The 77 Bank, Ltd. (8341.T)
Sendai, JP
The 77 Bank, Ltd., operating with its subsidiaries, delivers a comprehensive array of banking and financial offerings to a diverse clientele across Japan, including domestic businesses, local government entities, and both corporate and individual customers. The institution provides various deposit solutions, such as demand, time, and foreign currency accounts, alongside negotiable certificates of deposit, as well as a wide selection of loan products. Beyond these core services, the bank specializes in asset and liability management, offers investment vehicles like debt and equity securities and investment trusts, and facilitates derivatives trading. Additional services encompass credit risk oversight, credit card issuance, guarantee and credit assessment, research and consulting, computer-based contract work, fund management, and leasing. Founded in Sendai, Japan, in 1878, the bank maintained a network of 143 branches as of March 31, 2020.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.63% | +5.17% | -3.37% | -1.72% | +37.47% | +22.38% | +89.15% | +306.05% | +582.41% | +402.12% | +190.78% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 1 | 0 |
| Buy | 0 | -2 |
| Hold | 2 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+23.4% Q1'26: +38.9% (vs Q1'25)
-
EPS growth+311.7% Q1'26: +429.0% (vs Q1'25)
-
FCF margin— Q1'26: +0.0% (vs Q1'25)
-
EBIT margin— Q1'26: +33.9% (vs Q1'25)
-
ROIC— Q1'26: +10.7% (vs Q1'25)
-
Share dilution-66.6% Q1'26: -66.6% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 6.72× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Mar 2015 actual |
Mar 2016 actual |
Mar 2017 actual |
Mar 2018 actual |
Mar 2019 actual |
Mar 2020 actual |
Mar 2021 actual |
Mar 2022 actual |
Mar 2023 actual |
Mar 2024 actual |
Mar 2025 actual |
Mar 2026 1 Rev. Ana. 3 EPS Ana. |
Mar 2027 2 Rev. Ana. 3 EPS Ana. |
Mar 2028 2 Rev. Ana. 2 EPS Ana. |
Mar 2029 1 Rev. Ana. 1 EPS Ana. |
Mar 2030 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
110.28B
est: 101.54B (+8.6%)
|
106.28B
est: 109.18B (-2.7%)
|
102.17B
est: 108.02B (-5.4%)
|
107.66B
est: 113.16B (-4.9%)
|
105.94B
est: 119.08B (-11.0%)
|
113.73B
est: 68.70B (+65.5%)
|
116.62B
est: 68.60B (+70.0%)
|
114.59B
est: 124.50B (-8.0%)
|
119.03B
est: 98.95B (+20.3%)
|
147.35B
est: 83.90B (+75.6%)
|
168.00B
est: 87.80B (+91.3%)
|
108.90B
95.32B – 122.48B
+24.0% YoY
|
122.00B
109.30B – 134.70B
+12.0% YoY
|
132.60B
113.58B – 151.62B
+8.7% YoY
|
145.40B
127.27B – 163.53B
+9.7% YoY
|
158.60B
138.82B – 178.38B
+9.1% YoY
|
| EBITDA |
37.00B
est: 32.13B (+15.2%)
|
31.43B
est: 34.54B (-9.0%)
|
27.15B
est: 34.18B (-20.6%)
|
28.66B
est: 35.80B (-19.9%)
|
26.97B
est: 37.68B (-28.4%)
|
29.40B
est: 21.74B (+35.3%)
|
28.12B
est: 21.70B (+29.6%)
|
35.85B
est: 39.39B (-9.0%)
|
38.42B
est: 31.31B (+22.7%)
|
47.36B
est: 26.01B (+82.1%)
|
59.12B
est: 27.22B (+117.2%)
|
33.76B
29.55B – 37.97B
+24.0% YoY
|
37.82B
33.88B – 41.76B
+12.0% YoY
|
41.11B
35.21B – 47.01B
+8.7% YoY
|
45.08B
39.45B – 50.70B
+9.7% YoY
|
49.17B
43.04B – 55.30B
+9.1% YoY
|
| EBIT |
32.66B
est: 29.60B (+10.3%)
|
27.09B
est: 31.83B (-14.9%)
|
23.29B
est: 31.49B (-26.0%)
|
25.04B
est: 32.99B (-24.1%)
|
22.59B
est: 34.72B (-34.9%)
|
26.18B
est: 20.03B (+30.7%)
|
24.82B
est: 20.00B (+24.1%)
|
32.45B
est: 36.30B (-10.6%)
|
35.41B
est: 28.85B (+22.7%)
|
44.21B
est: 23.97B (+84.4%)
|
56.27B
est: 25.08B (+124.3%)
|
31.11B
27.23B – 34.99B
+24.0% YoY
|
34.85B
31.23B – 38.48B
+12.0% YoY
|
37.88B
32.45B – 43.32B
+8.7% YoY
|
41.54B
36.36B – 46.72B
+9.7% YoY
|
45.31B
39.66B – 50.96B
+9.1% YoY
|
| Net Income |
17.05B
est: 16.43B (+3.7%)
|
15.86B
est: 15.74B (+0.7%)
|
16.11B
est: 17.36B (-7.2%)
|
18.31B
est: 19.00B (-3.6%)
|
17.67B
est: 18.18B (-2.8%)
|
18.26B
est: 16.09B (+13.5%)
|
16.47B
est: 16.37B (+0.6%)
|
22.23B
est: 20.97B (+6.0%)
|
25.06B
est: 25.66B (-2.4%)
|
29.80B
est: 27.37B (+8.9%)
|
39.27B
est: 106.02B (-63.0%)
|
148.31B
141.33B – 155.28B
+39.9% YoY
|
175.87B
166.02B – 185.71B
+18.6% YoY
|
188.50B
176.48B – 200.51B
+7.2% YoY
|
215.39B
180.47B – 250.32B
+14.3% YoY
|
243.50B
204.02B – 282.97B
+13.0% YoY
|
| SGA |
25.35B
est: 43.03B (-41.1%)
|
26.02B
est: 46.27B (-43.8%)
|
25.25B
est: 45.78B (-44.8%)
|
25.29B
est: 47.96B (-47.3%)
|
24.55B
est: 50.47B (-51.4%)
|
23.93B
est: 29.12B (-17.8%)
|
23.60B
est: 29.07B (-18.8%)
|
23.40B
est: 52.77B (-55.6%)
|
22.89B
est: 41.94B (-45.4%)
|
23.35B
est: 15.01B (+55.6%)
|
23.05B
est: 15.71B (+46.8%)
|
19.48B
17.05B – 21.91B
+24.0% YoY
|
21.83B
19.55B – 24.10B
+12.0% YoY
|
23.72B
20.32B – 27.13B
+8.7% YoY
|
26.01B
22.77B – 29.26B
+9.7% YoY
|
28.38B
24.84B – 31.91B
+9.1% YoY
|
| EPS |
25.31
est: 221.60 (-88.6%)
|
23.54
est: 212.25 (-88.9%)
|
23.97
est: 234.05 (-89.8%)
|
27.43
est: 256.25 (-89.3%)
|
26.43
est: 245.19 (-89.2%)
|
27.44
est: 216.90 (-87.3%)
|
24.77
est: 220.70 (-88.8%)
|
33.42
est: 282.80 (-88.2%)
|
37.64
est: 315.45 (-88.1%)
|
44.71
est: 369.00 (-87.9%)
|
58.83
est: 158.83 (-63.0%)
|
222.99
211.74 – 232.64
+40.4% YoY
|
265.35
248.73 – 278.23
+19.0% YoY
|
282.40
264.39 – 300.41
+6.4% YoY
|
322.70
270.38 – 375.02
+14.3% YoY
|
364.80
305.65 – 423.95
+13.0% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-12 | C+ | 2/5 | 4/5 | 2/5 | 3/5 | 2/5 | 1/5 | 1/5 |
| 2026-05-11 | C+ | 2/5 | 5/5 | 2/5 | 2/5 | 2/5 | 1/5 | 1/5 |
| 2026-05-08 | B- | 2/5 | 5/5 | 2/5 | 3/5 | 2/5 | 1/5 | 1/5 |
| 2026-05-07 | B- | 2/5 | 5/5 | 2/5 | 3/5 | 2/5 | 1/5 | 1/5 |
| 2026-05-01 | B- | 3/5 | 5/5 | 3/5 | 3/5 | 2/5 | 1/5 | 1/5 |
| 2026-04-30 | B- | 3/5 | 5/5 | 3/5 | 3/5 | 2/5 | 1/5 | 1/5 |
| 2026-04-28 | B- | 3/5 | 5/5 | 3/5 | 3/5 | 2/5 | 1/5 | 1/5 |
| 2026-04-27 | B- | 2/5 | 5/5 | 3/5 | 3/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-24 | B- | 2/5 | 5/5 | 3/5 | 3/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-23 | B | 3/5 | 5/5 | 3/5 | 4/5 | 2/5 | 1/5 | 1/5 |
| 2026-04-22 | B | 3/5 | 5/5 | 3/5 | 4/5 | 2/5 | 1/5 | 1/5 |
| 2026-04-21 | B | 3/5 | 5/5 | 3/5 | 4/5 | 2/5 | 1/5 | 2/5 |
| 2026-04-20 | B | 3/5 | 5/5 | 3/5 | 4/5 | 2/5 | 1/5 | 2/5 |
| 2026-04-17 | B | 3/5 | 5/5 | 3/5 | 4/5 | 1/5 | 1/5 | 2/5 |
| 2026-04-16 | B | 3/5 | 5/5 | 3/5 | 4/5 | 1/5 | 1/5 | 2/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Fidelity International Multifactor ETF FDEV | 0.40% | 1.10M | 0.18% |
| 2 | iShares MSCI Japan Small-Cap ETF SCJ | 0.31% | 785.5K | 0.50% |
| 3 | iShares MSCI Japan Small Cap UCITS ETF IDJP.L | 0.30% | 1.69M | 0.58% |
| 4 | Avantis International Small Cap Value ETF AVDV | 0.19% | 35.34M | 0.36% |
| 5 | iShares International Equity Factor ETF INTF | 0.15% | 5.12M | 0.16% |
| 6 | Dimensional - International Small Cap Value ETF DISV | 0.13% | 6.05M | 0.42% |
| 7 | iShares Currency Hedged MSCI EAFE Small-Cap ETF HSCZ | 0.11% | 252.9K | 0.83% |
| 8 | iShares MSCI EAFE Small-Cap ETF SCZ | 0.11% | 15.24M | 0.40% |
| 9 | Avantis International Small Cap Equity ETF AVDS | 0.10% | 329.7K | 0.30% |
| 10 | Avantis International Large Cap Value ETF AVIV | 0.08% | 1.62M | 0.25% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Hidefumi Kobayashi | President & Representative Director | — | male |
| Hiroshi Kitazono | Senior Executive Officer of General Affairs Department | — | — |
| Hiroshi Kobayashi | Deputy President & Director | — | male |
| Kazuhiro Aoki | MD & Director | — | male |
| Kentaro Motai | Senior Executive Officer and Oroshimachi Branch Manager | — | — |
| Kuniaki Endo | Senior Executive Officer and GM of Ishinomaki Branch, Kokumachi Branch & Shin-Nakazato Branch | — | — |
| Shuichi Ibuka | Senior MD & Director | — | male |
| Takayuki Kaneda | Executive Officer & Head of Sales Department | — | — |
| Watanabe Takashi | Senior Executive Officer & Head of Human Resources Department | — | — |
| Yusuke Shikado | Executive Officer and Head of Compliance Division | — | — |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for 8341.T
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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