The Shanghai Commercial & Savings Bank, Ltd. (5876.TW)
Taipei, TW
The Shanghai Commercial & Savings Bank, Ltd. provides a comprehensive array of commercial banking services, serving customers both within Taiwan and across international markets. Its offerings include various deposit accounts such as time, savings, demand, checking, and negotiable certificates of deposit, in addition to remittance facilities. The bank also extends financing through corporate loans, residential mortgages, small personal credits, and other consumer lending products. For customer convenience, it offers credit card services, ATM access, internet and mobile banking applications, and dedicated customer support. Beyond traditional banking, the institution's diversified portfolio includes travel arrangements, insurance agency operations, leasing solutions, real estate services, securities investment, and microfinance initiatives. Furthermore, its business operations encompass building material distribution, the acquisition and management of financial institutions' creditor rights, and investments in various bills and bonds. The bank maintains an extensive network, featuring 72 domestic branches in Taiwan. Its global footprint includes 4 foreign branches located in Hong Kong, Vietnam, and Singapore, alongside 4 representative offices situated in Thailand, Cambodia, and Indonesia. Established in 1915, The Shanghai Commercial & Savings Bank, Ltd. is headquartered in Taipei, Taiwan.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.37% | +4.82% | +1.26% | -0.98% | +2.55% | -0.86% | -14.36% | -12.88% | -1.76% | +57.04% | +8.78% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 1 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth-5.7% Q1'26: -68.3% (vs Q1'25)
-
EPS growth+10.1% Q1'26: +9.4% (vs Q1'25)
-
FCF margin— Q1'26: +323.2% (vs Q1'25)
-
EBIT margin— Q1'26: +100.0% (vs Q1'25)
-
ROIC— Q1'26: -24.9% (vs Q1'25)
-
Share dilution+14.0% Q1'26: +28.1% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 2.14× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2016 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 1 EPS Ana. |
Dec 2027 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
42.11B
est: 30.00B (+40.4%)
|
51.87B
est: 36.88B (+40.6%)
|
61.73B
est: 41.88B (+47.4%)
|
53.23B
est: 37.95B (+40.3%)
|
46.98B
est: 38.63B (+21.6%)
|
60.93B
est: 44.77B (+36.1%)
|
90.64B
est: 33.16B (+173.3%)
|
97.95B
est: 50.32B (+94.6%)
|
92.33B
est: 52.18B (+76.9%)
|
50.89B
50.89B – 50.89B
-2.5% YoY
|
53.98B
53.98B – 53.98B
+6.1% YoY
|
| EBITDA |
20.14B
est: 10.81B (+86.3%)
|
23.76B
est: 13.29B (+78.8%)
|
26.44B
est: 15.09B (+75.2%)
|
23.27B
est: 13.67B (+70.2%)
|
23.80B
est: 13.92B (+71.0%)
|
24.99B
est: 16.13B (+54.9%)
|
23.11B
est: 10.47B (+120.6%)
|
18.87B
est: 15.89B (+18.8%)
|
19.83B
est: 16.48B (+20.3%)
|
16.07B
16.07B – 16.07B
-2.5% YoY
|
17.05B
17.05B – 17.05B
+6.1% YoY
|
| EBIT |
19.22B
est: 9.99B (+92.5%)
|
22.94B
est: 12.28B (+86.8%)
|
24.63B
est: 13.94B (+76.7%)
|
21.55B
est: 12.63B (+70.6%)
|
22.14B
est: 12.86B (+72.2%)
|
23.23B
est: 14.91B (+55.9%)
|
21.23B
est: 9.66B (+119.7%)
|
16.93B
est: 14.66B (+15.4%)
|
18.23B
est: 15.21B (+19.9%)
|
14.83B
14.83B – 14.83B
-2.5% YoY
|
15.73B
15.73B – 15.73B
+6.1% YoY
|
| Net Income |
11.75B
est: 13.31B (-11.7%)
|
13.71B
est: 15.74B (-12.9%)
|
14.66B
est: 16.36B (-10.4%)
|
13.46B
est: 15.00B (-10.2%)
|
14.26B
est: 15.23B (-6.4%)
|
14.94B
est: 17.95B (-16.8%)
|
14.66B
est: 12.19B (+20.3%)
|
13.48B
est: 15.59B (-13.6%)
|
14.83B
est: 17.09B (-13.2%)
|
17.58B
17.58B – 17.58B
+2.9% YoY
|
20.73B
20.73B – 20.73B
+17.9% YoY
|
| SGA |
4.32B
est: 2.08B (+107.3%)
|
4.88B
est: 2.56B (+90.8%)
|
4.26B
est: 2.91B (+46.6%)
|
3.88B
est: 2.63B (+47.4%)
|
3.79B
est: 2.68B (+41.5%)
|
4.68B
est: 3.11B (+50.5%)
|
5.20B
est: 2.75B (+88.8%)
|
5.80B
est: 4.18B (+38.8%)
|
13.04B
est: 4.33B (+200.8%)
|
4.23B
4.23B – 4.23B
-2.5% YoY
|
4.48B
4.48B – 4.48B
+6.1% YoY
|
| EPS |
2.79
est: 2.74 (+1.7%)
|
3.32
est: 3.24 (+2.3%)
|
4.65
est: 3.37 (+37.9%)
|
2.97
est: 3.09 (-3.9%)
|
3.15
est: 3.14 (+0.3%)
|
3.33
est: 3.70 (-10.0%)
|
3.02
est: 2.20 (+37.0%)
|
2.78
est: 2.82 (-1.4%)
|
3.06
est: 3.09 (-1.0%)
|
3.18
3.18 – 3.18
+2.9% YoY
|
3.75
3.75 – 3.75
+17.9% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-08 | B | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 | 2/5 | 3/5 |
| 2026-05-07 | B | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 | 2/5 | 3/5 |
| 2026-05-06 | B | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 | 2/5 | 3/5 |
| 2026-05-05 | B | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 | 2/5 | 3/5 |
| 2026-05-04 | B | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 | 2/5 | 3/5 |
| 2026-04-30 | B | 3/5 | 3/5 | 3/5 | 3/5 | 2/5 | 2/5 | 3/5 |
| 2026-04-29 | B | 3/5 | 3/5 | 3/5 | 3/5 | 2/5 | 2/5 | 3/5 |
| 2026-04-28 | B | 3/5 | 3/5 | 3/5 | 3/5 | 2/5 | 2/5 | 3/5 |
| 2026-04-27 | B | 3/5 | 3/5 | 3/5 | 3/5 | 2/5 | 2/5 | 3/5 |
| 2026-04-24 | B | 3/5 | 3/5 | 3/5 | 3/5 | 2/5 | 2/5 | 3/5 |
| 2026-04-23 | B | 3/5 | 3/5 | 3/5 | 4/5 | 2/5 | 2/5 | 3/5 |
| 2026-04-22 | B | 3/5 | 3/5 | 3/5 | 4/5 | 2/5 | 2/5 | 3/5 |
| 2026-04-21 | B | 3/5 | 3/5 | 3/5 | 4/5 | 2/5 | 2/5 | 3/5 |
| 2026-04-20 | B | 3/5 | 3/5 | 3/5 | 4/5 | 2/5 | 2/5 | 3/5 |
| 2026-04-17 | B | 3/5 | 3/5 | 3/5 | 4/5 | 2/5 | 2/5 | 3/5 |
| 2026-04-16 | B | 3/5 | 3/5 | 3/5 | 4/5 | 2/5 | 2/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | State Street SPDR S&P Emerging Markets Dividend ETF EDIV | 1.22% | 14.94M | 0.49% |
| 2 | State Street SPDR S&P International Dividend ETF DWX | 0.74% | 3.81M | 0.45% |
| 3 | FlexShares Emerging Markets Quality Low Volatility Index Fund QLVE | 0.57% | 95.7K | 0.19% |
| 4 | BMO Low Volatility Emerging Markets Equity ETF ZLE.TO | 0.47% | 336.2K | 0.51% |
| 5 | iShares MSCI Taiwan ETF EWT | 0.45% | 47.88M | 0.59% |
| 6 | Franklin FTSE Taiwan ETF FLTW | 0.24% | 7.27M | 0.19% |
| 7 | Xtrackers MSCI Taiwan UCITS ETF 1C XMTD.L | 0.24% | 1.16M | 0.65% |
| 8 | iShares MSCI Taiwan UCITS ETF IDTW.L | 0.24% | 3.72M | 0.74% |
| 9 | HSBC ETFs Public Limited Company - HSBC MSCI Taiwan UCITS ETF HTWN.L | 0.23% | 247.5K | 0.50% |
| 10 | WisdomTree Emerging Markets Multifactor Fund EMMF | 0.22% | 385.3K | 0.48% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Con-Sing Yung | Vice Chairman | — | male |
| Fang-Hui Hsieh | Executive Vice President & Chief Compliance Officer | — | female |
| Hsiu-Cheng Hung | Executive Vice President | — | male |
| Jin Yi Guo | Director & President | — | male |
| Kuo-Kuei Peng | Senior Executive Vice President | — | male |
| Mu-Tsai Chen | Independent Managing Director & Director | — | male |
| Ru-Hung Wei | First Executive Vice President | — | male |
| Shao-Yu Lu | Executive Vice President & Chief Information Security Officer | — | male |
| Wen-Hwa Huang | First Executive Vice President & Chief Auditor | — | male |
| Yeong-Taur Shann | Executive Vice President | — | male |
| Zongtai Wu | Accounting Supervisor | — | — |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for 5876.TW
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

MSCI World Index (MSC)
NASDAQ Composite (NASDAQ)
FTSE China A50 Index (FGI)
STOXX Europe 600 (SIX)
Nikkei 300 (OSA)
NIFTY 50 (NSE)
DAX Performance Index (XETRA)
FTSE 100 (FGI)
CAC 40 (EURONEXT)
