The Chiba Bank, Ltd. (8331.T)
Chiba, JP
The Chiba Bank, Ltd. operates as a financial institution offering a comprehensive suite of banking and related services to individuals and small to medium-sized businesses, both domestically in Japan and across international markets. Its primary services encompass a wide array of deposit options and various lending solutions, including bills discounting. The bank also specializes in investment management and advisory services. Beyond traditional banking, its operations extend to securities trading, leasing, credit card provisions, and credit guarantees, alongside the handling and recovery of claims. Furthermore, it engages in operational outsourcing, manages and rents its office and welfare facilities, and is involved in the purchase and sale of supplies and consumer goods. With a focus on technology, the company develops and markets software, performs commissioned computational tasks, and conducts research into IT and financial innovations. Additional offerings include housing loan guarantees, fee collection, and expert information, survey, and consulting services. It also provides accounting, general administrative outsourcing, and temporary staffing, while managing investment funds and offering M&A advisory. Established in 1943 and headquartered in Chiba, Japan, the bank maintained a substantial presence as of June 25, 2021, with 186 domestic locations (including 183 branches and 3 money exchange counters), three international branches in New York, Hong Kong, and London, and three representative offices in Shanghai, Singapore, and Bangkok.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +2.87% | +8.31% | +7.15% | +3.62% | +49.49% | +30.92% | +83.10% | +160.32% | +224.86% | +335.16% | +318.84% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 3 | 0 |
| Buy | 2 | -1 |
| Hold | 4 | -1 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+18.7% Q1'26: +15.8% (vs Q1'25)
-
EPS growth+28.4% Q1'26: +29.7% (vs Q1'25)
-
FCF margin— Q1'26: +0.0% (vs Q1'25)
-
EBIT margin— Q1'26: +36.0% (vs Q1'25)
-
ROIC— Q1'26: +10.3% (vs Q1'25)
-
Share dilution-1.3% Q1'26: -2.0% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 16.00× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Mar 2015 actual |
Mar 2016 actual |
Mar 2017 actual |
Mar 2018 actual |
Mar 2019 actual |
Mar 2020 actual |
Mar 2021 actual |
Mar 2022 actual |
Mar 2023 actual |
Mar 2024 actual |
Mar 2025 actual |
Mar 2026 4 Rev. Ana. 6 EPS Ana. |
Mar 2027 4 Rev. Ana. 5 EPS Ana. |
Mar 2028 4 Rev. Ana. 7 EPS Ana. |
Mar 2029 3 Rev. Ana. 1 EPS Ana. |
Mar 2030 3 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
201.85B
est: 162.82B (+24.0%)
|
205.95B
est: 162.28B (+26.9%)
|
202.56B
est: 158.20B (+28.0%)
|
211.18B
est: 161.18B (+31.0%)
|
217.80B
est: 163.65B (+33.1%)
|
220.63B
est: 156.94B (+40.6%)
|
213.41B
est: 172.86B (+23.5%)
|
215.98B
est: 184.19B (+17.3%)
|
253.82B
est: 190.86B (+33.0%)
|
286.90B
est: 252.01B (+13.8%)
|
336.01B
est: 194.57B (+72.7%)
|
226.33B
220.96B – 234.04B
+16.3% YoY
|
265.77B
251.04B – 287.00B
+17.4% YoY
|
310.44B
268.54B – 345.53B
+16.8% YoY
|
365.80B
329.85B – 401.55B
+17.8% YoY
|
272.90B
246.08B – 299.57B
-25.4% YoY
|
| EBITDA |
95.99B
est: 60.73B (+58.1%)
|
93.04B
est: 60.53B (+53.7%)
|
84.63B
est: 59.00B (+43.4%)
|
85.69B
est: 60.12B (+42.5%)
|
80.95B
est: 61.04B (+32.6%)
|
76.81B
est: 58.54B (+31.2%)
|
80.82B
est: 64.47B (+25.4%)
|
88.29B
est: 68.70B (+28.5%)
|
96.11B
est: 71.19B (+35.0%)
|
100.34B
est: 93.46B (+7.4%)
|
117.27B
est: 72.16B (+62.5%)
|
83.93B
81.94B – 86.79B
+16.3% YoY
|
98.56B
93.10B – 106.43B
+17.4% YoY
|
115.13B
99.59B – 128.14B
+16.8% YoY
|
135.66B
122.33B – 148.92B
+17.8% YoY
|
101.21B
91.26B – 111.10B
-25.4% YoY
|
| EBIT |
88.23B
est: 54.49B (+61.9%)
|
84.88B
est: 54.31B (+56.3%)
|
76.61B
est: 52.94B (+44.7%)
|
77.09B
est: 53.94B (+42.9%)
|
72.22B
est: 54.76B (+31.9%)
|
68.78B
est: 52.52B (+31.0%)
|
71.46B
est: 57.84B (+23.5%)
|
78.38B
est: 61.64B (+27.2%)
|
86.67B
est: 63.87B (+35.7%)
|
90.67B
est: 84.66B (+7.1%)
|
106.83B
est: 65.36B (+63.4%)
|
76.03B
74.23B – 78.62B
+16.3% YoY
|
89.28B
84.33B – 96.41B
+17.4% YoY
|
104.28B
90.21B – 116.07B
+16.8% YoY
|
122.88B
110.80B – 134.89B
+17.8% YoY
|
91.67B
82.66B – 100.63B
-25.4% YoY
|
| Net Income |
57.03B
est: 47.47B (+20.1%)
|
55.44B
est: 48.31B (+14.8%)
|
52.73B
est: 47.74B (+10.5%)
|
53.80B
est: 49.97B (+7.7%)
|
50.48B
est: 50.23B (+0.5%)
|
48.04B
est: 48.32B (-0.6%)
|
49.64B
est: 47.00B (+5.6%)
|
54.50B
est: 52.13B (+4.5%)
|
60.28B
est: 59.51B (+1.3%)
|
62.44B
est: 64.06B (-2.5%)
|
74.26B
est: 76.01B (-2.3%)
|
92.19B
91.04B – 93.34B
+21.3% YoY
|
108.09B
107.09B – 109.10B
+17.3% YoY
|
118.44B
104.78B – 134.84B
+9.6% YoY
|
148.80B
115.32B – 149.01B
+25.6% YoY
|
137.42B
119.86B – 154.88B
-7.6% YoY
|
| SGA |
89.04B
est: 48.95B (+81.9%)
|
87.63B
est: 48.79B (+79.6%)
|
90.37B
est: 47.56B (+90.0%)
|
91.19B
est: 48.46B (+88.2%)
|
89.11B
est: 49.20B (+81.1%)
|
89.03B
est: 47.18B (+88.7%)
|
93.96B
est: 51.97B (+80.8%)
|
91.13B
est: 55.38B (+64.6%)
|
88.98B
est: 57.38B (+55.1%)
|
44.20B
est: 53.58B (-17.5%)
|
45.83B
est: 41.37B (+10.8%)
|
48.12B
46.98B – 49.76B
+16.3% YoY
|
56.50B
53.37B – 61.01B
+17.4% YoY
|
66.00B
57.09B – 73.46B
+16.8% YoY
|
77.77B
70.13B – 85.37B
+17.8% YoY
|
58.02B
52.32B – 63.69B
-25.4% YoY
|
| EPS |
68.02
est: 66.59 (+2.1%)
|
67.03
est: 67.77 (-1.1%)
|
65.32
est: 66.97 (-2.5%)
|
67.99
est: 70.09 (-3.0%)
|
65.31
est: 70.47 (-7.3%)
|
64.00
est: 67.78 (-5.6%)
|
66.82
est: 65.94 (+1.3%)
|
73.48
est: 73.13 (+0.5%)
|
82.52
est: 82.70 (-0.2%)
|
86.53
est: 89.06 (-2.8%)
|
104.17
est: 100.85 (+3.3%)
|
131.23
129.46 – 132.72
+30.1% YoY
|
153.93
152.27 – 155.13
+17.3% YoY
|
174.05
148.99 – 191.73
+13.1% YoY
|
188.00
163.98 – 211.89
+8.0% YoY
|
195.40
170.44 – 220.23
+3.9% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-15 | C+ | 2/5 | 1/5 | 3/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-14 | C+ | 2/5 | 1/5 | 3/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-13 | C | 2/5 | 1/5 | 2/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-12 | C | 2/5 | 1/5 | 2/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-11 | C | 2/5 | 1/5 | 2/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-08 | C+ | 2/5 | 1/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-07 | C+ | 2/5 | 1/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-01 | C+ | 2/5 | 1/5 | 3/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-30 | C+ | 2/5 | 1/5 | 3/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-28 | C+ | 2/5 | 1/5 | 3/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-27 | C+ | 2/5 | 1/5 | 3/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-24 | C+ | 2/5 | 1/5 | 3/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-23 | B- | 2/5 | 1/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-22 | B- | 2/5 | 1/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-21 | B- | 2/5 | 1/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-20 | B- | 2/5 | 1/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-17 | B- | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-16 | B- | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | State Street SPDR S&P Pan Asia Dividend Aristocrats UCITS ETF (Dist) ASDV.L | 0.38% | 914.3K | 0.55% |
| 2 | iShares MSCI Japan Value ETF EWJV | 0.33% | 2.33M | 0.15% |
| 3 | Amundi MSCI Pacific ESG Broad Transition UCITS ETF Dist X014.DE | 0.29% | 586.0K | 0.45% |
| 4 | JPMorgan ETFs (Ireland) ICAV - Japan Research Enhanced Index Equity Active UCITS ETF JJEH.MI | 0.26% | 2.63M | 0.25% |
| 5 | JPMorgan ETFs (Ireland) ICAV - Japan Research Enhanced Index Equity Active UCITS ETF JREI.L | 0.26% | 2.31M | 0.25% |
| 6 | JPMorgan ETFs (Ireland) ICAV - Japan Research Enhanced Index Equity Active UCITS ETF JREJ.L | 0.26% | 2.31M | 0.25% |
| 7 | JPMorgan BetaBuilders Japan ETF BBJP | 0.21% | 38.07M | 0.19% |
| 8 | iShares JPX-Nikkei 400 ETF JPXN | 0.20% | 277.7K | 0.48% |
| 9 | Invesco JPX-Nikkei 400 UCITS ETF N400.L | 0.20% | 418.4K | 0.19% |
| 10 | Invesco JPX-Nikkei 400 UCITS ETF N4US.L | 0.20% | 419.2K | 0.19% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Akira Nagaoka | General Manager of Sales & Executive Officer | — | — |
| Atsushi Imai | Managing Executive Officer & Group Chief HR Officer | — | — |
| Hideki Shibata | Managing Executive Officer & Group Chief Digital Transformation Officer | — | — |
| Kazunari Tanaka | Managing Executive Officer & Group Chief Information Officer | — | — |
| Kiyomi Yamazaki | Deputy President, Group CBO, GM & Representative Director | — | male |
| Masayasu Ono | Senior Executive Officer, Group Chief Risk Officer, Head of Admin. Division, GM & Director | — | male |
| Matsuti Torou | IR Professional | — | male |
| Mutsumi Awaji | Deputy President, Representative Director & Group Chief Sustainability Officer | — | female |
| Nobukazu Odaka | Managing Executive Officer | — | — |
| Tsutomu Yonemoto | President, Chief Executive Officer & Representative Director | — | male |
| Yoichi Mataki | Managing Executive Officer | — | male |
| Yumiko Mitsuoka | Executive Officer & GM | — | — |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for 8331.T
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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