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The Bank of Iwate, Ltd. (8345.T)

JPY2,193.00 +114.00 (+5.48%)
JP JPX Financial Services Banks - Regional
Address 1-2-3, Chuodori 020-8688
Morioka, JP
CEO Toru Iwayama
IPO 2001-01-01
ISIN JP3152400002

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Description

Operating within Japan, The Bank of Iwate, Ltd. delivers a broad spectrum of financial offerings. Its operations are primarily categorized into two divisions: Commercial Banking and Leasing. The Commercial Banking segment encompasses typical banking activities such as accepting deposits, extending credit, investing in various securities, and managing foreign exchange transactions. Conversely, the Leasing division specializes in providing financial leasing and contractual computer processing services. Beyond these core functions, the institution also engages in securities trading, offers credit card and guarantee services, and delivers computerized accounting solutions. Originally established as Iwate Shokusan Bank, the company rebranded to The Bank of Iwate, Ltd. in 1960. Founded in 1932, its headquarters are situated in Morioka, Japan.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
JPY2,193.00 +114.00 (+5.48%)
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Volume Profile
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Liquidity & share structure
Average Volume
292.9K
Beta
0.41
Float Shares
47.52M
Free Float %
68.9%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+1.81% -2.15% +1.32% +13.15% +61.26% +45.63% +161.52% +261.83% +285.12% +95.41% +94.91%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
2,193.00
DCF (Unlevered) 6,905.24 +214.9%
DCF (Levered) 12,421.90 +466.4%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.24
Distress
Piotroski F-Score
3 / 9
Average
Composite Rating
C+
Overall Score
2 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
2 / 5
Medium
ROA Score
2 / 5
Medium
D/E Score
2 / 5
Medium
P/E Score
2 / 5
Medium
P/Book Score
4 / 5
High
Operational MOAT
  • Revenue growth
    +69.1% Q1'26: +184.6% (vs Q1'25)
  • EPS growth
    +27.3% Q1'26: +29.2% (vs Q1'25)
  • FCF margin
    Q1'26: +0.0% (vs Q1'25)
  • EBIT margin
    Q1'26: +12.1% (vs Q1'25)
  • ROIC
    Q1'26: +62.6% (vs Q1'25)
  • Share dilution
    +0.4% Q1'26: +0.3% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 16.87× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.12) × ERP
WACC = 38% × Ke + 62% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 22,457.66 Current price: 2,193.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2015
actual
Revenue
40.56B
est: 53.13B (-23.7%)
EBITDA
13.58B
est: 11.24B (+20.8%)
EBIT
11.49B
est: 8.87B (+29.5%)
Net Income
7.35B
est: 7.24B (+1.6%)
SGA
27.31B
est: 31.00B (-11.9%)
EPS
103.54
est: 420.73 (-75.4%)
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-14 C+ 2/5 1/5 2/5 2/5 2/5 2/5 4/5
2026-05-13 B- 2/5 1/5 2/5 2/5 2/5 3/5 4/5
2026-05-12 B- 2/5 1/5 2/5 2/5 2/5 3/5 4/5
2026-05-11 B- 2/5 1/5 2/5 2/5 2/5 3/5 4/5
2026-05-08 B- 2/5 1/5 2/5 2/5 2/5 3/5 4/5
2026-05-07 B- 2/5 1/5 2/5 2/5 2/5 3/5 4/5
2026-05-01 B- 2/5 1/5 2/5 3/5 1/5 3/5 4/5
2026-04-30 B- 2/5 1/5 2/5 3/5 1/5 3/5 4/5
2026-04-28 B- 2/5 1/5 2/5 3/5 1/5 3/5 4/5
2026-04-27 B- 2/5 1/5 2/5 3/5 1/5 3/5 4/5
2026-04-24 B- 2/5 1/5 2/5 3/5 1/5 3/5 4/5
2026-04-23 B- 2/5 1/5 2/5 3/5 1/5 3/5 4/5
2026-04-22 B- 2/5 1/5 2/5 3/5 1/5 3/5 4/5
2026-04-21 B- 3/5 1/5 2/5 4/5 1/5 3/5 4/5
2026-04-20 B- 3/5 1/5 2/5 4/5 1/5 3/5 4/5
2026-04-17 B 3/5 1/5 3/5 4/5 1/5 3/5 4/5
2026-04-16 B 3/5 1/5 3/5 4/5 1/5 3/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
2.42B
OE per share TTM
35.14
Owner's Yield
1.87%
Maintenance CapEx ratio
43.04%
Maint CapEx / Avg PPE
36.1%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 45 ETFs in our universe

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
9.36M
Shares Outstanding
69.02M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Fumihiko Kikuchi Managing Executive Officer & Director male
Kazuhiro Sugawara Managing Executive Officer & Director male
Kensei Ishikawa Senior Managing Executive Officer & Director male
Shinei Kishi Managing Executive Officer & Director male
Toru Iwayama Chairman & President male
Toru Obara Managing Executive Officer & GM of General Planning Division
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits