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The Ehime Bank, Ltd. (8541.T)

JPY2,362.00 +68.00 (+2.96%)
JP JPX Financial Services Banks - Regional
Address 2-1 Katsuyamacho 790-8580
Matsuyama, JP
CEO Yoshinori Nishikawa
IPO 2001-01-01
ISIN JP3166400006

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Description

Operating within Japan, The Ehime Bank, Ltd. delivers a comprehensive array of banking and financial solutions. Its offerings encompass a wide range of deposit accounts, including standard savings, interest-free savings, checking accounts, foreign currency savings, and various time deposit options such as notification, automatic savings, super time, large time, negotiable deposits, certificates of deposit (CDs), and foreign currency time deposits. Complementing these are diverse lending products, with the bank extending its services to include specialized loans for business support, corporate associations/tax accountants, and the shipping/shipbuilding sectors. Furthermore, it facilitates guarantee services, institutional financing, and co-financing arrangements. Beyond core banking, Ehime Bank supplies a suite of insurance products, covering pension, life, non-life, medical, and cancer needs. Customers can also access wealth management services like asset and fund management, trust agency functions, and general management/business support. Digital conveniences include farm banking, internet banking, and e-net payment collection. With its origins dating back to its establishment in Matsuyama, Japan, in 1915, the bank maintained a network of 112 branches as of March 31, 2020.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
JPY2,362.00 +68.00 (+2.96%)
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Volume Profile
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Liquidity & share structure
Average Volume
150.5K
Beta
0.25
Float Shares
33.02M
Free Float %
84.5%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+2.97% +3.90% +5.83% +2.32% +59.13% +29.10% +93.53% +133.25% +127.78% +63.97% -16.79%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
2,362.00
DCF (Unlevered) 9,159.41 +287.8%
DCF (Levered) 3,152.13 +33.5%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.19
Distress
Piotroski F-Score
5 / 9
Average
Composite Rating
B
Overall Score
3 / 5
Medium
DCF Score
4 / 5
High
ROE Score
2 / 5
Medium
ROA Score
2 / 5
Medium
D/E Score
2 / 5
Medium
P/E Score
3 / 5
Medium
P/Book Score
4 / 5
High
Operational MOAT
  • Revenue growth
    +10.5% Q1'26: +36.3% (vs Q1'25)
  • EPS growth
    +26.1% Q1'26: +6.8% (vs Q1'25)
  • FCF margin
    Q1'26: +0.0% (vs Q1'25)
  • EBIT margin
    Q1'26: +18.4% (vs Q1'25)
  • ROIC
    Q1'26: -10.8% (vs Q1'25)
  • Share dilution
    +0.1% Q1'26: +0.1% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 9.23× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.21) × ERP
WACC = 39% × Ke + 61% × Kd (14.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 9,174.60 Current price: 2,362.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-18 B 3/5 4/5 2/5 2/5 2/5 3/5 4/5
2026-05-15 B 3/5 3/5 2/5 2/5 2/5 3/5 4/5
2026-05-14 B 3/5 3/5 2/5 2/5 2/5 3/5 4/5
2026-05-13 B 3/5 3/5 2/5 2/5 2/5 3/5 4/5
2026-05-12 B 3/5 3/5 2/5 2/5 2/5 3/5 4/5
2026-05-11 B 3/5 3/5 2/5 2/5 2/5 3/5 4/5
2026-05-08 B 3/5 3/5 2/5 2/5 2/5 3/5 4/5
2026-05-07 B 3/5 3/5 2/5 2/5 2/5 3/5 4/5
2026-05-01 B+ 3/5 3/5 2/5 3/5 2/5 4/5 4/5
2026-04-30 B+ 3/5 3/5 2/5 3/5 2/5 4/5 4/5
2026-04-28 B+ 3/5 3/5 2/5 3/5 2/5 4/5 4/5
2026-04-27 B+ 3/5 3/5 2/5 3/5 2/5 4/5 4/5
2026-04-24 B+ 3/5 3/5 2/5 3/5 2/5 4/5 4/5
2026-04-23 B+ 3/5 3/5 2/5 3/5 2/5 4/5 4/5
2026-04-22 B+ 3/5 3/5 2/5 3/5 2/5 4/5 4/5
2026-04-21 B+ 3/5 3/5 2/5 4/5 2/5 4/5 4/5
2026-04-20 B+ 3/5 3/5 2/5 4/5 2/5 4/5 4/5
2026-04-17 A- 4/5 3/5 3/5 4/5 2/5 4/5 4/5
2026-04-16 A- 4/5 3/5 3/5 4/5 2/5 4/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
1.25B
OE per share TTM
31.84
Owner's Yield
1.69%
Maintenance CapEx ratio
131.48%
Maint CapEx / Avg PPE
63.9%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 42 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 WisdomTree Japan SmallCap Dividend Fund DFJ 0.09% 330.7K 0.58%
2 Dimensional - International Small Cap Value ETF DISV 0.06% 2.85M 0.42%
3 WisdomTree Japan Hedged Equity Fund DXJ 0.05% 3.91M 0.48%
4 State Street SPDR S&P International Small Cap ETF GWX 0.04% 336.4K 0.40%
5 WisdomTree Japan Equity UCITS ETF - USD Hedged Acc DXJA.L 0.03% 217.5K 0.48%
6 WisdomTree Japan Equity UCITS ETF - CHF Hedged Acc DXJD.SW 0.03% 268.5K 0.45%
7 WisdomTree Japan Equity UCITS ETF - GBP Hedged DXJP.L 0.03% 290.9K 0.45%
8 WisdomTree Japan Equity UCITS ETF DXJ.L 0.03% 217.5K 0.48%
9 WisdomTree Japan Equity UCITS ETF - EUR Hedged Acc DXJF.MI 0.03% 247.7K 0.45%
10 WisdomTree Japan Equity UCITS ETF - USD Acc DXJZ.L 0.03% 217.5K 0.40%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
7.76M
Shares Outstanding
39.08M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Koji Matsui Managing Executive Officer, GM of General Affairs Department & Director male
Masamitsu Toyoda VP & Director male
Masanori Mukai Managing Executive Officer, GM of Loan Center & Imabari Branch and Director male
Noriyuki Yano MD & Director male
Tetsuya Sasaki Executive Officer and Head of Finance, Planning & Public Relations Department
Yoshikatsu Akiyama MD & Director male
Yoshinori Nishikawa President & Representative Director male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits