Subscribe

Hua Xia Bank Co., Limited (600015.SS)

CNY6.98 +0.05 (+0.72%)
CN SHH Financial Services Banks - Regional
Address Hua Xia Bank Mansion 100005
Beijing, CN
CEO Robert John Rankin
Website hxb.com.cn
IPO 2003-09-12
ISIN CNE000001FW7

Explore sections of this company profile

Description

Hua Xia Bank Co., Limited, a prominent commercial bank in China, was established in Beijing in 1992. The institution delivers a comprehensive array of financial products and services to both individual and corporate clients throughout the nation. For retail customers, offerings include diverse deposit accounts such as current, time, personal call, and foreign currency options, alongside various personal lending solutions like mortgages (including guarantees and transfers), auto loans, general consumer finance, study subsidies, and credit for self-employed individuals and small pledges. Corporate clients benefit from a wide selection of deposit and withdrawal options, as well as business financing encompassing working capital and fixed asset loans, syndicated facilities, and various secured lending products backed by assets like inventory, gold, stocks, or corporate time deposit certificates. The bank also specializes in trade and supply chain finance, providing services such as bill discounting, domestic factoring with recourse, and export tax rebate custody loans. Further expanding its portfolio, Hua Xia Bank provides credit and debit card issuance, wealth management and investment products, fund investment services, and foreign exchange and gold trading. Ancillary services comprise agency sales, guarantees, collection and payment processing, settlement solutions, and third-party custody for securities settlement funds. Additionally, the bank offers corporate financial advisory, asset custody, cash management, international settlement, and import/export financing, with tailored solutions specifically designed for small and medium-sized enterprises (SMEs) and other financial institutions. Its digital footprint is robust, featuring internet and mobile banking platforms, coupled with online payment functionalities. By December 31, 2020, Hua Xia Bank had established an extensive operational network across 122 cities in China, boasting 1,022 outlets, including 44 tier-1 branches, 79 tier-2 branches, and 7 non-local branches.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
Loading outlook…
Loading forecast...
Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
Loading risk profile…
Price Chart
Averages
Trend
Price
Levels
Draw
CNY6.98 +0.05 (+0.72%)
Loading historical data…
Volume Profile
Loading…
Liquidity & share structure
Average Volume
70M
Beta
0.08
Float Shares
4.26B
Free Float %
26.8%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.46% -1.50% -9.78% -2.67% -6.16% -4.66% -12.55% +7.91% +2.99% -21.08% +333.77%
Rolling Volatility
Loading…
Drawdown
Loading…
Relative Strength
Loading…
Monthly Returns Heatmap
From To
Loading…
Annual Monthly Returns
Loading…
Daily Returns Distribution
vs.
Loading histogram data…

Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
6.98
DCF (Levered) 53.54 +667.0%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 80% Bullish
Rating 2024-11 Change
Strong Buy 1 0
Buy 7 0
Hold 1 0
Sell 1 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.11
Distress
Piotroski F-Score
5 / 9
Average
Composite Rating
B+
Overall Score
3 / 5
Medium
DCF Score
4 / 5
High
ROE Score
3 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
4 / 5
High
P/Book Score
4 / 5
High
Operational MOAT
  • Revenue growth
    -9.7% Q1'26: +15.7% (vs Q1'25)
  • EPS growth
    +5.6% Q1'26: -2.5% (vs Q1'25)
  • FCF margin
    Q1'26: +18.4% (vs Q1'25)
  • EBIT margin
    Q1'26: +15.5% (vs Q1'25)
  • ROIC
    Q1'26: +1.0% (vs Q1'25)
  • Share dilution
    +0.0% Q1'26: +0.0% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 73.34× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.10) × ERP
WACC = 11% × Ke + 89% × Kd (8.4%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Current price: 6.98
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
1 Rev. Ana.
4 EPS Ana.
Dec 2027
5 Rev. Ana.
4 EPS Ana.
Dec 2028
3 Rev. Ana.
3 EPS Ana.
Revenue
104.09B
est: 59.12B (+76.1%)
103.28B
est: 62.78B (+64.5%)
119.31B
est: 66.48B (+79.5%)
136.74B
est: 69.96B (+95.5%)
148.60B
est: 82.47B (+80.2%)
160.58B
est: 93.75B (+71.3%)
169.11B
est: 97.24B (+73.9%)
170.83B
est: 96.42B (+77.2%)
178.34B
est: 68.73B (+159.5%)
181.54B
est: 92.96B (+95.3%)
163.93B
est: 89.11B (+84.0%)
94.82B
92.42B – 96.76B
+6.4% YoY
98.46B
93.50B – 102.46B
+3.8% YoY
103.68B
102.78B – 104.59B
+5.3% YoY
EBITDA
26.22B
est: 12.32B (+112.9%)
27.34B
est: 13.08B (+109.0%)
27.36B
est: 13.85B (+97.5%)
27.89B
est: 14.57B (+91.3%)
28.66B
est: 17.18B (+66.8%)
28.24B
est: 19.53B (+44.6%)
34.35B
est: 20.26B (+69.6%)
36.70B
est: 20.09B (+82.7%)
39.63B
est: 15.21B (+160.5%)
40.95B
est: 20.58B (+99.0%)
39.52B
est: 19.73B (+100.3%)
20.99B
20.46B – 21.42B
+6.4% YoY
21.80B
20.70B – 22.68B
+3.8% YoY
22.95B
22.75B – 23.15B
+5.3% YoY
EBIT
25.21B
est: 11.21B (+124.8%)
26.24B
est: 11.91B (+120.4%)
26.25B
est: 12.61B (+108.2%)
26.78B
est: 13.27B (+101.9%)
27.56B
est: 15.64B (+76.2%)
27.15B
est: 17.78B (+52.7%)
31.49B
est: 18.44B (+70.8%)
33.58B
est: 18.29B (+83.7%)
35.44B
est: 13.58B (+161.1%)
35.88B
est: 18.36B (+95.4%)
34.17B
est: 17.60B (+94.2%)
18.73B
18.25B – 19.11B
+6.4% YoY
19.45B
18.47B – 20.24B
+3.8% YoY
20.48B
20.30B – 20.66B
+5.3% YoY
Net Income
18.88B
est: 23.81B (-20.7%)
19.68B
est: 24.78B (-20.6%)
19.82B
est: 24.43B (-18.9%)
20.85B
est: 23.79B (-12.3%)
21.91B
est: 23.97B (-8.6%)
21.28B
est: 21.29B (-0.1%)
23.54B
est: 22.62B (+4.0%)
25.04B
est: 23.81B (+5.1%)
26.36B
est: 24.77B (+6.4%)
27.68B
est: 25.70B (+7.7%)
27.20B
est: 25.69B (+5.9%)
27.10B
25.18B – 28.57B
+5.5% YoY
27.88B
24.94B – 29.96B
+2.9% YoY
29.34B
27.80B – 30.88B
+5.2% YoY
SGA
5.28B
est: 2.79B (+88.9%)
5.89B
est: 2.97B (+98.3%)
6.57B
est: 3.14B (+109.2%)
6.12B
est: 3.31B (+85.1%)
6.58B
est: 3.90B (+68.9%)
8.24B
est: 4.43B (+86.0%)
8.15B
est: 4.60B (+77.4%)
8.22B
est: 4.56B (+80.3%)
8.45B
est: 4.90B (+72.3%)
7.50B
est: 6.63B (+13.2%)
28.13B
est: 6.36B (+342.6%)
6.76B
6.59B – 6.90B
+6.4% YoY
7.02B
6.67B – 7.31B
+3.8% YoY
7.40B
7.33B – 7.46B
+5.3% YoY
EPS
1.48
est: 1.50 (-1.1%)
1.53
est: 1.56 (-1.7%)
1.48
est: 1.54 (-3.6%)
1.56
est: 1.49 (+4.4%)
1.37
est: 1.51 (-9.0%)
1.20
est: 1.34 (-10.3%)
1.35
est: 1.42 (-5.0%)
1.43
est: 1.50 (-4.4%)
1.48
est: 1.56 (-4.9%)
1.62
est: 1.63 (-0.8%)
1.62
est: 1.64 (-1.0%)
1.69
1.58 – 1.80
+3.5% YoY
1.73
1.57 – 1.88
+2.3% YoY
1.85
1.75 – 1.94
+6.8% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-12 B+ 3/5 4/5 3/5 3/5 1/5 4/5 4/5
2026-05-11 B+ 3/5 4/5 3/5 3/5 1/5 4/5 4/5
2026-05-08 B+ 3/5 4/5 3/5 3/5 1/5 4/5 4/5
2026-05-07 B+ 3/5 4/5 3/5 3/5 1/5 4/5 4/5
2026-05-06 B+ 3/5 4/5 3/5 3/5 1/5 4/5 4/5
2026-04-30 B+ 3/5 4/5 3/5 3/5 1/5 4/5 4/5
2026-04-29 B+ 3/5 4/5 3/5 3/5 1/5 4/5 4/5
2026-04-28 B+ 3/5 4/5 3/5 3/5 1/5 4/5 4/5
2026-04-27 B+ 3/5 4/5 3/5 3/5 1/5 4/5 4/5
2026-04-24 B+ 3/5 4/5 3/5 3/5 1/5 4/5 4/5
2026-04-23 A- 4/5 4/5 3/5 4/5 1/5 4/5 4/5
2026-04-22 A- 4/5 4/5 3/5 4/5 1/5 4/5 4/5
2026-04-21 A- 4/5 4/5 3/5 4/5 1/5 4/5 4/5
2026-04-20 A- 4/5 4/5 3/5 4/5 1/5 4/5 4/5
2026-04-17 A- 4/5 4/5 3/5 4/5 1/5 4/5 4/5
2026-04-16 A- 4/5 4/5 3/5 4/5 1/5 4/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
78.29B
OE per share TTM
4.91
Owner's Yield
74.53%
Maintenance CapEx ratio
100.47%
Maint CapEx / Avg PPE
25.0%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 128 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 Desjardins RI Emerging Markets Multifactor - Net-Zero Emissions Pathway ETF DRFE.TO 0.81% 1.93M 0.65%
2 MFS Blended Research Emerging Markets Equity ETF BREE 0.52% 129.3K 0.44%
3 Lazard International Dynamic Equity ETF IDEQ 0.37% 4.84M 0.40%
4 HSBC MSCI China A UCITS ETF HMCT.L 0.26% 353.4K 0.30%
5 Invesco FTSE Emerging Markets High Dividend Low Volatility UCITS ETF EMHD.L 0.24% 674.5K 0.49%
6 JPMorgan ETFs (Ireland) ICAV - China A Research Enhanced Index Equity Active UCITS ETF JREC.L 0.21% 46.9K 0.40%
7 iShares MSCI China A ETF CNYA 0.17% 404.9K 0.60%
8 Amundi MSCI China A UCITS ETF Acc CNAA.L 0.17% 244.0K 0.35%
9 iShares MSCI China A UCITS ETF CNYE.MI 0.17% 175.2K 0.45%
10 iShares MSCI China A UCITS ETF CNYA.L 0.17% 5.31M 0.40%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
877.7K
Shares Outstanding
15.91B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Chunhua Liu Chief Audit Officer female
Gang Qu President & Executive Director male
Gao Bo Vice President female
Hong Yang Chief Compliance Officer male
Jianhong Han Vice President male
Robert John Rankin Chief Executive Officer of Asia-Pacific Region(Except Japan) male
Ruijia Liu Vice President & Executive Director male
Wei Yang Chief Financial Officer, Vice President, Secretary & Executive Director male
Xiaoli Liu Chief Operating Officer female
Yiming Tang Vice President male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

Share your view on this stock and instantly see how the community has voted over the last 6 months.

These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits