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Harbin Bank Co., Ltd. (6138.HK)

HKD0.32 +0.00 (+0.00%)
CN HKSE Financial Services Banks - Regional
Address No. 888 Shangjiang Street 150010
Harbin, CN
CEO Xinquan Deng
IPO 2014-03-31
ISIN CNE100001SB3

Explore sections of this company profile

Description

Founded in 1997 and based in Harbin, People's Republic of China, Harbin Bank Co., Ltd. delivers a broad spectrum of commercial banking services and offerings, predominantly within Mainland China. Its operations are structured into four key divisions: Corporate Financial Business, Retail Financial Business, Interbank Financial Business, and Other Business. The bank's extensive product portfolio encompasses various deposit accounts, including demand and time deposits, alongside diverse lending solutions such as personal, collateral-backed, corporate, and agricultural loans. It also issues both bank and credit cards. Furthermore, Harbin Bank provides essential services like settlement and clearing, facilitates trading activities, and offers personal wealth management advice. It participates in money market transactions, covering placements, investments, and repurchasing agreements, as well as foreign exchange services. For convenient access, clients can utilize online, mobile, and telephone banking platforms. The company also extends into insurance products, project financing, financial advisory and consulting, the underwriting and issuance of securities, and asset custody services. As of December 31, 2021, the bank's physical network comprised 311 branches, specifically 17 primary branches, 292 sub-branches, a dedicated financial service center for small enterprises, and a headquarters business department. The institution was previously known as Harbin City Commercial Bank Co., Ltd. before officially changing its name to Harbin Bank Co., Ltd. in November 2007.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
HKD0.32 +0.00 (+0.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
2M
Beta
0.65
Float Shares
3.02B
Free Float %
27.5%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+1.54% -8.33% -13.16% -10.81% -12.00% -5.71% +6.45% +33.60% -66.67% -83.82% -88.66%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
0.32
DCF (Unlevered) 16.01 +4,902.2%
DCF (Levered) 132.49 +41,302.2%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.01
Distress
Piotroski F-Score
4 / 9
Average
Composite Rating
B-
Overall Score
3 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
2 / 5
Medium
ROA Score
2 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
4 / 5
High
P/Book Score
5 / 5
High
Operational MOAT
  • Revenue growth
    +101.1% Q4'25: +237.0% (vs Q4'23)
  • EPS growth
    +60.0% Q4'25: +241.4% (vs Q4'23)
  • FCF margin
    Q4'25: -38.0% (vs Q4'23)
  • EBIT margin
    Q4'25: -1.2% (vs Q4'23)
  • ROIC
    Q4'25: -0.2% (vs Q4'23)
  • Share dilution
    +0.0% Q4'25: 0.0% (vs Q4'23)
  • Debt / EBITDA
    Q4'25: 106.22× (vs Q4'23)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.67) × ERP
WACC = 1% × Ke + 99% × Kd (8.7%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 16.01 Current price: 0.32
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2014
actual
Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
1 Rev. Ana.
1 EPS Ana.
Dec 2027
1 Rev. Ana.
1 EPS Ana.
Dec 2028
1 Rev. Ana.
1 EPS Ana.
Dec 2029
1 Rev. Ana.
1 EPS Ana.
Dec 2030
1 Rev. Ana.
1 EPS Ana.
Revenue
9.54B
est: 8.69B (+9.8%)
11.94B
est: 13.18B (-9.4%)
14.17B
est: 15.33B (-7.6%)
14.13B
est: 18.49B (-23.6%)
14.30B
est: 14.34B (-0.3%)
15.11B
est: 16.93B (-10.8%)
6.30B
est: 17.17B (-63.3%)
5.62B
est: 17.74B (-68.3%)
6.29B
est: 12.34B (-49.1%)
6.28B
est: 12.37B (-49.2%)
13.31B
est: 14.40B (-7.6%)
26.76B
est: 13.77B (+94.4%)
16.61B
16.61B – 16.61B
+20.6% YoY
12.88B
12.88B – 12.88B
-22.4% YoY
15.21B
15.21B – 15.21B
+18.0% YoY
15.42B
15.42B – 15.42B
+1.4% YoY
15.93B
15.93B – 15.93B
+3.3% YoY
EBITDA
est: 1.08B (-100.0%)
est: 1.63B (-100.0%)
est: 1.90B (-100.0%)
est: 2.29B (-100.0%)
est: 1.78B (-100.0%)
est: 2.10B (-100.0%)
est: 2.13B (-100.0%)
1.30B
est: 2.20B (-40.7%)
1.79B
est: 1.53B (+17.1%)
est: 1.53B (-100.0%)
1.37B
est: 1.91B (-28.3%)
1.16B
est: 1.83B (-36.7%)
2.20B
2.20B – 2.20B
+20.6% YoY
1.71B
1.71B – 1.71B
-22.4% YoY
2.02B
2.02B – 2.02B
+18.0% YoY
2.04B
2.04B – 2.04B
+1.4% YoY
2.11B
2.11B – 2.11B
+3.3% YoY
EBIT
-328.16M
est: 107.48M (-405.3%)
-436.70M
est: 4.44B (-109.8%)
-528.65M
est: 6.57B (-108.0%)
-543.96M
est: 228.62M (-337.9%)
-547.37M
est: 6.57B (-108.3%)
-760.70M
est: 6.60B (-111.5%)
-780.53M
est: 3.82B (-120.5%)
561.25M
est: 219.29M (+155.9%)
1.00B
est: 3.86B (-74.1%)
-769.68M
est: 2.02B (-138.1%)
651.43M
est: 590.39M (+10.3%)
519.21M
est: 564.61M (-8.0%)
681.07M
681.07M – 681.07M
+20.6% YoY
528.24M
528.24M – 528.24M
-22.4% YoY
623.58M
623.58M – 623.58M
+18.0% YoY
632.39M
632.39M – 632.39M
+1.4% YoY
653.27M
653.27M – 653.27M
+3.3% YoY
Net Income
3.81B
est: 3.53B (+7.8%)
4.46B
est: 3.29B (+35.4%)
4.88B
est: 4.95B (-1.5%)
5.25B
est: 5.46B (-3.8%)
5.55B
est: 4.95B (+12.1%)
3.56B
est: 5.02B (-29.1%)
745.68M
est: 2.83B (-73.7%)
274.13M
est: 3.96B (-93.1%)
554.77M
est: 2.87B (-80.7%)
739.99M
est: 3.16B (-76.6%)
919.67M
est: 5.07B (-81.9%)
1.12B
est: 4.85B (-77.0%)
5.81B
5.81B – 5.81B
+19.8% YoY
5.18B
5.18B – 5.18B
-10.8% YoY
4.53B
4.53B – 4.53B
-12.6% YoY
4.57B
4.57B – 4.57B
+0.8% YoY
4.36B
4.36B – 4.36B
-4.4% YoY
SGA
3.19B
est: 3.18B (+0.2%)
673.89M
est: 4.65B (-85.5%)
689.23M
est: 6.94B (-90.1%)
666.25M
est: 6.77B (-90.2%)
698.04M
est: 6.94B (-89.9%)
789.58M
est: 6.52B (-87.9%)
828.59M
est: 8.43B (-90.2%)
1.29B
est: 6.50B (-80.1%)
1.54B
est: 8.54B (-81.9%)
5.33B
est: 8.57B (-37.8%)
5.00B
est: 5.17B (-3.4%)
2.60B
est: 4.95B (-47.5%)
5.97B
5.97B – 5.97B
+20.6% YoY
4.63B
4.63B – 4.63B
-22.4% YoY
5.47B
5.47B – 5.47B
+18.0% YoY
5.54B
5.54B – 5.54B
+1.4% YoY
5.73B
5.73B – 5.73B
+3.3% YoY
EPS
0.37
est: 0.32 (+15.2%)
0.41
est: 0.38 (+8.0%)
0.44
est: 0.44 (+0.1%)
0.48
est: 0.50 (-3.3%)
0.50
est: 0.44 (+13.9%)
0.32
est: 0.40 (-20.8%)
0.07
est: 0.39 (-82.6%)
0.02
est: 0.36 (-93.1%)
0.00
est: 0.30 (-99.4%)
0.02
est: 0.29 (-94.5%)
0.03
est: 0.46 (-93.1%)
0.05
est: 0.44 (-88.4%)
0.53
0.53 – 0.53
+19.8% YoY
0.47
0.47 – 0.47
-10.8% YoY
0.41
0.41 – 0.41
-12.6% YoY
0.42
0.42 – 0.42
+0.8% YoY
0.40
0.40 – 0.40
-4.4% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 B- 3/5 1/5 2/5 2/5 1/5 4/5 5/5
2026-05-28 B- 3/5 1/5 2/5 2/5 1/5 4/5 5/5
2026-05-27 B- 2/5 1/5 2/5 2/5 1/5 4/5 4/5
2026-05-26 B- 2/5 1/5 2/5 2/5 1/5 4/5 4/5
2026-05-22 B- 2/5 1/5 2/5 2/5 1/5 4/5 4/5
2026-05-21 B- 2/5 1/5 2/5 2/5 1/5 4/5 4/5
2026-05-20 B- 2/5 1/5 2/5 2/5 1/5 4/5 4/5
2026-05-19 B- 2/5 1/5 2/5 2/5 1/5 4/5 4/5
2026-05-18 B- 2/5 1/5 2/5 2/5 1/5 4/5 4/5
2026-05-15 B- 3/5 1/5 2/5 2/5 1/5 4/5 5/5
2026-05-14 B- 3/5 1/5 2/5 2/5 1/5 4/5 5/5
2026-05-13 B- 3/5 1/5 2/5 2/5 1/5 4/5 5/5
2026-05-12 B- 3/5 1/5 2/5 2/5 1/5 4/5 5/5
2026-05-11 B- 3/5 1/5 2/5 2/5 1/5 4/5 5/5
2026-05-08 B- 3/5 1/5 2/5 2/5 1/5 4/5 5/5
2026-05-07 B- 3/5 1/5 2/5 2/5 1/5 4/5 5/5
2026-05-06 B- 3/5 1/5 2/5 2/5 1/5 4/5 5/5
2026-05-05 B- 3/5 1/5 2/5 2/5 1/5 4/5 5/5
2026-05-04 B- 3/5 1/5 2/5 2/5 1/5 4/5 5/5
2026-04-30 B 3/5 1/5 2/5 3/5 1/5 4/5 5/5
2026-04-29 B 3/5 1/5 2/5 3/5 1/5 4/5 5/5
2026-04-28 B 3/5 1/5 2/5 3/5 1/5 4/5 5/5
2026-04-27 B 3/5 1/5 2/5 3/5 1/5 4/5 5/5
2026-04-24 B 3/5 1/5 2/5 3/5 1/5 4/5 5/5
2026-04-23 B 3/5 1/5 2/5 3/5 1/5 4/5 5/5
2026-04-22 B 3/5 1/5 2/5 3/5 1/5 4/5 5/5
2026-04-21 B 3/5 1/5 2/5 3/5 1/5 4/5 5/5
2026-04-20 B 3/5 1/5 2/5 3/5 1/5 4/5 5/5
2026-04-17 B 3/5 1/5 2/5 4/5 1/5 4/5 5/5
2026-04-16 B 3/5 1/5 2/5 4/5 1/5 4/5 5/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-54.98B
OE per share TTM
-5.01
Owner's Yield
-1,515.22%
Maintenance CapEx ratio
2,778.48%
Maint CapEx / Avg PPE
77.1%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 3 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 Dimensional Emerging Markets Sustainability Core 1 ETF DFSE 0.00% 8.3K 0.44%
2 Dimensional - Emerging Markets Core Equity 2 ETF DFEM 0.00% 109.7K 0.39%
3 Dimensional World ex U.S. Core Equity 2 ETF DFAX 0.00% 60.3K 0.28%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
58.6K
Shares Outstanding
11.00B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Xinquan Deng Executive Chairman 1M male
Chunhe Yao Executive Director & President 1M male
Ying Wang Chief Audit Officer 954.4K female
Mingfei Wu Chief Credit Approval Officer male
Shengxue Sun Chief Risk Officer male
Siliang Wu Joint Company Secretary male
Wai Fung Ngai FCCA FCIS Joint Company Secretary
Yong Liang Chief Information Officer male
Gongming Guan Chief Compliance Officer male
Kai Dong General Manager of Finance & Accounting Department
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits