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The Kita-Nippon Bank, Ltd. (8551.T)

JPY6,310.00 +190.00 (+3.10%)
JP JPX Financial Services Banks - Regional
Address 6-7, Chuodori 1-chome 020-8666
Morioka, JP
CEO Masamichi Ishizuka
IPO 2001-01-01
ISIN JP3238200004

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Description

The Kita-Nippon Bank, Ltd., operating alongside its subsidiaries, provides diverse commercial banking solutions across Japan. Its offerings encompass accepting various deposits, including certificates of deposit, and extending loans for business, housing, and other purposes. The bank additionally issues credit cards and delivers a suite of specialized services such as credit guarantees, leasing and financing, computer assistance, software development, and software sales. As of March 31, 2021, the company's network comprised 77 offices, primarily situated within Iwate Prefecture. Established in 1942, The Kita-Nippon Bank is headquartered in Morioka, Japan.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
JPY6,310.00 +190.00 (+3.10%)
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Volume Profile
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Liquidity & share structure
Average Volume
22.8K
Beta
0.28
Float Shares
6.31M
Free Float %
77.0%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.95% +11.06% +9.58% +1.72% +29.44% +17.31% +82.57% +161.04% +195.23% +111.78% -6.50%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
6,310.00
DCF (Unlevered) 21,311.84 +237.7%
DCF (Levered) 269.06 -95.7%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.21
Distress
Piotroski F-Score
4 / 9
Average
Composite Rating
B+
Overall Score
3 / 5
Medium
DCF Score
3 / 5
Medium
ROE Score
2 / 5
Medium
ROA Score
2 / 5
Medium
D/E Score
4 / 5
High
P/E Score
3 / 5
Medium
P/Book Score
4 / 5
High
Operational MOAT
  • Revenue growth
    +26.2% Q1'26: +56.3% (vs Q1'25)
  • EPS growth
    +7.8% Q1'26: +140.3% (vs Q1'25)
  • FCF margin
    Q1'26: +0.0% (vs Q1'25)
  • EBIT margin
    Q1'26: +21.0% (vs Q1'25)
  • ROIC
    Q1'26: -16.1% (vs Q1'25)
  • Share dilution
    +2.6% Q1'26: +8.8% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 0.20× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.25) × ERP
WACC = 97% × Ke + 3% × Kd (70.2%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 21,295.46 Current price: 6,310.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2015
actual
Mar 2019
actual
Mar 2020
actual
Revenue
22.80B
est: 28.11B (-18.9%)
19.24B
est: 26.40B (-27.1%)
19.20B
est: 26.30B (-27.0%)
EBITDA
5.19B
est: 5.27B (-1.5%)
3.36B
est: 4.95B (-32.1%)
3.21B
est: 4.93B (-35.0%)
EBIT
4.41B
est: 4.39B (+0.5%)
2.44B
est: 4.12B (-40.8%)
2.33B
est: 4.11B (-43.2%)
Net Income
4.34B
est: 1.18B (+266.0%)
1.30B
est: 1.65B (-21.0%)
1.29B
est: 1.55B (-16.9%)
SGA
13.64B
est: 15.62B (-12.7%)
13.23B
est: 14.67B (-9.8%)
12.85B
est: 14.62B (-12.1%)
EPS
506.92
est: 142.61 (+255.5%)
152.37
est: 198.63 (-23.3%)
152.56
est: 186.94 (-18.4%)
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-13 B+ 3/5 3/5 2/5 2/5 4/5 3/5 4/5
2026-05-12 B+ 3/5 3/5 2/5 2/5 4/5 3/5 4/5
2026-05-11 B 3/5 2/5 2/5 2/5 4/5 3/5 4/5
2026-05-08 B 3/5 2/5 2/5 2/5 3/5 3/5 4/5
2026-05-07 B 3/5 2/5 2/5 2/5 3/5 3/5 4/5
2026-05-01 B 3/5 1/5 2/5 3/5 3/5 3/5 4/5
2026-04-30 B 3/5 1/5 2/5 3/5 3/5 3/5 4/5
2026-04-28 B 3/5 1/5 2/5 3/5 3/5 3/5 4/5
2026-04-27 B 3/5 1/5 2/5 3/5 3/5 3/5 4/5
2026-04-24 B 3/5 1/5 2/5 3/5 3/5 3/5 4/5
2026-04-23 B 3/5 1/5 2/5 3/5 3/5 3/5 4/5
2026-04-22 B 3/5 1/5 2/5 3/5 3/5 3/5 4/5
2026-04-21 B 3/5 1/5 2/5 4/5 3/5 3/5 4/5
2026-04-20 B 3/5 1/5 2/5 4/5 3/5 3/5 4/5
2026-04-17 B 3/5 1/5 2/5 4/5 2/5 3/5 4/5
2026-04-16 B 3/5 1/5 2/5 4/5 2/5 3/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
2.37B
OE per share TTM
280.01
Owner's Yield
5.83%
Maintenance CapEx ratio
42.49%
Maint CapEx / Avg PPE
69.7%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 10 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 WisdomTree Japan SmallCap Dividend Fund DFJ 0.07% 253.0K 0.58%
2 Avantis International Small Cap Equity ETF AVDS 0.01% 24.8K 0.30%
3 Dimensional - International Small Cap ETF DFIS 0.01% 349.1K 0.39%
4 iShares Core TOPIX ETF 1475.T 0.00% 538.3K 0.05%
5 Dimensional - International Core Equity 2 ETF DFIC 0.00% 205.4K 0.22%
6 Dimensional World ex U.S. Core Equity 2 ETF DFAX 0.00% 168.4K 0.28%
7 Dimensional International Sustainability Core 1 ETF DFSI 0.00% 11.1K 0.24%
8 Dimensional - International Core Equity Market ETF DFAI 0.00% 170.6K 0.18%
9 Dimensional - International Small Cap Value ETF DISV 0.00% 38.5K 0.42%
10 Avantis International Equity ETF AVDE 0.00% 67.3K 0.23%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
8.04M
Shares Outstanding
8.19M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Hironori Murakami Executive Officer & Sendai Branch Manager
Hiroshi Shimomura Managing Director & Director male
Koki Ishikawa Managing Director & Director male
Manabu Takahashi GM of Corporate Planning Department & Director male
Masamichi Ishizuka President & Representative Director male
Tadashi Hamataira Managing Director & Director male
Tetsuhiro Kon Head Office Sales Manager, Ueda Branch Manager & Director male
Tomoko Hayakawa Executive Officer & Human Resources Department Manager
Toshiyuki Abe Executive Officer & GM of Audit Department
Yuta Kodera Director & Manager of Administrative Systems Department male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits