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The Gunma Bank, Ltd. (8334.T)

JPY2,621.00 +56.50 (+2.20%)
JP JPX Financial Services Banks - Regional
Address 194, Motosojamachi 371-8611
Maebashi, JP
CEO Akihiko Fukai
IPO 2001-01-01
ISIN JP3276400003

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Description

Gunma Bank, Ltd. is a Japanese financial institution that delivers a diverse array of banking and financial solutions across the nation. Its operations encompass fund management activities, such as investing in various securities and sourcing capital from the call money market. The bank also facilitates customer deposits, issues negotiable certificates of deposit, and extends a variety of loan products. Furthermore, Gunma Bank provides services like securities investment, lease financing, derivative transactions, and proprietary derivative trading. The company was established in 1932 and maintains its headquarters in Maebashi, Japan.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
JPY2,621.00 +56.50 (+2.20%)
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Volume Profile
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Liquidity & share structure
Average Volume
1M
Beta
0.14
Float Shares
292.94M
Free Float %
77.4%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.90% +0.83% -3.63% -1.79% +36.21% +24.17% +82.13% +339.08% +513.73% +433.09% +291.95%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
2,621.00
DCF (Unlevered) 7,773.88 +196.6%
DCF (Levered) 23.80 -99.1%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 50% Bullish
Rating 2026-05 Change
Strong Buy 0 0
Buy 1 0
Hold 1 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.28
Distress
Piotroski F-Score
5 / 9
Average
Composite Rating
C+
Overall Score
2 / 5
Medium
DCF Score
2 / 5
Medium
ROE Score
3 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
2 / 5
Medium
P/Book Score
2 / 5
Medium
Operational MOAT
  • Revenue growth
    +17.9% Q1'26: +18.6% (vs Q1'25)
  • EPS growth
    +36.1% Q1'26: +18.2% (vs Q1'25)
  • FCF margin
    Q1'26: +0.0% (vs Q1'25)
  • EBIT margin
    Q1'26: +31.7% (vs Q1'25)
  • ROIC
    Q1'26: +9.1% (vs Q1'25)
  • Share dilution
    -1.5% Q1'26: -1.0% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 17.49× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.13) × ERP
WACC = 38% × Ke + 62% × Kd (4.4%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 18,719.63 Current price: 2,621.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2015
actual
Mar 2016
actual
Mar 2017
actual
Mar 2018
actual
Mar 2019
actual
Mar 2020
actual
Mar 2021
actual
Mar 2022
actual
Mar 2023
actual
Mar 2024
actual
Mar 2025
actual
Mar 2026
1 Rev. Ana.
2 EPS Ana.
Mar 2027
1 Rev. Ana.
2 EPS Ana.
Mar 2028
1 Rev. Ana.
1 EPS Ana.
Mar 2029
1 Rev. Ana.
1 EPS Ana.
Mar 2030
1 Rev. Ana.
1 EPS Ana.
Revenue
137.22B
est: 109.05B (+25.8%)
136.58B
est: 128.48B (+6.3%)
142.38B
est: 130.30B (+9.3%)
146.85B
est: 138.39B (+6.1%)
145.15B
est: 147.00B (-1.3%)
136.85B
est: 81.10B (+68.7%)
138.91B
est: 79.60B (+74.5%)
143.96B
est: 79.50B (+81.1%)
174.53B
est: 68.80B (+153.7%)
196.41B
est: 133.84B (+46.7%)
215.99B
est: 88.60B (+143.8%)
128.20B
128.20B – 128.20B
+44.7% YoY
138.00B
138.00B – 138.00B
+7.6% YoY
159.50B
159.50B – 159.50B
+15.6% YoY
175.20B
175.20B – 175.20B
+9.8% YoY
143.40B
143.40B – 143.40B
-18.2% YoY
EBITDA
46.47B
est: 29.93B (+55.2%)
49.22B
est: 35.27B (+39.6%)
42.12B
est: 35.77B (+17.8%)
47.71B
est: 37.99B (+25.6%)
42.07B
est: 40.35B (+4.3%)
37.73B
est: 22.26B (+69.5%)
26.31B
est: 21.85B (+20.4%)
46.65B
est: 21.82B (+113.8%)
45.47B
est: 18.89B (+140.8%)
49.18B
est: 54.41B (-9.6%)
67.70B
est: 36.02B (+88.0%)
52.12B
52.12B – 52.12B
+44.7% YoY
56.10B
56.10B – 56.10B
+7.6% YoY
64.84B
64.84B – 64.84B
+15.6% YoY
71.23B
71.23B – 71.23B
+9.8% YoY
58.30B
58.30B – 58.30B
-18.2% YoY
EBIT
41.00B
est: 25.62B (+60.0%)
43.28B
est: 30.18B (+43.4%)
36.25B
est: 30.61B (+18.4%)
41.38B
est: 32.51B (+27.3%)
35.31B
est: 34.53B (+2.2%)
30.83B
est: 19.05B (+61.8%)
19.81B
est: 18.70B (+5.9%)
39.78B
est: 18.68B (+113.0%)
38.90B
est: 16.16B (+140.7%)
42.98B
est: 54.00B (-20.4%)
61.39B
est: 35.75B (+71.7%)
51.73B
51.73B – 51.73B
+44.7% YoY
55.68B
55.68B – 55.68B
+7.6% YoY
64.36B
64.36B – 64.36B
+15.6% YoY
70.69B
70.69B – 70.69B
+9.8% YoY
57.86B
57.86B – 57.86B
-18.2% YoY
Net Income
25.91B
est: 20.11B (+28.8%)
28.62B
est: 23.55B (+21.5%)
26.31B
est: 24.07B (+9.3%)
28.37B
est: 25.75B (+10.2%)
23.32B
est: 20.92B (+11.5%)
22.28B
est: 20.09B (+10.9%)
13.50B
est: 16.47B (-18.0%)
26.44B
est: 25.26B (+4.6%)
27.93B
est: 24.34B (+14.8%)
31.13B
est: 32.12B (-3.1%)
43.90B
est: 39.87B (+10.1%)
57.37B
56.61B – 58.14B
+43.9% YoY
64.16B
62.19B – 66.12B
+11.8% YoY
70.62B
70.62B – 70.62B
+10.1% YoY
73.51B
73.51B – 73.51B
+4.1% YoY
76.21B
76.21B – 76.21B
+3.7% YoY
SGA
est: 35.75B (-100.0%)
24.45B
est: 42.11B (-41.9%)
24.17B
est: 42.71B (-43.4%)
23.72B
est: 45.36B (-47.7%)
23.46B
est: 48.18B (-51.3%)
23.08B
est: 26.58B (-13.2%)
22.71B
est: 26.09B (-13.0%)
22.15B
est: 26.06B (-15.0%)
22.09B
est: 22.55B (-2.0%)
22.04B
est: 13.46B (+63.8%)
23.76B
est: 8.91B (+166.7%)
12.89B
12.89B – 12.89B
+44.7% YoY
13.87B
13.87B – 13.87B
+7.6% YoY
16.03B
16.03B – 16.03B
+15.6% YoY
17.61B
17.61B – 17.61B
+9.8% YoY
14.42B
14.42B – 14.42B
-18.2% YoY
EPS
56.37
est: 52.15 (+8.1%)
63.78
est: 61.05 (+4.5%)
59.46
est: 62.40 (-4.7%)
65.27
est: 66.75 (-2.2%)
54.12
est: 54.24 (-0.2%)
52.79
est: 52.10 (+1.3%)
32.14
est: 42.70 (-24.7%)
63.33
est: 65.50 (-3.3%)
68.19
est: 63.10 (+8.1%)
78.43
est: 84.51 (-7.2%)
113.82
est: 104.90 (+8.5%)
150.95
148.94 – 152.96
+43.9% YoY
168.79
163.62 – 173.97
+11.8% YoY
185.80
185.80 – 185.80
+10.1% YoY
193.40
193.40 – 193.40
+4.1% YoY
200.50
200.50 – 200.50
+3.7% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-12 C+ 2/5 2/5 3/5 3/5 1/5 2/5 2/5
2026-05-11 B- 2/5 2/5 3/5 3/5 1/5 2/5 3/5
2026-05-08 B- 3/5 2/5 3/5 3/5 1/5 3/5 3/5
2026-05-07 B- 3/5 2/5 3/5 3/5 1/5 3/5 3/5
2026-05-01 B- 3/5 2/5 3/5 3/5 1/5 3/5 3/5
2026-04-30 B- 3/5 2/5 3/5 3/5 1/5 3/5 3/5
2026-04-28 B- 3/5 2/5 3/5 3/5 1/5 3/5 3/5
2026-04-27 B- 3/5 2/5 3/5 3/5 1/5 3/5 3/5
2026-04-24 B 3/5 3/5 3/5 3/5 1/5 3/5 3/5
2026-04-23 B 3/5 3/5 3/5 4/5 1/5 3/5 3/5
2026-04-22 B 3/5 3/5 3/5 4/5 1/5 3/5 3/5
2026-04-21 B 3/5 3/5 3/5 4/5 1/5 3/5 3/5
2026-04-20 B 3/5 3/5 3/5 4/5 1/5 3/5 3/5
2026-04-17 B 3/5 3/5 3/5 4/5 1/5 3/5 3/5
2026-04-16 B 3/5 3/5 3/5 4/5 1/5 3/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
9.33B
OE per share TTM
23.43
Owner's Yield
1.11%
Maintenance CapEx ratio
18.06%
Maint CapEx / Avg PPE
40.5%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 102 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 MUFG Japan Small Cap Active ETF MJSC 1.65% 376.4K 0.85%
2 iShares MSCI Japan Small Cap UCITS ETF IDJP.L 0.36% 2.05M 0.58%
3 iShares MSCI Japan Small-Cap ETF SCJ 0.36% 928.3K 0.50%
4 iShares Currency Hedged MSCI EAFE Small-Cap ETF HSCZ 0.14% 309.9K 0.83%
5 iShares MSCI EAFE Small-Cap ETF SCZ 0.14% 18.67M 0.40%
6 Avantis International Small Cap Value ETF AVDV 0.13% 23.76M 0.36%
7 iShares Global Equity Factor ETF GLOF 0.11% 243.8K 0.20%
8 Avantis International Small Cap Equity ETF AVDS 0.11% 351.4K 0.30%
9 Franklin FTSE Japan Hedged ETF FLJH 0.10% 175.9K 0.09%
10 Avantis International Large Cap Value ETF AVIV 0.09% 1.69M 0.25%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
28.11M
Shares Outstanding
378.50M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Akihiko Fukai President & Representative Director male
Akihiko Horie MD, Director & General Manager of Corporate Consulting Headquarters male
Akihiro Goto Senior MD & Director male
Hideko Tatsukawa Executive Officer, GM of HR Management Department
Hiroyuki Irisawa Executive Vice President & Director male
Satomi Nagaoka Managing Exe. Officer, GM of Examination Dept Area GM of Kumagaya, Omiya, Keihin & Osaka
Takashi Ishize Managing Executive Officer & Area GM of Overseeing Ota, Kiryu, Tatebayashi & Tochigi Regions
Takeo Uchibori Senior MD & Director male
Tsutomu Takei Senior MD & Director male
Yasuaki Ishikawa IR Contact (Senior Deputy General Manager) male
Yuichi Sumidagawa Executive Officer, GM, Head Office Sales Dept and GM of Soja Branch
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits