Español 
Deutsch 
Français 
MSCI World Index (MSC)
NASDAQ Composite (NASDAQ)
FTSE China A50 Index (FGI)
STOXX Europe 600 (SIX)
Nikkei 300 (OSA)
NIFTY 50 (NSE)
DAX Performance Index (XETRA)
FTSE 100 (FGI)
CAC 40 (EURONEXT)
Chugin Financial Group,Inc. (5832.T)
Okayama, JP
Chugin Financial Group, Inc. offers a comprehensive suite of financial services, primarily through its key subsidiary, The Chugoku Bank, Limited. The company organizes its operations into distinct Banking, Leasing, and Securities divisions. It provides a diverse array of deposit products, encompassing checking, savings, and various time deposits, along with specialized accounts for non-residents, tax payments, offshore purposes, and foreign currency holdings. Beyond deposits, its service portfolio extends to credit guarantees, credit card solutions, investment management and advisory services, financial instruments brokerage, asset management, and a variety of loan offerings. Furthermore, the group undertakes administrative outsourcing and facilitates the leasing and installment sale of properties and goods. Established in 1930 and headquartered in Okayama, Japan, the firm maintains an extensive operational footprint, including a head office, 137 branch locations (comprising numerous sub-branches and branch-in-branch offices), and 234 ATMs across Japan. Internationally, it extends its reach with one branch and four representative offices.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +1.40% | +0.99% | -3.87% | -14.14% | +32.31% | +17.62% | +87.52% | +231.08% | +238.26% | +171.16% | +272.68% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 1 | 0 |
| Buy | 0 | 0 |
| Hold | 1 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+16.5% Q1'26: +28.6% (vs Q1'25)
-
EPS growth+46.2% Q1'26: +16.6% (vs Q1'25)
-
FCF margin— Q1'26: +0.0% (vs Q1'25)
-
EBIT margin— Q1'26: +16.8% (vs Q1'25)
-
ROIC— Q1'26: +2.1% (vs Q1'25)
-
Share dilution-1.0% Q1'26: -1.1% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 45.44× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Mar 2023 actual |
Mar 2024 actual |
Mar 2025 actual |
Mar 2026 1 Rev. Ana. 2 EPS Ana. |
Mar 2027 1 Rev. Ana. 2 EPS Ana. |
Mar 2028 1 Rev. Ana. 2 EPS Ana. |
Mar 2029 1 Rev. Ana. 1 EPS Ana. |
Mar 2030 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|
| Revenue |
174.96B
est: 119.50B (+46.4%)
|
180.00B
est: 116.00B (+55.2%)
|
209.60B
est: 214.30B (-2.2%)
|
236.80B
236.80B – 236.80B
+10.5% YoY
|
273.10B
273.10B – 273.10B
+15.3% YoY
|
311.30B
311.30B – 311.30B
+14.0% YoY
|
419.24B
419.24B – 419.24B
+34.7% YoY
|
501.96B
501.96B – 501.96B
+19.7% YoY
|
| EBITDA |
32.70B
est: 26.07B (+25.4%)
|
34.21B
est: 24.91B (+37.4%)
|
42.53B
est: 46.01B (-7.6%)
|
50.84B
50.84B – 50.84B
+10.5% YoY
|
58.64B
58.64B – 58.64B
+15.3% YoY
|
66.84B
66.84B – 66.84B
+14.0% YoY
|
90.02B
90.02B – 90.02B
+34.7% YoY
|
107.78B
107.78B – 107.78B
+19.7% YoY
|
| EBIT |
29.52B
est: 22.98B (+28.5%)
|
30.90B
est: 22.24B (+38.9%)
|
38.28B
est: 41.09B (-6.8%)
|
45.40B
45.40B – 45.40B
+10.5% YoY
|
52.36B
52.36B – 52.36B
+15.3% YoY
|
59.69B
59.69B – 59.69B
+14.0% YoY
|
80.39B
80.39B – 80.39B
+34.7% YoY
|
96.25B
96.25B – 96.25B
+19.7% YoY
|
| Net Income |
20.49B
est: 18.50B (+10.7%)
|
21.39B
est: 23.06B (-7.3%)
|
27.43B
est: 26.13B (+5.0%)
|
37.06B
36.32B – 37.81B
+41.9% YoY
|
42.85B
41.36B – 43.56B
+15.6% YoY
|
50.60B
47.30B – 52.21B
+18.1% YoY
|
56.99B
56.99B – 56.99B
+12.6% YoY
|
51.97B
51.97B – 51.97B
-8.8% YoY
|
| SGA |
20.63B
est: 56.40B (-63.4%)
|
20.40B
est: 12.19B (+67.3%)
|
24.04B
est: 22.52B (+6.7%)
|
24.89B
24.89B – 24.89B
+10.5% YoY
|
28.70B
28.70B – 28.70B
+15.3% YoY
|
32.72B
32.72B – 32.72B
+14.0% YoY
|
44.07B
44.07B – 44.07B
+34.7% YoY
|
52.76B
52.76B – 52.76B
+19.7% YoY
|
| EPS |
111.01
est: 102.80 (+8.0%)
|
117.06
est: 129.51 (-9.6%)
|
152.62
est: 146.70 (+4.0%)
|
208.10
203.92 – 212.28
+41.9% YoY
|
238.40
232.21 – 244.59
+14.6% YoY
|
279.40
265.62 – 293.18
+17.2% YoY
|
320.00
320.00 – 320.00
+14.5% YoY
|
291.80
291.80 – 291.80
-8.8% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-12 | B- | 3/5 | 4/5 | 2/5 | 2/5 | 1/5 | 2/5 | 4/5 |
| 2026-05-11 | B- | 3/5 | 4/5 | 2/5 | 2/5 | 1/5 | 2/5 | 4/5 |
| 2026-05-08 | B | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 2/5 | 4/5 |
| 2026-05-07 | B- | 3/5 | 4/5 | 2/5 | 2/5 | 1/5 | 2/5 | 4/5 |
| 2026-05-01 | B | 3/5 | 4/5 | 2/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-30 | B | 3/5 | 4/5 | 2/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-28 | B | 3/5 | 4/5 | 2/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-27 | B+ | 3/5 | 5/5 | 3/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-24 | B+ | 3/5 | 5/5 | 3/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-23 | B+ | 3/5 | 5/5 | 3/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-22 | B+ | 3/5 | 5/5 | 3/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-21 | A- | 4/5 | 5/5 | 3/5 | 4/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-20 | A- | 4/5 | 5/5 | 3/5 | 4/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-17 | A- | 4/5 | 5/5 | 3/5 | 4/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-16 | A- | 4/5 | 5/5 | 3/5 | 4/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-15 | A- | 4/5 | 5/5 | 3/5 | 4/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-14 | A- | 4/5 | 5/5 | 3/5 | 4/5 | 1/5 | 3/5 | 4/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | WisdomTree Japan SmallCap Dividend Fund DFJ | 0.65% | 2.51M | 0.58% |
| 2 | WisdomTree Dynamic International SmallCap Equity ETF DDLS | 0.26% | 1.12M | 0.48% |
| 3 | WisdomTree International SmallCap Dividend Fund DLS | 0.25% | 2.62M | 0.58% |
| 4 | iShares MSCI Japan Small Cap UCITS ETF IDJP.L | 0.22% | 1.22M | 0.58% |
| 5 | iShares MSCI Japan Small-Cap ETF SCJ | 0.21% | 530.2K | 0.50% |
| 6 | Dimensional - International Small Cap Value ETF DISV | 0.18% | 8.38M | 0.42% |
| 7 | Avantis International Small Cap Equity ETF AVDS | 0.15% | 480.4K | 0.30% |
| 8 | iShares Currency Hedged MSCI EAFE Small-Cap ETF HSCZ | 0.08% | 183.6K | 0.83% |
| 9 | iShares MSCI EAFE Small-Cap ETF SCZ | 0.08% | 11.06M | 0.40% |
| 10 | Vanguard Global Momentum Factor ETF VMO.TO | 0.06% | 225.7K | 0.38% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Hiroyuki Yoshioka | Executive Officer | — | — |
| Masakazu Yamagata | Managing Executive Officer | — | — |
| Sadanori Kato | President, Chief Executive Officer & Representative Director | — | male |
| Soichi Yamamoto | Managing Executive Officer & Director | — | male |
| Tatsuo Hiramoto | Managing Director | — | male |
| Tetsuji Ono | Managing Director & Representative Director | — | — |
| Toshihito Mori | Executive Officer | — | male |
| Toshiyuki Koyama | Executive Officer & Finance Manager | — | — |
| Yasunori Saimyoji | Managing Executive Officer & Director | — | — |
| Yasuyuki Ikeda | Executive Officer | — | male |
| Yumiko Sakaguchi | Executive Officer | — | female |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for 5832.T
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
