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The Hachijuni Bank, Ltd. (8359.T)

JPY2,590.00 +25.00 (+0.97%)
JP JPX Financial Services Banks - Regional
Address 178-8, Nakagosho Okada 380-8682
Nagano, JP
CEO Masaki Matsushita
IPO 2001-01-01
ISIN JP3769000005

Explore sections of this company profile

Also trades on Other OTC · HACBF (USD) Other OTC · HACBY (USD) Tokyo Stock Exchange · 8359.T (JPY)
Description

The Hachijuni Bank, Ltd. provides a comprehensive array of financial products and services, serving individual clients, corporate entities, and independent entrepreneurs. Its offerings encompass a diverse range of deposit accounts, including time, savings, and foreign currency options, alongside extensive loan facilities for purposes such as housing, vehicle acquisition, education, and business expansion. Beyond traditional banking, the institution furnishes various investment instruments like public and private placement bonds and investment trusts, as well as an assortment of insurance products covering life, medical, education, and property. Customers also have access to credit and debit cards, pension planning, and wealth management solutions, including inheritance and pension consultation. The bank further supports modern financial requirements through internet and mobile banking, foreign currency reserve services, payment collection, and expense settlement, in addition to offering management and business advisory support and information on civil trusts. It is also active in financial product brokerage. Established in 1877 and headquartered in Nagano, Japan, The Hachijuni Bank, Ltd. maintained a significant operational footprint as of March 31, 2022, with 142 branches, 9 branch offices, and 221 ATMs across Japan, complemented by an international presence featuring a branch in Hong Kong and representative offices in Shanghai, Bangkok, and Singapore.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
JPY2,590.00 +25.00 (+0.97%)
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Volume Profile
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Liquidity & share structure
Average Volume
1M
Beta
0.16
Float Shares
317.81M
Free Float %
69.9%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+2.66% -2.28% +8.10% +11.74% +49.74% +31.70% +100.22% +273.48% +481.71% +379.85% +287.48%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
2,590.00
DCF (Unlevered) 15,332.21 +492.0%
DCF (Levered) 18,790.92 +625.5%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 0% Bullish
Rating 2026-05 Change
Strong Buy 0 0
Buy 0 0
Hold 3 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.31
Distress
Piotroski F-Score
6 / 9
Average
Composite Rating
C+
Overall Score
2 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
2 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
2 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
  • Revenue growth
    +22.0% Q1'26: +27.1% (vs Q1'25)
  • EPS growth
    +39.6% Q1'26: +5.9% (vs Q1'25)
  • FCF margin
    Q1'26: +0.0% (vs Q1'25)
  • EBIT margin
    Q1'26: +13.0% (vs Q1'25)
  • ROIC
    Q1'26: +9.7% (vs Q1'25)
  • Share dilution
    -3.6% Q1'26: -1.5% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 45.52× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (-0.02) × ERP
WACC = 31% × Ke + 69% × Kd (4.3%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 15,173.48 Current price: 2,590.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2015
actual
Mar 2016
actual
Mar 2017
actual
Mar 2018
actual
Mar 2019
actual
Mar 2020
actual
Mar 2021
actual
Mar 2022
actual
Mar 2023
actual
Mar 2024
actual
Mar 2025
actual
Mar 2026
1 Rev. Ana.
3 EPS Ana.
Mar 2027
1 Rev. Ana.
3 EPS Ana.
Mar 2028
1 Rev. Ana.
2 EPS Ana.
Mar 2029
1 Rev. Ana.
1 EPS Ana.
Mar 2030
1 Rev. Ana.
1 EPS Ana.
Revenue
163.83B
est: 150.10B (+9.1%)
178.26B
est: 163.54B (+9.0%)
198.91B
est: 169.10B (+17.6%)
171.13B
est: 194.81B (-12.2%)
150.27B
est: 173.00B (-13.1%)
150.49B
est: 87.10B (+72.8%)
147.56B
est: 81.90B (+80.2%)
140.75B
est: 80.20B (+75.5%)
187.40B
est: 77.50B (+141.8%)
214.44B
est: 212.60B (+0.9%)
242.53B
est: 101.90B (+138.0%)
310.80B
310.80B – 310.80B
+205.0% YoY
341.40B
341.40B – 341.40B
+9.8% YoY
375.20B
375.20B – 375.20B
+9.9% YoY
143.40B
143.40B – 143.40B
-61.8% YoY
453.43B
453.43B – 453.43B
+216.2% YoY
EBITDA
52.89B
est: 39.96B (+32.4%)
54.19B
est: 43.53B (+24.5%)
45.79B
est: 45.01B (+1.7%)
45.49B
est: 51.86B (-12.3%)
39.83B
est: 46.05B (-13.5%)
38.55B
est: 23.19B (+66.3%)
37.66B
est: 21.80B (+72.7%)
43.62B
est: 21.35B (+104.3%)
40.29B
est: 20.63B (+95.3%)
56.79B
est: 56.89B (-0.2%)
71.05B
est: 31.39B (+126.4%)
95.73B
95.73B – 95.73B
+205.0% YoY
105.16B
105.16B – 105.16B
+9.8% YoY
115.57B
115.57B – 115.57B
+9.9% YoY
44.17B
44.17B – 44.17B
-61.8% YoY
139.66B
139.66B – 139.66B
+216.2% YoY
EBIT
47.23B
est: 35.12B (+34.5%)
48.64B
est: 38.27B (+27.1%)
39.62B
est: 39.57B (+0.1%)
39.33B
est: 45.58B (-13.7%)
33.87B
est: 40.48B (-16.3%)
32.71B
est: 20.38B (+60.5%)
31.82B
est: 19.16B (+66.0%)
38.06B
est: 18.77B (+102.8%)
34.75B
est: 18.13B (+91.6%)
50.83B
est: 50.00B (+1.7%)
64.86B
est: 31.33B (+107.0%)
95.57B
95.57B – 95.57B
+205.0% YoY
104.97B
104.97B – 104.97B
+9.8% YoY
115.37B
115.37B – 115.37B
+9.9% YoY
44.09B
44.09B – 44.09B
-61.8% YoY
139.42B
139.42B – 139.42B
+216.2% YoY
Net Income
27.19B
est: 25.80B (+5.4%)
30.17B
est: 27.95B (+7.9%)
26.31B
est: 23.13B (+13.8%)
25.84B
est: 23.30B (+10.9%)
22.49B
est: 21.09B (+6.7%)
22.08B
est: 21.25B (+3.9%)
22.38B
est: 21.68B (+3.3%)
26.67B
est: 23.10B (+15.5%)
24.14B
est: 23.00B (+4.9%)
37.07B
est: 33.53B (+10.6%)
47.98B
est: 40.02B (+19.9%)
62.49B
61.82B – 63.23B
+56.2% YoY
70.02B
69.04B – 77.43B
+12.0% YoY
80.92B
80.12B – 81.73B
+15.6% YoY
70.57B
70.57B – 70.57B
-12.8% YoY
73.36B
73.36B – 73.36B
+4.0% YoY
SGA
25.83B
est: 50.59B (-48.9%)
25.66B
est: 55.12B (-53.5%)
25.62B
est: 57.00B (-55.1%)
25.22B
est: 65.66B (-61.6%)
24.54B
est: 58.31B (-57.9%)
24.42B
est: 29.36B (-16.8%)
24.10B
est: 27.61B (-12.7%)
23.51B
est: 27.03B (-13.1%)
24.48B
est: 26.12B (-6.3%)
28.75B
est: 31.25B (-8.0%)
33.94B
est: 11.65B (+191.3%)
35.53B
35.53B – 35.53B
+205.0% YoY
39.03B
39.03B – 39.03B
+9.8% YoY
42.90B
42.90B – 42.90B
+9.9% YoY
16.40B
16.40B – 16.40B
-61.8% YoY
51.84B
51.84B – 51.84B
+216.2% YoY
EPS
54.09
est: 54.40 (-0.6%)
59.85
est: 58.93 (+1.6%)
51.92
est: 48.77 (+6.5%)
51.00
est: 49.13 (+3.8%)
45.18
est: 44.47 (+1.6%)
44.80
est: 44.80 (+0.0%)
45.73
est: 45.70 (+0.1%)
54.46
est: 48.70 (+11.8%)
49.90
est: 48.50 (+2.9%)
76.37
est: 70.70 (+8.0%)
101.23
est: 87.50 (+15.7%)
136.26
135.18 – 138.25
+55.7% YoY
160.51
150.96 – 169.31
+17.8% YoY
176.94
175.17 – 178.71
+10.2% YoY
154.30
154.30 – 154.30
-12.8% YoY
160.40
160.40 – 160.40
+4.0% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-18 C+ 2/5 1/5 2/5 3/5 1/5 2/5 3/5
2026-05-15 C+ 2/5 1/5 2/5 3/5 1/5 2/5 4/5
2026-05-14 C+ 2/5 1/5 2/5 3/5 1/5 2/5 4/5
2026-05-13 C+ 2/5 1/5 2/5 3/5 1/5 2/5 4/5
2026-05-12 C+ 2/5 1/5 2/5 3/5 1/5 2/5 4/5
2026-05-11 C+ 2/5 1/5 2/5 3/5 1/5 2/5 4/5
2026-05-08 C+ 2/5 1/5 2/5 3/5 1/5 2/5 4/5
2026-05-07 C+ 2/5 1/5 2/5 3/5 1/5 2/5 4/5
2026-05-01 C+ 2/5 1/5 2/5 3/5 1/5 2/5 4/5
2026-04-30 C+ 2/5 1/5 2/5 3/5 1/5 2/5 4/5
2026-04-28 B- 2/5 1/5 2/5 3/5 1/5 3/5 4/5
2026-04-27 B- 2/5 1/5 2/5 3/5 1/5 3/5 4/5
2026-04-24 B- 3/5 1/5 3/5 3/5 1/5 3/5 4/5
2026-04-23 B 3/5 1/5 3/5 4/5 1/5 3/5 4/5
2026-04-22 B 3/5 1/5 3/5 4/5 1/5 3/5 4/5
2026-04-21 B 3/5 1/5 3/5 4/5 1/5 3/5 4/5
2026-04-20 B 3/5 1/5 3/5 4/5 1/5 3/5 4/5
2026-04-17 B 3/5 1/5 3/5 4/5 1/5 3/5 4/5
2026-04-16 B 3/5 1/5 3/5 4/5 1/5 3/5 4/5
2026-04-15 B 3/5 1/5 3/5 4/5 1/5 3/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
7.96B
OE per share TTM
17.00
Owner's Yield
0.79%
Maintenance CapEx ratio
30.73%
Maint CapEx / Avg PPE
19.9%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
19.29M
Shares Outstanding
454.45M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Hitoshi Nishizawa Executive Officer, VP & Director male
Keigo Ito Managing Executive Officer
Makoto Nakamura Senior Managing Executive Officer & Director male
Masaki Matsushita Executive Chair, President & Chief Executive Officer male
Ryoichi Kitayama Managing Executive Officer & Sales Department
Satoshi Masuda Managing Executive Officer and GM of Suwa Area & Kamisuwaekimae Branch
Shohei Hidai Vice Chair, Executive Vice President, Executive Officer, GM & Head Office Business Department male
Takemitsu Takano Managing Executive Officer
Tomoyoshi Baba Managing Executive Officer & GM of Computer Systems Department
Yoshida Hideki Managing Executive Officer
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits