Harbin Bank Co., Ltd. (6138.HK)
Harbin, CN
Founded in 1997 and based in Harbin, People's Republic of China, Harbin Bank Co., Ltd. delivers a broad spectrum of commercial banking services and offerings, predominantly within Mainland China. Its operations are structured into four key divisions: Corporate Financial Business, Retail Financial Business, Interbank Financial Business, and Other Business. The bank's extensive product portfolio encompasses various deposit accounts, including demand and time deposits, alongside diverse lending solutions such as personal, collateral-backed, corporate, and agricultural loans. It also issues both bank and credit cards. Furthermore, Harbin Bank provides essential services like settlement and clearing, facilitates trading activities, and offers personal wealth management advice. It participates in money market transactions, covering placements, investments, and repurchasing agreements, as well as foreign exchange services. For convenient access, clients can utilize online, mobile, and telephone banking platforms. The company also extends into insurance products, project financing, financial advisory and consulting, the underwriting and issuance of securities, and asset custody services. As of December 31, 2021, the bank's physical network comprised 311 branches, specifically 17 primary branches, 292 sub-branches, a dedicated financial service center for small enterprises, and a headquarters business department. The institution was previously known as Harbin City Commercial Bank Co., Ltd. before officially changing its name to Harbin Bank Co., Ltd. in November 2007.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +1.54% | -8.33% | -13.16% | -10.81% | -12.00% | -5.71% | +6.45% | +33.60% | -66.67% | -83.82% | -88.66% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2024-11 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+101.1% Q4'25: +237.0% (vs Q4'23)
-
EPS growth+60.0% Q4'25: +241.4% (vs Q4'23)
-
FCF margin— Q4'25: -38.0% (vs Q4'23)
-
EBIT margin— Q4'25: -1.2% (vs Q4'23)
-
ROIC— Q4'25: -0.2% (vs Q4'23)
-
Share dilution+0.0% Q4'25: 0.0% (vs Q4'23)
-
Debt / EBITDA— Q4'25: 106.22× (vs Q4'23)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2014 actual |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 1 EPS Ana. |
Dec 2027 1 Rev. Ana. 1 EPS Ana. |
Dec 2028 1 Rev. Ana. 1 EPS Ana. |
Dec 2029 1 Rev. Ana. 1 EPS Ana. |
Dec 2030 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
9.54B
est: 8.69B (+9.8%)
|
11.94B
est: 13.18B (-9.4%)
|
14.17B
est: 15.33B (-7.6%)
|
14.13B
est: 18.49B (-23.6%)
|
14.30B
est: 14.34B (-0.3%)
|
15.11B
est: 16.93B (-10.8%)
|
6.30B
est: 17.17B (-63.3%)
|
5.62B
est: 17.74B (-68.3%)
|
6.29B
est: 12.34B (-49.1%)
|
6.28B
est: 12.37B (-49.2%)
|
13.31B
est: 14.40B (-7.6%)
|
26.76B
est: 13.77B (+94.4%)
|
16.61B
16.61B – 16.61B
+20.6% YoY
|
12.88B
12.88B – 12.88B
-22.4% YoY
|
15.21B
15.21B – 15.21B
+18.0% YoY
|
15.42B
15.42B – 15.42B
+1.4% YoY
|
15.93B
15.93B – 15.93B
+3.3% YoY
|
| EBITDA |
—
est: 1.08B (-100.0%)
|
—
est: 1.63B (-100.0%)
|
—
est: 1.90B (-100.0%)
|
—
est: 2.29B (-100.0%)
|
—
est: 1.78B (-100.0%)
|
—
est: 2.10B (-100.0%)
|
—
est: 2.13B (-100.0%)
|
1.30B
est: 2.20B (-40.7%)
|
1.79B
est: 1.53B (+17.1%)
|
—
est: 1.53B (-100.0%)
|
1.37B
est: 1.91B (-28.3%)
|
1.16B
est: 1.83B (-36.7%)
|
2.20B
2.20B – 2.20B
+20.6% YoY
|
1.71B
1.71B – 1.71B
-22.4% YoY
|
2.02B
2.02B – 2.02B
+18.0% YoY
|
2.04B
2.04B – 2.04B
+1.4% YoY
|
2.11B
2.11B – 2.11B
+3.3% YoY
|
| EBIT |
-328.16M
est: 107.48M (-405.3%)
|
-436.70M
est: 4.44B (-109.8%)
|
-528.65M
est: 6.57B (-108.0%)
|
-543.96M
est: 228.62M (-337.9%)
|
-547.37M
est: 6.57B (-108.3%)
|
-760.70M
est: 6.60B (-111.5%)
|
-780.53M
est: 3.82B (-120.5%)
|
561.25M
est: 219.29M (+155.9%)
|
1.00B
est: 3.86B (-74.1%)
|
-769.68M
est: 2.02B (-138.1%)
|
651.43M
est: 590.39M (+10.3%)
|
519.21M
est: 564.61M (-8.0%)
|
681.07M
681.07M – 681.07M
+20.6% YoY
|
528.24M
528.24M – 528.24M
-22.4% YoY
|
623.58M
623.58M – 623.58M
+18.0% YoY
|
632.39M
632.39M – 632.39M
+1.4% YoY
|
653.27M
653.27M – 653.27M
+3.3% YoY
|
| Net Income |
3.81B
est: 3.53B (+7.8%)
|
4.46B
est: 3.29B (+35.4%)
|
4.88B
est: 4.95B (-1.5%)
|
5.25B
est: 5.46B (-3.8%)
|
5.55B
est: 4.95B (+12.1%)
|
3.56B
est: 5.02B (-29.1%)
|
745.68M
est: 2.83B (-73.7%)
|
274.13M
est: 3.96B (-93.1%)
|
554.77M
est: 2.87B (-80.7%)
|
739.99M
est: 3.16B (-76.6%)
|
919.67M
est: 5.07B (-81.9%)
|
1.12B
est: 4.85B (-77.0%)
|
5.81B
5.81B – 5.81B
+19.8% YoY
|
5.18B
5.18B – 5.18B
-10.8% YoY
|
4.53B
4.53B – 4.53B
-12.6% YoY
|
4.57B
4.57B – 4.57B
+0.8% YoY
|
4.36B
4.36B – 4.36B
-4.4% YoY
|
| SGA |
3.19B
est: 3.18B (+0.2%)
|
673.89M
est: 4.65B (-85.5%)
|
689.23M
est: 6.94B (-90.1%)
|
666.25M
est: 6.77B (-90.2%)
|
698.04M
est: 6.94B (-89.9%)
|
789.58M
est: 6.52B (-87.9%)
|
828.59M
est: 8.43B (-90.2%)
|
1.29B
est: 6.50B (-80.1%)
|
1.54B
est: 8.54B (-81.9%)
|
5.33B
est: 8.57B (-37.8%)
|
5.00B
est: 5.17B (-3.4%)
|
2.60B
est: 4.95B (-47.5%)
|
5.97B
5.97B – 5.97B
+20.6% YoY
|
4.63B
4.63B – 4.63B
-22.4% YoY
|
5.47B
5.47B – 5.47B
+18.0% YoY
|
5.54B
5.54B – 5.54B
+1.4% YoY
|
5.73B
5.73B – 5.73B
+3.3% YoY
|
| EPS |
0.37
est: 0.32 (+15.2%)
|
0.41
est: 0.38 (+8.0%)
|
0.44
est: 0.44 (+0.1%)
|
0.48
est: 0.50 (-3.3%)
|
0.50
est: 0.44 (+13.9%)
|
0.32
est: 0.40 (-20.8%)
|
0.07
est: 0.39 (-82.6%)
|
0.02
est: 0.36 (-93.1%)
|
0.00
est: 0.30 (-99.4%)
|
0.02
est: 0.29 (-94.5%)
|
0.03
est: 0.46 (-93.1%)
|
0.05
est: 0.44 (-88.4%)
|
0.53
0.53 – 0.53
+19.8% YoY
|
0.47
0.47 – 0.47
-10.8% YoY
|
0.41
0.41 – 0.41
-12.6% YoY
|
0.42
0.42 – 0.42
+0.8% YoY
|
0.40
0.40 – 0.40
-4.4% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | B- | 3/5 | 1/5 | 2/5 | 2/5 | 1/5 | 4/5 | 5/5 |
| 2026-05-28 | B- | 3/5 | 1/5 | 2/5 | 2/5 | 1/5 | 4/5 | 5/5 |
| 2026-05-27 | B- | 2/5 | 1/5 | 2/5 | 2/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-26 | B- | 2/5 | 1/5 | 2/5 | 2/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-22 | B- | 2/5 | 1/5 | 2/5 | 2/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-21 | B- | 2/5 | 1/5 | 2/5 | 2/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-20 | B- | 2/5 | 1/5 | 2/5 | 2/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-19 | B- | 2/5 | 1/5 | 2/5 | 2/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-18 | B- | 2/5 | 1/5 | 2/5 | 2/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-15 | B- | 3/5 | 1/5 | 2/5 | 2/5 | 1/5 | 4/5 | 5/5 |
| 2026-05-14 | B- | 3/5 | 1/5 | 2/5 | 2/5 | 1/5 | 4/5 | 5/5 |
| 2026-05-13 | B- | 3/5 | 1/5 | 2/5 | 2/5 | 1/5 | 4/5 | 5/5 |
| 2026-05-12 | B- | 3/5 | 1/5 | 2/5 | 2/5 | 1/5 | 4/5 | 5/5 |
| 2026-05-11 | B- | 3/5 | 1/5 | 2/5 | 2/5 | 1/5 | 4/5 | 5/5 |
| 2026-05-08 | B- | 3/5 | 1/5 | 2/5 | 2/5 | 1/5 | 4/5 | 5/5 |
| 2026-05-07 | B- | 3/5 | 1/5 | 2/5 | 2/5 | 1/5 | 4/5 | 5/5 |
| 2026-05-06 | B- | 3/5 | 1/5 | 2/5 | 2/5 | 1/5 | 4/5 | 5/5 |
| 2026-05-05 | B- | 3/5 | 1/5 | 2/5 | 2/5 | 1/5 | 4/5 | 5/5 |
| 2026-05-04 | B- | 3/5 | 1/5 | 2/5 | 2/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-30 | B | 3/5 | 1/5 | 2/5 | 3/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-29 | B | 3/5 | 1/5 | 2/5 | 3/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-28 | B | 3/5 | 1/5 | 2/5 | 3/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-27 | B | 3/5 | 1/5 | 2/5 | 3/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-24 | B | 3/5 | 1/5 | 2/5 | 3/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-23 | B | 3/5 | 1/5 | 2/5 | 3/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-22 | B | 3/5 | 1/5 | 2/5 | 3/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-21 | B | 3/5 | 1/5 | 2/5 | 3/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-20 | B | 3/5 | 1/5 | 2/5 | 3/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-17 | B | 3/5 | 1/5 | 2/5 | 4/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-16 | B | 3/5 | 1/5 | 2/5 | 4/5 | 1/5 | 4/5 | 5/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Dimensional Emerging Markets Sustainability Core 1 ETF DFSE | 0.00% | 8.3K | 0.44% |
| 2 | Dimensional - Emerging Markets Core Equity 2 ETF DFEM | 0.00% | 109.7K | 0.39% |
| 3 | Dimensional World ex U.S. Core Equity 2 ETF DFAX | 0.00% | 60.3K | 0.28% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Xinquan Deng | Executive Chairman | 1M | male |
| Chunhe Yao | Executive Director & President | 1M | male |
| Ying Wang | Chief Audit Officer | 954.4K | female |
| Mingfei Wu | Chief Credit Approval Officer | — | male |
| Shengxue Sun | Chief Risk Officer | — | male |
| Siliang Wu | Joint Company Secretary | — | male |
| Wai Fung Ngai FCCA FCIS | Joint Company Secretary | — | — |
| Yong Liang | Chief Information Officer | — | male |
| Gongming Guan | Chief Compliance Officer | — | male |
| Kai Dong | General Manager of Finance & Accounting Department | — | — |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for 6138.HK
Short-term intention
Target Price Distribution
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