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Tomato Bank, Ltd. (8542.T)

JPY1,587.00 +27.00 (+1.73%)
JP JPX Financial Services Banks - Regional
Address 3-4, Bancho 2-chome 700-0811
Okayama, JP
CEO Shogo Takagi
IPO 2001-01-05
ISIN JP3630500001

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Description

Operating in Japan, Tomato Bank, Ltd. delivers a broad spectrum of banking and financial solutions to both individual and corporate clients. Its offerings include a variety of deposit accounts, such as savings, time, reserve, and foreign currency options, alongside a diverse portfolio of loan products, including those for cards, housing, renovations, personal use, vehicles, and education. The bank also issues debit and credit cards, provides life and non-life insurance products, and deals in bonds. Additional services extend to pension planning, investment trusts, electronic money top-ups, payment and transfer facilities, safe deposit boxes, and both internet and mobile banking. For businesses, it offers consulting, business support, fund management, and ATM services. As of June 30, 2021, the bank maintained a network of 61 branches. Incorporated in 1931 and headquartered in Okayama, Japan, the company was previously known as Sanyo Mutual Bank, Ltd., changing its name to Tomato Bank, Ltd. in April 1989.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
JPY1,587.00 +27.00 (+1.73%)
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Volume Profile
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Liquidity & share structure
Average Volume
20.3K
Beta
0.22
Float Shares
7.29M
Free Float %
63.2%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+1.05% -1.47% -3.26% -15.06% +9.65% +3.90% +31.94% +50.58% +48.70% +7.29% -55.48%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
1,587.00
DCF (Unlevered) 10,326.77 +550.7%
DCF (Levered) 25,439.24 +1,503.0%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.15
Distress
Piotroski F-Score
4 / 9
Average
Composite Rating
B-
Overall Score
2 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
2 / 5
Medium
ROA Score
2 / 5
Medium
D/E Score
2 / 5
Medium
P/E Score
3 / 5
Medium
P/Book Score
4 / 5
High
Operational MOAT
  • Revenue growth
    +11.8% Q1'26: +22.4% (vs Q1'25)
  • EPS growth
    +8.3% Q1'26: -2.6% (vs Q1'25)
  • FCF margin
    Q1'26: +0.0% (vs Q1'25)
  • EBIT margin
    Q1'26: +7.8% (vs Q1'25)
  • ROIC
    Q1'26: -9.9% (vs Q1'25)
  • Share dilution
    +0.1% Q1'26: -16.5% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 19.88× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.23) × ERP
WACC = 44% × Ke + 56% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 10,326.77 Current price: 1,587.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2015
actual
Revenue
18.34B
est: 19.56B (-6.3%)
EBITDA
3.32B
est: 2.98B (+11.6%)
EBIT
2.76B
est: 2.26B (+22.3%)
Net Income
1.66B
est: 1.65B (+0.9%)
SGA
11.86B
est: 10.55B (+12.5%)
EPS
144.90
est: 83.78 (+73.0%)
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-13 B- 2/5 1/5 2/5 2/5 2/5 3/5 4/5
2026-05-12 B- 2/5 1/5 2/5 2/5 2/5 3/5 4/5
2026-05-11 B- 2/5 1/5 2/5 2/5 2/5 3/5 4/5
2026-05-08 B- 2/5 1/5 2/5 2/5 2/5 3/5 4/5
2026-05-07 B- 2/5 1/5 2/5 2/5 2/5 3/5 4/5
2026-05-01 B 3/5 1/5 2/5 3/5 2/5 4/5 4/5
2026-04-30 B 3/5 1/5 2/5 3/5 2/5 4/5 4/5
2026-04-28 B 3/5 1/5 2/5 3/5 2/5 4/5 4/5
2026-04-27 B 3/5 1/5 2/5 3/5 2/5 4/5 4/5
2026-04-24 B 3/5 1/5 2/5 3/5 2/5 4/5 4/5
2026-04-23 B 3/5 1/5 2/5 3/5 2/5 4/5 4/5
2026-04-22 B 3/5 1/5 2/5 3/5 2/5 4/5 4/5
2026-04-21 B 3/5 1/5 2/5 3/5 2/5 4/5 4/5
2026-04-20 B 3/5 1/5 2/5 3/5 2/5 4/5 4/5
2026-04-17 B 3/5 1/5 2/5 4/5 2/5 4/5 4/5
2026-04-16 B 3/5 1/5 2/5 4/5 2/5 4/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
1.56B
OE per share TTM
95.34
Owner's Yield
8.37%
Maintenance CapEx ratio
147.43%
Maint CapEx / Avg PPE
61.1%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 3 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 Dimensional - International Small Cap ETF DFIS 0.00% 27.5K 0.39%
2 Dimensional World ex U.S. Core Equity 2 ETF DFAX 0.00% 49.5K 0.28%
3 Dimensional - International Core Equity 2 ETF DFIC 0.00% 28.5K 0.22%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
3.61M
Shares Outstanding
11.54M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Fujioka IR Contact male
Hajime Shimizu GM of Okayama South Sales Dept.
Masaki Inoue Managing Director & GM of Corporate Planning Dept male
Masayasu Tanabe MD, GM of Sales Division & Director male
Shogo Takagi President, Chief Executive Officer & Director male
Sumiharu Ukida Head of Personnel, MD, Head of General Affairs & Head of Secretariat Office male
Yasuhisa Tsubota MD, GM of Market Division & Director male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits