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The Keiyo Bank, Ltd. (8544.T)

JPY2,704.00 +86.00 (+3.29%)
JP JPX Financial Services Banks - Regional
Address 11-11, Fujimi 1-Chome 260-0015
Chiba, JP
CEO Go Fujita
IPO 2001-01-01
ISIN JP3281600001

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Description

Keiyo Bank, Ltd. is a Japanese financial institution that delivers a broad spectrum of banking solutions and services. The bank manages customer deposits and provides various credit facilities, including residential mortgages, general consumer financing, and loans tailored for small and medium-sized businesses. As of March 31, 2021, its operations spanned 122 different locations. The company was founded in 1943 and maintains its corporate headquarters in Chiba, Japan.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
JPY2,704.00 +86.00 (+3.29%)
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Volume Profile
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Liquidity & share structure
Average Volume
389.7K
Beta
0.46
Float Shares
86.69M
Free Float %
72.1%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.98% +12.86% +5.76% +10.39% +68.44% +40.57% +169.32% +319.47% +468.35% +199.24% +291.09%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
2,704.00
DCF (Unlevered) 6,948.05 +157.0%
DCF (Levered) 2,311.20 -14.5%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 100% Bullish
Rating 2024-11 Change
Strong Buy 0 0
Buy 1 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.21
Distress
Piotroski F-Score
5 / 9
Average
Composite Rating
B-
Overall Score
3 / 5
Medium
DCF Score
4 / 5
High
ROE Score
2 / 5
Medium
ROA Score
2 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
2 / 5
Medium
P/Book Score
4 / 5
High
Operational MOAT
  • Revenue growth
    +38.7% Q1'26: +41.2% (vs Q1'25)
  • EPS growth
    +26.5% Q1'26: +491.8% (vs Q1'25)
  • FCF margin
    Q1'26: +0.0% (vs Q1'25)
  • EBIT margin
    Q1'26: +16.5% (vs Q1'25)
  • ROIC
    Q1'26: +11.1% (vs Q1'25)
  • Share dilution
    -1.4% Q1'26: -0.9% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 36.73× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.84) × ERP
WACC = 28% × Ke + 72% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 6,948.05 Current price: 2,704.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2015
actual
Mar 2016
actual
Mar 2017
actual
Mar 2018
actual
Mar 2019
actual
Mar 2020
actual
Revenue
69.36B
est: 69.37B (0.0%)
69.08B
est: 74.10B (-6.8%)
63.80B
est: 66.98B (-4.7%)
62.20B
est: 56.79B (+9.5%)
64.45B
est: 55.01B (+17.1%)
63.86B
est: 53.14B (+20.2%)
EBITDA
28.28B
est: 20.44B (+38.4%)
28.06B
est: 21.84B (+28.5%)
21.49B
est: 19.74B (+8.9%)
22.07B
est: 16.74B (+31.9%)
19.75B
est: 16.21B (+21.8%)
12.04B
est: 15.66B (-23.2%)
EBIT
25.03B
est: 16.41B (+52.5%)
23.77B
est: 17.54B (+35.6%)
17.11B
est: 15.85B (+8.0%)
17.61B
est: 13.44B (+31.0%)
15.43B
est: 13.02B (+18.5%)
8.09B
est: 12.58B (-35.7%)
Net Income
14.92B
est: 13.13B (+13.7%)
15.19B
est: 12.90B (+17.8%)
11.63B
est: 10.71B (+8.7%)
12.12B
est: 11.70B (+3.5%)
10.55B
est: 10.87B (-2.9%)
5.57B
est: 9.86B (-43.6%)
SGA
est: 39.60B (-100.0%)
est: 42.30B (-100.0%)
15.48B
est: 38.24B (-59.5%)
15.06B
est: 32.42B (-53.6%)
14.54B
est: 31.41B (-53.7%)
14.52B
est: 30.34B (-52.1%)
EPS
107.18
est: 107.10 (+0.1%)
112.62
est: 105.20 (+7.1%)
88.14
est: 87.33 (+0.9%)
91.89
est: 95.47 (-3.8%)
79.92
est: 88.64 (-9.8%)
42.51
est: 80.46 (-47.2%)
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-12 B- 3/5 4/5 2/5 2/5 1/5 2/5 4/5
2026-05-11 B- 3/5 4/5 2/5 2/5 1/5 2/5 4/5
2026-05-08 B- 3/5 4/5 2/5 2/5 1/5 2/5 4/5
2026-05-07 B- 3/5 4/5 2/5 2/5 1/5 2/5 4/5
2026-05-01 B 3/5 4/5 2/5 3/5 1/5 2/5 4/5
2026-04-30 B 3/5 4/5 2/5 3/5 1/5 2/5 4/5
2026-04-28 B 3/5 4/5 2/5 3/5 1/5 2/5 4/5
2026-04-27 B 3/5 4/5 2/5 3/5 1/5 2/5 4/5
2026-04-24 B 3/5 4/5 2/5 3/5 1/5 2/5 4/5
2026-04-23 B 3/5 4/5 2/5 3/5 1/5 2/5 4/5
2026-04-22 B 3/5 4/5 2/5 3/5 1/5 2/5 4/5
2026-04-21 B 3/5 4/5 2/5 4/5 1/5 2/5 4/5
2026-04-20 B 3/5 4/5 2/5 4/5 1/5 2/5 4/5
2026-04-17 B 3/5 4/5 2/5 4/5 1/5 2/5 4/5
2026-04-16 B 3/5 4/5 2/5 4/5 1/5 2/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
8.12B
OE per share TTM
65.68
Owner's Yield
3.05%
Maintenance CapEx ratio
72.75%
Maint CapEx / Avg PPE
90.6%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 64 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 iShares International Developed Small Cap Value Factor ETF ISVL 0.25% 795.4K 0.31%
2 Dimensional - International Small Cap Value ETF DISV 0.21% 9.77M 0.42%
3 WisdomTree Japan SmallCap Dividend Fund DFJ 0.21% 789.2K 0.58%
4 State Street SPDR S&P International Small Cap ETF GWX 0.17% 1.44M 0.40%
5 iShares MSCI Japan Small Cap UCITS ETF IDJP.L 0.11% 607.9K 0.58%
6 iShares MSCI Japan Small-Cap ETF SCJ 0.11% 270.2K 0.50%
7 Avantis International Small Cap Equity ETF AVDS 0.08% 241.7K 0.30%
8 Schwab International Small-Cap Equity ETF SCHC 0.07% 3.72M 0.06%
9 Dimensional - International Small Cap ETF DFIS 0.06% 3.22M 0.39%
10 Avantis International Small Cap Value ETF AVDV 0.05% 9.37M 0.36%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
12.18M
Shares Outstanding
120.21M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Akira Sasagawa Managing Executive Officer
Go Fujita President & Representative Director male
Kazuo Fujisaki Senior Managing Executive Officer & Director male
Satoshi Tanaka Executive Officer & Head Office Sales Manager
Seiichiro Matsuki Managing Executive Officer
Shigeki Watanabe Head of HR & Operating officer male
Shiro Yamazaki Managing Executive Officer & Director male
Takao Miyama Managing Executive Officer
Tatsufumi Ichikawa Vice President & Representative Director male
Tomoyuki Kunii Managing Executive Officer & Director male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits