Subscribe

Taiwan Cooperative Financial Holding Co., Ltd. (5880.TW)

TWD25.35 +0.15 (+0.60%)
TW TAI Financial Services Banks - Regional
Address No. 225, Chang’an East Road 105
Taipei, TW
CEO Tso-Cheng Su
IPO 2000-01-04
ISIN TW0005880009

Explore sections of this company profile

Description

Taiwan Cooperative Financial Holding Co., Ltd. (TCFH) functions as a comprehensive financial services group, delivering a wide array of offerings primarily in Taiwan through its various subsidiaries, while also maintaining an international presence. Its primary operations encompass commercial banking services, including general deposits and loans, along with a diverse insurance portfolio featuring personal injury, health, annuity, and investment-linked products, supplemented by life and property insurance brokering. TCFH actively participates in the securities market, providing brokerage, dealing, and underwriting services, managing investment trusts, discretionary investment accounts, and offering investment consulting. The company also ventures into venture capital, bills finance (dealing and underwriting various debt instruments such as short-term bills, government bonds, and commercial papers), and offers corporate financial advisory and guarantees. Additionally, it oversees and operates trust businesses, serving as a custodian for non-discretionary trust funds, and is involved in the acquisition and management of creditors' rights and delinquent accounts receivable. Founded in 2011 and headquartered in Taipei, Taiwan, TCFH maintained a substantial operational network as of December 31, 2021, which included 269 domestic branches, one offshore banking unit, 14 overseas branches, eight overseas sub-branches, and two representative offices.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
Loading outlook…
Loading forecast...
Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
Loading risk profile…
Price Chart
Averages
Trend
Price
Levels
Draw
TWD25.35 +0.15 (+0.60%)
Loading historical data…
Volume Profile
Loading…
Liquidity & share structure
Average Volume
21M
Beta
0.20
Float Shares
10.31B
Free Float %
65.8%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.22% -0.22% -1.09% -5.21% -5.01% -6.38% -5.33% -9.04% +29.26% +131.91% +70.54%
Rolling Volatility
Loading…
Drawdown
Loading…
Relative Strength
Loading…
Monthly Returns Heatmap
From To
Loading…
Annual Monthly Returns
Loading…
Daily Returns Distribution
vs.
Loading histogram data…

Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
25.35
DCF (Unlevered) 100.63 +296.9%
DCF (Levered) 112.69 +344.5%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.05
Distress
Piotroski F-Score
3 / 9
Average
Composite Rating
D+
Overall Score
1 / 5
Low
DCF Score
1 / 5
Low
ROE Score
1 / 5
Low
ROA Score
1 / 5
Low
D/E Score
1 / 5
Low
P/E Score
2 / 5
Medium
P/Book Score
1 / 5
Low
Operational MOAT
  • Revenue growth
    +3.8% Q1'26: -79.9% (vs Q1'25)
  • EPS growth
    +11.5% Q1'26: +12.5% (vs Q1'25)
  • FCF margin
    Q1'26: -657.9% (vs Q1'25)
  • EBIT margin
    Q1'26: +100.0% (vs Q1'25)
  • ROIC
    Q1'26: +3.8% (vs Q1'25)
  • Share dilution
    +3.6% Q1'26: +6.0% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 24.66× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.21) × ERP
WACC = 33% × Ke + 67% × Kd (10.5%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 101.30 Current price: 25.35
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2023
actual
Dec 2024
actual
Revenue
122.80B
est: 60.86B (+101.8%)
141.91B
est: 141.91B (+0.0%)
EBITDA
24.72B
est: 17.60B (+40.4%)
27.84B
est: 41.05B (-32.2%)
EBIT
22.07B
est: 15.92B (+38.6%)
24.98B
est: 37.13B (-32.7%)
Net Income
17.26B
19.22B
SGA
9.63B
est: 5.64B (+70.8%)
10.34B
est: 13.14B (-21.4%)
EPS
1.13
1.22
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-26 D+ 1/5 1/5 1/5 1/5 1/5 2/5 1/5
2026-05-25 C 2/5 1/5 3/5 2/5 1/5 2/5 2/5
2026-05-22 C 2/5 1/5 3/5 2/5 1/5 2/5 2/5
2026-05-21 C 2/5 1/5 3/5 2/5 1/5 2/5 2/5
2026-05-20 C 2/5 1/5 3/5 2/5 1/5 2/5 2/5
2026-05-19 C 2/5 1/5 3/5 2/5 1/5 2/5 2/5
2026-05-18 C 2/5 1/5 3/5 2/5 1/5 2/5 2/5
2026-05-15 C 2/5 1/5 3/5 2/5 1/5 2/5 2/5
2026-05-14 C 2/5 1/5 3/5 2/5 1/5 2/5 2/5
2026-05-13 C 2/5 1/5 3/5 2/5 1/5 2/5 2/5
2026-05-12 C 2/5 1/5 3/5 2/5 1/5 2/5 2/5
2026-05-11 C 2/5 1/5 3/5 2/5 1/5 2/5 2/5
2026-05-08 C 2/5 1/5 2/5 3/5 1/5 2/5 2/5
2026-05-07 C 2/5 1/5 2/5 3/5 1/5 2/5 2/5
2026-05-06 C 2/5 1/5 2/5 3/5 1/5 2/5 2/5
2026-05-05 C 2/5 1/5 2/5 3/5 1/5 2/5 2/5
2026-05-04 C 2/5 1/5 2/5 3/5 1/5 2/5 2/5
2026-04-30 C+ 2/5 1/5 3/5 3/5 1/5 2/5 2/5
2026-04-29 C+ 2/5 1/5 3/5 3/5 1/5 2/5 2/5
2026-04-28 C+ 2/5 1/5 3/5 3/5 1/5 2/5 2/5
2026-04-27 C+ 2/5 1/5 3/5 3/5 1/5 2/5 2/5
2026-04-24 C+ 2/5 1/5 3/5 3/5 1/5 2/5 2/5
2026-04-23 C+ 2/5 1/5 3/5 4/5 1/5 2/5 2/5
2026-04-22 C+ 2/5 1/5 3/5 4/5 1/5 2/5 2/5
2026-04-21 C+ 2/5 1/5 3/5 4/5 1/5 2/5 2/5
2026-04-20 C+ 2/5 1/5 3/5 4/5 1/5 2/5 2/5
2026-04-17 C+ 2/5 1/5 3/5 4/5 1/5 2/5 2/5
2026-04-16 C+ 2/5 1/5 3/5 4/5 1/5 2/5 2/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-46.71B
OE per share TTM
-2.96
Owner's Yield
-12.74%
Maintenance CapEx ratio
2.63%
Maint CapEx / Avg PPE
34.3%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 148 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 Xtrackers MSCI Emerging Markets Climate Selection ETF EMCS 1.33% 13.55M 0.15%
2 iShares Inclusion and Diversity UCITS ETF OPEN.L 0.82% 691.2K 0.25%
3 iShares MSCI Emerging Markets Min Vol Factor ETF EEMV 0.82% 29.32M 0.25%
4 iShares MSCI Min Vol Emerging Markets Index ETF XMM.TO 0.82% 693.6K 0.42%
5 iShares Edge MSCI EM Minimum Volatility UCITS ETF EMMV.L 0.82% 3.97M 0.40%
6 iShares MSCI Taiwan ETF EWT 0.57% 60.79M 0.59%
7 iShares MSCI Taiwan UCITS ETF IDTW.L 0.41% 6.38M 0.74%
8 Xtrackers MSCI Taiwan UCITS ETF 1C XMTD.L 0.41% 1.95M 0.65%
9 HSBC ETFs Public Limited Company - HSBC MSCI Taiwan UCITS ETF HTWN.L 0.40% 425.1K 0.50%
10 Franklin FTSE Taiwan ETF FLTW 0.39% 11.77M 0.19%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
2.69M
Shares Outstanding
15.68B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Chwan-Jau Lii Executive VP & Chief Audit Executive 4M female
Tso-Cheng Su President & Director 3M male
Chia-Mei Chen Executive Vice President & Chief Information Security Officer 742.0K female
Jui-Ling Lu Executive Vice President 205.0K female
Ling-Tsui Huang Executive VP, SVP, Chief Sustainability Officer & Head of Risk Management Department female
Mei Jun Wei Accounting Supervisor
Mei-Chun Wei Senior Vice President & Head of Accounting Department female
Min-Chieh Wang Senior VP & Head of Legal Compliance Department female
Shu-Ling Wu Executive Vice President & Chief Compliance Officer female
Tsung-Yi Chang Senior Vice President & Head of Administration Management Department male
Yu-Wan Chen Executive VP & Head of Human Resource Department female
Hsiao-Lin Lo Channel Sales Department Head & Acting CMO female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

Share your view on this stock and instantly see how the community has voted over the last 6 months.

These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits