Qilu Bank Co., Ltd. (601665.SS)
Jinan, CN
Qilu Bank Co., Ltd., established in 1996 and headquartered in Jinan, People's Republic of China, delivers a comprehensive array of banking and financial services to both individual and institutional clients. For its personal customers, the bank provides various savings account options—including demand, standard savings, and education-specific deposits—alongside a wide range of loan products such as personal, housing mortgage, consumer, home improvement, parking, and salary loans. Additionally, it offers wealth management solutions, credit cards, and insurance products. On the corporate side, the bank facilitates deposits, diverse financing (including corporate and supply chain solutions), cash management, and investment banking services. Its international services encompass foreign exchange management (funds, accounts, deposits), guarantees, trade financing, remittance, international settlement, and commercial acceptance bill bonding/guarantee services, all supported by internet banking capabilities. Furthermore, Qilu Bank engages in other financial activities like bill discounting, interbank lending and investments, bond trading (both investment and spot), and foreign exchange and derivatives transactions. The institution operated under the name Jinan City Commercial Bank Co., Ltd. before officially changing to QILU BANK CO., LTD. on June 6, 2009.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +1.67% | -0.98% | -4.85% | +6.67% | +2.70% | +5.92% | -8.43% | +49.02% | -21.24% | -21.24% | -21.24% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2024-11 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth-0.3% Q1'26: +6.0% (vs Q1'25)
-
EPS growth+25.0% Q1'26: +9.5% (vs Q1'25)
-
FCF margin— Q1'26: +143.1% (vs Q1'25)
-
EBIT margin— Q1'26: +25.8% (vs Q1'25)
-
ROIC— Q1'26: +7.9% (vs Q1'25)
-
Share dilution-8.3% Q1'26: +4.1% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 18.50× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 2 Rev. Ana. 2 EPS Ana. |
Dec 2027 2 Rev. Ana. 2 EPS Ana. |
Dec 2028 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|
| Revenue |
18.05B
est: 9.37B (+92.6%)
|
20.35B
est: 11.13B (+82.8%)
|
22.54B
est: 8.17B (+175.8%)
|
24.29B
est: 12.49B (+94.4%)
|
24.22B
est: 13.11B (+84.7%)
|
14.18B
14.10B – 14.26B
+8.1% YoY
|
15.28B
15.07B – 15.48B
+7.7% YoY
|
16.51B
16.23B – 16.79B
+8.1% YoY
|
| EBITDA |
3.62B
est: 2.75B (+31.4%)
|
4.19B
est: 3.27B (+28.3%)
|
4.77B
est: 2.43B (+95.8%)
|
5.52B
est: 3.72B (+48.2%)
|
5.95B
est: 3.91B (+52.4%)
|
4.22B
4.20B – 4.25B
+8.1% YoY
|
4.55B
4.49B – 4.61B
+7.7% YoY
|
4.92B
4.83B – 5.00B
+8.1% YoY
|
| EBIT |
3.34B
est: 2.56B (+30.4%)
|
3.87B
est: 3.04B (+27.2%)
|
4.41B
est: 2.34B (+88.8%)
|
5.16B
est: 3.57B (+44.3%)
|
5.62B
est: 3.75B (+49.7%)
|
4.06B
4.03B – 4.08B
+8.1% YoY
|
4.37B
4.31B – 4.43B
+7.7% YoY
|
4.72B
4.64B – 4.80B
+8.1% YoY
|
| Net Income |
3.04B
est: 3.80B (-20.2%)
|
3.59B
est: 4.88B (-26.5%)
|
4.23B
est: 5.24B (-19.2%)
|
4.99B
est: 5.74B (-13.1%)
|
5.71B
est: 5.21B (+9.6%)
|
5.79B
5.65B – 5.93B
+11.1% YoY
|
6.55B
6.41B – 6.69B
+13.0% YoY
|
7.34B
7.24B – 7.43B
+12.0% YoY
|
| SGA |
1.15B
est: 1.25B (-8.1%)
|
1.26B
est: 1.49B (-15.1%)
|
1.68B
est: 510.50M (+229.5%)
|
1.58B
est: 780.26M (+102.2%)
|
1.13B
est: 818.99M (+38.4%)
|
885.47M
880.49M – 890.44M
+8.1% YoY
|
953.93M
941.22M – 966.64M
+7.7% YoY
|
1.03B
1.01B – 1.05B
+8.1% YoY
|
| EPS |
0.66
est: 0.61 (+8.2%)
|
0.78
est: 0.78 (-0.4%)
|
0.87
est: 0.92 (-5.2%)
|
0.97
est: 1.00 (-3.4%)
|
1.00
est: 0.91 (+9.6%)
|
1.01
0.99 – 1.04
+11.1% YoY
|
1.15
1.12 – 1.17
+13.0% YoY
|
1.28
1.27 – 1.30
+12.0% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | B+ | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-28 | B+ | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-27 | B+ | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-26 | B+ | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-25 | B+ | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-22 | B+ | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-21 | B+ | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-20 | B+ | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-19 | B+ | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-18 | B+ | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-15 | A- | 4/5 | 4/5 | 4/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-14 | A- | 4/5 | 4/5 | 4/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-13 | B+ | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-12 | B+ | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-11 | B+ | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-08 | A- | 4/5 | 4/5 | 4/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-07 | A- | 4/5 | 4/5 | 4/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-06 | A- | 4/5 | 4/5 | 4/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-30 | A- | 4/5 | 4/5 | 4/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-29 | A- | 4/5 | 4/5 | 4/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-28 | A- | 4/5 | 4/5 | 4/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-27 | A- | 4/5 | 4/5 | 4/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-24 | B+ | 3/5 | 4/5 | 4/5 | 1/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-23 | B+ | 3/5 | 5/5 | 4/5 | 1/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-22 | B+ | 3/5 | 5/5 | 4/5 | 1/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-21 | B+ | 3/5 | 5/5 | 4/5 | 1/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-20 | B+ | 3/5 | 5/5 | 4/5 | 1/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-17 | B+ | 3/5 | 5/5 | 4/5 | 1/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-16 | B+ | 3/5 | 5/5 | 4/5 | 1/5 | 1/5 | 4/5 | 4/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | WisdomTree Emerging Markets SmallCap Dividend Fund DGS | 0.35% | 6.32M | 0.58% |
| 2 | Xtrackers Harvest CSI 500 China A-Shares Small Cap ETF ASHS | 0.24% | 88.0K | 0.65% |
| 3 | Vanguard FTSE All-World ex-US Small-Cap ETF VSS | 0.01% | 1.33M | 0.06% |
| 4 | Amundi Prime Emerging Markets UCITS ETF DR (C) PRAM.L | 0.00% | 78.5K | 0.10% |
| 5 | Vanguard FTSE Emerging Markets Shares ETF VGE.AX | 0.00% | 45.4K | 0.48% |
| 6 | Vanguard FTSE Emerging Markets All Cap Index ETF VEE.TO | 0.00% | 102.5K | 0.26% |
| 7 | Vanguard FTSE Emerging Markets ETF VWO | 0.00% | 5.06M | 0.06% |
| 8 | Goldman Sachs MarketBeta Emerging Markets Equity ETF GSEE | 0.00% | 3.2K | 0.45% |
| 9 | Vanguard Total International Stock ETF VXUS | 0.00% | 5.60M | 0.05% |
| 10 | Vanguard ESG International Stock ETF VSGX | 0.00% | 50.1K | 0.10% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Gang Wu | Assistant Governor | — | male |
| Hai Xiao Liu | Assistant Governor | — | male |
| Hua Zhang | Vice Chairman & President | — | male |
| Jinliang Hu | Secretary to the Board, Vice President & Executive Director | — | male |
| Wenzhe Tao | Vice President | — | male |
| Xuchun Wu | Chief Information Officer | — | male |
| Yongsheng Gao | Chief Financial Officer | — | male |
| Zhenshui Liu | Assistant Governor | — | male |
| Zugang Zheng | Executive Chairman | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for 601665.SS
Short-term intention
Target Price Distribution
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