The Yamagata Bank, Ltd. (8344.T)
Yamagata, JP
Operating extensively throughout Japan, The Yamagata Bank, Ltd. delivers a diverse range of financial products and services. Its business is organized into three primary segments: Banking, Leasing, and Credit Guarantee. The bank's core activities encompass taking customer deposits, extending various loans, and engaging in securities investments. Additionally, it provides services such as currency exchange and equipment leasing. As of March 31, 2021, its operational footprint included 81 branches and 299 automated teller machines (ATMs) across the region. Founded in 1896, The Yamagata Bank maintains its headquarters in Yamagata, Japan.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +5.57% | +11.50% | +0.61% | +8.64% | +62.59% | +42.57% | +92.65% | +150.72% | +208.02% | +45.23% | +6.98% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2024-11 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+21.6% Q1'26: +53.5% (vs Q1'25)
-
EPS growth+50.5% Q1'26: +149.6% (vs Q1'25)
-
FCF margin— Q1'26: +0.0% (vs Q1'25)
-
EBIT margin— Q1'26: +19.1% (vs Q1'25)
-
ROIC— Q1'26: +10.1% (vs Q1'25)
-
Share dilution-1.7% Q1'26: -1.0% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 12.23× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Mar 2015 actual |
Mar 2019 actual |
Mar 2020 actual |
|---|---|---|---|
| Revenue |
43.19B
est: 41.19B (+4.9%)
|
45.05B
est: 41.70B (+8.0%)
|
41.45B
est: 42.00B (-1.3%)
|
| EBITDA |
13.63B
est: 6.08B (+124.3%)
|
7.18B
est: 6.15B (+16.8%)
|
5.82B
est: 6.20B (-6.1%)
|
| EBIT |
12.45B
est: 4.40B (+182.9%)
|
5.91B
est: 4.45B (+32.7%)
|
4.47B
est: 4.49B (-0.4%)
|
| Net Income |
7.48B
est: 3.92B (+91.1%)
|
4.02B
est: 3.92B (+2.6%)
|
2.54B
est: 4.12B (-38.4%)
|
| SGA |
22.64B
est: 19.25B (+17.6%)
|
21.47B
est: 19.49B (+10.1%)
|
21.77B
est: 19.63B (+10.9%)
|
| EPS |
228.10
est: 122.63 (+86.0%)
|
110.01
est: 122.72 (-10.4%)
|
77.84
est: 128.86 (-39.6%)
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-15 | B- | 3/5 | 3/5 | 2/5 | 2/5 | 2/5 | 2/5 | 4/5 |
| 2026-05-14 | B- | 3/5 | 3/5 | 2/5 | 2/5 | 2/5 | 2/5 | 4/5 |
| 2026-05-13 | B- | 3/5 | 3/5 | 2/5 | 2/5 | 2/5 | 2/5 | 4/5 |
| 2026-05-12 | B- | 3/5 | 3/5 | 2/5 | 2/5 | 2/5 | 2/5 | 4/5 |
| 2026-05-11 | B- | 3/5 | 3/5 | 2/5 | 2/5 | 2/5 | 2/5 | 4/5 |
| 2026-05-08 | B- | 3/5 | 3/5 | 2/5 | 2/5 | 2/5 | 2/5 | 4/5 |
| 2026-05-07 | B- | 3/5 | 3/5 | 2/5 | 2/5 | 2/5 | 2/5 | 4/5 |
| 2026-05-01 | B | 3/5 | 3/5 | 2/5 | 3/5 | 2/5 | 3/5 | 4/5 |
| 2026-04-30 | B | 3/5 | 3/5 | 2/5 | 3/5 | 2/5 | 3/5 | 4/5 |
| 2026-04-28 | B | 3/5 | 3/5 | 2/5 | 3/5 | 2/5 | 3/5 | 4/5 |
| 2026-04-27 | B | 3/5 | 3/5 | 2/5 | 3/5 | 2/5 | 3/5 | 4/5 |
| 2026-04-24 | B | 3/5 | 3/5 | 2/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-23 | B | 3/5 | 3/5 | 2/5 | 3/5 | 2/5 | 3/5 | 4/5 |
| 2026-04-22 | B | 3/5 | 3/5 | 2/5 | 3/5 | 2/5 | 3/5 | 4/5 |
| 2026-04-21 | B | 3/5 | 3/5 | 2/5 | 3/5 | 2/5 | 3/5 | 4/5 |
| 2026-04-20 | B | 3/5 | 3/5 | 2/5 | 3/5 | 2/5 | 3/5 | 4/5 |
| 2026-04-17 | B+ | 3/5 | 4/5 | 2/5 | 4/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-16 | B+ | 3/5 | 4/5 | 2/5 | 4/5 | 1/5 | 3/5 | 4/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | WisdomTree Japan SmallCap Dividend Fund DFJ | 0.08% | 317.1K | 0.58% |
| 2 | State Street SPDR S&P International Small Cap ETF GWX | 0.04% | 356.8K | 0.40% |
| 3 | WisdomTree International SmallCap Dividend Fund DLS | 0.03% | 268.1K | 0.58% |
| 4 | Schwab International Small-Cap Equity ETF SCHC | 0.02% | 1.28M | 0.06% |
| 5 | Avantis International Small Cap Equity ETF AVDS | 0.02% | 55.0K | 0.30% |
| 6 | Dimensional - International Small Cap ETF DFIS | 0.02% | 948.5K | 0.39% |
| 7 | Vanguard FTSE All-World ex-US Small-Cap ETF VSS | 0.01% | 1.92M | 0.06% |
| 8 | Amundi Japan TOPIX II UCITS ETF EUR Hedged Dist JPNH.PA | 0.01% | 58.8K | 0.45% |
| 9 | iShares Core TOPIX ETF 1475.T | 0.01% | 1.43M | 0.05% |
| 10 | Amundi Japan TOPIX II UCITS ETF EUR Dist JPNU.L | 0.01% | 57.9K | 0.45% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Eiji Sato | President, Chief Executive Officer & Director | — | male |
| Hiroyuki Sasa | Managing Executive Officer & Director | — | male |
| Izumi Hasegawa | Managing Executive Officer | — | male |
| Mitsuru Imokawa | Managing Executive Officer | — | male |
| Shinichiro Miura | Senior MD & Representative Director | — | male |
| Takayuki Goto | Executive Officer and GM of Human Resources & General Affairs | — | — |
| Tomokazu Kan | Managing Executive Officer & Head Office Sales Manager | — | male |
| Toshiyuki Komatsu | Executive Officer & Finance Manager | — | male |
| Yokoo Keiko | IR contact | — | female |
| Yutaka Touyama | Managing Executive Officer & Director | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for 8344.T
Short-term intention
Target Price Distribution
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