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The Kiyo Bank, Ltd. (8370.T)
Wakayama, JP
The Kiyo Bank, Ltd. is a financial institution operating across Japan, offering a comprehensive array of banking solutions and services to individuals, corporate entities, and businesses. Its offerings span various deposit types, including Yen, time, and foreign currency accounts, alongside a wide range of loan products such as personal, residential, mortgage, credit card, specialized, and education-related financing. The bank also manages pension funds and provides diverse insurance coverage, including life, medical, cancer, student, income security, and term policies. Additionally, Kiyo Bank facilitates securities investments, domestic and international foreign exchange transactions, agency services, internet banking, and ATM access. It also issues various financial cards and participates in the buying and selling of government bonds. The company boasts a network of 112 branches throughout Japan, with 68 located in Wakayama, 41 in Osaka Prefecture, 2 in Nara Prefecture, and one in Tokyo. Founded in 1883 and headquartered in Wakayama, Japan, the institution officially changed its name to The Kiyo Bank, Ltd. in October 2013, having previously been known as Kiyo Bank Co., Ltd.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.68% | +5.29% | +5.68% | +9.10% | +47.70% | +33.38% | +76.06% | +163.87% | +187.45% | +235.76% | +1,650.00% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2024-11 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+10.5% Q1'26: -0.8% (vs Q1'25)
-
EPS growth+24.7% Q1'26: +4.8% (vs Q1'25)
-
FCF margin— Q1'26: +0.0% (vs Q1'25)
-
EBIT margin— Q1'26: +26.8% (vs Q1'25)
-
ROIC— Q1'26: +10.5% (vs Q1'25)
-
Share dilution-0.7% Q1'26: +0.4% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 25.88× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Mar 2015 actual |
Mar 2019 actual |
Mar 2020 actual |
|---|---|---|---|
| Revenue |
75.75B
est: 86.18B (-12.1%)
|
70.25B
est: 72.00B (-2.4%)
|
77.92B
est: 71.80B (+8.5%)
|
| EBITDA |
21.65B
est: 24.31B (-11.0%)
|
21.27B
est: 20.31B (+4.7%)
|
23.12B
est: 20.25B (+14.2%)
|
| EBIT |
15.05B
est: 21.09B (-28.6%)
|
17.87B
est: 17.62B (+1.4%)
|
20.21B
est: 17.57B (+15.0%)
|
| Net Income |
11.27B
est: 552.05M (+1,941.5%)
|
11.62B
est: 10.37B (+12.1%)
|
13.72B
est: 10.46B (+31.2%)
|
| SGA |
—
est: 37.65B (-100.0%)
|
14.00B
est: 31.45B (-55.5%)
|
13.63B
est: 31.37B (-56.6%)
|
| EPS |
156.55
est: 8.53 (+1,734.6%)
|
168.80
est: 160.25 (+5.3%)
|
201.72
est: 161.70 (+24.8%)
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-15 | B | 3/5 | 5/5 | 3/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-14 | C+ | 2/5 | 1/5 | 3/5 | 2/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-13 | C+ | 2/5 | 1/5 | 3/5 | 2/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-12 | C+ | 2/5 | 1/5 | 3/5 | 2/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-11 | C+ | 2/5 | 1/5 | 3/5 | 2/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-08 | C+ | 2/5 | 1/5 | 3/5 | 2/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-07 | C+ | 2/5 | 1/5 | 3/5 | 2/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-01 | B- | 2/5 | 1/5 | 3/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-30 | B- | 2/5 | 1/5 | 3/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-28 | B- | 2/5 | 1/5 | 3/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-27 | B- | 2/5 | 1/5 | 3/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-24 | B- | 2/5 | 1/5 | 3/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-23 | B- | 2/5 | 1/5 | 3/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-22 | B- | 2/5 | 1/5 | 3/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-21 | B- | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-20 | B- | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-17 | B- | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-16 | B- | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | WisdomTree Japan SmallCap Dividend Fund DFJ | 0.44% | 1.68M | 0.58% |
| 2 | iShares International Developed Small Cap Value Factor ETF ISVL | 0.22% | 706.9K | 0.31% |
| 3 | State Street SPDR S&P International Small Cap ETF GWX | 0.22% | 1.88M | 0.40% |
| 4 | WisdomTree International SmallCap Dividend Fund DLS | 0.19% | 1.94M | 0.58% |
| 5 | WisdomTree Dynamic International SmallCap Equity ETF DDLS | 0.18% | 751.4K | 0.48% |
| 6 | iShares MSCI Japan Small Cap UCITS ETF IDJP.L | 0.11% | 636.3K | 0.58% |
| 7 | iShares MSCI Japan Small-Cap ETF SCJ | 0.11% | 274.4K | 0.50% |
| 8 | Avantis International Small Cap Value ETF AVDV | 0.10% | 19.32M | 0.36% |
| 9 | FlexShares Morningstar Developed Markets ex-US Factor Tilt Index Fund TLTD | 0.10% | 642.6K | 0.41% |
| 10 | Avantis International Small Cap Equity ETF AVDS | 0.08% | 251.9K | 0.30% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Etsuhiro Asamoto | Senior Executive Officer & GM of Loan Headquarters | — | male |
| Hiroshi Oshimura | Executive Officer & GM of Human Resources Department | — | — |
| Hiroyuki Haraguchi | President, Chief Executive Officer & Representative Director | — | male |
| Hiroyuki Santo | Mng. Executive Officer, Head of Loan Division & Director | — | — |
| Hiroyuki Yamamoto | Managing Executive Officer & GM of Sakai Business and Minami-Osaka Business Division | — | — |
| Morihisa Mukai | Mng. Executive Officer, GM of Management Division, Business Systems Headquarters & Director | — | — |
| Norio Maruoka | Managing Executive Officer, Head of Corporate Planning Headquarters & Director | — | male |
| Sakae Mizobuchi | Managing Executive Officer, Head of Sales Promotion Division & Director | — | male |
| Yasuhiko Akira | Senior Managing Executive Officer & GM of Wakayama Business Division | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for 8370.T
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
