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Juroku Financial Group,Inc. (7380.T)

JPY2,518.00 +62.00 (+2.52%)
JP JPX Financial Services Banks - Regional
Address 8-26, Kandamachi 500-8833
Gifu, JP
CEO Naoki Ikeda
IPO 2021-10-01
ISIN JP3392650002

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Description

Juroku Financial Group, Inc. operates as a comprehensive banking institution in Japan, delivering a diverse range of financial solutions. Its fundamental offerings include various deposit accounts, such as checking, savings, time, and foreign currency deposits, in addition to certificates of deposit. The group provides extensive credit facilities, offering bill loans, overdrafts, and discounting services for commercial, exchange, and bank underwriting bills, alongside electronic recorded receivables and commodity securities trading. Beyond core banking, Juroku Financial Group actively invests in government, municipal, and corporate bonds, as well as corporate stocks. It facilitates international financial dealings through remittance and foreign exchange services, covering import, export, and other forex transactions. The company also engages in derivative trading, including interest rate swaps, coupon swaps, and currency options. Its agency functions involve managing public funds, processing stock payments and dividends, and handling principal and interest payments for public and corporate bonds. Furthermore, it operates as a loan and trust agent, provides financial product brokerage, offers debt guarantees, and underwrites public bonds. Over-the-counter sales include public bonds, insurance policies, and investment trusts. Supplemental services encompass credit cards, computer solutions, and credit guarantee provision. Established in Gifu, Japan, in 1877, Juroku Financial Group boasts a substantial operational network. This infrastructure consists of 149 branches, 12 smaller branch offices, 16 dedicated loan centers, 1 ancillary business handling office, 4 international representative offices, and 239 automated teller machines (ATMs).

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
JPY2,518.00 +62.00 (+2.52%)
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Volume Profile
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Liquidity & share structure
Average Volume
545.5K
Beta
0.44
Float Shares
113.51M
Free Float %
64.1%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-1.69% -2.73% -4.33% +11.09% +71.42% +40.01% +110.46% +226.85% +397.31% +397.31% +397.31%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

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By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
2,518.00
DCF (Unlevered) 9,505.01 +277.5%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.28
Distress
Piotroski F-Score
6 / 9
Average
Composite Rating
B
Overall Score
3 / 5
Medium
DCF Score
5 / 5
High
ROE Score
2 / 5
Medium
ROA Score
2 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
3 / 5
Medium
P/Book Score
4 / 5
High
Operational MOAT
  • Revenue growth
    +22.9% Q1'26: +25.7% (vs Q1'25)
  • EPS growth
    +32.7% Q1'26: +783.3% (vs Q1'25)
  • FCF margin
    Q1'26: +0.0% (vs Q1'25)
  • EBIT margin
    Q1'26: +28.6% (vs Q1'25)
  • ROIC
    Q1'26: -43.8% (vs Q1'25)
  • Share dilution
    -1.0% Q1'26: -80.2% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 9.68× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.44) × ERP
WACC = 40% × Ke + 60% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 12,741.17 Current price: 2,518.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-14 B 3/5 5/5 2/5 2/5 1/5 3/5 4/5
2026-05-13 B 3/5 5/5 2/5 2/5 1/5 3/5 4/5
2026-05-12 B 3/5 5/5 2/5 2/5 1/5 3/5 4/5
2026-05-11 B 3/5 5/5 2/5 2/5 1/5 3/5 4/5
2026-05-08 B 3/5 5/5 2/5 2/5 1/5 3/5 4/5
2026-05-07 B 3/5 5/5 2/5 2/5 1/5 3/5 4/5
2026-05-01 B+ 3/5 5/5 2/5 3/5 1/5 3/5 4/5
2026-04-30 B+ 3/5 5/5 2/5 3/5 1/5 3/5 4/5
2026-04-28 B+ 3/5 5/5 2/5 3/5 1/5 3/5 4/5
2026-04-27 B+ 3/5 5/5 2/5 3/5 1/5 3/5 4/5
2026-04-24 B+ 3/5 5/5 2/5 3/5 1/5 3/5 4/5
2026-04-23 B+ 3/5 5/5 2/5 3/5 1/5 3/5 4/5
2026-04-22 B+ 3/5 5/5 2/5 3/5 1/5 3/5 4/5
2026-04-21 B+ 3/5 5/5 2/5 4/5 1/5 3/5 4/5
2026-04-20 B+ 3/5 5/5 2/5 4/5 1/5 3/5 4/5
2026-04-17 A- 4/5 5/5 3/5 4/5 1/5 3/5 4/5
2026-04-16 A- 4/5 5/5 3/5 4/5 1/5 3/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
2.29B
OE per share TTM
12.57
Owner's Yield
0.62%
Maintenance CapEx ratio
42.97%
Maint CapEx / Avg PPE
48.8%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 81 ETFs in our universe

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
16.27M
Shares Outstanding
177.11M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Akihide Ishiguro Deputy President & Director male
Atsushi Kado Executive Officer
Eiji Kodama Managing Executive Officer, GM of Group Management Division & GM of Group Planning Division
Haruyuki Miyoshi Executive Officer & Head of Group Management Audit Department
Koichi Tokoro Managing Executive Officer
Naoki Ikeda President, Chief Executive Officer & Representative Director male
Takayoshi Tamaki IR Contact male
Tomoko Shiozaki Executive Officer, GM of Sustainability Management Office & Director female
Yuki Asai Executive Officer & Group Director of Digital Transformation
Yukiyasu Shiraki Senior Managing Executive Officer, Head of Group Sales & Director male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits