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Aasen Sparebank (AASB.OL)
Åsen, NO
Aasen Sparebank, a Norwegian financial institution, offers a wide spectrum of banking products and services. Its core banking solutions include diverse deposit and account options, bank cards, and various payment services, such as payment terminals and billing. The bank provides credit facilities like credit lines, overdrafts, leasing, and bank guarantees, alongside pension services and convenient online and mobile banking platforms. For financing needs, Aasen Sparebank extends a range of loans, encompassing construction, business, vehicle (cars and other types), and mortgage loans, as well as smaller personal loans and refinancing options for them. Beyond banking, the company also delivers a comprehensive suite of insurance products. This extensive offering covers general personal and business needs, including employee and business liability, health, personal accident, occupational injury, travel, collective accident, store, data attack, property damage, office, homeowners, and craftsman insurance. Additionally, it features specialized agricultural policies, such as farmer's accident, farm building, farmer's car, poultry, horse, pet, home agriculture, operating equipment and crops, and agricultural machinery insurance. Further coverage extends to goods during transport, ATVs, work machines, taxis, commercial vehicles, and trailers. Founded in 1862, Aasen Sparebank is headquartered in Åsen, Norway.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +1.89% | -0.72% | -3.57% | -5.24% | +7.98% | -3.56% | +7.66% | +10.66% | +10.26% | +15.55% | +20.36% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 1 | 0 |
| Buy | 0 | 0 |
| Hold | 1 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+3.7% Q1'26: +4.0% (vs Q1'25)
-
EPS growth-4.8% Q1'26: -73.5% (vs Q1'25)
-
FCF margin— Q1'26: +0.0% (vs Q1'25)
-
EBIT margin— Q1'26: +19.6% (vs Q1'25)
-
ROIC— Q1'26: +3.5% (vs Q1'25)
-
Share dilution0.0% Q1'26: +0.0% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 15.15× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 1 EPS Ana. |
Dec 2027 1 Rev. Ana. 1 EPS Ana. |
Dec 2028 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|
| Revenue |
146.59M
est: 113.50M (+29.2%)
|
191.68M
est: 123.10M (+55.7%)
|
349.16M
est: 169.30M (+106.2%)
|
434.11M
est: 181.30M (+139.4%)
|
450.14M
est: 185.20M (+143.1%)
|
195.90M
195.90M – 195.90M
+5.8% YoY
|
219.30M
219.30M – 219.30M
+11.9% YoY
|
233.20M
233.20M – 233.20M
+6.3% YoY
|
| EBITDA |
55.47M
est: 36.27M (+52.9%)
|
65.95M
est: 39.34M (+67.6%)
|
103.24M
est: 54.11M (+90.8%)
|
105.35M
est: 54.44M (+93.5%)
|
108.29M
est: 55.61M (+94.7%)
|
58.82M
58.82M – 58.82M
+5.8% YoY
|
65.85M
65.85M – 65.85M
+11.9% YoY
|
70.02M
70.02M – 70.02M
+6.3% YoY
|
| EBIT |
52.10M
est: 34.55M (+50.8%)
|
62.32M
est: 37.48M (+66.3%)
|
99.61M
est: 51.54M (+93.3%)
|
101.71M
est: 51.98M (+95.7%)
|
105.00M
est: 53.09M (+97.8%)
|
56.16M
56.16M – 56.16M
+5.8% YoY
|
62.87M
62.87M – 62.87M
+11.9% YoY
|
66.85M
66.85M – 66.85M
+6.3% YoY
|
| Net Income |
40.72M
est: 16.49M (+146.9%)
|
49.62M
est: 11.07M (+348.1%)
|
76.34M
est: 22.07M (+245.8%)
|
78.99M
est: 19.36M (+308.1%)
|
81.93M
est: 20.74M (+295.0%)
|
19.37M
19.37M – 19.37M
-6.6% YoY
|
23.06M
23.06M – 23.06M
+19.0% YoY
|
23.87M
23.87M – 23.87M
+3.5% YoY
|
| SGA |
3.34M
est: 1.67M (+100.4%)
|
3.05M
est: 1.81M (+68.7%)
|
2.38M
est: 2.49M (-4.4%)
|
2.75M
est: 5.52M (-50.1%)
|
45.19M
est: 5.64M (+701.4%)
|
5.96M
5.96M – 5.96M
+5.8% YoY
|
6.68M
6.68M – 6.68M
+11.9% YoY
|
7.10M
7.10M – 7.10M
+6.3% YoY
|
| EPS |
9.04
est: 9.53 (-5.2%)
|
6.61
est: 6.40 (+3.3%)
|
12.20
est: 12.76 (-4.4%)
|
11.38
est: 11.19 (+1.7%)
|
10.83
est: 11.99 (-9.7%)
|
11.20
11.20 – 11.20
-6.6% YoY
|
13.33
13.33 – 13.33
+19.0% YoY
|
13.80
13.80 – 13.80
+3.5% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-08 | A- | 4/5 | 4/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-07 | A- | 4/5 | 4/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-06 | A- | 4/5 | 4/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-05 | A- | 4/5 | 4/5 | 3/5 | 4/5 | 1/5 | 4/5 | 5/5 |
| 2026-05-04 | A- | 4/5 | 4/5 | 3/5 | 4/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-30 | A- | 4/5 | 4/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-28 | A- | 4/5 | 4/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-27 | A- | 4/5 | 4/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-24 | A- | 4/5 | 4/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-23 | A- | 4/5 | 5/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-22 | A- | 4/5 | 5/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-21 | A- | 4/5 | 5/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-17 | A | 4/5 | 5/5 | 4/5 | 5/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-16 | A | 4/5 | 5/5 | 4/5 | 5/5 | 1/5 | 4/5 | 4/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Kjersti Husby | Advisor Personal Market, Credit Manager Personal Market | 44.0K | female |
| Bjørn Asle Hynne | Chief Executive Officer & MD | — | male |
| Ingrid Nestvold | Head of Finance & Operations | — | — |
| Johan Karli | Compliance Manager | — | — |
| Marianne Skreden | Advisor Insurance, Insurance Manager Corporate Market | — | female |
| Marthe Sundal | Head of Retail Market | — | — |
| Annikken Kluken | Controller | — | — |
| Trude Hynne | Head of Sales & Marketing | — | female |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for AASB.OL
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
