JAPAN POST BANK Co., Ltd. (7182.T)
Tokyo, JP
JAPAN POST BANK Co., Ltd. delivers a broad spectrum of financial products and services to retail and corporate clients, both domestically in Japan and internationally. The bank provides diverse deposit accounts, including demand deposits like transfer, savings, and ordinary accounts, as well as various fixed-term options such as time deposits and TEIGAKU deposits, in addition to negotiable certificates of deposit. Its lending portfolio encompasses credit facilities secured by deposits or Japanese government bonds, alongside credit card loans. It also extends financing to local, central, and regional government entities, engages in syndicated lending, and offers corporate and other secondary market loans. Beyond banking, the company offers a range of investment products, including securities, Japanese government bonds, and investment trusts. It also provides domestic and foreign exchange services, insurance products, and acts as an intermediary for services like mortgages and credit cards. Serving its customers through a vast network, the bank operates 32,005 ATMs and 23,881 branches. Founded in 2006, the entity was initially known as Yucho Co, Ltd. before rebranding to JAPAN POST BANK Co., Ltd. in October 2007. The company is headquartered in Tokyo, Japan, and functions as a subsidiary of Japan Post Holdings Co., Ltd.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +2.40% | +8.06% | +11.62% | +2.87% | +78.83% | +33.96% | +104.97% | +184.95% | +216.94% | +136.54% | +82.47% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 4 | 0 |
| Buy | 3 | 0 |
| Hold | 3 | -1 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+15.9% Q1'26: +21.5% (vs Q1'25)
-
EPS growth+28.4% Q1'26: +41.4% (vs Q1'25)
-
FCF margin— Q1'26: +0.0% (vs Q1'25)
-
EBIT margin— Q1'26: +28.1% (vs Q1'25)
-
ROIC— Q1'26: -2.5% (vs Q1'25)
-
Share dilution-1.2% Q1'26: -1.3% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 33.49× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Mar 2016 actual |
Mar 2017 actual |
Mar 2018 actual |
Mar 2019 actual |
Mar 2020 actual |
Mar 2021 actual |
Mar 2022 actual |
Mar 2023 actual |
Mar 2024 actual |
Mar 2025 actual |
Mar 2026 5 Rev. Ana. 9 EPS Ana. |
Mar 2027 1 Rev. Ana. 5 EPS Ana. |
Mar 2028 6 Rev. Ana. 9 EPS Ana. |
Mar 2029 2 Rev. Ana. 2 EPS Ana. |
Mar 2030 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
1.95T
est: 1.50T (+30.0%)
|
1.88T
est: 1.44T (+30.1%)
|
1.93T
est: 1.52T (+27.0%)
|
1.81T
est: 1.35T (+34.1%)
|
1.78T
est: 1.33T (+33.9%)
|
1.74T
est: 1.35T (+28.2%)
|
1.81T
est: 1.33T (+35.5%)
|
2.04T
est: 1.12T (+83.0%)
|
2.29T
est: 1.62T (+41.1%)
|
2.41T
est: 1.02T (+137.4%)
|
1.37T
1.33T – 1.41T
+35.1% YoY
|
1.76T
1.65T – 1.86T
+28.0% YoY
|
2.00T
1.95T – 2.10T
+13.7% YoY
|
1.91T
1.82T – 1.99T
-4.6% YoY
|
1.94T
1.87T – 2.05T
+1.9% YoY
|
| EBITDA |
501.56B
est: 358.65B (+39.8%)
|
460.79B
est: 344.25B (+33.9%)
|
520.15B
est: 362.92B (+43.3%)
|
403.56B
est: 322.32B (+25.2%)
|
414.89B
est: 317.83B (+30.5%)
|
427.69B
est: 323.52B (+32.2%)
|
534.29B
est: 318.33B (+67.8%)
|
488.61B
est: 266.83B (+83.1%)
|
536.74B
est: 477.66B (+12.4%)
|
629.92B
est: 299.04B (+110.6%)
|
403.86B
391.11B – 416.60B
+35.1% YoY
|
517.04B
486.84B – 547.24B
+28.0% YoY
|
587.92B
574.12B – 619.68B
+13.7% YoY
|
560.99B
535.18B – 586.80B
-4.6% YoY
|
571.89B
549.23B – 603.95B
+1.9% YoY
|
| EBIT |
480.89B
est: 331.91B (+44.9%)
|
440.60B
est: 318.59B (+38.3%)
|
498.92B
est: 335.86B (+48.5%)
|
369.87B
est: 298.29B (+24.0%)
|
378.63B
est: 294.13B (+28.7%)
|
392.65B
est: 299.40B (+31.1%)
|
496.57B
est: 294.59B (+68.6%)
|
454.37B
est: 246.93B (+84.0%)
|
494.06B
est: 449.96B (+9.8%)
|
584.18B
est: 281.70B (+107.4%)
|
380.44B
368.43B – 392.45B
+35.1% YoY
|
487.06B
458.61B – 515.51B
+28.0% YoY
|
553.83B
540.82B – 583.75B
+13.7% YoY
|
528.46B
504.14B – 552.77B
-4.6% YoY
|
538.72B
517.38B – 568.92B
+1.9% YoY
|
| Net Income |
325.07B
est: 319.00B (+1.9%)
|
312.26B
est: 291.10B (+7.3%)
|
352.78B
est: 341.37B (+3.3%)
|
266.19B
est: 258.55B (+3.0%)
|
273.44B
est: 261.35B (+4.6%)
|
280.13B
est: 268.43B (+4.4%)
|
355.07B
est: 338.89B (+4.8%)
|
325.07B
est: 323.08B (+0.6%)
|
356.13B
est: 365.55B (-2.6%)
|
414.33B
est: 422.95B (-2.0%)
|
499.42B
487.29B – 511.56B
+18.1% YoY
|
634.36B
613.42B – 646.38B
+27.0% YoY
|
822.37B
764.05B – 946.68B
+29.6% YoY
|
859.23B
735.07B – 860.96B
+4.5% YoY
|
734.60B
696.76B – 788.13B
-14.5% YoY
|
| SGA |
135.16B
est: 662.02B (-79.6%)
|
—
est: 635.45B (-100.0%)
|
—
est: 669.91B (-100.0%)
|
—
est: 594.97B (-100.0%)
|
—
est: 586.67B (-100.0%)
|
—
est: 597.18B (-100.0%)
|
—
est: 587.59B (-100.0%)
|
—
est: 492.52B (-100.0%)
|
—
|
—
|
—
— – —
|
—
— – —
|
—
— – —
|
—
— – —
|
—
— – —
|
| EPS |
86.69
est: 88.24 (-1.8%)
|
83.28
est: 80.52 (+3.4%)
|
94.10
est: 94.42 (-0.3%)
|
71.01
est: 71.52 (-0.7%)
|
72.94
est: 72.29 (+0.9%)
|
74.73
est: 74.25 (+0.7%)
|
94.72
est: 93.74 (+1.1%)
|
86.85
est: 86.26 (+0.7%)
|
98.43
est: 101.09 (-2.6%)
|
114.60
est: 111.94 (+2.4%)
|
138.57
136.38 – 143.18
+23.8% YoY
|
177.57
171.69 – 180.91
+28.1% YoY
|
233.14
213.84 – 264.96
+31.3% YoY
|
223.35
205.73 – 240.97
-4.2% YoY
|
205.60
195.01 – 220.58
-7.9% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-18 | B- | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-15 | B- | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-14 | B- | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-13 | B- | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-12 | B- | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-11 | B- | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-08 | B- | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-07 | B- | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-01 | B | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-30 | B | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-28 | B | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-27 | B | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-24 | B | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-23 | B | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-22 | B | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-21 | B | 3/5 | 5/5 | 2/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-20 | B | 3/5 | 5/5 | 2/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-17 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-16 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Matthews Japan Active ETF JPAN JPAN | 2.43% | 245.8K | 0.79% |
| 2 | iShares MSCI Japan CTB Enhanced ESG UCITS ETF EDMJ.DE | 1.56% | 24.48M | 0.15% |
| 3 | iShares MSCI Japan CTB Enhanced ESG UCITS ETF EEJD.L | 1.56% | 14.01M | 0.15% |
| 4 | Brown Advisory International Value Select ETF BAIV | 1.53% | 1.46M | 0.60% |
| 5 | Lazard Equity Megatrends ETF THMZ | 1.50% | 782.5K | 0.60% |
| 6 | iShares MSCI Japan Value ETF EWJV | 1.39% | 9.70M | 0.15% |
| 7 | Touchstone Dynamic International ETF TDI | 1.38% | 1.03M | 1.19% |
| 8 | Capital Group Dividend Growers ETF CGDG | 1.14% | 60.61M | 0.47% |
| 9 | Amundi MSCI Japan ESG Broad Transition UCITS ETF EUR Acc J1GR.DE | 1.08% | 16.20M | 0.15% |
| 10 | Fidelity Japan Equity Research Enhanced UCITS ETF ACC-JPY FJPR.L | 0.99% | 3.18M | 0.25% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Harumi Yano | Deputy President, Representative Executive Vice President & Director | — | male |
| Makoto Shinmura | Senior Managing Executive Officer | — | male |
| Masato Tamaki | Senior Managing Executive Officer | — | male |
| Minoru Kotouda | Senior Managing Executive Officer | — | — |
| Satoru Ogata | Managing Executive Officer | — | — |
| Takao Kurosaki | Finance Manager | — | — |
| Takayuki Kasama | Chief Executive Officer, President, Director & Representative Executive Officer | — | male |
| Takayuki Tanaka | Managing Executive Officer | — | — |
| Tatsuo Ichikawa | Managing Director | — | — |
| Yamano | IR Contact | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for 7182.T
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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