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Bank of Shanghai Co., Ltd. (601229.SS)

CNY9.13 +0.09 (+1.00%)
CN SHH Financial Services Banks - Regional
Address No. 168, Middle Yincheng Road 200120
Shanghai, CN
CEO Hongmin Shi
Website bosc.cn
IPO 2016-11-16
ISIN CNE100002FM5

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Description

The Bank of Shanghai Co., Ltd. is a leading financial institution primarily serving clients across Mainland China, offering a comprehensive array of banking products and services to both individual and corporate customers. Its operations are organized into three main divisions: Wholesale Financial Business, Retail Financial Business, and Other Business segments. The bank provides diverse deposit options, including standard current accounts, various time and demand deposits, fixed deposits, specialized accounts for education and individual calls, interest-on-interest schemes, and foreign exchange deposits. For lending, it extends personal loans for purposes such as vehicle license plates, individual studies, and housing. Corporate clients can access financing for fixed assets, revolving credit for liquidity, mortgage loans, syndicated loans, overdraft facilities, and working capital. Beyond traditional banking, the company issues debit and credit cards and offers a broad spectrum of investment and insurance products. These include open-ended funds, certificate and savings bonds, alongside unit-linked, annuity, health, and life insurance policies. Its settlement services encompass check processing, cashier's orders, bank and trade acceptances, remittances, various collection services (with acceptance and consignment), and periodic credit and charge facilities. Additionally, the bank provides intermediary services such as guarantees for tenders, performance, advance payments, quality, maintenance, and general payments, as well as entrusted unit loans and credit certification. In the corporate sphere, the Bank of Shanghai delivers robust supply chain services, covering advance payment financing, chattel mortgage credit extensions, accounts receivable financing, credit insurance financing, specialized auto dealer and order financing, and domestic letters of credit. Customers can conveniently access banking services through online, mobile, and telephone platforms. Further specialized offerings include investment banking, asset custody, equity investment, wealth management, securities agency, and pension finance services. Established in 1995, the institution was initially known as Shanghai City United Bank Ltd. before adopting its current name, Bank of Shanghai Co., Ltd., in July 1998. Its headquarters remain situated in Shanghai, China.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
CNY9.13 +0.09 (+1.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
47M
Beta
0.04
Float Shares
14.21B
Free Float %
100.0%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
9.13
DCF (Unlevered) 90.36 +889.7%
DCF (Levered) 38.56 +322.3%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 86% Bullish
Rating 2024-11 Change
Strong Buy 0 0
Buy 6 0
Hold 0 0
Sell 1 0
Strong Sell 0 0
Quality scores
Altman Z-Score
-0.46
Distress
Piotroski F-Score
7 / 9
Strong
Composite Rating
A-
Overall Score
4 / 5
High
DCF Score
5 / 5
High
ROE Score
3 / 5
Medium
ROA Score
4 / 5
High
D/E Score
1 / 5
Low
P/E Score
4 / 5
High
P/Book Score
4 / 5
High
Operational MOAT
  • Revenue growth
    -8.4% Q1'26: -5.4% (vs Q1'25)
  • EPS growth
    +1.4% Q1'26: +0.0% (vs Q1'25)
  • FCF margin
    Q1'26: -1.1% (vs Q1'25)
  • EBIT margin
    Q1'26: +30.9% (vs Q1'25)
  • ROIC
    Q1'26: +11.2% (vs Q1'25)
  • Share dilution
    +1.3% Q1'26: +0.7% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 19.00× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.13) × ERP
WACC = 22% × Ke + 78% × Kd (8.3%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 14.17 Current price: 9.13
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
1 Rev. Ana.
6 EPS Ana.
Dec 2027
7 Rev. Ana.
6 EPS Ana.
Dec 2028
1 Rev. Ana.
1 EPS Ana.
Revenue
69.06B
est: 34.73B (+98.9%)
74.08B
est: 33.83B (+119.0%)
89.83B
est: 39.90B (+125.1%)
98.10B
est: 50.38B (+94.7%)
98.54B
est: 50.90B (+93.6%)
108.80B
est: 54.53B (+99.5%)
107.50B
est: 54.64B (+96.7%)
110.00B
est: 39.58B (+177.9%)
111.58B
est: 51.11B (+118.3%)
102.26B
est: 54.85B (+86.4%)
57.05B
56.50B – 58.23B
+4.0% YoY
59.72B
58.60B – 62.13B
+4.7% YoY
62.90B
62.78B – 63.02B
+5.3% YoY
EBITDA
17.07B
est: 8.45B (+102.0%)
16.75B
est: 8.23B (+103.5%)
20.00B
est: 9.71B (+106.0%)
23.18B
est: 12.26B (+89.1%)
23.02B
est: 12.38B (+85.9%)
25.07B
est: 13.27B (+89.0%)
25.75B
est: 13.29B (+93.7%)
27.76B
est: 11.74B (+136.5%)
29.06B
est: 15.16B (+91.7%)
30.32B
est: 16.27B (+86.3%)
16.92B
16.76B – 17.27B
+4.0% YoY
17.72B
17.38B – 18.43B
+4.7% YoY
18.66B
18.62B – 18.69B
+5.3% YoY
EBIT
16.32B
est: 7.95B (+105.2%)
16.08B
est: 7.75B (+107.6%)
19.25B
est: 9.14B (+110.6%)
22.38B
est: 11.54B (+93.9%)
22.41B
est: 11.66B (+92.2%)
23.55B
est: 12.49B (+88.6%)
24.04B
est: 12.52B (+92.1%)
25.90B
est: 10.51B (+146.3%)
27.02B
est: 13.58B (+99.0%)
28.28B
est: 14.57B (+94.1%)
15.16B
15.01B – 15.47B
+4.0% YoY
15.87B
15.57B – 16.51B
+4.7% YoY
16.71B
16.68B – 16.74B
+5.3% YoY
Net Income
14.31B
est: 16.46B (-13.1%)
15.33B
est: 17.77B (-13.8%)
18.03B
est: 19.95B (-9.6%)
20.30B
est: 25.44B (-20.2%)
20.89B
est: 23.25B (-10.2%)
22.04B
est: 24.98B (-11.8%)
22.28B
est: 24.26B (-8.2%)
22.54B
est: 25.37B (-11.1%)
23.56B
est: 25.66B (-8.2%)
24.19B
est: 26.69B (-9.4%)
28.16B
25.96B – 30.37B
+5.5% YoY
29.39B
27.10B – 31.68B
+4.3% YoY
30.81B
30.21B – 31.42B
+4.9% YoY
SGA
2.38B
est: 1.42B (+67.3%)
2.65B
est: 1.39B (+90.9%)
2.89B
est: 1.64B (+76.5%)
3.25B
est: 2.07B (+57.2%)
3.50B
est: 2.09B (+67.9%)
4.51B
est: 2.24B (+101.6%)
4.84B
est: 2.24B (+116.0%)
5.01B
est: 1.62B (+208.6%)
4.18B
est: 2.10B (+99.6%)
3.57B
est: 2.25B (+58.5%)
2.34B
2.32B – 2.39B
+4.0% YoY
2.45B
2.40B – 2.55B
+4.7% YoY
2.58B
2.57B – 2.58B
+5.3% YoY
EPS
1.10
est: 1.01 (+9.4%)
1.08
est: 1.09 (-0.6%)
1.20
est: 1.22 (-1.6%)
1.36
est: 1.55 (-12.5%)
1.40
est: 1.42 (-1.5%)
1.48
est: 1.53 (-3.1%)
1.50
est: 1.48 (+1.2%)
1.53
est: 1.54 (-0.6%)
1.60
est: 1.56 (+2.7%)
1.65
est: 1.67 (-1.1%)
1.75
1.59 – 1.86
+5.0% YoY
1.83
1.66 – 1.94
+4.4% YoY
1.87
1.85 – 1.92
+2.3% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-04-24 A- 4/5 5/5 3/5 4/5 1/5 4/5 4/5
2026-04-23 A- 4/5 5/5 3/5 4/5 1/5 4/5 4/5
2026-04-22 A- 4/5 5/5 3/5 4/5 1/5 4/5 4/5
2026-04-21 A- 4/5 5/5 3/5 4/5 1/5 4/5 4/5
2026-04-20 A- 4/5 5/5 3/5 4/5 1/5 4/5 4/5
2026-04-17 A- 4/5 5/5 3/5 4/5 1/5 4/5 4/5
2026-04-16 A- 4/5 5/5 3/5 4/5 1/5 4/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-151.86B
OE per share TTM
-9.41
Owner's Yield
-110.44%
Maintenance CapEx ratio
4.23%
Maint CapEx / Avg PPE
9.1%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 140 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 Desjardins RI Emerging Markets Multifactor - Net-Zero Emissions Pathway ETF DRFE.TO 0.71% 1.71M 0.65%
2 HSBC MSCI China A UCITS ETF HMCT.L 0.40% 531.9K 0.30%
3 Xtrackers Harvest CSI 300 China A-Shares ETF ASHR 0.32% 4.37M 0.65%
4 Xtrackers Harvest CSI300 UCITS ETF 1D ASHR.L 0.32% 989.0K 0.65%
5 Invesco FTSE Emerging Markets High Dividend Low Volatility UCITS ETF EMHD.L 0.30% 859.7K 0.49%
6 Samsung KODEX China CSI300 ETF 283580.KS 0.28% 549.1K 0.12%
7 Amundi MSCI China A UCITS ETF Acc CNAA.L 0.26% 362.1K 0.35%
8 iShares MSCI China A UCITS ETF CNYA.L 0.25% 7.62M 0.40%
9 iShares MSCI China A UCITS ETF CNYE.MI 0.25% 251.5K 0.45%
10 iShares MSCI China A ETF CNYA 0.24% 565.3K 0.60%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
1.90M
Shares Outstanding
14.21B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Debin Hu VP & Chief Information Officer male
Hongmin Shi Vice Chairman, President & Chief Financial Officer male
Jiguang Zhang Head of Financial Department male
Jun Wu Business Director male
Min Hua Yu Vice President male
Ming Wang VP & General Legal Counsel male
Shouyuan Zhu Business Director male
Will Fenj IR Officer male
Xiaohong Li Board Secretary female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits