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Nishi-Nippon Financial Holdings, Inc. (7189.T)
Fukuoka, JP
Nishi-Nippon Financial Holdings, Inc., founded in Fukuoka, Japan, in 2016, delivers comprehensive banking and financial services via its various subsidiaries. The company caters to both individual clients and small to medium-sized enterprises, operating across Japan and in international markets. Its offerings include a range of deposit and loan products, alongside services for securities investment and both domestic and foreign currency exchange. Furthermore, it provides credit card facilities, credit guarantees, credit management, restructuring support, claims servicing, financial instruments, exchange services, and other related provisions. As of March 31, 2021, its operational footprint encompassed 175 branches of The Nishi-Nippon City Bank, Ltd. and 23 branches of The Bank of Nagasaki, Ltd., all within Japan. Additionally, The Nishi-Nippon City Bank, Ltd. maintained three overseas representative offices in strategic international locations, including Hong Kong, Seoul, Shanghai, and Singapore.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.45% | -0.72% | -5.36% | -11.03% | +41.70% | +20.39% | +86.41% | +260.85% | +462.91% | +305.18% | +85.63% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 1 | 0 |
| Buy | 1 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth-1.0% Q1'26: -147.5% (vs Q1'25)
-
EPS growth+30.1% Q1'26: -9.0% (vs Q1'25)
-
FCF margin— Q1'26: +0.0% (vs Q1'25)
-
EBIT margin— Q1'26: -41.6% (vs Q1'25)
-
ROIC— Q1'26: +2.1% (vs Q1'25)
-
Share dilution-0.5% Q1'26: 0.0% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 55.09× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Mar 2015 actual |
Mar 2016 actual |
Mar 2017 actual |
Mar 2018 actual |
Mar 2019 actual |
Mar 2020 actual |
Mar 2021 actual |
Mar 2022 actual |
Mar 2023 actual |
Mar 2024 actual |
Mar 2025 actual |
Mar 2026 1 Rev. Ana. 1 EPS Ana. |
Mar 2027 1 Rev. Ana. 2 EPS Ana. |
Mar 2028 1 Rev. Ana. 2 EPS Ana. |
Mar 2029 1 Rev. Ana. 1 EPS Ana. |
Mar 2030 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
151.40B
est: 127.95B (+18.3%)
|
156.02B
est: 145.75B (+7.0%)
|
140.21B
est: 147.57B (-5.0%)
|
137.73B
est: 145.80B (-5.5%)
|
141.00B
est: 144.00B (-2.1%)
|
137.78B
est: 92.30B (+49.3%)
|
130.06B
est: 99.80B (+30.3%)
|
133.90B
est: 100.30B (+33.5%)
|
124.50B
est: 112.60B (+10.6%)
|
147.64B
est: 174.70B (-15.5%)
|
192.36B
est: 98.10B (+96.1%)
|
233.00B
233.00B – 233.00B
+137.5% YoY
|
271.60B
271.60B – 271.60B
+16.6% YoY
|
315.00B
315.00B – 315.00B
+16.0% YoY
|
238.60B
238.60B – 238.60B
-24.3% YoY
|
243.00B
243.00B – 243.00B
+1.8% YoY
|
| EBITDA |
47.23B
est: 35.48B (+33.1%)
|
47.75B
est: 40.41B (+18.2%)
|
39.23B
est: 40.92B (-4.1%)
|
39.57B
est: 40.43B (-2.1%)
|
40.01B
est: 39.93B (+0.2%)
|
35.12B
est: 25.59B (+37.2%)
|
31.63B
est: 27.67B (+14.3%)
|
42.83B
est: 27.81B (+54.0%)
|
31.64B
est: 31.22B (+1.3%)
|
39.87B
est: 47.30B (-15.7%)
|
51.26B
est: 26.56B (+93.0%)
|
63.08B
63.08B – 63.08B
+137.5% YoY
|
73.53B
73.53B – 73.53B
+16.6% YoY
|
85.28B
85.28B – 85.28B
+16.0% YoY
|
64.60B
64.60B – 64.60B
-24.3% YoY
|
65.79B
65.79B – 65.79B
+1.8% YoY
|
| EBIT |
41.37B
est: 30.35B (+36.3%)
|
41.96B
est: 34.57B (+21.4%)
|
32.42B
est: 35.01B (-7.4%)
|
32.42B
est: 34.59B (-6.3%)
|
34.05B
est: 34.16B (-0.3%)
|
29.15B
est: 21.90B (+33.1%)
|
25.90B
est: 23.67B (+9.4%)
|
37.15B
est: 23.79B (+56.2%)
|
78.58B
est: 26.71B (+194.2%)
|
85.47B
est: 40.09B (+113.2%)
|
45.02B
est: 22.51B (+100.0%)
|
53.46B
53.46B – 53.46B
+137.5% YoY
|
62.32B
62.32B – 62.32B
+16.6% YoY
|
72.28B
72.28B – 72.28B
+16.0% YoY
|
54.75B
54.75B – 54.75B
-24.3% YoY
|
55.76B
55.76B – 55.76B
+1.8% YoY
|
| Net Income |
24.84B
est: 3.99B (+522.8%)
|
26.92B
est: 4.84B (+455.9%)
|
22.22B
est: 19.57B (+13.5%)
|
21.47B
est: 19.84B (+8.2%)
|
22.90B
est: 21.19B (+8.1%)
|
20.22B
est: 17.45B (+15.9%)
|
18.09B
est: 17.77B (+1.8%)
|
24.24B
est: 23.96B (+1.1%)
|
26.07B
est: 25.21B (+3.4%)
|
23.58B
est: 24.60B (-4.2%)
|
30.98B
est: 30.33B (+2.2%)
|
38.67B
38.67B – 38.67B
+27.5% YoY
|
49.65B
43.79B – 52.33B
+28.4% YoY
|
62.00B
52.28B – 66.55B
+24.9% YoY
|
62.24B
62.24B – 62.24B
+0.4% YoY
|
65.02B
65.02B – 65.02B
+4.5% YoY
|
| SGA |
—
est: 71.19B (-100.0%)
|
33.24B
est: 81.09B (-59.0%)
|
32.69B
est: 82.10B (-60.2%)
|
32.44B
est: 81.12B (-60.0%)
|
32.11B
est: 80.12B (-59.9%)
|
31.64B
est: 51.35B (-38.4%)
|
31.30B
est: 55.52B (-43.6%)
|
30.89B
est: 55.80B (-44.6%)
|
30.41B
est: 62.65B (-51.5%)
|
30.63B
est: 37.93B (-19.3%)
|
31.28B
est: 21.30B (+46.9%)
|
50.59B
50.59B – 50.59B
+137.5% YoY
|
58.97B
58.97B – 58.97B
+16.6% YoY
|
68.40B
68.40B – 68.40B
+16.0% YoY
|
51.81B
51.81B – 51.81B
-24.3% YoY
|
52.76B
52.76B – 52.76B
+1.8% YoY
|
| EPS |
156.62
est: 28.50 (+449.5%)
|
170.97
est: 34.60 (+394.1%)
|
142.24
est: 139.80 (+1.7%)
|
137.78
est: 141.75 (-2.8%)
|
148.79
est: 151.38 (-1.7%)
|
133.32
est: 124.70 (+6.9%)
|
121.03
est: 127.00 (-4.7%)
|
164.31
est: 171.20 (-4.0%)
|
181.57
est: 180.15 (+0.8%)
|
167.11
est: 175.80 (-4.9%)
|
221.37
est: 216.70 (+2.2%)
|
276.30
276.30 – 276.30
+27.5% YoY
|
343.40
312.88 – 373.92
+24.3% YoY
|
424.50
373.51 – 475.49
+23.6% YoY
|
444.70
444.70 – 444.70
+4.8% YoY
|
464.60
464.60 – 464.60
+4.5% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-11 | B- | 3/5 | 3/5 | 2/5 | 2/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-08 | B- | 3/5 | 3/5 | 2/5 | 2/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-07 | B- | 3/5 | 3/5 | 2/5 | 2/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-01 | B | 3/5 | 3/5 | 3/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-30 | B | 3/5 | 3/5 | 3/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-28 | B | 3/5 | 3/5 | 3/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-27 | B | 3/5 | 3/5 | 3/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-24 | B | 3/5 | 3/5 | 3/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-23 | B | 3/5 | 3/5 | 3/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-22 | B | 3/5 | 3/5 | 3/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-21 | B+ | 3/5 | 3/5 | 3/5 | 4/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-20 | B+ | 3/5 | 3/5 | 3/5 | 4/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-17 | B+ | 3/5 | 3/5 | 3/5 | 4/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-16 | B+ | 3/5 | 3/5 | 3/5 | 4/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-15 | B+ | 3/5 | 3/5 | 3/5 | 4/5 | 1/5 | 3/5 | 4/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | WisdomTree Japan SmallCap Dividend Fund DFJ | 0.49% | 1.90M | 0.58% |
| 2 | iShares International Developed Small Cap Value Factor ETF ISVL | 0.47% | 1.50M | 0.31% |
| 3 | iShares International Small-Cap Equity Factor ETF ISCF | 0.45% | 2.93M | 0.24% |
| 4 | Dimensional - International Small Cap Value ETF DISV | 0.40% | 19.11M | 0.42% |
| 5 | iShares MSCI Japan Small Cap UCITS ETF IDJP.L | 0.24% | 1.34M | 0.58% |
| 6 | iShares MSCI Japan Small-Cap ETF SCJ | 0.23% | 581.9K | 0.50% |
| 7 | WisdomTree International SmallCap Dividend Fund DLS | 0.20% | 2.09M | 0.58% |
| 8 | WisdomTree Dynamic International SmallCap Equity ETF DDLS | 0.19% | 827.0K | 0.48% |
| 9 | Avantis International Small Cap Equity ETF AVDS | 0.16% | 518.7K | 0.30% |
| 10 | Avantis International Small Cap Value ETF AVDV | 0.16% | 29.97M | 0.36% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Hideyuki Murakami | President & Representative Director | — | male |
| Hiroyuki Irie | Executive Officer & Director | — | male |
| Hiroyuki Takeo | Executive Officer & Executive Director | — | male |
| Ikeda Masaru | Executive Officer | — | — |
| Kaichi Ryutaro | Executive Officer | — | — |
| Kiyotaka Tomoike | Operating Officer | — | male |
| Ozaki Kenichi | Executive Officer | — | — |
| Sadano Toshihiko | Executive Officer | — | male |
| Seiji Ino | Executive Officer | — | male |
| Souichi Kawamoto | Executive Officer | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for 7189.T
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
