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Shinsei Bank, Limited (8303.T)
Tokyo, JP
Shinsei Bank, Limited, a comprehensive financial institution headquartered in Tokyo, Japan, and established in 1952, provides an extensive range of banking and financial products and services. The bank serves a diverse clientele, including individual consumers, corporations, public-sector entities, and other financial institutions across Japan. For its individual customers, Shinsei Bank offers a variety of deposit accounts, encompassing both yen and foreign currency options, as well as structured deposits. Its retail financial solutions also include home mortgages, housing loans, unsecured personal loans, and payment instruments like prepaid and credit cards. Further catering to individuals, the bank provides investment trusts, brokerage services, life and non-life insurance, consumer finance, credit guarantee services, installment sales finance, and wealth management. On the corporate and institutional front, Shinsei Bank specializes in a broad spectrum of lending and advisory services. This includes general corporate loans, alongside highly specialized financing for areas such as start-ups, non-recourse real estate, project development, renewable energy, acquisitions, shipping, healthcare, sustainable and impact projects, and M&A-related transactions, complemented by loan syndication. Beyond credit, the bank provides foreign exchange and derivatives solutions, M&A advisory, credit trading, private equity investments, and support for business succession and restructuring. Additional institutional offerings encompass trust services, leasing-related financial products, participation in equity and other capital markets transactions, securities services, asset management, and treasury functions. The institution, which was originally incorporated as The Long-Term Credit Bank of Japan, Limited, changed its name to Shinsei Bank, Limited in June 2000.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +1.13% | -3.49% | -2.07% | -18.66% | +2.19% | -5.17% | +2.19% | -35.84% | +2.82% | -1.28% | -97.99% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 2 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 2 | 0 |
-
Revenue growth+27.5% Q1'26: +167.2% (vs Q2'23)
-
EPS growth-100.0% Q1'26: -62.6% (vs Q2'23)
-
FCF margin— Q1'26: +116.7% (vs Q2'23)
-
EBIT margin— Q1'26: +44.7% (vs Q2'23)
-
ROIC— Q1'26: -47.2% (vs Q2'23)
-
Share dilution— Q1'26: +304.0% (vs Q2'23)
-
Debt / EBITDA— Q1'26: 5.36× (vs Q2'23)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Mar 2024 actual |
Mar 2025 actual |
Mar 2026 2 Rev. Ana. 4 EPS Ana. |
Mar 2027 2 Rev. Ana. 3 EPS Ana. |
Mar 2028 2 Rev. Ana. 3 EPS Ana. |
Mar 2029 2 Rev. Ana. 3 EPS Ana. |
Mar 2030 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|
| Revenue |
263.89B
est.
|
571.56B
est: 266.89B (+114.2%)
|
457.65B
455.58B – 459.72B
+71.5% YoY
|
362.65B
360.80B – 364.50B
-20.8% YoY
|
402.86B
391.20B – 414.52B
+11.1% YoY
|
427.02B
419.48B – 434.55B
+6.0% YoY
|
693.30B
681.07B – 705.53B
+62.4% YoY
|
| EBITDA |
65.27B
est.
|
117.15B
est: 62.86B (+86.4%)
|
107.79B
107.31B – 108.28B
+71.5% YoY
|
85.42B
84.98B – 85.85B
-20.8% YoY
|
94.89B
92.14B – 97.63B
+11.1% YoY
|
100.58B
98.80B – 102.35B
+6.0% YoY
|
163.30B
160.42B – 166.18B
+62.4% YoY
|
| EBIT |
52.75B
est.
|
99.41B
est: 51.58B (+92.7%)
|
88.44B
88.04B – 88.84B
+71.5% YoY
|
70.08B
69.73B – 70.44B
-20.8% YoY
|
77.86B
75.60B – 80.11B
+11.1% YoY
|
82.52B
81.07B – 83.98B
+6.0% YoY
|
133.98B
131.62B – 136.35B
+62.4% YoY
|
| Net Income |
10.7K
est.
|
84.50B
est: 207.20B (-59.2%)
|
97.70B
94.51B – 100.90B
-52.8% YoY
|
90.05B
88.00B – 92.09B
-7.8% YoY
|
106.97B
92.62B – 108.43B
+18.8% YoY
|
115.42B
96.74B – 115.57B
+7.9% YoY
|
102.60B
100.25B – 104.96B
-11.1% YoY
|
| SGA |
112.66B
est.
|
167.47B
est: 103.70B (+61.5%)
|
177.82B
177.02B – 178.63B
+71.5% YoY
|
140.91B
140.19B – 141.63B
-20.8% YoY
|
156.53B
152.00B – 161.06B
+11.1% YoY
|
165.92B
162.99B – 168.85B
+6.0% YoY
|
269.39B
264.63B – 274.14B
+62.4% YoY
|
| EPS |
232.96
est.
|
1,877,755,555.00
est: 251.22 (+747,454,543.3%)
|
119.04
114.58 – 122.33
-52.6% YoY
|
108.41
106.70 – 111.66
-8.9% YoY
|
120.26
112.29 – 131.46
+10.9% YoY
|
129.75
117.29 – 140.12
+7.9% YoY
|
124.40
121.55 – 127.25
-4.1% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-12 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-11 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-08 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-07 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-01 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-30 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-28 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-27 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-24 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-23 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-22 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-21 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-20 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-17 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-16 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Innovator International Developed Managed 10 Buffer ETF IBFR | 0.05% | 7.2K | 0.85% |
| 2 | iShares Core TOPIX ETF 1475.T | 0.04% | 7.73M | 0.05% |
| 3 | Amundi Japan TOPIX II UCITS ETF EUR Hedged Dist JPNH.PA | 0.04% | 302.2K | 0.45% |
| 4 | Amundi Prime Japan UCITS ETF DR (D) PRJU.L | 0.04% | 1.82M | 0.05% |
| 5 | Amundi Prime Japan UCITS ETF DR (C) PRAJ.DE | 0.04% | 1.82M | 0.05% |
| 6 | Amundi Japan TOPIX II UCITS ETF EUR Dist JPNU.L | 0.04% | 297.3K | 0.45% |
| 7 | Franklin FTSE Japan Hedged ETF FLJH | 0.04% | 68.2K | 0.09% |
| 8 | BMO Japan Index ETF ZJPN.TO | 0.04% | 190.1K | 0.39% |
| 9 | Franklin FTSE Japan ETF FLJP | 0.04% | 1.47M | 0.09% |
| 10 | Goldman Sachs MarketBeta Total International Equity ETF GXUS | 0.01% | 72.5K | 0.18% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Akira Hirasawa | Senior Managing Executive Officer & Head of Operations Management | — | male |
| Eisuke Terasawa | Senior Managing EO, Group CFO, Group Corporate Planning Officer & Finance Facilitation and Director | — | male |
| Hideki Murakami | Executive Officer & GM of Group Legal and Compliance Division | — | — |
| Hirofumi Gomi | Chairman | — | male |
| Hiroshi Ishii | Head of IR | — | male |
| Katsuya Kawashima | Pres, Chief Executive Officer & Representative Director | — | male |
| Kenji Uesaka | Senior Mng Exe Off and Head of Group Structured Soln, Financial Sponsors & Institutional Business | — | — |
| Takahiro Kubo | Managing Executive Officer | — | male |
| Takahisa Komoda | Senior Managing Executive Officer & Head of Institutional Business | — | male |
| Tsukasa Makizumi | Senior Managing Executive Officer & Head of Credit Risk Management | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for 8303.T
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
