Subscribe

Shizuoka Financial Group,Inc. (5831.T)

JPY3,314.00 +28.00 (+0.85%)
JP JPX Financial Services Banks - Regional
Address 2-1, Kusanagi-Kita 424-8677
Shizuoka, JP
CEO Hisashi Shibata
IPO 2022-10-03
ISIN JP3351500008

Explore sections of this company profile

Description

Shizuoka Financial Group,Inc. (SFG) and its affiliates offer an extensive range of banking and financial services. The company's operations are divided into two main divisions: Banking and Leasing. Within its banking arm, SFG focuses on core activities such as accepting deposits, providing loans, managing investment securities, and conducting foreign exchange transactions. The leasing segment primarily deals with finance lease arrangements. Beyond these fundamental services, the group offers corporate and financial management advisory, as well as bill collection. It also undertakes computer system development and operation, provides fee-based job placement, and handles general administrative functions. SFG further provides guarantees for various loans, including residential and consumer financing. Other activities include the acquisition of monetary receivables, real estate appraisals for loan collateral, and the management of dedicated centers for loans, remittances, and bill collection. The company also produces, prints, and binds a variety of documents. Additionally, SFG issues credit and prepaid cards, assists corporate rehabilitation through public offering support services, manages part-time employees, and delivers various finance and securities-related services. Established in 1943, Shizuoka Financial Group,Inc. was previously known as The Shizuoka Bank, Ltd., and its main office is located in Shizuoka, Japan.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
Loading outlook…
Loading forecast...
Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
Loading risk profile…
Price Chart
Averages
Trend
Price
Levels
Draw
JPY3,314.00 +28.00 (+0.85%)
Loading historical data…
Volume Profile
Loading…
Liquidity & share structure
Average Volume
2M
Beta
0.34
Float Shares
351.13M
Free Float %
65.4%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.92% +2.61% +0.74% -5.91% +34.36% +15.19% +81.56% +174.00% +227.54% +275.13% +1,190.41%
Rolling Volatility
Loading…
Drawdown
Loading…
Relative Strength
Loading…
Monthly Returns Heatmap
From To
Loading…
Annual Monthly Returns
Loading…
Daily Returns Distribution
vs.
Loading histogram data…

Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
3,314.00
DCF (Unlevered) 5,645.22 +70.3%
DCF (Levered) 988.61 -70.2%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 57% Bullish
Rating 2026-05 Change
Strong Buy 2 0
Buy 2 0
Hold 3 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.25
Distress
Piotroski F-Score
6 / 9
Average
Composite Rating
B-
Overall Score
2 / 5
Medium
DCF Score
3 / 5
Medium
ROE Score
2 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
2 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
  • Revenue growth
    +27.1% Q1'26: +33.6% (vs Q1'25)
  • EPS growth
    +23.0% Q1'26: -4.3% (vs Q1'25)
  • FCF margin
    Q1'26: +0.0% (vs Q1'25)
  • EBIT margin
    Q1'26: +23.7% (vs Q1'25)
  • ROIC
    Q1'26: +4.0% (vs Q1'25)
  • Share dilution
    -1.4% Q1'26: -1.8% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 16.83× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (1.02) × ERP
WACC = 41% × Ke + 59% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 5,645.22 Current price: 3,314.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2023
actual
Mar 2024
actual
Mar 2025
actual
Mar 2026
4 Rev. Ana.
5 EPS Ana.
Mar 2027
4 Rev. Ana.
6 EPS Ana.
Mar 2028
4 Rev. Ana.
5 EPS Ana.
Mar 2029
2 Rev. Ana.
2 EPS Ana.
Mar 2030
1 Rev. Ana.
1 EPS Ana.
Revenue
279.36B
est: 160.30B (+74.3%)
295.77B
est: 265.74B (+11.3%)
333.92B
est: 214.10B (+56.0%)
191.75B
172.50B – 202.09B
-10.4% YoY
239.64B
215.46B – 256.71B
+25.0% YoY
271.54B
242.17B – 301.96B
+13.3% YoY
296.35B
287.60B – 305.10B
+9.1% YoY
218.20B
195.35B – 238.45B
-26.4% YoY
EBITDA
91.29B
est: 55.81B (+63.6%)
94.72B
est: 94.62B (+0.1%)
117.83B
est: 76.23B (+54.6%)
68.27B
61.42B – 71.95B
-10.4% YoY
85.32B
76.71B – 91.40B
+25.0% YoY
96.68B
86.22B – 107.51B
+13.3% YoY
105.51B
102.40B – 108.63B
+9.1% YoY
77.69B
69.55B – 84.90B
-26.4% YoY
EBIT
73.32B
est: 45.86B (+59.9%)
79.49B
est: 93.53B (-15.0%)
104.63B
est: 75.35B (+38.9%)
67.49B
60.71B – 71.12B
-10.4% YoY
84.34B
75.83B – 90.35B
+25.0% YoY
95.57B
85.23B – 106.27B
+13.3% YoY
104.30B
101.22B – 107.38B
+9.1% YoY
76.79B
68.75B – 83.92B
-26.4% YoY
Net Income
52.40B
est: 52.74B (-0.6%)
57.76B
est: 62.26B (-7.2%)
74.62B
est: 76.23B (-2.1%)
87.97B
86.81B – 89.13B
+15.4% YoY
103.27B
70.15B – 130.47B
+17.4% YoY
115.63B
106.51B – 136.56B
+12.0% YoY
157.28B
144.63B – 169.94B
+36.0% YoY
108.19B
93.46B – 121.25B
-31.2% YoY
SGA
33.96B
est: 59.93B (-43.3%)
34.97B
est: 34.13B (+2.5%)
36.19B
est: 27.49B (+31.6%)
24.62B
22.15B – 25.95B
-10.4% YoY
30.77B
27.67B – 32.97B
+25.0% YoY
34.87B
31.10B – 38.78B
+13.3% YoY
38.06B
36.93B – 39.18B
+9.1% YoY
28.02B
25.09B – 30.62B
-26.4% YoY
EPS
92.93
est: 96.37 (-3.6%)
104.18
est: 112.60 (-7.5%)
136.37
est: 131.65 (+3.6%)
160.43
158.63 – 162.87
+21.9% YoY
195.04
128.18 – 238.40
+21.6% YoY
215.64
194.62 – 249.53
+10.6% YoY
287.40
264.28 – 310.52
+33.3% YoY
197.70
170.78 – 221.55
-31.2% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-12 B- 2/5 3/5 2/5 3/5 1/5 2/5 3/5
2026-05-11 B- 2/5 3/5 2/5 3/5 1/5 2/5 3/5
2026-05-08 B- 2/5 3/5 2/5 3/5 1/5 2/5 3/5
2026-05-07 B- 2/5 3/5 2/5 3/5 1/5 2/5 3/5
2026-05-01 B- 3/5 3/5 3/5 3/5 1/5 2/5 3/5
2026-04-30 B- 3/5 3/5 3/5 3/5 1/5 2/5 3/5
2026-04-28 B- 3/5 3/5 3/5 3/5 1/5 2/5 3/5
2026-04-27 B- 3/5 3/5 3/5 3/5 1/5 2/5 3/5
2026-04-24 B- 3/5 3/5 3/5 3/5 1/5 2/5 3/5
2026-04-23 B 3/5 3/5 3/5 4/5 1/5 2/5 3/5
2026-04-22 B 3/5 3/5 3/5 4/5 1/5 2/5 3/5
2026-04-21 B 3/5 3/5 3/5 4/5 1/5 2/5 3/5
2026-04-20 B 3/5 3/5 3/5 4/5 1/5 2/5 3/5
2026-04-17 B+ 3/5 4/5 3/5 4/5 1/5 3/5 3/5
2026-04-16 B+ 3/5 4/5 3/5 4/5 1/5 3/5 3/5
2026-04-15 B+ 3/5 4/5 3/5 4/5 1/5 3/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
10.39B
OE per share TTM
18.49
Owner's Yield
0.67%
Maintenance CapEx ratio
8.19%
Maint CapEx / Avg PPE
21.9%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
31.77M
Shares Outstanding
536.63M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Hisashi Shibata President, Chief Executive Officer & Director 116M male
Minoru Yagi Director & Executive Officer 103M male
Yutaka Fukushima Director & Executive Officer 103M male
Eiji Ishii Managing Executive Officer
Mitsuru Kobayashi Managing Executive Officer & GM of Audit Department male
Tokunao Ito Managing Executive Officer & Head of Western
Tomoya Minegishi Business Reader male
Mitsuhide Sugita Senior Managing Executive Office & Head of Tokyo Metropolitan Area Company
Hiroshi Ohashi Managing Executive Officer & Deputy GM of Sales Department
Koichi Kiyokawa Senior Executive Officer, GM of Audit Department & Director male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

Share your view on this stock and instantly see how the community has voted over the last 6 months.

These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits