The Ehime Bank, Ltd. (8541.T)
Matsuyama, JP
Operating within Japan, The Ehime Bank, Ltd. delivers a comprehensive array of banking and financial solutions. Its offerings encompass a wide range of deposit accounts, including standard savings, interest-free savings, checking accounts, foreign currency savings, and various time deposit options such as notification, automatic savings, super time, large time, negotiable deposits, certificates of deposit (CDs), and foreign currency time deposits. Complementing these are diverse lending products, with the bank extending its services to include specialized loans for business support, corporate associations/tax accountants, and the shipping/shipbuilding sectors. Furthermore, it facilitates guarantee services, institutional financing, and co-financing arrangements. Beyond core banking, Ehime Bank supplies a suite of insurance products, covering pension, life, non-life, medical, and cancer needs. Customers can also access wealth management services like asset and fund management, trust agency functions, and general management/business support. Digital conveniences include farm banking, internet banking, and e-net payment collection. With its origins dating back to its establishment in Matsuyama, Japan, in 1915, the bank maintained a network of 112 branches as of March 31, 2020.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +2.97% | +3.90% | +5.83% | +2.32% | +59.13% | +29.10% | +93.53% | +133.25% | +127.78% | +63.97% | -16.79% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2024-11 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+10.5% Q1'26: +36.3% (vs Q1'25)
-
EPS growth+26.1% Q1'26: +6.8% (vs Q1'25)
-
FCF margin— Q1'26: +0.0% (vs Q1'25)
-
EBIT margin— Q1'26: +18.4% (vs Q1'25)
-
ROIC— Q1'26: -10.8% (vs Q1'25)
-
Share dilution+0.1% Q1'26: +0.1% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 9.23× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-18 | B | 3/5 | 4/5 | 2/5 | 2/5 | 2/5 | 3/5 | 4/5 |
| 2026-05-15 | B | 3/5 | 3/5 | 2/5 | 2/5 | 2/5 | 3/5 | 4/5 |
| 2026-05-14 | B | 3/5 | 3/5 | 2/5 | 2/5 | 2/5 | 3/5 | 4/5 |
| 2026-05-13 | B | 3/5 | 3/5 | 2/5 | 2/5 | 2/5 | 3/5 | 4/5 |
| 2026-05-12 | B | 3/5 | 3/5 | 2/5 | 2/5 | 2/5 | 3/5 | 4/5 |
| 2026-05-11 | B | 3/5 | 3/5 | 2/5 | 2/5 | 2/5 | 3/5 | 4/5 |
| 2026-05-08 | B | 3/5 | 3/5 | 2/5 | 2/5 | 2/5 | 3/5 | 4/5 |
| 2026-05-07 | B | 3/5 | 3/5 | 2/5 | 2/5 | 2/5 | 3/5 | 4/5 |
| 2026-05-01 | B+ | 3/5 | 3/5 | 2/5 | 3/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-30 | B+ | 3/5 | 3/5 | 2/5 | 3/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-28 | B+ | 3/5 | 3/5 | 2/5 | 3/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-27 | B+ | 3/5 | 3/5 | 2/5 | 3/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-24 | B+ | 3/5 | 3/5 | 2/5 | 3/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-23 | B+ | 3/5 | 3/5 | 2/5 | 3/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-22 | B+ | 3/5 | 3/5 | 2/5 | 3/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-21 | B+ | 3/5 | 3/5 | 2/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-20 | B+ | 3/5 | 3/5 | 2/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-17 | A- | 4/5 | 3/5 | 3/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-16 | A- | 4/5 | 3/5 | 3/5 | 4/5 | 2/5 | 4/5 | 4/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | WisdomTree Japan SmallCap Dividend Fund DFJ | 0.09% | 330.7K | 0.58% |
| 2 | Dimensional - International Small Cap Value ETF DISV | 0.06% | 2.85M | 0.42% |
| 3 | WisdomTree Japan Hedged Equity Fund DXJ | 0.05% | 3.91M | 0.48% |
| 4 | State Street SPDR S&P International Small Cap ETF GWX | 0.04% | 336.4K | 0.40% |
| 5 | WisdomTree Japan Equity UCITS ETF - USD Hedged Acc DXJA.L | 0.03% | 217.5K | 0.48% |
| 6 | WisdomTree Japan Equity UCITS ETF - CHF Hedged Acc DXJD.SW | 0.03% | 268.5K | 0.45% |
| 7 | WisdomTree Japan Equity UCITS ETF - GBP Hedged DXJP.L | 0.03% | 290.9K | 0.45% |
| 8 | WisdomTree Japan Equity UCITS ETF DXJ.L | 0.03% | 217.5K | 0.48% |
| 9 | WisdomTree Japan Equity UCITS ETF - EUR Hedged Acc DXJF.MI | 0.03% | 247.7K | 0.45% |
| 10 | WisdomTree Japan Equity UCITS ETF - USD Acc DXJZ.L | 0.03% | 217.5K | 0.40% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Koji Matsui | Managing Executive Officer, GM of General Affairs Department & Director | — | male |
| Masamitsu Toyoda | VP & Director | — | male |
| Masanori Mukai | Managing Executive Officer, GM of Loan Center & Imabari Branch and Director | — | male |
| Noriyuki Yano | MD & Director | — | male |
| Tetsuya Sasaki | Executive Officer and Head of Finance, Planning & Public Relations Department | — | — |
| Yoshikatsu Akiyama | MD & Director | — | male |
| Yoshinori Nishikawa | President & Representative Director | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for 8541.T
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

MSCI World Index (MSC)
NASDAQ Composite (NASDAQ)
FTSE China A50 Index (FGI)
STOXX Europe 600 (SIX)
Nikkei 300 (OSA)
NIFTY 50 (NSE)
DAX Performance Index (XETRA)
FTSE 100 (FGI)
CAC 40 (EURONEXT)
