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Daishi Hokuetsu Financial Group, Inc. (7327.T)

JPY2,307.00 +37.00 (+1.63%)
JP JPX Financial Services Banks - Regional
Address 1071-1 Higashiborimae-dori 7-bancho
Niigata, JP
CEO Michiro Ueguri
Website dhfg.co.jp
IPO 2018-10-01
ISIN JP3483850008

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Description

Operating through its network of subsidiaries, Daishi Hokuetsu Financial Group, Inc., headquartered in Niigata, Japan, delivers a comprehensive suite of banking and financial solutions. Founded in 1873, this institution provides essential services such as deposit accounts and lending products. Beyond core banking, its offerings encompass diverse areas including securities dealings, credit card facilities, and credit guarantee provisions. The Group also extends into specialized services like venture capital, various consulting options (including HR and general advisory), general leasing, and IT support. Additionally, it undertakes survey research, furnishing valuable economic and societal information.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
JPY2,307.00 +37.00 (+1.63%)
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Volume Profile
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Liquidity & share structure
Average Volume
958.2K
Beta
0.27
Float Shares
190.95M
Free Float %
72.8%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+1.05% +4.86% +5.96% +4.34% +44.07% +27.26% +90.83% +303.50% +423.29% +138.53% +138.53%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
2,307.00
DCF (Unlevered) 21,259.35 +821.5%
DCF (Levered) 26,137.71 +1,033.0%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 100% Bullish
Rating 2026-05 Change
Strong Buy 0 0
Buy 1 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.28
Distress
Piotroski F-Score
5 / 9
Average
Composite Rating
C+
Overall Score
2 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
3 / 5
Medium
ROA Score
2 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
2 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
  • Revenue growth
    +29.9% Q1'26: +16.9% (vs Q1'25)
  • EPS growth
    -52.2% Q1'26: +0.6% (vs Q1'25)
  • FCF margin
    Q1'26: +0.0% (vs Q1'25)
  • EBIT margin
    Q1'26: +19.8% (vs Q1'25)
  • ROIC
    Q1'26: -23.0% (vs Q1'25)
  • Share dilution
    +0.0% Q1'26: +0.3% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 27.96× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.27) × ERP
WACC = 29% × Ke + 71% × Kd (4.3%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 21,079.71 Current price: 2,307.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2015
actual
Mar 2026
1 Rev. Ana.
1 EPS Ana.
Mar 2027
1 Rev. Ana.
1 EPS Ana.
Mar 2028
1 Rev. Ana.
1 EPS Ana.
Mar 2029
1 Rev. Ana.
Revenue
82.13B
est: 105.24B (-22.0%)
93.10B
93.10B – 93.10B
-11.5% YoY
112.80B
112.80B – 112.80B
+21.2% YoY
134.10B
134.10B – 134.10B
+18.9% YoY
159.20B
159.20B – 159.20B
+18.7% YoY
EBITDA
28.57B
est: 23.64B (+20.9%)
22.09B
22.09B – 22.09B
-6.5% YoY
26.77B
26.77B – 26.77B
+21.2% YoY
31.82B
31.82B – 31.82B
+18.9% YoY
37.78B
37.78B – 37.78B
+18.7% YoY
EBIT
25.60B
est: 18.79B (+36.3%)
18.30B
18.30B – 18.30B
-2.6% YoY
22.17B
22.17B – 22.17B
+21.2% YoY
26.36B
26.36B – 26.36B
+18.9% YoY
31.29B
31.29B – 31.29B
+18.7% YoY
Net Income
14.26B
est: 41.32B (-65.5%)
46.10B
46.10B – 46.10B
+11.6% YoY
46.48B
46.48B – 46.48B
+0.8% YoY
46.75B
46.75B – 46.75B
+0.6% YoY
— – —
-100.0% YoY
SGA
23.69B
est: 46.44B (-49.0%)
14.37B
14.37B – 14.37B
-69.1% YoY
17.41B
17.41B – 17.41B
+21.2% YoY
20.70B
20.70B – 20.70B
+18.9% YoY
24.58B
24.58B – 24.58B
+18.7% YoY
EPS
6.79
est: 157.63 (-95.7%)
175.83
175.83 – 175.83
+11.5% YoY
177.31
177.31 – 177.31
+0.8% YoY
178.33
178.33 – 178.33
+0.6% YoY
— – —
-100.0% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-18 C+ 2/5 1/5 3/5 2/5 1/5 2/5 3/5
2026-05-15 B- 2/5 1/5 3/5 2/5 1/5 3/5 4/5
2026-05-14 B- 2/5 1/5 3/5 2/5 1/5 3/5 4/5
2026-05-13 B- 2/5 1/5 3/5 2/5 1/5 3/5 4/5
2026-05-12 B- 2/5 1/5 3/5 2/5 1/5 3/5 4/5
2026-05-11 B- 2/5 1/5 3/5 2/5 1/5 3/5 4/5
2026-05-08 B- 3/5 1/5 3/5 3/5 1/5 3/5 4/5
2026-05-07 B- 3/5 1/5 3/5 3/5 1/5 3/5 4/5
2026-05-01 B- 3/5 1/5 3/5 3/5 1/5 3/5 4/5
2026-04-30 B- 3/5 1/5 3/5 3/5 1/5 3/5 4/5
2026-04-28 B- 3/5 1/5 3/5 3/5 1/5 3/5 4/5
2026-04-27 B- 3/5 1/5 3/5 3/5 1/5 3/5 4/5
2026-04-24 B- 3/5 1/5 3/5 3/5 1/5 3/5 4/5
2026-04-23 B 3/5 1/5 3/5 4/5 1/5 3/5 4/5
2026-04-22 B 3/5 1/5 3/5 4/5 1/5 3/5 4/5
2026-04-21 B 3/5 1/5 3/5 4/5 1/5 3/5 4/5
2026-04-20 B 3/5 1/5 3/5 4/5 1/5 3/5 4/5
2026-04-17 B 3/5 1/5 3/5 4/5 1/5 3/5 4/5
2026-04-16 B 3/5 1/5 3/5 4/5 1/5 3/5 4/5
2026-04-15 B 3/5 1/5 3/5 4/5 1/5 3/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
9.53B
OE per share TTM
35.56
Owner's Yield
1.75%
Maintenance CapEx ratio
16.96%
Maint CapEx / Avg PPE
36.6%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 83 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 WisdomTree Japan SmallCap Dividend Fund DFJ 0.68% 2.59M 0.58%
2 iShares International Developed Small Cap Value Factor ETF ISVL 0.46% 1.47M 0.31%
3 Dimensional - International Small Cap Value ETF DISV 0.31% 14.56M 0.42%
4 WisdomTree International SmallCap Dividend Fund DLS 0.27% 2.86M 0.58%
5 WisdomTree Dynamic International SmallCap Equity ETF DDLS 0.27% 1.17M 0.48%
6 iShares MSCI Japan Small Cap UCITS ETF IDJP.L 0.22% 1.24M 0.58%
7 iShares MSCI Japan Small-Cap ETF SCJ 0.21% 535.4K 0.50%
8 Avantis International Small Cap Equity ETF AVDS 0.15% 461.8K 0.30%
9 Avantis International Small Cap Value ETF AVDV 0.14% 25.63M 0.36%
10 Schwab International Small-Cap Equity ETF SCHC 0.13% 7.07M 0.06%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
16.83M
Shares Outstanding
262.45M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Ken Shibata MD & Representative Director male
Makoto Takahashi Senior Managing Director & Representative Executive Director male
Michiro Ueguri President & Representative Director male
Takashi Ishizaka Deputy GM of Regional Revitalization Strategy Div & Director male
Toshiyuki Maki GM of Regional Revitalization Promotion HQ & Director male
Yoshiko Baba Head of Human Capital Strategy Department & Director female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits