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The Toho Bank, Ltd. (8346.T)

JPY863.00 +32.00 (+3.85%)
JP JPX Financial Services Banks - Regional
Address 3-25, Ohmachi 960-8633
Fukushima, JP
CEO Minoru Sato
IPO 2001-01-01
ISIN JP3601000007

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Description

The Toho Bank, Ltd. functions as a financial institution providing a broad spectrum of banking solutions throughout Japan. Its product portfolio encompasses individual and institutional deposit accounts, negotiable certificates of deposit, credit card services, leasing options, and various loan types, including commercial and mortgage financing, along with discounted bills and credit guarantees. Beyond its primary banking activities, the company also engages in investments in marketable securities, the printing and binding of business documentation, and specialized calculation and software development operations. As of March 31, 2021, the bank maintained a network of 122 branches. The Toho Bank, Ltd. was founded in 1941 and is based in Fukushima, Japan.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
JPY863.00 +32.00 (+3.85%)
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Volume Profile
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Liquidity & share structure
Average Volume
803.1K
Beta
0.32
Float Shares
174.39M
Free Float %
69.8%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+1.38% +5.59% +4.69% +2.36% +61.62% +34.49% +115.50% +221.83% +236.53% +107.02% +80.20%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
863.00
DCF (Unlevered) 4,641.45 +437.8%
DCF (Levered) 2,815.78 +226.3%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.24
Distress
Piotroski F-Score
3 / 9
Average
Composite Rating
C+
Overall Score
2 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
2 / 5
Medium
ROA Score
2 / 5
Medium
D/E Score
2 / 5
Medium
P/E Score
2 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
  • Revenue growth
    +33.6% Q1'26: -187.1% (vs Q1'25)
  • EPS growth
    +66.1% Q1'26: +170.5% (vs Q1'25)
  • FCF margin
    Q1'26: +0.0% (vs Q1'25)
  • EBIT margin
    Q1'26: -15.0% (vs Q1'25)
  • ROIC
    Q1'26: -1.9% (vs Q1'25)
  • Share dilution
    -0.1% Q1'26: +0.1% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 25.08× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.30) × ERP
WACC = 43% × Ke + 57% × Kd (7.0%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 4,637.17 Current price: 863.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-18 C+ 2/5 1/5 2/5 2/5 2/5 2/5 3/5
2026-05-15 C+ 2/5 1/5 2/5 2/5 2/5 2/5 4/5
2026-05-14 C+ 2/5 1/5 2/5 2/5 2/5 2/5 4/5
2026-05-13 C+ 2/5 1/5 2/5 2/5 2/5 2/5 4/5
2026-05-12 C+ 2/5 1/5 2/5 2/5 2/5 2/5 4/5
2026-05-11 C+ 2/5 1/5 2/5 2/5 2/5 2/5 4/5
2026-05-08 C+ 2/5 1/5 2/5 2/5 2/5 2/5 4/5
2026-05-07 C+ 2/5 1/5 2/5 2/5 2/5 2/5 4/5
2026-05-01 C+ 2/5 1/5 2/5 3/5 1/5 2/5 4/5
2026-04-30 C+ 2/5 1/5 2/5 3/5 1/5 2/5 4/5
2026-04-28 C+ 2/5 1/5 2/5 3/5 1/5 2/5 4/5
2026-04-27 C+ 2/5 1/5 2/5 3/5 1/5 2/5 4/5
2026-04-24 C+ 2/5 1/5 2/5 3/5 1/5 2/5 4/5
2026-04-23 B- 2/5 1/5 2/5 3/5 1/5 3/5 4/5
2026-04-22 B- 2/5 1/5 2/5 3/5 1/5 3/5 4/5
2026-04-21 B- 2/5 1/5 2/5 3/5 1/5 3/5 4/5
2026-04-20 B- 2/5 1/5 2/5 3/5 1/5 3/5 4/5
2026-04-17 B 3/5 1/5 3/5 4/5 1/5 3/5 4/5
2026-04-16 B 3/5 1/5 3/5 4/5 1/5 3/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
4.08B
OE per share TTM
16.28
Owner's Yield
2.24%
Maintenance CapEx ratio
64.09%
Maint CapEx / Avg PPE
60.0%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 64 ETFs in our universe

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
8.64M
Shares Outstanding
249.89M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Hiromi Meguro Managing Director male
Katsutoshi Endo Senior Managing Director & Representative Director male
Masatomo Fujishima Executive Officer & GM of Credit Department
Minoru Sato Chairman, President & Chief Executive Officer male
Naoyuki Tanabe Managing Executive Officer & Head Office Sales Manager male
Satoshi Kanari Managing Executive Officer & Head of Business Promotion Headquarter
Shinji Takano Managing Director male
Takashi Sekine Managing Executive Officer & Iwaki Sales Manager male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits