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Bank of Changsha Co., Ltd. (601577.SS)

CNY9.46 -0.02 (-0.21%)
CN SHH Financial Services Banks - Regional
Address Changsha Bank Building 410205
Changsha, CN
CEO Xiaozhong Zhao
IPO 2018-09-27
ISIN CNE100003F50

Explore sections of this company profile

Description

Bank of Changsha Co., Ltd., established in 1997 and headquartered in Changsha, China, operates as a comprehensive commercial bank. It caters to a broad clientele, offering a diverse array of financial products and services to both individual consumers and corporate entities across China. Its consumer-oriented services include a wide range of deposit accounts, such as demand, time, notice, agreement, and structured deposits, as well as certificates of deposit. The bank also provides investment products and issues credit cards. For businesses, the bank offers an extensive portfolio of lending solutions, encompassing working capital, fixed asset, merger and acquisition, and operating property loans. It further provides specialized financing, including equity pledge options, subsidy, stock option, investment, and inclusive loans, alongside convenient e-loans. Beyond traditional lending, Bank of Changsha delivers comprehensive corporate finance and investment banking services. These sophisticated services cover managing urban development and industry funds, structuring financing arrangements, developing debt financing plans, issuing non-financial corporate debt instruments, facilitating asset securitization, offering financing guarantees, arranging syndicated loans, and providing M&A financing support. Furthermore, the bank offers crucial settlement services, including cash management, fund custody, corporate internet banking, payroll processing, bill and exchange facilities, VAT electronic invoicing, and corporate e-banking functionalities, all accessible via an integrated financial service platform. Its robust trade finance department provides a full spectrum of international trade services. These encompass export-related activities such as export bills, package loans, stock financing, export credit insurance, forfaiting, export collection bills, and inward/outward remittance financing. Import services include customs duty guarantees, open letters of credit, import bills, import bills collection, and various payment services. The bank also facilitates buyer and seller financing, manages letters of credit (issuance, notification, review/negotiation), handles import and export documentary collection, and offers foreign and forward exchange guarantees. Complementing these are spot foreign exchange settlement and sales, alongside RMB foreign exchange swaps.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
CNY9.46 -0.02 (-0.21%)
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Volume Profile
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Liquidity & share structure
Average Volume
18M
Beta
0.20
Float Shares
1.89B
Free Float %
47.0%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.21% -2.96% +0.95% -4.99% -5.56% -1.86% +1.17% +14.15% +3.48% -17.29% -17.29%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
9.46
DCF (Unlevered) 2.08 -78.0%
DCF (Levered) 80.55 +751.5%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.15
Distress
Piotroski F-Score
7 / 9
Strong
Composite Rating
B+
Overall Score
3 / 5
Medium
DCF Score
3 / 5
Medium
ROE Score
3 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
4 / 5
High
P/Book Score
4 / 5
High
Operational MOAT
  • Revenue growth
    -5.1% Q1'26: -0.1% (vs Q1'25)
  • EPS growth
    +3.2% Q1'26: +5.6% (vs Q1'25)
  • FCF margin
    Q1'26: +22.6% (vs Q1'25)
  • EBIT margin
    Q1'26: +25.5% (vs Q1'25)
  • ROIC
    Q1'26: +2.4% (vs Q1'25)
  • Share dilution
    +0.4% Q1'26: -0.1% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 31.92× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.24) × ERP
WACC = 15% × Ke + 85% × Kd (7.9%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 2.01 Current price: 9.46
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
1 Rev. Ana.
1 EPS Ana.
Dec 2027
2 Rev. Ana.
2 EPS Ana.
Dec 2028
1 Rev. Ana.
1 EPS Ana.
Revenue
30.03B
est: 16.23M (+184,946.3%)
32.28B
est: 18.13B (+78.1%)
36.95B
est: 20.78B (+77.8%)
40.70B
est: 22.88B (+77.9%)
45.00B
est: 17.00B (+164.7%)
46.50B
est: 25.94B (+79.3%)
44.11B
est: 26.32B (+67.6%)
26.68B
26.66B – 26.71B
+1.4% YoY
28.29B
28.24B – 28.35B
+6.0% YoY
31.12B
31.12B – 31.12B
+10.0% YoY
EBITDA
6.70B
est: 2.95M (+226,806.7%)
7.04B
est: 3.30B (+113.5%)
8.63B
est: 3.78B (+128.4%)
9.41B
est: 4.16B (+126.2%)
10.19B
est: 4.30B (+137.1%)
10.22B
est: 6.56B (+55.8%)
10.85B
est: 6.65B (+63.1%)
6.75B
6.74B – 6.75B
+1.4% YoY
7.15B
7.14B – 7.17B
+6.0% YoY
7.87B
7.87B – 7.87B
+10.0% YoY
EBIT
6.45B
est: 2.60M (+247,714.7%)
6.76B
est: 2.91B (+132.7%)
8.01B
est: 3.33B (+140.3%)
8.69B
est: 3.67B (+136.7%)
9.39B
est: 3.98B (+135.8%)
9.42B
est: 6.07B (+55.2%)
10.06B
est: 6.16B (+63.3%)
6.25B
6.24B – 6.26B
+1.4% YoY
6.63B
6.61B – 6.64B
+6.0% YoY
7.29B
7.29B – 7.29B
+10.0% YoY
Net Income
5.08B
est: 6.11B (-16.9%)
5.34B
est: 6.21B (-14.0%)
6.30B
est: 6.67B (-5.4%)
6.81B
est: 6.99B (-2.6%)
7.46B
est: 7.92B (-5.8%)
7.83B
est: 8.01B (-2.2%)
8.11B
est: 8.65B (-6.3%)
9.05B
9.04B – 9.06B
+4.6% YoY
9.85B
9.33B – 10.37B
+8.8% YoY
10.63B
10.61B – 10.64B
+7.9% YoY
SGA
2.13B
est: 2.18M (+97,622.2%)
2.16B
est: 2.44B (-11.4%)
2.25B
est: 2.80B (-19.7%)
2.06B
est: 3.08B (-33.2%)
2.10B
est: 849.96M (+147.5%)
2.26B
est: 1.30B (+74.1%)
1.92B
est: 1.32B (+45.6%)
1.33B
1.33B – 1.34B
+1.4% YoY
1.41B
1.41B – 1.42B
+6.0% YoY
1.56B
1.56B – 1.56B
+10.0% YoY
EPS
1.48
est: 1.46 (+1.4%)
1.47
est: 1.48 (-0.9%)
1.55
est: 1.59 (-2.7%)
1.61
est: 1.67 (-3.6%)
1.78
est: 1.89 (-5.6%)
1.87
est: 1.91 (-1.9%)
1.93
est: 2.06 (-6.3%)
2.16
2.15 – 2.16
+4.6% YoY
2.35
2.22 – 2.47
+8.8% YoY
2.53
2.53 – 2.53
+7.9% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-11 B+ 3/5 3/5 3/5 3/5 1/5 4/5 4/5
2026-05-08 B+ 3/5 3/5 4/5 3/5 1/5 4/5 4/5
2026-05-07 B+ 3/5 3/5 4/5 3/5 1/5 4/5 4/5
2026-05-06 B+ 3/5 3/5 4/5 3/5 1/5 4/5 4/5
2026-04-30 B 3/5 1/5 4/5 3/5 1/5 4/5 4/5
2026-04-29 B 3/5 1/5 4/5 3/5 1/5 4/5 4/5
2026-04-28 B 3/5 1/5 4/5 3/5 1/5 4/5 4/5
2026-04-27 B 3/5 1/5 4/5 3/5 1/5 4/5 4/5
2026-04-24 B 3/5 1/5 4/5 3/5 1/5 4/5 4/5
2026-04-23 B+ 3/5 1/5 4/5 4/5 1/5 4/5 4/5
2026-04-22 B+ 3/5 1/5 4/5 4/5 1/5 4/5 4/5
2026-04-21 B+ 3/5 1/5 4/5 4/5 1/5 4/5 4/5
2026-04-20 B+ 3/5 1/5 4/5 4/5 1/5 4/5 4/5
2026-04-17 B+ 3/5 1/5 4/5 4/5 1/5 4/5 4/5
2026-04-16 B+ 3/5 1/5 4/5 4/5 1/5 4/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
68.25B
OE per share TTM
16.99
Owner's Yield
177.14%
Maintenance CapEx ratio
22.31%
Maint CapEx / Avg PPE
6.9%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 116 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 WisdomTree Emerging Markets SmallCap Dividend Fund DGS 0.35% 6.33M 0.58%
2 Xtrackers Harvest CSI 500 China A-Shares Small Cap ETF ASHS 0.20% 73.4K 0.65%
3 HSBC MSCI China A UCITS ETF HMCT.L 0.10% 140.0K 0.30%
4 Invesco FTSE Emerging Markets High Dividend Low Volatility UCITS ETF EMHD.L 0.09% 242.9K 0.49%
5 JPMorgan ETFs (Ireland) ICAV - China A Research Enhanced Index Equity Active UCITS ETF JREC.L 0.07% 16.6K 0.40%
6 iShares MSCI China A ETF CNYA 0.07% 167.0K 0.60%
7 iShares MSCI China A UCITS ETF CNYA.L 0.07% 2.19M 0.40%
8 iShares MSCI China A UCITS ETF CNYE.MI 0.07% 72.4K 0.45%
9 Xtrackers MSCI China A UCITS ETF 1C XX2D.L 0.07% 94.3K 0.35%
10 Amundi MSCI China A UCITS ETF Acc CNAA.L 0.07% 94.3K 0.35%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
1.03M
Shares Outstanding
4.02B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Gang Luo Vice President male
Jianliang Huang Vice President & Chief Risk Officer male
Jianying Li Vice President female
Jingen Peng Board Secretary male
Man Zhang President & Director female
Sheng Wu Chief Information Officer male
Silong Wu Vice President & Accounting Officer male
Xiaozhong Zhao Chairman of the Board male
Xingshuang Li Vice President male
Xun Li Assistant Governor male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits