Suruga Bank Ltd. (8358.T)
Numazu, JP
Based in Japan, Suruga Bank Ltd. offers a comprehensive suite of banking and financial solutions tailored for both retail and corporate clients. Its core services include a diverse range of deposit accounts, encompassing time deposits, standard savings, foreign currency accounts, and current and general checking facilities. Loan products vary widely, from housing, second home, resort, startup, project assistance, and business term loans, as well as purpose-specific lending. The bank also issues credit and debit cards and provides overdraft facilities and other financing solutions. Beyond core banking, its extensive service portfolio encompasses wealth management products like investment trusts and public bonds, pension contribution plans, insurance, and inheritance/trust services. Customers can also access lottery services, foreign currency exchange reservations, convenient payment options like Pay-easy, web-based oral receipts, and safe deposit boxes. International services include foreign remittances and external linkage, while fund management and e-combination tools are available. Specialized offerings include factoring for nursing care, medical care, and dispensing compensation receivables, alongside mortgage advisory, and convenient internet and telephone banking. Furthermore, the company extends its operations into non-banking sectors, providing services such as staffing solutions, money lending and credit guarantees, mortgage loan guarantees, printing, bookbinding, packaging and shipping, leasing, and specialized clerical agency and system engineering support. The bank maintains a network of 128 branches strategically located across Japan. Established in 1895, its headquarters are situated in Numazu, Japan.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.56% | +5.54% | +1.44% | +13.04% | +50.84% | +34.67% | +80.08% | +376.02% | +480.75% | +8.81% | +121.03% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 2 | 0 |
| Hold | 2 | -1 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+15.3% Q1'26: -4.1% (vs Q1'25)
-
EPS growth+85.9% Q1'26: +546.6% (vs Q1'25)
-
FCF margin— Q1'26: +0.0% (vs Q1'25)
-
EBIT margin— Q1'26: +50.6% (vs Q1'25)
-
ROIC— Q1'26: -32.7% (vs Q1'25)
-
Share dilution-4.8% Q1'26: -7.6% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 0.00× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Mar 2015 actual |
Mar 2016 actual |
Mar 2017 actual |
Mar 2018 actual |
Mar 2019 actual |
Mar 2020 actual |
Mar 2021 actual |
Mar 2022 actual |
Mar 2023 actual |
Mar 2024 actual |
Mar 2025 actual |
Mar 2026 2 Rev. Ana. 1 EPS Ana. |
Mar 2027 2 Rev. Ana. 2 EPS Ana. |
Mar 2028 2 Rev. Ana. 3 EPS Ana. |
Mar 2029 1 Rev. Ana. 1 EPS Ana. |
Mar 2030 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
122.96B
est: 106.91B (+15.0%)
|
133.02B
est: 119.27B (+11.5%)
|
142.76B
est: 117.13B (+21.9%)
|
148.58B
est: 124.40B (+19.4%)
|
132.40B
est: 111.98B (+18.2%)
|
91.29B
est: 89.63B (+1.9%)
|
88.37B
est: 77.27B (+14.4%)
|
80.42B
est: 68.90B (+16.7%)
|
62.08B
est: 56.40B (+10.1%)
|
67.99B
est: 77.13B (-11.9%)
|
73.98B
est: 57.75B (+28.1%)
|
91.00B
87.74B – 94.26B
+57.6% YoY
|
100.90B
99.35B – 102.45B
+10.9% YoY
|
106.60B
103.40B – 109.80B
+5.6% YoY
|
113.80B
111.20B – 116.40B
+6.8% YoY
|
122.80B
119.99B – 125.61B
+7.9% YoY
|
| EBITDA |
58.32B
est: 35.86B (+62.6%)
|
62.30B
est: 40.01B (+55.7%)
|
67.01B
est: 39.29B (+70.5%)
|
17.19B
est: 41.73B (-58.8%)
|
-68.07B
est: 37.56B (-281.2%)
|
38.33B
est: 30.07B (+27.5%)
|
28.43B
est: 25.92B (+9.7%)
|
14.83B
est: 23.11B (-35.8%)
|
17.60B
est: 18.92B (-7.0%)
|
24.80B
est: 26.38B (-6.0%)
|
30.80B
est: 19.75B (+55.9%)
|
31.12B
30.01B – 32.24B
+57.6% YoY
|
34.51B
33.98B – 35.04B
+10.9% YoY
|
36.46B
35.37B – 37.55B
+5.6% YoY
|
38.92B
38.03B – 39.81B
+6.8% YoY
|
42.00B
41.04B – 42.96B
+7.9% YoY
|
| EBIT |
52.36B
est: 27.04B (+93.6%)
|
55.91B
est: 30.17B (+85.3%)
|
60.06B
est: 29.63B (+102.7%)
|
10.11B
est: 31.46B (-67.9%)
|
-75.06B
est: 28.32B (-365.0%)
|
31.86B
est: 22.67B (+40.5%)
|
22.77B
est: 19.54B (+16.5%)
|
9.06B
est: 17.43B (-48.0%)
|
12.04B
est: 14.27B (-15.6%)
|
19.48B
est: 20.68B (-5.8%)
|
24.72B
est: 15.48B (+59.6%)
|
24.40B
23.53B – 25.27B
+57.6% YoY
|
27.05B
26.64B – 27.47B
+10.9% YoY
|
28.58B
27.73B – 29.44B
+5.6% YoY
|
30.51B
29.82B – 31.21B
+6.8% YoY
|
32.93B
32.17B – 33.68B
+7.9% YoY
|
| Net Income |
32.89B
est: 23.87B (+37.8%)
|
36.72B
est: 29.23B (+25.6%)
|
42.63B
est: 32.06B (+32.9%)
|
6.99B
est: 29.95B (-76.7%)
|
-97.15B
est: -76.62B (-26.8%)
|
25.33B
est: 19.06B (+32.9%)
|
21.43B
est: 10.56B (+102.9%)
|
7.96B
est: 10.73B (-25.8%)
|
10.58B
est: 11.36B (-6.9%)
|
15.38B
est: 15.95B (-3.6%)
|
20.18B
est: 16.57B (+21.8%)
|
29.00B
28.13B – 29.86B
+75.0% YoY
|
29.00B
26.62B – 38.22B
+0.0% YoY
|
32.43B
30.37B – 45.07B
+11.8% YoY
|
35.98B
34.91B – 37.05B
+10.9% YoY
|
43.53B
42.24B – 44.83B
+21.0% YoY
|
| SGA |
—
est: 61.51B (-100.0%)
|
17.44B
est: 68.62B (-74.6%)
|
17.68B
est: 67.39B (-73.8%)
|
17.09B
est: 71.57B (-76.1%)
|
14.92B
est: 64.43B (-76.8%)
|
14.67B
est: 51.57B (-71.5%)
|
14.24B
est: 44.45B (-68.0%)
|
13.86B
est: 39.64B (-65.0%)
|
13.32B
est: 32.45B (-58.9%)
|
12.94B
est: 11.65B (+11.1%)
|
13.16B
est: 8.72B (+50.9%)
|
13.74B
13.25B – 14.24B
+57.6% YoY
|
15.24B
15.01B – 15.47B
+10.9% YoY
|
16.10B
15.62B – 16.58B
+5.6% YoY
|
17.19B
16.80B – 17.58B
+6.8% YoY
|
18.55B
18.12B – 18.97B
+7.9% YoY
|
| EPS |
138.82
est: 129.96 (+6.8%)
|
156.15
est: 159.15 (-1.9%)
|
184.10
est: 174.57 (+5.5%)
|
30.16
est: 163.09 (-81.5%)
|
-419.37
est: -417.18 (-0.5%)
|
109.32
est: 103.78 (+5.3%)
|
92.52
est: 57.52 (+60.9%)
|
34.73
est: 58.41 (-40.5%)
|
56.15
est: 61.85 (-9.2%)
|
75.44
est: 91.17 (-17.3%)
|
106.84
est: 94.72 (+12.8%)
|
165.78
160.85 – 170.71
+75.0% YoY
|
192.40
152.20 – 218.53
+16.1% YoY
|
209.60
173.64 – 257.68
+8.9% YoY
|
205.70
199.58 – 211.82
-1.9% YoY
|
248.90
241.50 – 256.30
+21.0% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-12 | B | 3/5 | 5/5 | 3/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-11 | B | 3/5 | 5/5 | 3/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-08 | B+ | 3/5 | 5/5 | 3/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-07 | B+ | 3/5 | 5/5 | 3/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-01 | B+ | 3/5 | 5/5 | 3/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-30 | B+ | 3/5 | 5/5 | 3/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-28 | B+ | 3/5 | 5/5 | 3/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-27 | B+ | 3/5 | 5/5 | 3/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-24 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-23 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-22 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-21 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-20 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-17 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-16 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | WisdomTree Japan SmallCap Dividend Fund DFJ | 0.35% | 1.35M | 0.58% |
| 2 | iShares International Developed Small Cap Value Factor ETF ISVL | 0.28% | 887.3K | 0.31% |
| 3 | Goldman Sachs Data Enhanced International Equity ETF GIEQ | 0.25% | 25.4K | 0.30% |
| 4 | Dimensional - International Small Cap ETF DFIS | 0.15% | 8.50M | 0.39% |
| 5 | iShares MSCI Japan Small Cap UCITS ETF IDJP.L | 0.14% | 795.3K | 0.58% |
| 6 | iShares MSCI Japan Small-Cap ETF SCJ | 0.13% | 344.5K | 0.50% |
| 7 | WisdomTree Dynamic International SmallCap Equity ETF DDLS | 0.12% | 518.8K | 0.48% |
| 8 | WisdomTree International SmallCap Dividend Fund DLS | 0.11% | 1.18M | 0.58% |
| 9 | Avantis International Small Cap Equity ETF AVDS | 0.09% | 270.0K | 0.30% |
| 10 | Dimensional - International Small Cap Value ETF DISV | 0.08% | 4.01M | 0.42% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Kazusuke Dobashi | Executive Officer & Head of Loan Management Division | — | — |
| Kazuya Mochizuki | Senior MD & Chief Financial Officer | — | male |
| Kosuke Kato | President, Chief Executive Officer & Representative Director | — | male |
| Makoto Yamaguchi | EO, Head of Metro & Regional Banking Div, Wealth Advisory Dpt and Head of Business Dev. | — | — |
| Masuda Yuji | Managing Executive Officer and Head of IT & Operations | — | — |
| Tadashi Ueno | IR Manager | — | male |
| Tomoaki Tsutsumi | Senior Managing Executive Officer & Director | — | male |
| Tomoki Toya | Senior Managing Executive Officer, Head of Community Bank Division & Representative Director | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for 8358.T
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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