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Kyoto Financial Group,Inc. (5844.T)
JPY4,700.00
+40.00 (+0.86%)
JP JPX Financial Services Banks - Regional
Address
700, Yakushimae-cho 600-8652
Kyoto, JP
Kyoto, JP
CEO
Nobuhiro Doi
Website
kyoto-fg.co.jp
IPO
2023-09-21
ISIN JP3252200005
Also trades on
Other OTC · BOFKF (USD)
Tokyo Stock Exchange · 5844.T (JPY)
Tokyo Stock Exchange · 8369.T (JPY)
Description
Operating throughout Japan, Kyoto Financial Group, Inc. delivers a diverse range of banking services, primarily through its subsidiary, The Bank of Kyoto, Ltd. The group manages various deposit accounts, including checking, standard savings, term, demand, and negotiable certificates of deposit. It also provides credit facilities such as loans and overdrafts. This entity was founded in 1941 and maintains its corporate headquarters in Kyoto, Japan.
Market Cap & Enterprise Value
Merger & Acquisition History
No mergers or acquisitions recorded for this company.
Technical Outlook
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Signal Summary
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| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
JPY4,700.00
+40.00 (+0.86%)
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Volume Profile
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Liquidity & share structure
Average Volume
1M
Beta
0.20
Float Shares
191.25M
Free Float %
67.3%
Price Performance
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.95% | -0.73% | -0.50% | +20.58% | +29.90% | +25.97% | +82.39% | +159.02% | +239.50% | +412.73% | +523.32% |
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From
To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow
Revenue by geography
Revenue by segment
From
To
Revenue composition
From
To
By product
By geography
Financial Statements
Select metrics from the tables below to build your comparison.
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
Price Targets & DCF
Current price
4,700.00
DCF (Unlevered)
35,959.15
+665.1%
DCF (Levered)
59,435.30
+1,164.6%
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
Ratings Trend (MoM)
40% Bullish
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 1 | 0 |
| Buy | 1 | 0 |
| Hold | 3 | -1 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
Quality scores
Altman Z-Score
0.27
Distress
Piotroski F-Score
7 / 9
Strong
Composite Rating
B
Overall Score
3 / 5
Medium
DCF Score
3 / 5
Medium
ROE Score
3 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
2 / 5
Medium
P/E Score
2 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
-
Revenue growth+122.8% Q1'26: +452.5% (vs Q1'25)
-
EPS growth+171.0% Q1'26: +1,329.2% (vs Q1'25)
-
FCF margin— Q1'26: +0.0% (vs Q1'25)
-
EBIT margin— Q1'26: +39.8% (vs Q1'25)
-
ROIC— Q1'26: +25.4% (vs Q1'25)
-
Share dilution-2.3% Q1'26: -2.4% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 2.11× (vs Q1'25)
Valuation Multiples
From
To
Price Forecast (3Y)
From
To
Theoretical Return — If Invested Today
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
Consensus Estimates
| Metric |
Mar 2011 actual |
Mar 2021 actual |
Mar 2022 actual |
Mar 2023 actual |
Mar 2024 actual |
Mar 2025 actual |
Mar 2026 3 Rev. Ana. 3 EPS Ana. |
Mar 2027 3 Rev. Ana. 5 EPS Ana. |
Mar 2028 3 Rev. Ana. 4 EPS Ana. |
Mar 2029 2 Rev. Ana. 1 EPS Ana. |
Mar 2030 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
119.80B
est: 100.48B (+19.2%)
|
104.93B
est: 107.90B (-2.8%)
|
124.45B
est: 125.70B (-1.0%)
|
122.75B
est: 119.20B (+3.0%)
|
134.49B
est: 124.89B (+7.7%)
|
164.35B
est: 126.40B (+30.0%)
|
198.40B
185.58B – 223.52B
+57.0% YoY
|
184.43B
129.15B – 241.38B
-7.0% YoY
|
188.20B
121.66B – 233.74B
+2.0% YoY
|
166.20B
111.68B – 211.69B
-11.7% YoY
|
1.13T
760.82B – 1.44T
+581.2% YoY
|
| EBITDA |
39.57B
est: 31.69B (+24.9%)
|
26.44B
est: 34.03B (-22.3%)
|
31.71B
est: 39.65B (-20.0%)
|
40.99B
est: 37.60B (+9.0%)
|
47.33B
est: 41.53B (+14.0%)
|
55.14B
est: 42.03B (+31.2%)
|
65.98B
61.72B – 74.33B
+57.0% YoY
|
61.33B
42.95B – 80.27B
-7.0% YoY
|
62.59B
40.46B – 77.73B
+2.0% YoY
|
55.27B
37.14B – 70.40B
-11.7% YoY
|
376.52B
253.01B – 479.57B
+581.2% YoY
|
| EBIT |
34.54B
est: 28.83B (+19.8%)
|
23.04B
est: 30.96B (-25.6%)
|
28.44B
est: 36.07B (-21.1%)
|
37.78B
est: 34.20B (+10.4%)
|
43.98B
est: 38.56B (+14.0%)
|
50.49B
est: 39.03B (+29.4%)
|
61.26B
57.30B – 69.01B
+57.0% YoY
|
56.94B
39.87B – 74.53B
-7.0% YoY
|
58.11B
37.56B – 72.17B
+2.0% YoY
|
51.31B
34.48B – 65.36B
-11.7% YoY
|
349.57B
234.90B – 445.24B
+581.2% YoY
|
| Net Income |
18.38B
est: 18.24B (+0.8%)
|
16.86B
est: 19.15B (-12.0%)
|
20.62B
est: 21.30B (-3.2%)
|
27.21B
est: 25.00B (+8.9%)
|
31.57B
est: 33.62B (-6.1%)
|
36.55B
est: 32.61B (+12.1%)
|
75.53B
75.16B – 75.89B
+131.6% YoY
|
65.79B
52.92B – 87.89B
-12.9% YoY
|
94.68B
70.39B – 118.98B
+43.9% YoY
|
55.91B
33.24B – 78.57B
-41.0% YoY
|
59.78B
34.29B – 81.05B
+6.9% YoY
|
| SGA |
—
est: 46.67B (-100.0%)
|
24.06B
est: 50.12B (-52.0%)
|
23.78B
est: 58.38B (-59.3%)
|
23.86B
est: 55.36B (-56.9%)
|
24.32B
est: 17.98B (+35.2%)
|
25.25B
est: 18.20B (+38.7%)
|
28.56B
26.72B – 32.18B
+57.0% YoY
|
26.55B
18.59B – 34.75B
-7.0% YoY
|
27.09B
17.51B – 33.65B
+2.0% YoY
|
23.93B
16.08B – 30.48B
-11.7% YoY
|
163.00B
109.53B – 207.61B
+581.2% YoY
|
| EPS |
48.63
est: 60.35 (-19.4%)
|
55.76
est: 63.35 (-12.0%)
|
68.21
est: 70.74 (-3.6%)
|
90.70
est: 84.08 (+7.9%)
|
106.55
est: 113.94 (-6.5%)
|
125.12
est: 121.90 (+2.6%)
|
264.41
263.29 – 265.82
+116.9% YoY
|
234.96
185.38 – 307.86
-11.1% YoY
|
320.66
246.56 – 416.77
+36.5% YoY
|
203.00
116.43 – 275.23
-36.7% YoY
|
209.40
120.11 – 283.91
+3.2% YoY
|
Historical Ratings (3M)
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-15 | B | 3/5 | 3/5 | 3/5 | 3/5 | 2/5 | 2/5 | 3/5 |
| 2026-05-14 | C+ | 2/5 | 3/5 | 2/5 | 2/5 | 2/5 | 1/5 | 3/5 |
| 2026-05-13 | C+ | 2/5 | 3/5 | 2/5 | 2/5 | 2/5 | 1/5 | 3/5 |
| 2026-05-12 | C+ | 2/5 | 3/5 | 2/5 | 2/5 | 2/5 | 1/5 | 3/5 |
