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Hokuhoku Financial Group, Inc. (8377.T)
Toyama, JP
Headquartered in Toyama, Japan, and established in 2003, Hokuhoku Financial Group, Inc. operates as a diversified financial institution. Through its various subsidiaries, the group delivers a broad spectrum of banking products and services primarily to individual customers and small to medium-sized enterprises. Its core offerings encompass diverse deposit accounts—such as checking, ordinary, savings, term, and installment options, alongside notice deposits and negotiable certificates of deposit—as well as a comprehensive range of credit facilities, including loans secured by bills and deeds, overdrafts, and discounted bills. Beyond conventional banking, the company also provides leasing arrangements, credit card services, loan guarantees, and venture capital investment. Additionally, its activities extend to software development, document and cash management, centralized operational processing, and offering specialized services like regional economic analysis, market surveys, and strategic consulting. By June 30, 2021, the group had established a significant operational footprint, boasting 332 branches throughout Japan and 8 international representative offices.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.42% | +3.92% | +2.65% | -0.43% | +54.48% | +34.81% | +133.48% | +504.41% | +589.92% | +383.98% | +406.85% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 1 | 0 |
| Buy | 0 | 0 |
| Hold | 1 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+31.4% Q1'26: +57.4% (vs Q1'25)
-
EPS growth+55.7% Q1'26: +97.6% (vs Q1'25)
-
FCF margin— Q1'26: +0.0% (vs Q1'25)
-
EBIT margin— Q1'26: +21.9% (vs Q1'25)
-
ROIC— Q1'26: -4.1% (vs Q1'25)
-
Share dilution-1.4% Q1'26: -5.1% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 19.64× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Mar 2015 actual |
Mar 2016 actual |
Mar 2017 actual |
Mar 2018 actual |
Mar 2019 actual |
Mar 2020 actual |
Mar 2021 actual |
Mar 2022 actual |
Mar 2023 actual |
Mar 2024 actual |
Mar 2025 actual |
Mar 2026 1 Rev. Ana. 1 EPS Ana. |
Mar 2027 1 Rev. Ana. 2 EPS Ana. |
Mar 2028 1 Rev. Ana. 2 EPS Ana. |
Mar 2029 1 Rev. Ana. 1 EPS Ana. |
Mar 2030 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
187.53B
est: 194.90B (-3.8%)
|
180.53B
est: 189.50B (-4.7%)
|
170.68B
est: 187.10B (-8.8%)
|
162.81B
est: 180.22B (-9.7%)
|
168.21B
est: 157.70B (+6.7%)
|
168.01B
est: 123.00B (+36.6%)
|
163.51B
est: 125.70B (+30.1%)
|
164.88B
est: 125.50B (+31.4%)
|
138.32B
est: 102.80B (+34.6%)
|
156.23B
est: 148.25B (+5.4%)
|
202.80B
est: 125.40B (+61.7%)
|
234.80B
234.80B – 234.80B
+87.2% YoY
|
271.00B
271.00B – 271.00B
+15.4% YoY
|
307.30B
307.30B – 307.30B
+13.4% YoY
|
183.90B
183.90B – 183.90B
-40.2% YoY
|
187.10B
187.10B – 187.10B
+1.7% YoY
|
| EBITDA |
57.30B
est: 47.49B (+20.7%)
|
56.35B
est: 46.17B (+22.0%)
|
47.38B
est: 45.59B (+3.9%)
|
39.92B
est: 43.91B (-9.1%)
|
43.50B
est: 38.42B (+13.2%)
|
39.85B
est: 29.97B (+33.0%)
|
40.02B
est: 30.63B (+30.7%)
|
42.02B
est: 30.58B (+37.4%)
|
33.82B
est: 25.05B (+35.0%)
|
33.91B
est: 37.59B (-9.8%)
|
62.16B
est: 31.79B (+95.5%)
|
59.53B
59.53B – 59.53B
+87.2% YoY
|
68.71B
68.71B – 68.71B
+15.4% YoY
|
77.91B
77.91B – 77.91B
+13.4% YoY
|
46.62B
46.62B – 46.62B
-40.2% YoY
|
47.43B
47.43B – 47.43B
+1.7% YoY
|
| EBIT |
46.91B
est: 37.91B (+23.7%)
|
45.92B
est: 36.86B (+24.6%)
|
38.55B
est: 36.39B (+5.9%)
|
31.04B
est: 35.05B (-11.5%)
|
34.02B
est: 30.67B (+10.9%)
|
30.59B
est: 23.92B (+27.9%)
|
31.18B
est: 24.45B (+27.5%)
|
33.23B
est: 24.41B (+36.1%)
|
25.73B
est: 19.99B (+28.7%)
|
25.80B
est: 29.90B (-13.7%)
|
53.74B
est: 25.29B (+112.5%)
|
47.35B
47.35B – 47.35B
+87.2% YoY
|
54.65B
54.65B – 54.65B
+15.4% YoY
|
61.97B
61.97B – 61.97B
+13.4% YoY
|
37.09B
37.09B – 37.09B
-40.2% YoY
|
37.73B
37.73B – 37.73B
+1.7% YoY
|
| Net Income |
28.24B
est: 19.90B (+41.9%)
|
28.84B
est: 25.83B (+11.6%)
|
28.16B
est: 23.41B (+20.3%)
|
21.19B
est: 21.48B (-1.4%)
|
24.36B
est: 19.03B (+28.0%)
|
20.25B
est: 14.22B (+42.4%)
|
21.33B
est: 19.12B (+11.6%)
|
20.53B
est: 20.33B (+1.0%)
|
21.44B
est: 14.78B (+45.0%)
|
23.05B
est: 18.89B (+22.0%)
|
39.07B
est: 35.25B (+10.8%)
|
54.00B
54.00B – 54.00B
+53.2% YoY
|
60.10B
58.56B – 60.65B
+11.3% YoY
|
73.94B
73.15B – 74.73B
+23.0% YoY
|
69.15B
69.15B – 69.15B
-6.5% YoY
|
71.22B
71.22B – 71.22B
+3.0% YoY
|
| SGA |
47.62B
est: 98.94B (-51.9%)
|
44.00B
est: 96.20B (-54.3%)
|
43.92B
est: 94.98B (-53.8%)
|
42.12B
est: 91.49B (-54.0%)
|
40.69B
est: 80.06B (-49.2%)
|
39.65B
est: 62.44B (-36.5%)
|
38.50B
est: 63.81B (-39.7%)
|
36.09B
est: 63.71B (-43.4%)
|
35.31B
est: 52.19B (-32.3%)
|
37.27B
est: 33.28B (+12.0%)
|
35.35B
est: 28.15B (+25.6%)
|
52.71B
52.71B – 52.71B
+87.2% YoY
|
60.84B
60.84B – 60.84B
+15.4% YoY
|
68.99B
68.99B – 68.99B
+13.4% YoY
|
41.28B
41.28B – 41.28B
-40.2% YoY
|
42.00B
42.00B – 42.00B
+1.7% YoY
|
| EPS |
198.70
est: 161.00 (+23.4%)
|
203.19
est: 209.00 (-2.8%)
|
201.36
est: 189.40 (+6.3%)
|
149.10
est: 173.85 (-14.2%)
|
173.12
est: 154.03 (+12.4%)
|
142.74
est: 115.10 (+24.0%)
|
152.16
est: 154.70 (-1.6%)
|
147.47
est: 164.50 (-10.4%)
|
159.19
est: 119.60 (+33.1%)
|
176.99
est: 152.85 (+15.8%)
|
311.56
est: 289.20 (+7.7%)
|
443.00
443.00 – 443.00
+53.2% YoY
|
489.00
480.45 – 497.55
+10.4% YoY
|
606.60
600.13 – 613.07
+24.0% YoY
|
567.30
567.30 – 567.30
-6.5% YoY
|
584.30
584.30 – 584.30
+3.0% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-12 | C+ | 2/5 | 1/5 | 3/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-11 | C+ | 2/5 | 1/5 | 2/5 | 2/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-08 | C+ | 2/5 | 1/5 | 2/5 | 2/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-07 | C+ | 2/5 | 1/5 | 2/5 | 2/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-01 | B- | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-30 | B- | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-28 | B- | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-27 | B- | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-24 | B- | 2/5 | 1/5 | 3/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-23 | B- | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-22 | B- | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-21 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-20 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-17 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-16 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 3/5 | 4/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Fidelity International Multifactor ETF FDEV | 0.45% | 1.22M | 0.18% |
| 2 | iShares International Equity Factor ETF INTF | 0.39% | 13.64M | 0.16% |
| 3 | iShares MSCI Japan Small-Cap ETF SCJ | 0.35% | 895.1K | 0.50% |
| 4 | iShares MSCI Japan Small Cap UCITS ETF IDJP.L | 0.34% | 1.90M | 0.58% |
| 5 | Avantis International Small Cap Value ETF AVDV | 0.33% | 62.26M | 0.36% |
| 6 | Fidelity All-International Equity ETF FCIN.NE | 0.26% | 1.85M | 0.50% |
| 7 | Avantis International Small Cap Equity ETF AVDS | 0.20% | 621.0K | 0.30% |
| 8 | WisdomTree International Quality Dividend Growth Fund IQDG | 0.13% | 930.4K | 0.42% |
| 9 | iShares Currency Hedged MSCI EAFE Small-Cap ETF HSCZ | 0.13% | 295.2K | 0.83% |
| 10 | iShares MSCI EAFE Small-Cap ETF SCZ | 0.13% | 17.79M | 0.40% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Hirokuni Kitagawa | IR Contact | — | male |
| Hiroshi Nakazawa | President & Representative Director | — | male |
| Shigeru Urasaki | Operating Officer | — | — |
| Taro Nishino | Operating Officer | — | — |
| Tsuyoshi Sasaki | Operating Officer | — | — |
| Tsuyoshi Tatsushima | Operating Officer | — | — |
| Yoshimasa Takada | Deputy Head of Sales Strategy, DX & SX Promotion Department | — | male |
| Yuji Kanema | Deputy President & Director | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for 8377.T
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
