San ju San Financial Group,Inc. (7322.T)
Yokkaichi, JP
San ju San Financial Group, Inc. delivers a broad spectrum of financial and banking solutions. The company's operations are structured across two primary divisions: Banking and Leasing. The Banking segment manages deposit accounts, offers investment products such as government bonds and investment trusts, provides lending services, executes domestic and foreign currency exchanges, distributes insurance policies, and handles corporate bond custody and registration. The Leasing division is dedicated to its core leasing activities. Additionally, the group extends its services to include credit card issuance and credit guarantee programs. This enterprise, founded in 1895, maintains its headquarters in Yokkaichi, Japan.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.77% | +1.51% | +0.24% | +14.95% | +77.73% | +49.52% | +150.60% | +327.41% | +415.77% | +192.74% | +192.74% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2024-11 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
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Revenue growth+26.3% Q1'26: +34.9% (vs Q1'25)
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EPS growth+42.7% Q1'26: +31.2% (vs Q1'25)
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FCF margin— Q1'26: +0.0% (vs Q1'25)
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EBIT margin— Q1'26: +18.1% (vs Q1'25)
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ROIC— Q1'26: +6.8% (vs Q1'25)
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Share dilution+0.0% Q1'26: 0.0% (vs Q1'25)
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Debt / EBITDA— Q1'26: 18.80× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-15 | B- | 3/5 | 3/5 | 2/5 | 2/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-14 | B- | 3/5 | 3/5 | 2/5 | 2/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-13 | B- | 3/5 | 3/5 | 2/5 | 2/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-12 | B- | 3/5 | 3/5 | 2/5 | 2/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-11 | B- | 3/5 | 3/5 | 2/5 | 2/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-08 | B- | 3/5 | 3/5 | 2/5 | 2/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-07 | B- | 3/5 | 3/5 | 2/5 | 2/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-01 | B | 3/5 | 3/5 | 2/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-30 | B | 3/5 | 3/5 | 2/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-28 | B | 3/5 | 3/5 | 2/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-27 | B | 3/5 | 3/5 | 2/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-24 | B | 3/5 | 3/5 | 2/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-23 | B | 3/5 | 3/5 | 2/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-22 | B | 3/5 | 3/5 | 2/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-21 | B | 3/5 | 3/5 | 2/5 | 4/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-20 | B | 3/5 | 3/5 | 2/5 | 4/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-17 | B+ | 3/5 | 4/5 | 3/5 | 4/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-16 | B+ | 3/5 | 4/5 | 3/5 | 4/5 | 1/5 | 3/5 | 4/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | WisdomTree Japan SmallCap Dividend Fund DFJ | 0.23% | 881.0K | 0.58% |
| 2 | iShares International Developed Small Cap Value Factor ETF ISVL | 0.13% | 418.7K | 0.31% |
| 3 | iShares MSCI Japan Small Cap UCITS ETF IDJP.L | 0.07% | 381.3K | 0.58% |
| 4 | Dimensional - International Small Cap Value ETF DISV | 0.07% | 3.17M | 0.42% |
| 5 | WisdomTree Dynamic International SmallCap Equity ETF DDLS | 0.07% | 286.4K | 0.48% |
| 6 | iShares MSCI Japan Small-Cap ETF SCJ | 0.06% | 160.8K | 0.50% |
| 7 | Avantis International Small Cap Value ETF AVDV | 0.06% | 11.36M | 0.36% |
| 8 | WisdomTree International SmallCap Dividend Fund DLS | 0.05% | 537.8K | 0.58% |
| 9 | Avantis International Small Cap Equity ETF AVDS | 0.05% | 159.0K | 0.30% |
| 10 | FlexShares Morningstar Developed Markets ex-US Factor Tilt Index Fund TLTD | 0.05% | 322.7K | 0.41% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Gotaro Michihiro | President, Chief Executive Officer & Representative Director | — | male |
| Hiroki Horiuchi | Executive Officer & Director | — | male |
| Isao Matsumoto | Executive Officer & Director | — | — |
| Katsuhiro Horibe | Executive Officer & Director | — | — |
| Kazuya Kawase | Executive Officer & Director | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for 7322.T
Short-term intention
Target Price Distribution
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