| 2026-05-11 | C+ | 2/5 | 3/5 | 2/5 | 2/5 | 2/5 | 1/5 | 3/5 |
| 2026-05-08 | C+ | 2/5 | 3/5 | 2/5 | 2/5 | 2/5 | 1/5 | 3/5 |
| 2026-05-07 | C+ | 2/5 | 3/5 | 2/5 | 2/5 | 2/5 | 1/5 | 3/5 |
| 2026-05-01 | B- | 2/5 | 3/5 | 2/5 | 3/5 | 2/5 | 1/5 | 3/5 |
| 2026-04-30 | B- | 2/5 | 3/5 | 2/5 | 3/5 | 2/5 | 1/5 | 3/5 |
| 2026-04-28 | B- | 2/5 | 3/5 | 2/5 | 3/5 | 2/5 | 1/5 | 3/5 |
| 2026-04-27 | B- | 3/5 | 3/5 | 2/5 | 3/5 | 2/5 | 2/5 | 3/5 |
| 2026-04-24 | B- | 3/5 | 3/5 | 2/5 | 3/5 | 2/5 | 2/5 | 3/5 |
| 2026-04-23 | B- | 3/5 | 3/5 | 2/5 | 3/5 | 2/5 | 2/5 | 3/5 |
| 2026-04-22 | B- | 3/5 | 3/5 | 2/5 | 3/5 | 2/5 | 2/5 | 3/5 |
| 2026-04-21 | B | 3/5 | 3/5 | 2/5 | 4/5 | 2/5 | 2/5 | 3/5 |
| 2026-04-20 | B | 3/5 | 3/5 | 2/5 | 4/5 | 2/5 | 2/5 | 3/5 |
| 2026-04-17 | B | 3/5 | 4/5 | 2/5 | 4/5 | 2/5 | 2/5 | 3/5 |
| 2026-04-16 | B | 3/5 | 4/5 | 2/5 | 4/5 | 2/5 | 2/5 | 3/5 |
| 2026-04-15 | B+ | 3/5 | 4/5 | 2/5 | 4/5 | 2/5 | 2/5 | 4/5 |
Owner Earnings
Owner's Earnings (history)
From
To
Owner alignment
Owner's Earnings TTM
33.69B
OE per share TTM
113.14
Owner's Yield
2.68%
Maintenance CapEx ratio
31.75%
Maint CapEx / Avg PPE
60.3%
Ownership Overview
Ownership breakdown
Ownership breakdown not available.
At a glance
Institutional holders
—
Total invested
—
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional ownership trend
Institutional history not available.
Top institutional holders
Top holders not available.
Insider Activity
Insider Activity — Latest Quarter
No insider activity available.
Insider buys vs sells (history)
Insider history not available.
Recent insider transactions
No recent insider transactions.
Executive team
Top executives
EBIT / Employee
39.36M
Shares Outstanding
284.06M
Executive compensation
Executive compensation (annual)
Executive compensation not available.
CEO compensation breakdown
No CEO compensation history available.
Proxy statements
Proxy statements (DEF 14A)
No proxy statements available for this company yet.
Recent SEC filings
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Etsuji Motomasa | Managing Executive Officer | — | male |
| Hiroyuki Ando | Audit & Supervisory Board Member | — | male |
| Hiroyuki Shikata | Managing Executive Officer | — | — |
| Kanji Habuchi | Managing Executive Officer | — | male |
| Kenji Hashi | Managing Executive Officer | — | — |
| Nobuhiro Doi | President & Chairman | — | male |
| Takanori Nakajima | Executive Officer & President of Kyogin Securities Co Ltd | — | — |
| Takashi Kawakatsu | Managing Executive Officer | — | — |
| Takeshi Osumi | Manager IR | — | male |
ESG Score History
No data available for this company.
Senate Trading Activity
No Senate trading activity found for this company.
House Trading Activity
No House trading activity found for this company.
Market share among peers
Peer comparison — filtered group (TTM)
Your opinion
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for 5844.T
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
