Subscribe

Seven Bank, Ltd. (8410.T)

JPY304.40 +2.50 (+0.83%)
JP JPX Financial Services Banks - Regional
Address 1-6-1, Marunouchi 100-0005
Tokyo, JP
CEO Masaaki Sugi
IPO 2010-02-22
ISIN JP3105220002

Explore sections of this company profile

Also trades on Other OTC · SEBNF (USD) Other OTC · SVNBY (USD) Tokyo Stock Exchange · 8410.T (JPY)
Description

Seven Bank, Ltd. provides various banking products and services to individual and corporate customers in Japan and internationally. The company offers account services, including deposits, post payment, financial product intermediary, loan, and debit services; ATM services, such as cash inflows and outflows, top-up transactions, account opening and information change services, information services for ATM transactions, and Mynaportal information sharing services; and credit card and electronic money services. It also provides back-office support services, as well as identity verification and fraud detection services. The company was incorporated in 2001 and is headquartered in Tokyo, Japan.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
Loading outlook…
Loading forecast...
Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
Loading risk profile…
Price Chart
Averages
Trend
Price
Levels
Draw
JPY304.40 +2.50 (+0.83%)
Loading historical data…
Volume Profile
Loading…
Liquidity & share structure
Average Volume
5M
Beta
0.10
Float Shares
352.90M
Free Float %
36.2%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.56% +1.58% -0.26% -10.48% -6.35% -10.45% +5.35% -1.10% +15.88% -42.18% +46.58%
Rolling Volatility
Loading…
Drawdown
Loading…
Relative Strength
Loading…
Monthly Returns Heatmap
From To
Loading…
Annual Monthly Returns
Loading…
Daily Returns Distribution
vs.
Loading histogram data…

Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
304.40
DCF (Unlevered) 1,753.85 +476.2%
DCF (Levered) 956.28 +214.2%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 20% Bullish
Rating 2026-05 Change
Strong Buy 0 0
Buy 1 0
Hold 2 0
Sell 0 0
Strong Sell 2 0
Quality scores
Altman Z-Score
1.19
Distress
Piotroski F-Score
4 / 9
Average
Composite Rating
B
Overall Score
3 / 5
Medium
DCF Score
5 / 5
High
ROE Score
2 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
2 / 5
Medium
P/E Score
1 / 5
Low
P/Book Score
3 / 5
Medium
Operational MOAT
  • Revenue growth
    -4.0% Q1'26: +7.8% (vs Q1'25)
  • EPS growth
    -22.0% Q1'26: +48.0% (vs Q1'25)
  • FCF margin
    Q1'26: +0.0% (vs Q1'25)
  • EBIT margin
    Q1'26: +11.4% (vs Q1'25)
  • ROIC
    Q1'26: -3.8% (vs Q1'25)
  • Share dilution
    -5.2% Q1'26: -2.0% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 4.40× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.36) × ERP
WACC = 73% × Ke + 27% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 1,753.85 Current price: 304.40
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2015
actual
Mar 2016
actual
Mar 2017
actual
Mar 2018
actual
Mar 2019
actual
Mar 2020
actual
Mar 2021
actual
Mar 2022
actual
Mar 2023
actual
Mar 2024
actual
Mar 2025
actual
Mar 2026
4 Rev. Ana.
5 EPS Ana.
Mar 2027
4 Rev. Ana.
5 EPS Ana.
Mar 2028
4 Rev. Ana.
4 EPS Ana.
Mar 2029
1 Rev. Ana.
1 EPS Ana.
Mar 2030
1 Rev. Ana.
1 EPS Ana.
Revenue
113.73B
est: 114.65B (-0.8%)
121.56B
est: 114.82B (+5.9%)
121.34B
est: 117.62B (+3.2%)
127.21B
est: 125.70B (+1.2%)
117.01B
est: 147.61B (-20.7%)
143.57B
est: 149.26B (-3.8%)
135.93B
est: 136.00B (-0.1%)
133.47B
est: 130.90B (+2.0%)
150.45B
est: 150.90B (-0.3%)
202.81B
est: 201.92B (+0.4%)
210.16B
est: 212.07B (-0.9%)
219.18B
217.97B – 219.98B
+3.4% YoY
228.53B
219.59B – 238.05B
+4.3% YoY
245.80B
237.65B – 250.49B
+7.6% YoY
274.90B
265.00B – 283.14B
+11.8% YoY
238.10B
229.52B – 245.24B
-13.4% YoY
EBITDA
54.03B
est: 49.93B (+8.2%)
56.80B
est: 50.00B (+13.6%)
56.27B
est: 51.22B (+9.9%)
56.26B
est: 54.74B (+2.8%)
43.76B
est: 64.28B (-31.9%)
54.41B
est: 65.00B (-16.3%)
49.73B
est: 59.23B (-16.0%)
43.54B
est: 57.00B (-23.6%)
46.95B
est: 65.71B (-28.6%)
68.52B
est: 61.07B (+12.2%)
58.01B
est: 64.14B (-9.6%)
66.29B
65.92B – 66.53B
+3.4% YoY
69.11B
66.41B – 71.99B
+4.3% YoY
74.34B
71.87B – 75.76B
+7.6% YoY
83.14B
80.15B – 85.63B
+11.8% YoY
72.01B
69.42B – 74.17B
-13.4% YoY
EBIT
36.84B
est: 31.12B (+18.4%)
36.96B
est: 31.16B (+18.6%)
36.54B
est: 31.92B (+14.5%)
38.16B
est: 34.12B (+11.9%)
25.74B
est: 40.07B (-35.7%)
39.78B
est: 40.51B (-1.8%)
35.66B
est: 36.91B (-3.4%)
27.15B
est: 35.53B (-23.6%)
27.42B
est: 40.96B (-33.0%)
45.13B
est: 34.40B (+31.2%)
28.84B
est: 36.13B (-20.2%)
37.34B
37.14B – 37.48B
+3.4% YoY
38.93B
37.41B – 40.56B
+4.3% YoY
41.88B
40.49B – 42.68B
+7.6% YoY
46.84B
45.15B – 48.24B
+11.8% YoY
40.57B
39.11B – 41.78B
-13.4% YoY
Net Income
23.22B
est: 23.50B (-1.2%)
24.72B
est: 24.65B (+0.3%)
25.11B
est: 25.06B (+0.2%)
25.30B
est: 25.03B (+1.1%)
13.24B
est: 12.99B (+1.9%)
26.16B
est: 26.40B (-0.9%)
25.91B
est: 25.15B (+3.0%)
20.83B
est: 20.08B (+3.7%)
18.85B
est: 19.82B (-4.9%)
31.97B
est: 29.53B (+8.3%)
18.22B
est: 17.77B (+2.6%)
13.48B
10.97B – 16.67B
-24.1% YoY
19.94B
13.95B – 20.49B
+47.9% YoY
21.74B
20.04B – 23.45B
+9.1% YoY
25.97B
24.85B – 27.09B
+19.4% YoY
21.41B
20.41B – 22.25B
-17.5% YoY
SGA
est: 81.54B (-100.0%)
6.01B
est: 81.65B (-92.6%)
6.22B
est: 83.65B (-92.6%)
6.69B
est: 89.39B (-92.5%)
6.96B
est: 104.98B (-93.4%)
7.25B
est: 106.15B (-93.2%)
7.86B
est: 96.72B (-91.9%)
8.72B
est: 93.09B (-90.6%)
10.17B
est: 107.32B (-90.5%)
12.98B
est: 10.78B (+20.4%)
14.72B
est: 11.32B (+30.0%)
11.70B
11.64B – 11.75B
+3.4% YoY
12.20B
11.73B – 12.71B
+4.3% YoY
13.13B
12.69B – 13.38B
+7.6% YoY
14.68B
14.15B – 15.12B
+11.8% YoY
12.71B
12.26B – 13.10B
-13.4% YoY
EPS
19.49
est: 20.09 (-3.0%)
20.75
est: 21.07 (-1.5%)
21.07
est: 21.42 (-1.6%)
21.24
est: 21.39 (-0.7%)
11.11
est: 11.10 (+0.1%)
22.14
est: 22.56 (-1.9%)
22.01
est: 21.50 (+2.4%)
17.71
est: 17.17 (+3.2%)
16.03
est: 16.92 (-5.3%)
27.26
est: 26.72 (+2.0%)
15.57
est: 16.73 (-6.9%)
11.02
9.88 – 15.03
-34.1% YoY
14.58
12.58 – 18.47
+32.4% YoY
19.53
18.06 – 21.14
+33.9% YoY
23.50
22.40 – 24.42
+20.3% YoY
19.30
18.40 – 20.05
-17.9% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-12 B 3/5 5/5 2/5 3/5 2/5 1/5 3/5
2026-05-11 B 3/5 5/5 2/5 3/5 2/5 1/5 3/5
2026-05-08 B 3/5 5/5 2/5 3/5 2/5 1/5 3/5
2026-05-07 B 3/5 5/5 2/5 3/5 2/5 1/5 3/5
2026-05-01 B 3/5 5/5 2/5 3/5 2/5 1/5 3/5
2026-04-30 B 3/5 5/5 2/5 3/5 2/5 1/5 3/5
2026-04-28 B 3/5 5/5 2/5 3/5 2/5 1/5 3/5
2026-04-27 B 3/5 5/5 2/5 3/5 2/5 1/5 3/5
2026-04-24 B+ 3/5 5/5 2/5 4/5 2/5 2/5 3/5
2026-04-23 B+ 3/5 5/5 2/5 4/5 2/5 2/5 3/5
2026-04-22 B+ 3/5 5/5 2/5 4/5 2/5 2/5 3/5
2026-04-21 B+ 3/5 5/5 2/5 4/5 2/5 2/5 3/5
2026-04-20 B+ 3/5 5/5 2/5 4/5 2/5 2/5 3/5
2026-04-17 B+ 3/5 5/5 3/5 4/5 2/5 2/5 3/5
2026-04-16 B+ 3/5 5/5 3/5 4/5 2/5 2/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-4.41B
OE per share TTM
-3.77
Owner's Yield
-1.42%
Maintenance CapEx ratio
73.99%
Maint CapEx / Avg PPE
17.8%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 104 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 State Street SPDR S&P International Dividend ETF DWX 0.79% 4.09M 0.45%
2 WisdomTree Japan SmallCap Dividend Fund DFJ 0.30% 1.13M 0.58%
3 WisdomTree International SmallCap Dividend Fund DLS 0.11% 1.11M 0.58%
4 WisdomTree Dynamic International SmallCap Equity ETF DDLS 0.10% 450.5K 0.48%
5 iShares MSCI Japan Small-Cap ETF SCJ 0.10% 263.7K 0.50%
6 Avantis International Small Cap Value ETF AVDV 0.07% 14.16M 0.36%
7 iShares MSCI Japan Small Cap UCITS ETF IDJP.L 0.07% 370.1K 0.58%
8 Avantis International Small Cap Equity ETF AVDS 0.05% 150.1K 0.30%
9 Dimensional - International Small Cap ETF DFIS 0.05% 2.68M 0.39%
10 Schwab Fundamental International Small Company Index ETF FNDC 0.04% 1.24M 0.39%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
15.35M
Shares Outstanding
975.98M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Hideki Kakishima Assistant General Manager male
Hiroshi Nakamoto Managing Executive Officer
Kazutaka Inagaki Managing Executive Officer male
Ken Shimizu Managing Executive Officer & Head of Planning Department
Kenjiro Nishii Managing Executive Officer
Koji Fukasawa Managing Executive Officer
Masaaki Matsuhashi Chief Executive Officer, President & Representative Director male
Peter Kulik President & CEO of FCTI, Inc.
Tomoaki Nakayama Managing Executive Officer
Tsuneo Nagashima Managing Executive Officer & GM of Global Business Division
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

Share your view on this stock and instantly see how the community has voted over the last 6 months.

These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits