Fukuoka Financial Group, Inc. (8354.T)
Fukuoka City, JP
Fukuoka Financial Group, Inc. delivers a comprehensive array of banking solutions to both individual and corporate clients. Its offerings encompass the acceptance of diverse deposits, including current, ordinary, demand, time, and negotiable certificates, alongside the provision of various loan products. Beyond core banking, the group actively participates in numerous other ventures such as securities trading, administrative agency operations, loan guarantees, system development and maintenance, credit card services, collateral appraisal, credit management and collection, consulting, insurance, research and development, investment activities, and factoring. Furthermore, the company handles movable property and leasehold arrangements, and provides information processing and communication services. Founded in 1877 and headquartered in Fukuoka, Japan, the company's extensive network as of March 31, 2021, included 428 branches throughout Japan, 8 international offices, and roughly 2,300 ATMs.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +1.19% | +2.44% | +1.24% | -7.01% | +45.81% | +29.09% | +61.67% | +156.48% | +232.83% | +287.72% | +171.72% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 1 | 0 |
| Buy | 2 | 0 |
| Hold | 5 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 1 | 0 |
-
Revenue growth+37.7% Q1'26: +93.4% (vs Q1'25)
-
EPS growth+18.5% Q1'26: +32.4% (vs Q1'25)
-
FCF margin— Q1'26: +0.0% (vs Q1'25)
-
EBIT margin— Q1'26: +9.7% (vs Q1'25)
-
ROIC— Q1'26: +1.5% (vs Q1'25)
-
Share dilution0.0% Q1'26: -0.1% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 125.55× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Mar 2015 actual |
Mar 2016 actual |
Mar 2017 actual |
Mar 2018 actual |
Mar 2019 actual |
Mar 2020 actual |
Mar 2021 actual |
Mar 2022 actual |
Mar 2023 actual |
Mar 2024 actual |
Mar 2025 actual |
Mar 2026 5 Rev. Ana. 8 EPS Ana. |
Mar 2027 5 Rev. Ana. 5 EPS Ana. |
Mar 2028 5 Rev. Ana. 7 EPS Ana. |
Mar 2029 3 Rev. Ana. 3 EPS Ana. |
Mar 2030 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
221.95B
est: 242.00B (-8.3%)
|
244.27B
est: 233.60B (+4.6%)
|
228.47B
est: 236.00B (-3.2%)
|
230.83B
est: 234.93B (-1.7%)
|
240.34B
est: 211.56B (+13.6%)
|
377.24B
est: 222.75B (+69.4%)
|
259.53B
est: 228.62B (+13.5%)
|
273.20B
est: 236.54B (+15.5%)
|
318.16B
est: 227.85B (+39.6%)
|
441.71B
est: 252.73B (+74.8%)
|
448.33B
est: 254.22B (+76.4%)
|
286.30B
252.14B – 301.59B
+12.6% YoY
|
329.25B
303.40B – 367.82B
+15.0% YoY
|
369.84B
334.59B – 429.00B
+12.3% YoY
|
387.09B
379.69B – 394.49B
+4.7% YoY
|
922.08B
841.53B – 1.05T
+138.2% YoY
|
| EBITDA |
78.37B
est: 64.35B (+21.8%)
|
86.60B
est: 62.11B (+39.4%)
|
77.51B
est: 62.75B (+23.5%)
|
80.45B
est: 62.47B (+28.8%)
|
83.76B
est: 56.25B (+48.9%)
|
120.39B
est: 59.23B (+103.3%)
|
71.60B
est: 60.79B (+17.8%)
|
87.44B
est: 62.89B (+39.0%)
|
57.20B
est: 60.58B (-5.6%)
|
90.11B
est: 62.75B (+43.6%)
|
117.31B
est: 63.12B (+85.9%)
|
71.08B
62.60B – 74.88B
+12.6% YoY
|
81.75B
75.33B – 91.32B
+15.0% YoY
|
91.82B
83.07B – 106.51B
+12.3% YoY
|
96.10B
94.27B – 97.94B
+4.7% YoY
|
228.93B
208.93B – 260.91B
+138.2% YoY
|
| EBIT |
61.40B
est: 54.59B (+12.5%)
|
69.37B
est: 52.70B (+31.6%)
|
-35.56B
est: 53.24B (-166.8%)
|
70.77B
est: 53.00B (+33.5%)
|
73.65B
est: 47.72B (+54.3%)
|
108.23B
est: 50.25B (+115.4%)
|
59.33B
est: 51.57B (+15.0%)
|
75.16B
est: 53.36B (+40.9%)
|
45.24B
est: 51.40B (-12.0%)
|
77.49B
est: 53.21B (+45.6%)
|
103.71B
est: 53.52B (+93.8%)
|
60.28B
53.08B – 63.50B
+12.6% YoY
|
69.32B
63.88B – 77.44B
+15.0% YoY
|
77.86B
70.44B – 90.32B
+12.3% YoY
|
81.50B
79.94B – 83.05B
+4.7% YoY
|
194.13B
177.17B – 221.25B
+138.2% YoY
|
| Net Income |
36.60B
est: 40.70B (-10.1%)
|
44.72B
est: 49.46B (-9.6%)
|
-54.30B
est: -61.15B (+11.2%)
|
49.37B
est: 54.87B (-10.0%)
|
51.65B
est: 57.27B (-9.8%)
|
110.61B
est: 149.23B (-25.9%)
|
44.65B
est: 44.60B (+0.1%)
|
54.12B
est: 53.31B (+1.5%)
|
31.15B
est: 30.71B (+1.4%)
|
61.18B
est: 61.18B (+0.0%)
|
72.14B
est: 74.05B (-2.6%)
|
86.03B
84.41B – 90.02B
+16.2% YoY
|
95.16B
89.24B – 100.76B
+10.6% YoY
|
115.59B
89.68B – 139.75B
+21.5% YoY
|
121.00B
84.88B – 127.94B
+4.7% YoY
|
125.20B
110.98B – 147.93B
+3.5% YoY
|
| SGA |
48.46B
est: 115.63B (-58.1%)
|
47.37B
est: 111.61B (-57.6%)
|
52.68B
est: 112.76B (-53.3%)
|
50.56B
est: 112.25B (-55.0%)
|
46.24B
est: 101.08B (-54.3%)
|
56.31B
est: 106.43B (-47.1%)
|
59.36B
est: 109.23B (-45.7%)
|
56.91B
est: 113.02B (-49.6%)
|
54.70B
est: 108.87B (-49.8%)
|
56.92B
est: 43.76B (+30.1%)
|
57.35B
est: 44.02B (+30.3%)
|
49.57B
43.66B – 52.22B
+12.6% YoY
|
57.01B
52.54B – 63.69B
+15.0% YoY
|
64.04B
57.94B – 74.28B
+12.3% YoY
|
67.03B
65.74B – 68.31B
+4.7% YoY
|
159.66B
145.71B – 181.96B
+138.2% YoY
|
| EPS |
211.45
est: 215.25 (-1.8%)
|
258.75
est: 261.61 (-1.1%)
|
-316.11
est: -323.41 (+2.3%)
|
287.42
est: 290.24 (-1.0%)
|
300.71
est: 302.92 (-0.7%)
|
581.83
est: 789.30 (-26.3%)
|
234.86
est: 235.89 (-0.4%)
|
284.69
est: 281.99 (+1.0%)
|
165.54
est: 163.33 (+1.4%)
|
324.77
est: 328.65 (-1.2%)
|
381.54
est: 387.90 (-1.6%)
|
456.55
446.49 – 476.16
+17.7% YoY
|
517.43
471.99 – 532.94
+13.3% YoY
|
609.46
474.36 – 739.19
+17.8% YoY
|
596.95
448.97 – 676.68
-2.1% YoY
|
662.20
587.00 – 782.45
+10.9% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-12 | B | 3/5 | 5/5 | 3/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-11 | B | 3/5 | 5/5 | 3/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-08 | B | 3/5 | 5/5 | 3/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-07 | B | 3/5 | 5/5 | 3/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-01 | B+ | 3/5 | 5/5 | 3/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-30 | B+ | 3/5 | 5/5 | 3/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-28 | B+ | 3/5 | 5/5 | 3/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-27 | B+ | 3/5 | 5/5 | 3/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-24 | B+ | 3/5 | 5/5 | 3/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-23 | B+ | 3/5 | 5/5 | 3/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-22 | B+ | 3/5 | 5/5 | 3/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-21 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-20 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-17 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-16 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Aztlan Global Stock Selection Dm SMID ETF AZTD | 1.92% | 625.2K | 0.75% |
| 2 | iShares MSCI Japan Small-Cap ETF SCJ | 0.55% | 1.41M | 0.50% |
| 3 | iShares MSCI Japan Small Cap UCITS ETF IDJP.L | 0.54% | 3.06M | 0.58% |
| 4 | Innovator International Developed Managed Floor ETF IFLR | 0.26% | 216.1K | 0.89% |
| 5 | iShares Currency Hedged MSCI EAFE Small-Cap ETF HSCZ | 0.20% | 465.0K | 0.83% |
| 6 | iShares MSCI EAFE Small-Cap ETF SCZ | 0.20% | 28.02M | 0.40% |
| 7 | Innovator International Developed Managed 10 Buffer ETF IBFR | 0.18% | 27.0K | 0.85% |
| 8 | iShares JPX-Nikkei 400 ETF JPXN | 0.15% | 204.1K | 0.48% |
| 9 | Amundi Prime Japan UCITS ETF DR (D) PRJU.L | 0.15% | 6.61M | 0.05% |
| 10 | Amundi Prime Japan UCITS ETF DR (C) PRAJ.DE | 0.15% | 6.60M | 0.05% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Eiji Araki | Executive Officer | — | male |
| Hiroshi Miyoshi | Deputy President, Executive Officer & Director | — | male |
| Hisashi Goto | President, Chief Executive Officer & Director | — | male |
| Keiji Miyoshi | Executive Vice President & Director | — | male |
| Masahiro Hashizume | Executive Officer & Director | — | male |
| Mitsuo Yamanaka | Executive Officer | — | — |
| Nagasuri Tomoya | IR Contact (Investor Division) | — | male |
| Nobuhiko Yamakawa | Executive Officer & Director | — | male |
| Takehito Naruse | Executive Officer and GM of the Solutions & Business Division and Director | — | male |
| Toshihiro Sakamoto | Executive Officer & Director | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for 8354.T
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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