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Absa Group Limited (ABG.JO)

ZAc21,471.00 -158.00 (-0.73%)
ZA JNB Financial Services Banks - Regional
Address Absa Towers West 2001
Johannesburg, ZA
CEO Andile Kenneth Livuyo Fihla
IPO 2000-01-04
ISIN ZAE000255915

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Also trades on Johannesburg Stock Exchange · ABG.JO (ZAc) Other OTC · AGRPF (USD) Other OTC · AGRPY (USD)
Description

Absa Group Limited, a financial services institution based in Johannesburg, South Africa, delivers an extensive array of banking and financial solutions to clients both within the country and across international regions. Its operations are structured across three primary divisions: Retail and Business Banking; Corporate and Investment Banking; and Head Office, Treasury, and Other Operations. The group offers a comprehensive suite of services encompassing retail, business, corporate, and investment banking, alongside insurance, financial planning, and wealth management. For individuals, enterprises, and commercial customers, Absa provides a variety of retail and business banking products. These include residential property financing, vehicle and asset finance, credit cards, personal loans, relationship banking services, short-term insurance, transactional banking, savings, and investment accounts, along with a rewards program. Additionally, it extends commercial property finance and term loans. Within its corporate and investment banking segment, the company offers specialized investment banking services, manages private equity and infrastructure investments, delivers core corporate banking products, and provides wealth management. The group's insurance offerings cover life (including death, disability, retrenchment), funeral, and life-wrapped investment products. Its investment solutions feature asset management, multi-management, unit trusts, and various other investment vehicles. Furthermore, Absa provides treasury services and expert wealth and financial advisory. The company also facilitates market services, offers trade and working capital solutions, and manages cash, payments, and liquidity. Its capabilities extend to broker-dealer trading in debt and equity securities, as well as the solicitation, syndication, sale, and arrangement of equity and debt products. Complementary services include financial, leasing, and management solutions. Founded in 1986, the entity was previously known as Barclays Africa Group Limited before adopting its current name, Absa Group Limited, in May 2018.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
ZAc21,471.00 -158.00 (-0.73%)
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Volume Profile
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Liquidity & share structure
Average Volume
2M
Beta
0.36
Float Shares
827.60M
Free Float %
99.9%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.17% +1.12% +1.77% -12.59% +13.85% -0.93% +36.81% +54.79% +65.65% +62.42% +751.49%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
21,471.00
DCF (Unlevered) 220,492.52 +926.9%
DCF (Levered) 258,626.66 +1,104.5%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 78% Bullish
Rating 2026-05 Change
Strong Buy 2 0
Buy 5 0
Hold 1 0
Sell 0 0
Strong Sell 1 0
Quality scores
Altman Z-Score
0.46
Distress
Piotroski F-Score
5 / 9
Average
Composite Rating
B+
Overall Score
3 / 5
Medium
DCF Score
5 / 5
High
ROE Score
4 / 5
High
ROA Score
3 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
3 / 5
Medium
P/Book Score
2 / 5
Medium
Operational MOAT
  • Revenue growth
    +90.7% Q4'25: -0.1% (vs Q4'23)
  • EPS growth
    +2.2% Q4'25: +19.3% (vs Q4'23)
  • FCF margin
    Q4'25: +63.4% (vs Q4'23)
  • EBIT margin
    Q4'25: +15.7% (vs Q4'23)
  • ROIC
    Q4'25: +9.9% (vs Q4'23)
  • Share dilution
    +0.9% Q4'25: +1.2% (vs Q4'23)
  • Debt / EBITDA
    Q4'25: 5.76× (vs Q4'23)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.39) × ERP
WACC = 31% × Ke + 69% × Kd (19.4%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 220,492.52 Current price: 21,471.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
6 Rev. Ana.
6 EPS Ana.
Dec 2027
6 Rev. Ana.
6 EPS Ana.
Dec 2028
5 Rev. Ana.
2 EPS Ana.
Revenue
67.07B
est: 67.04B (+0.0%)
72.37B
est: 73.74B (-1.9%)
73.24B
est: 73.53B (-0.4%)
76.50B
est: 76.11B (+0.5%)
80.06B
est: 78.55B (+1.9%)
61.03B
est: 81.46B (-25.1%)
77.34B
est: 85.02B (-9.0%)
83.03B
est: 97.54B (-14.9%)
89.11B
est: 90.87B (-1.9%)
110.62B
est: 107.91B (+2.5%)
211.00B
est: 115.59B (+82.5%)
122.41B
121.27B – 124.15B
+5.9% YoY
130.47B
128.36B – 133.63B
+6.6% YoY
139.73B
139.62B – 139.84B
+7.1% YoY
EBITDA
est: 19.36B (-100.0%)
est: 21.29B (-100.0%)
est: 21.23B (-100.0%)
est: 21.97B (-100.0%)
26.54B
est: 22.68B (+17.0%)
10.87B
est: 23.52B (-53.8%)
32.62B
est: 24.55B (+32.9%)
36.53B
est: 28.16B (+29.7%)
35.98B
est: 26.23B (+37.2%)
est: 31.15B (-100.0%)
37.57B
est: 33.37B (+12.6%)
35.34B
35.01B – 35.84B
+5.9% YoY
37.67B
37.06B – 38.58B
+6.6% YoY
40.34B
40.31B – 40.37B
+7.1% YoY
EBIT
-2.02B
est: 15.77B (-112.8%)
-2.31B
est: 17.34B (-113.3%)
-2.64B
est: 17.29B (-115.3%)
-3.20B
est: 17.90B (-117.9%)
21.53B
est: 18.47B (+16.6%)
10.87B
est: 19.16B (-43.3%)
26.59B
est: 19.99B (+33.0%)
30.69B
est: 22.94B (+33.8%)
30.05B
est: 21.09B (+42.5%)
-5.85B
est: 25.05B (-123.4%)
34.37B
est: 26.83B (+28.1%)
28.41B
28.15B – 28.82B
+5.9% YoY
30.28B
29.79B – 31.02B
+6.6% YoY
32.43B
32.41B – 32.46B
+7.1% YoY
Net Income
14.33B
est: 13.95B (+2.7%)
14.71B
est: 14.90B (-1.3%)
13.82B
est: 15.18B (-8.9%)
13.92B
est: 15.98B (-12.9%)
14.26B
est: 16.18B (-11.9%)
6.47B
est: 7.70B (-15.9%)
18.35B
est: 17.69B (+3.7%)
20.87B
est: 20.55B (+1.6%)
19.89B
est: 18.94B (+5.0%)
22.64B
est: 21.98B (+3.0%)
23.27B
est: 25.08B (-7.3%)
27.20B
26.70B – 27.83B
+8.4% YoY
30.26B
26.60B – 30.65B
+11.2% YoY
32.60B
32.20B – 33.78B
+7.7% YoY
SGA
4.71B
est: 3.96B (+19.0%)
4.37B
est: 4.35B (+0.4%)
5.53B
est: 4.34B (+27.5%)
5.49B
est: 4.49B (+22.2%)
5.16B
est: 4.63B (+11.4%)
5.28B
est: 4.81B (+9.9%)
4.18B
est: 5.02B (-16.7%)
5.15B
est: 5.75B (-10.4%)
3.52B
est: 4.33B (-18.7%)
5.85B
est: 5.14B (+13.9%)
6.24B
est: 5.50B (+13.4%)
5.83B
5.77B – 5.91B
+5.9% YoY
6.21B
6.11B – 6.36B
+6.6% YoY
6.65B
6.65B – 6.66B
+7.1% YoY
EPS
16.92
est: 16.81 (+0.7%)
17.64
est: 17.95 (-1.7%)
16.66
est: 18.29 (-8.9%)
16.77
est: 19.25 (-12.9%)
17.18
est: 19.49 (-11.9%)
7.12
est: 9.27 (-23.2%)
21.40
est: 21.31 (+0.4%)
24.43
est: 24.75 (-1.3%)
24.00
est: 22.86 (+5.0%)
25.99
est: 26.12 (-0.5%)
26.80
est: 29.89 (-10.3%)
32.57
31.87 – 33.22
+8.9% YoY
35.55
31.75 – 36.58
+9.2% YoY
39.38
38.44 – 40.32
+10.8% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 B+ 3/5 5/5 4/5 3/5 1/5 3/5 2/5
2026-05-28 B+ 3/5 5/5 4/5 3/5 1/5 3/5 2/5
2026-05-27 B+ 3/5 5/5 4/5 3/5 1/5 3/5 2/5
2026-05-26 B+ 3/5 5/5 4/5 3/5 1/5 3/5 2/5
2026-05-25 B+ 3/5 5/5 4/5 3/5 1/5 3/5 2/5
2026-05-22 B+ 3/5 5/5 4/5 3/5 1/5 3/5 2/5
2026-05-21 B+ 3/5 5/5 4/5 3/5 1/5 3/5 2/5
2026-05-20 B+ 3/5 5/5 4/5 3/5 1/5 3/5 2/5
2026-05-19 B+ 3/5 5/5 4/5 3/5 1/5 3/5 2/5
2026-05-18 B+ 3/5 5/5 4/5 3/5 1/5 3/5 2/5
2026-05-15 B+ 3/5 5/5 4/5 3/5 1/5 3/5 3/5
2026-05-14 B+ 3/5 5/5 4/5 3/5 1/5 3/5 3/5
2026-05-13 B+ 3/5 5/5 4/5 3/5 1/5 3/5 3/5
2026-05-12 B+ 3/5 5/5 4/5 3/5 1/5 3/5 3/5
2026-05-11 B+ 3/5 5/5 4/5 3/5 1/5 3/5 3/5
2026-05-08 A- 4/5 5/5 4/5 4/5 1/5 3/5 3/5
2026-05-07 A- 4/5 5/5 4/5 4/5 1/5 3/5 3/5
2026-05-06 A- 4/5 5/5 4/5 4/5 1/5 3/5 3/5
2026-05-05 A- 4/5 5/5 4/5 4/5 1/5 3/5 3/5
2026-05-04 A- 4/5 5/5 4/5 4/5 1/5 3/5 3/5
2026-04-30 B+ 3/5 5/5 4/5 4/5 1/5 3/5 2/5
2026-04-29 A- 4/5 5/5 4/5 4/5 1/5 4/5 3/5
2026-04-28 A- 4/5 5/5 4/5 4/5 1/5 4/5 3/5
2026-04-24 A- 4/5 5/5 4/5 4/5 1/5 3/5 3/5
2026-04-23 A- 4/5 5/5 4/5 4/5 1/5 3/5 3/5
2026-04-22 A- 4/5 5/5 4/5 4/5 1/5 3/5 3/5
2026-04-21 A- 4/5 5/5 4/5 4/5 1/5 3/5 3/5
2026-04-20 A- 4/5 5/5 4/5 4/5 1/5 3/5 3/5
2026-04-17 A- 4/5 5/5 4/5 4/5 1/5 3/5 3/5
2026-04-16 A- 4/5 5/5 4/5 4/5 1/5 3/5 3/5
2026-04-15 A 4/5 5/5 4/5 5/5 1/5 4/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-112.51B
OE per share TTM
-135.85
Owner's Yield
-57.24%
Maintenance CapEx ratio
18.14%
Maint CapEx / Avg PPE
16.2%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
934.4K
Shares Outstanding
828.78M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Andile Kenneth Livuyo Fihla Chief Executive Officer & Executive Director 30M male
Charles Russon Executive Director & Group Executive of Africa Regions 23M male
Deon Raju Group Financial Director & Executive Director 19M male
Mike Harvey Co-Chief Executive Officer-CIB 18M male
Geoffrey Lee Interim Co-Chief Executive of Personal & Private Banking 16M male
Christine Wu Interim Co-Chief Executive of Personal & Private Banking 16M female
Faisal Mkhize Chief Executive of Business Banking 9M
Sydney Mbhele Group Chief Brand, Marketing & Corporate Affairs Officer male
Fatima Newman Chief Compliance Officer female
Jeanett Modise Group Chief Human Capital Officer female
Johnson Idesoh Group Chief Information & Technology Officer male
Alan Hartdegen Head of Investor Relations male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits