 | 1/5 |
| 2026-04-16 | C | 2/5 | 5/5 | 1/5 | 1/5 | 2/5 | 1/5 | 1/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Dimensional World ex U.S. Core Equity 2 ETF DFAX | 0.00% | 101.2K | 0.28% |
| 2 | Dimensional - International Core Equity 2 ETF DFIC | 0.00% | 78.6K | 0.22% |
| 3 | Dimensional - International Small Cap ETF DFIS | 0.00% | 1.8K | 0.39% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Herbert Juranek | Chief Executive Officer & Chairman of the Management Board | 1M | male |
| GaneshKumar Krishnamoorthi | Chief Market, IT & Digitalization Officer and Member of the Management Board | 945.5K | male |
| Edgar Flaggl | Chief Financial Officer & Member of the Management Board | 755.7K | male |
| Tadej Krasovec | Chief Risk Officer & Member of the Management Board | 732.5K | male |
| Constantin Gussich | Head of Investor Relations & Group Corporate Development | — | — |
| Vanja Vanicek | Managing Director of Group Marketing & Corporate Communications | — | — |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for ADKO.VI
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
