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Resona Holdings, Inc. (8308.T)

JPY2,370.00 +7.50 (+0.32%)
JP JPX Financial Services Banks - Regional
Address Fukagawa Gatharia W2 Building 135-8582
Tokyo, JP
CEO Masahiro Minami
IPO 2000-01-04
ISIN JP3500610005

Explore sections of this company profile

Also trades on Other OTC · RSNHF (USD) Tokyo Stock Exchange · 8308.T (JPY)
Description

Resona Holdings, Inc., a Tokyo-headquartered financial institution established in 1918, conducts extensive retail and corporate banking operations both within Japan and internationally. The company provides a comprehensive suite of banking and financial solutions, including deposits, credit cards, factoring, venture capital, investment management, trust banking, and credit guarantee services. It also offers a range of loan products specifically designed for individuals and small to medium-sized enterprises. Furthermore, Resona Holdings is involved in private equity ventures, business consulting, business process outsourcing, leasing, and system development. Catering to a wide array of individual and corporate clients, the company managed a network of 815 branches as of March 31, 2022.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
JPY2,370.00 +7.50 (+0.32%)
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Volume Profile
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Liquidity & share structure
Average Volume
9M
Beta
0.31
Float Shares
2.26B
Free Float %
100.0%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.90% +4.13% +8.58% -4.62% +29.59% +31.51% +71.32% +214.21% +336.17% +412.80% +115.05%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
2,370.00
DCF (Unlevered) 3,124.83 +31.8%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 27% Bullish
Rating 2026-05 Change
Strong Buy 0 0
Buy 3 0
Hold 8 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.30
Distress
Piotroski F-Score
6 / 9
Average
Composite Rating
B-
Overall Score
2 / 5
Medium
DCF Score
4 / 5
High
ROE Score
3 / 5
Medium
ROA Score
2 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
2 / 5
Medium
P/Book Score
2 / 5
Medium
Operational MOAT
  • Revenue growth
    +17.9% Q1'26: +14.9% (vs Q1'25)
  • EPS growth
    +23.2% Q1'26: -14.8% (vs Q1'25)
  • FCF margin
    Q1'26: +0.0% (vs Q1'25)
  • EBIT margin
    Q1'26: +22.4% (vs Q1'25)
  • ROIC
    Q1'26: -3.9% (vs Q1'25)
  • Share dilution
    -1.5% Q1'26: -2.6% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 24.90× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.31) × ERP
WACC = 34% × Ke + 66% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 3,124.83 Current price: 2,370.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2015
actual
Mar 2016
actual
Mar 2017
actual
Mar 2018
actual
Mar 2019
actual
Mar 2020
actual
Mar 2021
actual
Mar 2022
actual
Mar 2023
actual
Mar 2024
actual
Mar 2025
actual
Mar 2026
7 Rev. Ana.
11 EPS Ana.
Mar 2027
4 Rev. Ana.
7 EPS Ana.
Mar 2028
7 Rev. Ana.
10 EPS Ana.
Mar 2029
1 Rev. Ana.
4 EPS Ana.
Mar 2030
1 Rev. Ana.
2 EPS Ana.
Revenue
763.78B
est: 633.50B (+20.6%)
784.27B
est: 608.62B (+28.9%)
684.80B
est: 572.40B (+19.6%)
668.33B
est: 560.42B (+19.3%)
846.22B
est: 630.82B (+34.1%)
808.01B
est: 643.89B (+25.5%)
768.14B
est: 624.28B (+23.0%)
803.63B
est: 609.62B (+31.8%)
838.89B
est: 845.00B (-0.7%)
905.59B
est: 866.39B (+4.5%)
1.05T
est: 679.35B (+55.2%)
798.12B
741.02B – 824.32B
+17.5% YoY
896.67B
823.51B – 971.85B
+12.3% YoY
1.00T
923.54B – 1.11T
+11.6% YoY
1.03T
996.13B – 1.07T
+3.3% YoY
1.82T
1.67T – 1.99T
+75.9% YoY
EBITDA
351.98B
est: 192.01B (+83.3%)
276.82B
est: 184.47B (+50.1%)
253.64B
est: 173.49B (+46.2%)
241.34B
est: 169.86B (+42.1%)
270.82B
est: 191.20B (+41.6%)
246.32B
est: 195.16B (+26.2%)
218.99B
est: 189.22B (+15.7%)
192.63B
est: 184.77B (+4.3%)
263.59B
est: 256.12B (+2.9%)
261.65B
est: 250.21B (+4.6%)
333.19B
est: 196.20B (+69.8%)
230.50B
214.01B – 238.06B
+17.5% YoY
258.96B
237.83B – 280.67B
+12.3% YoY
289.00B
266.72B – 319.50B
+11.6% YoY
298.65B
287.68B – 309.62B
+3.3% YoY
525.36B
483.73B – 575.39B
+75.9% YoY
EBIT
326.25B
est: 163.14B (+100.0%)
250.53B
est: 156.74B (+59.8%)
228.21B
est: 147.41B (+54.8%)
215.84B
est: 144.32B (+49.6%)
238.61B
est: 162.45B (+46.9%)
212.18B
est: 165.82B (+28.0%)
184.32B
est: 160.77B (+14.6%)
155.66B
est: 156.99B (-0.8%)
225.05B
est: 217.61B (+3.4%)
223.00B
est: 212.61B (+4.9%)
293.94B
est: 166.71B (+76.3%)
195.86B
181.85B – 202.29B
+17.5% YoY
220.04B
202.09B – 238.49B
+12.3% YoY
245.57B
226.64B – 271.49B
+11.6% YoY
253.77B
244.45B – 263.09B
+3.3% YoY
446.41B
411.04B – 488.93B
+75.9% YoY
Net Income
211.48B
est: 211.64B (-0.1%)
183.84B
est: 164.37B (+11.8%)
161.49B
est: 162.46B (-0.6%)
236.25B
est: 229.80B (+2.8%)
175.16B
est: 176.86B (-1.0%)
152.43B
est: 150.05B (+1.6%)
124.48B
est: 124.11B (+0.3%)
109.97B
est: 134.69B (-18.4%)
160.40B
est: 153.37B (+4.6%)
158.93B
est: 178.90B (-11.2%)
213.32B
est: 191.04B (+11.7%)
258.72B
244.83B – 287.28B
+35.4% YoY
304.25B
272.15B – 344.50B
+17.6% YoY
343.38B
332.87B – 440.07B
+12.9% YoY
436.95B
392.91B – 480.99B
+27.2% YoY
430.12B
385.82B – 483.38B
-1.6% YoY
SGA
est: 328.50B (-100.0%)
130.41B
est: 315.60B (-58.7%)
136.20B
est: 296.82B (-54.1%)
134.81B
est: 290.60B (-53.6%)
171.55B
est: 327.11B (-47.6%)
167.47B
est: 333.89B (-49.8%)
167.69B
est: 323.72B (-48.2%)
165.82B
est: 316.12B (-47.5%)
161.39B
est: 438.17B (-63.2%)
164.57B
est: 166.90B (-1.4%)
173.37B
est: 130.87B (+32.5%)
153.75B
142.75B – 158.80B
+17.5% YoY
172.74B
158.64B – 187.22B
+12.3% YoY
192.78B
177.91B – 213.12B
+11.6% YoY
199.21B
191.90B – 206.53B
+3.3% YoY
350.44B
322.67B – 383.81B
+75.9% YoY
EPS
91.07
est: 91.67 (-0.7%)
75.73
est: 71.19 (+6.4%)
66.89
est: 70.37 (-4.9%)
102.03
est: 99.53 (+2.5%)
75.47
est: 76.60 (-1.5%)
66.28
est: 64.99 (+2.0%)
54.20
est: 53.75 (+0.8%)
45.42
est: 58.34 (-22.1%)
67.50
est: 66.74 (+1.1%)
67.77
est: 76.58 (-11.5%)
92.41
est: 81.89 (+12.8%)
112.09
106.04 – 124.43
+36.9% YoY
138.92
117.88 – 149.21
+23.9% YoY
159.68
144.18 – 190.61
+14.9% YoY
182.27
170.18 – 208.33
+14.1% YoY
186.30
167.11 – 209.37
+2.2% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-12 B- 2/5 4/5 3/5 2/5 1/5 2/5 2/5
2026-05-11 B- 2/5 4/5 3/5 2/5 1/5 2/5 2/5
2026-05-08 B- 2/5 4/5 3/5 2/5 1/5 2/5 2/5
2026-05-07 B- 2/5 4/5 3/5 2/5 1/5 2/5 2/5
2026-05-01 B- 3/5 4/5 3/5 3/5 1/5 2/5 2/5
2026-04-30 B- 3/5 4/5 3/5 3/5 1/5 2/5 2/5
2026-04-28 B 3/5 4/5 3/5 3/5 1/5 2/5 3/5
2026-04-27 B 3/5 4/5 3/5 3/5 1/5 2/5 3/5
2026-04-24 B- 3/5 4/5 3/5 3/5 1/5 2/5 2/5
2026-04-23 B+ 3/5 5/5 3/5 3/5 1/5 3/5 3/5
2026-04-22 B 3/5 4/5 3/5 3/5 1/5 3/5 3/5
2026-04-21 B+ 3/5 5/5 3/5 4/5 1/5 3/5 3/5
2026-04-20 B+ 3/5 5/5 3/5 4/5 1/5 3/5 3/5
2026-04-17 B+ 3/5 5/5 3/5 4/5 1/5 3/5 3/5
2026-04-16 B+ 3/5 5/5 3/5 4/5 1/5 3/5 3/5
2026-04-15 B+ 3/5 5/5 3/5 4/5 1/5 3/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
73.65B
OE per share TTM
31.87
Owner's Yield
1.60%
Maintenance CapEx ratio
26.70%
Maint CapEx / Avg PPE
41.2%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
19.47M
Shares Outstanding
2.26B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Masahiro Minami Group Chief Executive Officer, President, Representative Executive Officer & Director 132M male
Gen Nakahara Executive Officer 106M
Satoshi Fukuoka Executive Officer 106M male
Shoichi Iwanaga Executive Officer 106M male
Kunio Matsui Executive Officer & In charge of Corporate Communications Department
Hideki Tahara Executive Officer & In Charge of Market Planning Department
Narunobu Ota Group CFO & Executive Officer male
Nobuki Iwadate Deputy President, Representative EO, Group Chief Strategy, Sustainability & HR Officer male
Shinichiro Isa Deputy President, Rep. Exec. Officer, Group CFO, Group Chief Digital Officer male
Shigeki Ishida Group CSO & CRO, EVice President, Head of Credit Risk, Head of Compliance & Group Strategy Mgmt. & Director male
Itaru Kuki Group CHRO & Executive Officer
Jozi Morikagi Chief Manager of International Division male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits